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Bogleheads.org – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.


Post ListingsView subforum list

1594 new posts and replies over 217 topics in last day (sorted by # of Replies). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
13211cWhat Movie Have You Recently Watched?2014 abuss36812:38 littlerfish
9939tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab11:16 potatogun
9141tInternational (Non-US) versus US Equities (The "Arguments")2023 CraigTester12:39 rockstar
8680cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt11:41 jginseattle
8634cWhat are you listening to now2020 Artful Dodger12:00 littlerfish
8581pBank of America/Merrill Edge - Preferred Rewards2014 navyitaly15:59 epoche
7193c[What TV Show Have You Recently Watched?]2016 dbCooperAir22:23 eddot98
5542tWhat are you up YTD? [Year To Date]2014 InvestorNewb15:54 Chicagoprof
5433cWhat frugal thing did you do today?2017 Nectarineman19:20 yankees60
3473tModified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory2021 skierincolorado12:31 unemployed_pysi
3233cBird watchers – what birds are you seeing?2020 JAZZISCOOL06:23 Miriam2
2246pUS Bank 4% Smartly Visa Credit Card09/05 Bosro13:42 Lastrun
2074pRetiree Portfolio Model2012 BigFoot4812:20 rl102581sbs
1766c[On-going Scams - Post them here]2019 ketanco15:30 dukeblue219
1317tTaxation of Treasury bills, notes and bonds2022 Kevin M06:20 WalkingBackToHo
1054tA time to EVALUATE your jitters2011 nisiprius12:41 snic
761cYubikey only at Vanguard now possible.2021 pragmatist18:47 index2max
609tWhy Roth conversions always pay off—if you can hold on long enough [Update 2/2025]2021 McQ10:49 FiveK
330fBogleheads Forum website running VERY slowly?09/05 Stinky10:41 LadyGeek
327lNE Ohio (Cleveland Area) Master Thread2014 Maid of the Mis12:45 Designairohio
277cWindows 10 is losing support in Oct. Need a new computer01/09 chemocean13:47 yankees60
258tWhat's up (or down) with TIPS?05/28 Kevin M10:52 rockstar
183hWho has a financial advisor/planner and why?2023 MrCheapo09:57 Mando19
179tVanguard is creating a T-Bill ETF12/01 capybara1112:07 actionflapjacks
169bHappy, Happy 101st Birthday, Taylor! 🎉⚓🎂🎖️01/22 Kathleen Ryan09:34 zaplunken
162hTreasury Direct - The Eternal Wait and No Way To Track Transfer2023 Arctic Fox09:45 WillRetire
149hThinking of moving my "number" all into cash, market is freaking me out03/13 Lynx31065010:58 exodusing
126lSan Francisco Mid Peninsula, California Chapter2018 nance22:29 nance
110cDoes anyone prefer sedans or wagons over crossovers anymore?03/14 SeattleLaw12:50 Northern Flicke
100cWhat are generic brands/items worth buying?03/06 z9119:11 Parkinglotracer
93c"Destroy if Dead" box03/13 Caduceus18:35 secondopinion
82pworth paying full price for a top 10 private med school?03/12 saveninvest11:17 FIRWYW
78tSP500 corrections and bear market risk03/13 prioritarian12:18 rkhusky
70cSlim wallet recommendation that can fit cash01/25 MtnTravel07:58 MtnTravel
65tS&P500 up today 3/14/25 2.05% — a reminder to stay invested03/14 er99910:07 Hacksawdave
64hGetting old … RMDs getting larger03/15 sardron12:47 TomatoTomahto
62pPremium for top university worth it?18:48 marco8812:26 secondopinion
60hA Free Google Sheet for Asset Allocation Tracking03/06 TrackerDan09:54 TrackerDan
58hGone 95% physical gold: best way to store?04:06 steve32112:43 cshell2
