We help you make good financial decisions by tuning out the noise and focusing on just a handful of simple, core principles that have proved successful over time. Although they are simple, following them is not always easy.
If this is your first visit, begin at "Getting started" below.
Regular visitors may want to look at our new articles.
For US investors:
- Getting started - Start here.
- Investment philosophy - Our investment principles.
- Investing start-up kit - A top-down approach to start investing.
- Investment policy statement - Identify your investment objectives and how you plan to meet them.
- Prioritizing investments - Choosing where to save your investing money, such as an employer's retirement plan or a savings account.
For non-US investors:
Personal finance covers not only investing, but day-to-day finances, budgeting, insurance, taxes, estate planning, and retirement.
For US investors:
- Personal finance planning start-up kit - Start here.
- Financial planning - The first thing you should do.
- Household budgeting - Understand how much you make and how much you spend.
- Emergency fund - Have cash on-hand for life's unexpected events.
- Insurance - Auto, home, medical
- Estate planning - Be prepared when bad things happen.
Retirement is a major event in many people's lives. It is not only a lifestyle change, but a change in income and spending.
Planning for this life-changing event is important.
From today's featured article
Mutual funds are registered investment companies that pool investors' capital to invest in securities. Professional money managers manage mutual funds, and the corporate contributory retirement system in the U.S. uses them extensively. As of 2017, a total of 9,356 U.S. mutual funds held over 18 trillion dollars of assets, owned by forty-five percent of American households and an estimated 101.9 million individuals.
Mutual funds offer you diversification, professional management, liquidity, and convenience. These advantages are offset by factors such as costs, fund turnover, and the consequences of organizational structure. (more...)