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Bogleheads.org – Investing advice inspired by John Bogle

Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.

The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.

This site is composed of two primary resources: our Wiki and our Forum.

The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.

On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.


Post ListingsView subforum list

1736 new posts and replies over 263 topics in last day (sorted by subforum). Days: 1 2 3
# Replies Subforum - Topic TitleFirst Last   
Subforum - TopicLast   
17hPrivate Equity Vanguard10:20 Hogan77318:59 Hogan773
3hWhat funds to park inherited UTMA?15:06 CWilliams18:58 Grt2bOutdoors
4h3 Fund Book18:10 jjodod18:53 Lastrun
2hunderstanding tips purchase using tipsladder and Fidelity13:49 PerfectName18:39 PerfectName
9hPortfolio Review for NYC academic w TIAA-CREF, NYS Deferred Comp, no pension, VHOLC01/24 ArtsyProf18:37 Beck49
5hMaking a separate bucket in Fidelity2023 treadonme18:32 Simpleplease
18h2024 Portfolio Review - 28yo w/ $200k01/08 GoatInvestor18:28 retired@50
36hGeneral retirement questions...need advice02/20 hacksaw202518:20 hacksaw2025
6hmixed bag of income coming.How does it effect my retirement02/19 Franklin18:13 Franklin
1hHSA consolidation18:09 test12318:12 retired@50
115hEffectiveness of swapping between muni & treasury money markets02/27 hkcj18:12 beyou
13hPlease Help This Resident Physician Setup their Portfolio02/20 airlon18:06 lakpr
5hWhich Brokerage to You Recommend when Using an Account Authorization ?14:34 thinkker18:05 ResearchMed
56hQuick backdoor roth question2021 newbie00317:56 toddthebod
7hHelp consolidate and improve my complicated portfolio02/02 peanut917:53 peanut9
27hWas it a mistake to suggest allocating developing markets in roth ira?11:35 omert17:51 bonesly
6hWhy should I back door Roth?16:22 Carguy8517:33 sailaway
44hHelp - Can Marcus Lock Our Savings Account Willy-nilly?10/28 night_owl17:25 laughmyassetsof
2h2-factor authentication for Vanguard solo 401k/smallbiz?13:20 brian201317:24 peteyboy
1hExchange fund [www.usecache.com]16:55 Tech17:20 exodusNH
11hDonor Advised Fund - Tax Deduction Question21:26 mander7517:13 vnatale
7hAny way to Roth?09:29 RetiredAt6116:57 retired@50
14hInherited IRA account requirement?09:47 Hugh Prolly-Wri16:40 MarkNYC
4hBrokered CDs vs Treasuries and Flexibility15:14 BHamTallMan16:39 Vinny_in_NJ
14hSuper beginner question about my current work retirement funds21:58 Tornado16:32 Katietsu
3hroth conversion questions15:15 john060816:24 RyeBourbon
15hPortfolio checkup - did I hit the FI yet?22:07 yogesh16:20 yogesh
7hBackdoor Roth Conversions and IRS Form 860614:22 atlgenxennial16:12 retiredjg
62hLet me retire! Please?02/19 Stogieman15:57 rockstar
58hVBIAX. Why not?09/06 Abchaos0915:48 whodidntante
118hEarly Retirement Plan - Age 38 w/over $2 million01/02 MaxSave15:43 DoctorE
6hUnwinding equity linked notes19:37 physics91115:42 physics911
74hThoughts on Gainbridge OneUp Annuity?08/18 frcabot14:59 Stinky
20hDownside of claiming dependents on W4?12:59 meadowrue14:56 meadowrue
5hWithdraw and close 457 account? Am I missing anything?13:20 Fish and their 14:54 JS-Elcano
3hRescuing my mixed-up Traditional IRA12:22 6-Telegraph14:47 6-Telegraph
4hTIPS Ladders questions02/05 john060814:21 Kevin M
63hHas anyone invested in marijuana stocks?2019 starrynight4014:20 tfunk