57tFelix sticks a fork in buckets, bond tents, and SORR in Favor of Variable Withdrawal Methods17:55 dogagility12:47 toddthebod
55cPassport card in lieu of Real ID03/08 A44010:43 grok87
53pWhat does your setup using Fidelity CMA and Brokerage accounts look like?07/15 rich1day12:39 Journey28
53tVanguard Proxy Vote Discussion12/04 Oicuryy16:46 index2max
52hHow much can I move from my Optum Bank HSA?2023 passive10110:09 InvestSage
51cWalmart & Amazon11/17 yankees6021:21 nisiprius
50pHow to determine the cost basis for stocks with no records?2023 worthit07:51 toddthebod
48pAlternatives to online banking03/14 Octavia14:49 VaR
48pGPO/WEP $ now in— [received email or deposit]02/28 PoppyA14:17 SpideyIndexer
48pCapital Gain on Sale of Inherited House02/16 OpenMinded113:33 RetiredAL
48cAny car dealer salespersons out there ? Advice ?03/12 Nine547213:09 carolinaman
44tPurchasing income annuities (SPIA, QLAC, etc.) - mega thread02/18 Stinky12:16 Stinky
43hDollar Cost Average - But How?03/15 TDRex08:34 Ace300
42cCalls to verify online CC purchase03/14 michaeljc7005:07 exodusing
41hPlanning to retire in 2 yrs. and looking for any advice on current plan03/10 afr12:40 dratkinson
38hBND and BNDX in my portfolio03/15 BoglesMyHero19:17 WeakOldGuy
37fSupporting the Bogleheads Forum [501c3 status]03/15 WoodSpinner11:22 BolderBoy
37hActive Management in Down Market03/13 oakbluffs09:38 ScubaHogg
37cBest way to get yen for Japan trip?03/10 FedGuy23:11 WanderDad
37cGround Coffee03/05 LaurenRose22:12 gionnovi
36hSell Low buy Low, Sell High buy High15:11 jbogler12:41 jbogler
35h8 figures to invest. Talk me into or out of an advisor!03/14 bigbossbilly17:55 Carol88888
34cTaking up an instrument in retirement - how good have you gotten?03/13 2marshmallow12:41 torso2500
34tHow long $1.5 million lasts in retirement?03/16 worthit12:07 BrooklynInvest
34pTax Aide Volunteers?03/15 Mainiac20712:04 GenawithanE
34pRenting in Top School Districts?03/15 phiMD12:03 texasdiver
34tLost Vanguard investment? [Lost deposit check]2023 NorthBayBoy16:07 talzara
34cHow long do you wait for a contractor bid before moving on?03/12 neowiser13:32 neowiser
33pState DOR claims remote state employee owes tax. [Department of Revenue]03/12 Nutmeg16:29 Mr. Rumples
32cPortugal Vacation2024 Lindrobe14:59 WhyNotUs
31fConsider donating to this website2023 ApeAttack18:29 Brewman
29cHow to extend life of fogging double-pane windows?03/15 peterw09:00 bombcar
27hRetiring during a bear market16:18 Cincy_198812:36 rkhusky
26pFixed Pension Decision17:56 RobertFIRERetir12:51 delamer
26fA reminder of why [and how to] support this site01/20 Valuethinker16:59 yankees60
26cChoosing between two used EVs (ID4, Ioniq 5)03/14 gaussmarkov116:41 BiggerSaver
25cWhat is a good budget laptop for a high school student?03/15 worthit07:30 tibbitts
24hHelp me understand - "you don't lose until..."03/14 Becks09:46 Michael128649
23cSpa Destination Recommendations for Wife?03/14 ScubaHogg09:48 ScubaHogg
22pPermanent Home address question for filling state tax03/13 johnkgan10:59 Epsilon Delta
20pConsiderations for Co-Ownership of house with Son13:19 Sage1612:06 123
20hFundrise Offering a 14.25% Return17:39 ruanddu10:05 ruanddu
20h[A second] Puerto Rico muni bond (insured) settlement question2022 Weathering08:03 crefwatch
20cMedicare Question03/16 LaurenRose07:55 dbr
19cWhy is my computer so slow?02:41 black jack12:34 tuningfork
17pRMD waiver and Form 5329 question03/08 gavinsiu12:46 Alan S.
