Nevada 529 plan: Difference between revisions

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*Vanguard Inflation-Protected Securities Fund (ER 0.55%)
*Vanguard Inflation-Protected Securities Fund (ER 0.55%)
*Vanguard Institutional Total Bond Market Index Fund (ER 0.55%)
*Vanguard Institutional Total Bond Market Index Fund (ER 0.55%)
*Vanguard Interest Accumulation Portfolio (ER 0.50%)[1]
*Vanguard Interest Accumulation Portfolio (ER 0.50%)<sup>[1]</sup>





Revision as of 05:17, 5 December 2008

Nevada 529 Plan:

Program match on contributions: None

State tax deduction or credit for contributions: Not applicable. Nevada does not have a personal income tax

Age-based investment options: The Age-Based Option offers a choice among three different risk levels (Aggressive, Moderate, or Conservative) each containing five portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the selected risk level and number of years to expected enrollment, and later reassigned to more conservative portfolios as the beneficiary approaches college age.

Static investment options: Select among five multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, and Income) and 14 individual-fund portfolios.

  • Vanguard Aggressive Growth Portfolio
Vanguard Institutional Total Stock Market Index Fund (80%)
Vanguard Total International Stock Index Fund (20%)
  • Vanguard Growth Portfolio
Vanguard Institutional Total Stock Market Index Fund (60%)
Vanguard Total International Stock Index Fund (15%)
Vanguard Institutional Total Bond Market Index Fund (25%)
  • Vanguard Moderate Growth Portfolio
Vanguard Institutional Total Stock Market Index Fund (40%)
Vanguard Total International Stock Index Fund (10%)
Vanguard Institutional Total Bond Market Index Fund (50%)
  • Vanguard Conservative Growth Portfolio (25% stocks, 75% bonds)
Vanguard Institutional Total Stock Market Index Fund (20%)
Vanguard Total International Stock Index Fund (5%)
Vanguard Institutional Total Bond Market Index Fund (75%)
  • Vanguard Income Portfolio
Vanguard Institutional Total Bond Market Index Fund (50%)
Vanguard Inflation-Protected Securities Fund (25%)
Vanguard Short-Term Reserves Account (25%)
  • Vanguard STAR Portfolio (60–70% stocks, 20–30% bonds, 10–20% cash investments)
Vanguard STAR Fund (100%)

Individual Funds

  • Vanguard Total Stock Market Index (ER 0.50%)
  • Vanguard Institutional 500 Index Fund (ER 0.50%)
  • Vanguard Value Index (ER 0.55%)
  • Vanguard Growth Index (ER 0.55%)
  • Vanguard Windsor (ER 0.69%)
  • Vanguard Morgan Growth(ER 0.65%)
  • Vanguard Mid Cap Index (ER 0.55%)
  • Vanguard Small Cap Index (ER 0.55%)
  • Vanguard Total International Stock Index (ER .69%)
  • Vanguard High-Yield Corporate Fund (ER 0.55%)
  • Vanguard Inflation-Protected Securities Fund (ER 0.55%)
  • Vanguard Institutional Total Bond Market Index Fund (ER 0.55%)
  • Vanguard Interest Accumulation Portfolio (ER 0.50%)[1]


Expenses: 0.50% - 0.70%; maintenance fee: $20 annually on accounts below $3,000.

Direct link to 529 Plan site

See Also

Links

Notes

[1] Investment strategy: The portfolio directs all of its assets into Vanguard® Short-Term Reserves Account, through which the portfolio owns funding agreements issued by one or more insurance companies, as well as shares of Vanguard® Prime Money Market Fund. Funding agreements are interest-bearing contracts structured to preserve principal and accumulate interest earnings over the life of the investment. Funding agreements pay interest at a fixed minimum rate and have fixed maturity dates that normally range from 2 to 5 years. Investment policy: The portfolio owns funding agreements issued by insurance companies, in addition to shares of Vanguard Prime Money Market Fund. The funding agreements are structured to preserve principal and accumulate interest earnings over the life of the investment. The total amount invested in the Prime Money Market Fund is expected to be between 0% and 25%.

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