4hPortfolio review after changing employment and IRA custodians02/08 DracoMagister14:07 mhadden1
30hTIPS or not for a 5 year ladder?02/17 PerfectName13:56 PerfectName
6hCombining Vangaurd Accounts11:45 MichaelRpdx13:03 MichaelRpdx
18hShould I move my inherited IRA to Vanguard?02/20 Rockbottomdwell12:42 rkhusky
3hBond funds vs. Money Markets12:00 mozart1012:19 dbr
15hNeed permission to stop saving and coast, please:)02/19 Japanr12:10 Jovby
28hWhat are Good Investments for Someone with Low Risk Tolerance?02/15 arca12:08 White Coat Inve
3hDetermining the fraction of fund distributions attributable to US government bonds02/20 dannyboy11:52 toddthebod
7hRetiree's fixed income AA02/20 Offshore11:41 Offshore
4hROTH mistake07:18 TAMSTR3210:22 barnaclebob
29hAre we a good fit for Vanguard Personal Advisor, at least for now?02/19 papatart09:29 Thundering Man
8hTreasurie Notes, BND, Both Or Something Else06:31 LaramieWind09:09 cas
59hSanity Check After 6 Years Away02/19 topofthebellcur08:36 mikejuss
21hNeed help to retire in 5 years.02/20 socalindex08:35 1hotjava
6hPortfolio/Investment review02/20 schein08:13 tashnewbie
10hWhere to park cash for 5 years? (Medicaid qualification)02/20 prison_mike07:34 SchruteB&B
20hPortfolio Analysis - 401K questions and just overall how am I doing02/16 fi_no_retire07:29 retiredjg
27hRelevance of the Three Fund Portfolio02/19 rdilipk06:50 Money_Badger
10hHow to invest $1M02/20 Bbogler06:30 southernlucky
38hDoes it make sense to tilt to VGT/QQQ when S&P 500 already has a large tilt towards tech?12/12 saver106:29 TimeIsYourFrien
20hConverting traditional IRA to Roth IRA02/20 Thelastmileofth05:56 02nz
4hUnderstanding Backdoor Roth IRA22:32 TommyStat00:34 placeholder
14hTransfer from Morgan Stanley to VG02/20 BAM!23:38 BAM!
47hVanguard Wellesley02/16 jasperhobbs23:21 Artsdoctor
8hQuestion about a short term Fidelity Bond Fund02/20 rdx113822:57 retired@50
32hChecklist: Moving from VG to Fidelity01/17 stocknoob411121:43 felizcortez
6hWhat is the final payout amount for this TIPS?02/19 gfirero21:08 #Cruncher
97hIs it Too Late to Invest in VTI?02/16 arca20:33 calmaniac
16hDividend heavy ETF's for a new investor02/20 noon070720:27 arcticpineapple
952tRobinhood 3% IRA Match08/07 BobbleyBob18:58 StevieG72
859tThe One-Fund Portfolio as a default suggestion2019 longinvest18:54 CedarWaxWing
342tVanguard Cash Plus Account01/12 stan118:48 retiringwhen
5tSelling some VTSAX shares -- ideal cost basis?12:36 brasstacks18:44 livesoft
7579tThe Final, Definitive Thread on Brokerage Transfer Bonuses2016 Earl Lemongrab18:42 bbrock
3tCalculating Bond Movements18:23 Kaione18:42 retired@50
103tAvantis ETF Filing Today03/21 Gaston18:41 RosieQ
184tCan you do better than BND?02/12 McQ18:39 DaufuskieNate
54tWhy own bond funds with corporate holdings?02/18 artymorty18:25 Elysium
92tThe number one reason why investors fail01/27 garlandwhizzer18:14 LeslieSmiley
17tSettlement time for stock trades going to T+1 this year02/18 StrangePenguin18:09 JSPECO9
1tBid/Ask spreads on Long TIPS16:05 Gufomel17:59 oxothuk
2tCD Compounding17:35 sport17:50 sport
11tVanguard Digital Advisor has "A proven track record with active"09:39 DesertGator17:27 mkc
4tPortfolio Visualizer back testing and asset allocation comparisons12:46 CedarWaxWing17:24 sycamore
22tShare your 'reverse glidepath' stories!02/19 Admiral Fun15:59 connor
17tIf you hate paying taxes, you'll love learning about them. Episode 67, "Bogleheads on Investing" guest, Kaye Thomas.02/19 Rick Ferri15:41 iceport