17hAveraging down into the market18:48 Jacobus212:25 snic
17hTSLA Windfall. Mortgage Payoff, or Index Investment?17:49 Elder_Millenial11:57 BBurki
17pSSA.gov and ID.me17:48 itworks10:28 veggivet
17pCorrected 1099-DIV for 202403/10 jiceman22:25 Katietsu
16hTransfer in kind from Ameriprise to Schwab - now what?03/15 tseattle12:48 Juice3
16cCostco AT&T deal03/05 YeahBuddy10:00 ruanddu
15hAsset Location Quandary - Help09:31 DMLouie12:45 enad
15pCalifornia Tax Refund Review for Identity Theft14:11 stan111:30 stan1
15cStreaming services outside the US03/16 LaurenRose09:58 hunoraut
15hBackdoor and Mega Backdoor Roth withdrawal of principle02/11 bspk09:35 retiredjg
14tQuestions about a Cash vs. Margin Account03/14 jb911:45 Vinny_in_NJ
14hWash Sale rule if selling in Non-Taxable and Buying in Taxable account16:12 DMLouie19:03 lazynovice
13pWhen is it NOT worth converting to a ROTH???09:08 Swampy12:50 billthecat
13pMessed up tIRA and Roth IRA and taxes :(03/05 blogpie12:48 blogpie
13tSORO - Sequence of Returns Opportunity?14:50 Rocinante Rider11:51 Retired@58
13hPortfolio Review from the Internet Stranger Braintrust03/02 Cutlass_Supreme10:04 DocH
13n(UCITS) Boglebot: Seeking for opinions03/13 Ivkosky04:22 Ivkosky
13pTalk us into or out of buying this house in retirement16:32 relentless122:06 AlmostThereCT
13tRoth conversion - how to decide if to convert2023 kodiac13:22 smitcat
12cRecommend a drive for backup11:28 exodusing12:47 bombcar
12tMissed deadline to convert previous employer's 401K to rollover IRA20:42 retiremesoon07:57 toddthebod
12cHiring a car service in Vienna Austria03/15 BiggerSaver06:49 BiggerSaver
12hWiring proceeds of business sale, to where?03/13 FrankDiscussion15:58 Caliscotsman
12hVanguard error03/15 dcs13:19 bongo
11p1099K Ebay16:18 Mesamaverick12:46 rkhusky
11hT-bills…Treasury Direct vs Fidelity2023 Lynneandjim10:17 Degraw368h
11pAllocating unearned income on state taxes as part year resident17:52 MGBMartin09:25 chemocean
11pRefinance spouse's auto loan in my name?03/15 ss9820:17 ss98
11tThe Galeno TPAW Method01/01 galeno15:18 jmk
10cLoud drip down spout aluminum gutters during rain05:31 BashDash12:44 Oreamnos
10psolo 401K (in-plan Roth conversion) two 5 year rule13:54 NaTT12:24 Moniker
10pPresidential Bank - what’s the catch?17:33 manlymatt8310:41 zhiwiller
10pFailure to contribute safe harbor 3%03/15 robiu97705:22 robiu977
10tUnderstanding foreign qualified dividends for 11162022 international0023:20 henryphseven
10pWhen is Capital Gains Tax Due03/13 Bunty21:03 toddthebod
10pHindsite on 2024 Roth Conversions03/16 mrsoul1219:52 FiveK
10hNewbie moves03/13 Tiabird19:06 Tiabird
10pMerrill Preferred Deposit - worth it?05/16 NYCaviator18:55 persona4826
9cwater softener not softening10:10 familythriftmd11:20 theplayer11
9hInternational [brokerage] alternatives [for US citizen]03/09 Poppster10:48 ahearn1769
9tIs the risk/reward better with Stocks than with Bonds?07:27 TrustTheMarket10:30 MathWizard
9pPaying Tax On Roth Conversion02/28 BFranklin03:57 HomeStretch
9hHelp with tax effeciency and diversification03/14 jjgaucho19:38 grabiner
9cUsed car listing, what am I missing??03/15 earlywynnfan18:08 MGBMartin
9cBasement fridge question14:47 tenkuky17:00 suemarkp
8fBoard Announcement mod03/15 Alex Frakt11:42 arcticpineapple
8pRelaxing Miser Mindset on Spending in Go-Go stage08:28 snackdog09:23 simplesimon
8cBuying New Car in Mexico14:12 spanisharmada17:53 quantAndHold