26tThe nature of money and loans, per John Hussman's comments02/15 Carsson315:16 Carsson3
17tApril 2024 TIPS02/14 Kevin M14:56 rockstar
14tMeredith Whitney makes a bold prediction regarding the housing market02/20 fredflinstone14:51 lurkman
14tAsset Allocation - Quantifying Long term Risk / reward02/19 sunrider614:27 KlangFool
74tREITS As A Supplement to Bonds in Retirement01/29 LaramieWind14:07 arcticpineapple
7tHow do balanced funds rebalance?02/20 skijump14:03 loukycpa
2203tVariable Percentage Withdrawal (VPW)2013 longinvest13:13 Raspberry-503
39tContributions to AA vs. lagging asset06:44 Triple digit go12:47 sailaway
28tNewbie friendly NPR article summarizing Swensen and Boglehead approach02/19 ObiQuiet12:40 iceport
1160tYear 2000 retirees using the '4% rule' - Where are they now?2018 willthrill8112:24 protagonist
2tReporting YTD Interest on Savings Bonds02/07 Soaky11:58 toddthebod
155tJust for fun, what single stock do you think will see huge growth08/26 anthonypals11:52 Caduceus
0tImpact of banning net stock sales during opening and closing11:42 Caduceus 
0t30-Year TIPS Auction Thursday 2/22/202411:42 #Cruncher 
16tAgency Bonds, any reason to avoid?02/20 TheTimeLord11:26 Elysium
0tPersonalized Critical Path strategy11:14 edgeagg 
42tShould I exclude LMP/TIPS ladder from portfolio tracking?02/19 TheTimeLord10:03 markgardner
18tUsing the 4% rule for 29 years of "early" retirement01/19 Kevin K09:06 DoctorE
400tNew tool for building a TIPS ladder2023 kaesler08:08 kaesler
11tVanguard Texts and Logon Security2017 PGR07:36 RJC
2099tWhy not 100% PSLDX? [PIMCO StocksPLUS Long Duration Fund]2020 TeeDee23:26 manlymatt83
1359tSimba's backtesting spreadsheet [a Bogleheads community project]2007 simba22:24 siamond
29tHow to implement S&P Leap strategy?2019 manusnd122:01 babystep
6tSTRIPS and the Gen X Retirement Saver02/16 SantaClaraSurfe19:26 SantaClaraSurfe
161tAny studies to refute dividend yield & chill?02/14 gt4715b19:02 billaster
18psuper charging my roth contribution ... knowing I have a mulligan17:28 Calvert18:58 Calvert
10pRealtor handling both sides15:09 boglerocks18:57 CaptainT
32pAmEx Banking - High Yield Savings Acct.2022 JaneNC18:57 FinIndyGal
12pPaying off credit card debt13:38 bogle_with_frie18:49 CaptainT
36pWindshield Chip - Insurance claim or Self Fund02/20 bikechuck18:48 Broncag05
4pBe careful - could happen to anyone18:08 Thomas385718:48 JoeJohnson
0pFederal Employment vs. State Government (SS Opt Out vs. Pension/SS)18:43 db1216 
10pRebalancing and Tax Surprise10:28 BigFoot4818:39 BigFoot48
22p44 / single - anything else I should be doing?02/19 slalom18:37 slalom
28pSecurity Hack of my bank credit card and loss of identity info02/17 carolinaman18:30 Lastrun
22pHelp with Medicare rules if still working at 6502/17 TheNightsToCome18:27 TheNightsToCome
32pMy girlfriend wants to contribute to my mortgage. How can we be tax savvy about this?09:51 therbiso18:22 Call_Me_Op
6pTax question - Overpayment of Social Security and Medicare taxes15:44 renegade0618:22 cockersx3
0pForm 8881 and Sole proprietorship18:17 groceryguy 
20pWho keeps original will?11:37 Eurookat18:16 Northern Flicke
0pMichigan ACA Silver near FPL; Vision and Dental18:16 SimpleLife_fatf 
7pSolo 401K - Can contributions go to existing Roth IRA?02/20 CC Mike17:54 vnatale
11pBeneficiaries for Joint Accounts on Vanguard15:55 jazzbeat10117:51 fourwheelcycle