8hBackdoor Roth if near but not over income limit03/16 blortchplop16:28 Hacksawdave
8tChanging AA during volatile market times?03/15 Calico14:17 Back Dr
7hVanguard Complaint Experience19:43 padams11:39 padams
7tWhich fund is the best proxy for US Inflation?15:13 henryphseven11:33 hudson
7pAnyone use RMD withholding to pay estimated taxes in Oregon?13:01 Owl10:32 chemocean
7pWhole Life Policies - do I need them?03/14 Green_9810:29 Stinky
7htaxable vs deferred vs taxed- does my split look right?03/14 sam_likh08:28 DocH
7pTax question on US Treasury note15:23 gatorking06:04 gatorking
7tlarge cap value vs small cap value03/13 tcrez22:03 hiddenpower
7hAsset allocation for low income 91 year old03/16 okie74520:37 snic
7hPortfolio help for 80-year-old MIL03/16 West of Chicago20:26 snic
7hOhio teacher retiring. Help with Partial Lump Sum Payment option02/13 teacher216317:44 lereh
7pConfused on what accounts can be combined for RMD?13:43 gavinsiu16:17 JBTX
7pQuestion re: US tax filing requirements for foreign (Canada) estate03/15 whyme14:57 bsteiner
7hFirst Time in 15 Years – 401k Refund03/14 lazybones1814:16 GaryA505
7pDo I need a corrected W-2 to file my taxes?03/16 MDkate421713:57 stan1
7c[solved] Do we need to pay the penalty if we request a waiver for missed RMD03/16 gavinsiu13:15 RetiredAL
6hPlease, Need Advice on Parent's Portfolio03/15 Bob_Sacamano12:44 Bob_Sacamano
6pCreative ways to structure sale of raw land10:35 CashConfessions12:31 Jack FFR1846
6pAnnual Taxes produced by Separate Property Inherited Assets?11:15 bmelikia12:16 GenawithanE
6tAsset Location "swapping" in retirement07:46 waywardguy12:08 beyou
6pChurning Question: How to find Amex Plat/Gold Biz w/ NLL?03/02 atwnsw11:27 oilrig
6hPortfolio and 529 feedback03/16 redshift9910:50 intendi
6pIs physician private practice still viable?14:53 ohboy09:56 robiu977
6lNew Jersey Chapter01/12 wojo_ate_ur_cat09:01 Brother Grimm
6hHow do you treat in-the-money stock options?15:34 Darth Xanadu20:40 Gopherever
6hRebalancing A Portfolio14:38 DMLouie19:23 DMLouie
6pTax Software Q - Box 1 of W2's are each calculated different17:15 PlayingLife19:12 Hyperchicken
6hHelp needed: SWR, VPW, TPAW, FiCalc, Retire?03/16 Indeterminacy17:43 Indeterminacy
6hInvestment Planning Advice amidst general uncertainty03/14 goduckie15:56 goduckie
6pBackdoor Roth and TurboTax03/15 yolli7115:48 yolli71
6pTax Loss Harvesting in a Trust03/14 MIZCHI14:02 MIZCHI
6pHSA expense question03/15 test12313:45 MP123
6hBond Funds and "Fidelity Go" robo03/15 FatJack13:42 nedsaid
6hLong-term gains determination03/16 bluegill13:10 livesoft
5fBogleheads - Cloudflare issues00:53 fetch548212:18 cadzan
5fNew security measures mean not able to use VPN?11:40 sailaway12:16 samsoes
5cBest way to clean outdoor carpet10:34 goshenBogle12:10 enad
5pJD School Options03/13 Kagord10:30 LadyGeek
5hSEPP, dumb question ... withdraw less?13:56 chumpzilla07:56 chumpzilla
5pShould I buy the house?03/15 TF12707:38 TF127
5hWealthfront for Three Fund Portfolio, skip the robo advisor so zero fee, thoughts?17:30 BuglesHead19:42 BuglesHead
5pHow do we mitigate recession drop risk?15:31 RIMDBogle18:28 Silverado
5pTax Efficient Charitable Donations of Appreciated Mutual Fund03/15 filbert14:28 filbert
4pCitizenship vs Permanent Resident11:58 Dave972912:40 HueyLD
4pHelp with taxes MFS11:29 yfonseca12:34 ncdcpa