19pDebating Theft Loss vs. Capital Loss due to a Ponzi scheme02/13 BrandonBogle17:46 vnatale
4pHelp understanding will execution with mostly POD/TOD assets02/20 v4217:32 v42
91pCancel my health insurance?01/19 boglerocks17:30 madbrain
18pUmbrella Policy02/20 Parkinglotracer17:21 vnatale
113pWhat all do you track on your spreadsheet?2021 the-worst-inves17:20 bertilak
55pDo qualified + nonqualified dividends = ordinary dividends?02/15 Aguilar17:17 sycamore
1pGetting tax deduction from ACA (non-HSA) health insurance vs maxing out ACA HSA health insurance14:36 fr4nc016:49 cowdogman
1pRoth conversion options and strategies...15:43 CyclingDuo16:37 mnnice
5pSched A - TT reducing state income tax by refund???02/20 krazykat16:36 krazykat
21pHouse purchase questions21:02 gaussmarkov116:27 stickman731
1pIAU and Costbasis.com for tax02/20 Bogle Learner16:26 Bogle Learner
27pJust looking for some general money management advice02/20 rgm198216:15 rgm1982
69pPer stirpes and Vanguard (one more time)02/20 tadamsmar16:15 Lee_WSP
12pWash sale shares to decrease loss on02/17 jdbs316:07 jdbs3
15pPurposely deducting as little tax as possible each paycheck13:52 newbie00315:33 bh1
26pCA Proposition 19 - Need help estimating taxes02/14 roamingzebra15:31 SC Anteater
5pRenovation Tips/Ideas to Save $ and Headaches02/20 BundyBundy15:26 naquoae
28pDetermining the size for a LTC Buffer?02/17 iim7V7IM715:10 Onlineid3089
36pDIRECT PAY to IRS from bank account: Issues? Cautions?02/20 Van15:10 Global100
9pSSA-561-U2 Request for Reconsideration02/20 Nyc1003615:09 Leesbro63
5821pFidelity as a one stop shop2018 BogleMelon14:48 Nathan Drake
2pQualified dividends on trust 109913:57 cadreamer201514:28 cas
24pEstimating Cash Flow Needs for Retirement02/15 catchinup14:01 backpacker61
9pSchwab Bill pay06/26 adave14:01 GAAP
1pMerrill consolidated 109913:46 cookienadal13:50 Morik
6pConsulting 1099 and social security credits12:24 tenkuky13:49 terran
710pIntuit's Mint App Shutting Down...Replacement Recommendations?11/01 cascadian13:42 oko
10pH&R Block 2023 Cap Gains say "Visit the Update Center for release dates" ?02/08 techbud13:23 eweiss
2pPSA - "Test Drive" your POAs at Vanguard12:20 Matahari13:17 fourwheelcycle
29pHigh yield savings/checking account19:29 FBN201413:13 SmileyFace
20pDistribution priority - Roth or 401K07:02 Stargazer6513:06 smitcat
8pPay taxes owed first or file 1040X?10:44 stilllurking12:22 toddthebod
13pRe-evaluating current VUL and whole Life Insurance02/15 Ccthealias12:17 Stinky
9pBuying Treasuries At Auction03:50 LifeIsGood12:01 Chip Munk
5pgo on Medicare, cancel ACA but keep dental?20:51 miket2912:00 miket29
0pTax Considerations/Credits/Deductions for New Construction?11:48 CoastLawyer2030 
20pDelta AMEX Platinum--Now with expanded benefits and ... higher annual fee02/01 investor4life11:21 rkhusky
0pHelp me benchmark my VPP insurance rate11:03 rholt 
7pRemoving SMS Text 2FA Option for Wise Account02/19 lawman396610:31 snic
5pAvailable balance -> transfer out10:12 PhinanceMD10:30 PhinanceMD
263pWhat does Schwab do better than Fidelity?03/25 FromAto401k10:25 anagram
7pSecurity concern21:48 ABS10:18 TimeIsYourFrien
4pMedical facility is out of network, but not the doctors who work there??23:55 dandinsac10:08 dandinsac
13pMaking Estimated Payments for Small Business02/19 ltuxl10:07 AB609
581p[Using PayPal to pay bills and earn 5% on credit cards]2021 jeffyscott09:32 stilllurking