4pIs TurboTax Miscalculating My SEHID in Multiple Ways?22:33 GoldenBear1712:05 GoldenBear17
4pRetired. Part Time Job. 401K Regular or ROth?09:07 mrgeeze12:03 Watty
4p[Various questions about filling out] California 540NR Schedule CA00:07 SHADI833111:43 nalor511
4hPortfolio Question 75 yr old retiree03/16 LuckyOneToday11:36 LuckyOneToday
4pBalance in IRA Account After Roth Conversion22:27 HereToLearn11:11 HereToLearn
4hVG MF Exchange message "The amount you entered exceeds this fund's balance"16:29 RetireGood09:45 RetireGood
4pLife Insurance ?s for recent widow mom in-law08:10 Fishing2retire09:37 Harmanic
4pMedicare Supplement Premium Set by Medicare?07:48 Carl5309:08 Vinny_in_NJ
4nRetirement account strategy and setup (or not) [Australia citizen working in US]03/15 freshstart99903:21 TedSwippet
4nNot sure what to do with money held in a US bank while living in Japan03/15 greenhornInvest23:56 finite_differen
4pAbove 50 years and catch-up contribution question.19:18 johnpau22:11 bogling
4cNice areas to stay in Toronto?14:27 oaksavannah20:55 oaksavannah
4pHow to calculate HSA contribution while an Oregon resident?15:02 SHADI833120:30 mrb09
4cOptions for Getting out of Membership Campground18:34 FairWinds19:59 id0ntkn0wjack
4p8606 question, of course17:34 tothemoon12318:44 toddthebod
4hChange contribution year for IRA on Vanguard03/16 fastest_raccoon18:44 RetiredAL
4pForeign Dividends Received - Turbotax03/15 AllTheFries17:19 AllTheFries
4pQuestion about CA state tax exemption on dividend income from MF/ETF that partially held treasuries03/16 UncleLeo16:58 Artsdoctor
4nResident Alien left the US Mid-Year (US Federal Tax Residency Status)13:16 hpccpatest15:37 Lazerr
4nUS and UK taxes on ETFs03/16 aaaxl14:39 TedSwippet
3hMACSX vanished from Morningstar site15:33 bill8807:54 Anovice
3pFiling Form 709 for Gifts on Turbo Tax03/16 Rajsx12:56 toddthebod
2hPorfolio planning advice/management12:01 emmagator12:46 BetaTracker
2hPaid-down HSA, Possible Alternative10:43 LifesABeach11:33 lazynovice
2nExpat living in France [US citizen, Fidelity account and medical expense questions]02/24 Roly08:16 cfo
2hFirst Portfolio Review and Rebalancing17:10 jomt01:30 lunch_money
2tExcel gurus: Correct use of (M)DURATION16:25 Chogy16:50 Chogy
2pExcess Roth Contribution Clarification03/16 QuirkyEar15:28 Epsilon Delta
1pAfter tax roth contributions vs roth ira (tax implications of withdrawals)12:48 b17CC12:51 toddthebod
1hHigh W2 Earner - Portfolio Review11:50 Sellery103112:12 HomeStretch
1tWhy are VOOG distributions so small when compared to VOOV even though composition is similar11:10 Bishop6911:23 arcticpineapple
1pDo I need to fill out Form 1116?03/16 ikowik07:44 ikowik
1pHow Accurate is myintuition.org College Cost Estimator?15:58 curiousinvestor21:37 Pdxnative
1pExcess contribution removal for HSA overcontribution14:53 jgalt13316:08 MP123
1pQ about filing for spousal Soc Sec benefit13:56 itsmeagain15:05 enad
1tMr. Bogle's thoughts on TIPS?03/16 timboktoo13:48 nedsaid
1pTax When Selling Land at a Loss03/16 Turnspit Dog13:06 grampy
0pIncome tax for Child Question11:54 Dave9729 

Subforum key:
h = Personal Investments
t = Investing - Theory, News & General
p = Personal Finance
n = Non-US Investing
s = Spain
u = United Arab Emirates
c = Personal Consumer Issues
b = Bogleheads Community
l = US Local Chapters
I = Non-US Local Chapters
f = Forum Issues and Administration

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