44pLooking to retire next year - please hard critique our plan!02/11 BHNewbie09:21 BHNewbie
4pIs SS "use it or lose it"?02/20 CharlieEvans09:14 Pops1860
14pSeeking advice on sizing SLATs [Spousal Lifetime Access Trust]02/02 economist08:51 bsteiner
3pSuggestion for PA Free Tax file02/18 chet9608:25 rustwood
4pBrokerages that will allow IRA accounts as a non-resident02/20 Miles Dyson08:21 toddthebod
43pJust did my own taxes for first time - owed $5k02/19 learning3008:13 alfaspider
16pSafety of ACH for recurring payments02/19 PhillyBird07:31 Traveller
34pExcluding a young adult driver who no longer lives at home from my insurance policy02/20 KingofRMDtorped07:29 livesoft
33pVanguard 2023 Tax Forms02/06 Beach Guy06:54 tgallag
14pNeed a Check Image02/20 aristotelian06:51 tgallag
4pRoth IRA contribution documentation02/20 Stargazer6506:46 Stargazer65
22pContributing to both Solo 401K & Solo 401K Roth01/13 AlmstRtrd06:23 LadyGeek
4pChase Self-Directed Brokerage Account Annual Fee Question02/20 Carno05:45 TimeIsYourFrien
1pYet another question on HSA01:54 mymoney202203:51 WorkToLive
46pTaxable status for Vanguard cash funds (VUSXX VMSXX VYFXX VMFXX)2023 mangoheadgolf02:55 HomeStretch
11pTrying to contact Fidelity's Trustee Services - No Response02/19 saver123:38 saver1
19pCalifornia State Income Tax Brackets 202401/26 mystiq23:21 bho
47ppayroll company, employer or my fault?02/20 ler6522:51 grabiner
12pTax exempt dividends on tax form?02/19 lormor22:50 Artsdoctor
3pPer stirpes for a Fidelity 401k02/20 tadamsmar22:26 bsteiner
10pBest Accounts to Make Withdrawal for Cash02/20 Huskiez22:09 Watty
411pFidelity free Turbotax 202312/01 chinchin21:55 nalor511
268pHelp! 25 Maxed out credit cards.....2022 fmzip21:50 Beensabu
4p2024 potential penalty02/20 arcane21:49 FactualFran
5pHow to use (General Income) Carryover Foreign Tax Credit2022 martint21:38 margaret
50pNew Form 7206 (SEHID) and TurboTax02/08 cowdogman21:11 talzara
3pCar ownership and liability19:55 heatanytime21:04 baconavocado
5pVUL 1099R Distribution code02/17 Helodriver20:51 Stinky
6pGoing from ACA to Medicare02/20 NCGal20:50 NCGal
4nVanguard makes life difficult for NRAs in the UK and India10:26 TedSwippet17:33 typical.investo
4nIs a 403B from a state university a "government pension"12:44 kalorama16:55 talzara
3nWhich platform to use for investments for non-US Index funds and bonds investments.02/20 LulDoll14:18 LulDoll
4nUS Expat in UK - Coverdell/5292021 rnk511:52 tubaleiter
6nUK - tax free cash vs bonds02/15 minimalistmarc08:01 Valuethinker
1nHow to invest while living in Japan as a dual Japanese/US citizen without getting into major tax trouble?05:44 greenhornInvest06:58 TedSwippet
33nBurnout/downshifting/asset allocation/Finland2023 Fireishere03:51 DoctorE
2nVanguard Switzerland & company02/20 Dsc820:15 Cuttlefish
9cHelp my kid out - International Relations Masters14:38 SC Anteater18:56 David76
22cCar Advice Needed09:41 fastpace_re18:55 RCL
13cDC Mall - where to stay for AirBnB04:57 goshenBogle18:51 MrNarwhal
73cFull solar ECLIPSE April 2024!07/03 ResearchMed18:41 iamlucky13
19cTurn around time on passports02/08 Wilderness Libr18:38 cockersx3
139cThoughts on buying cheap, used, "intermediate" range EV?02/11 Wwwdotcom18:36 madbrain
9cOdd phone call to an old number, should we be concerned?02/19 Tejfyy18:16 CAsage
113cCan't Log On to Vanguard / Stop running script msg02/16 BillyV00118:16 Miriam2
5729cWhat are you listening to now2020 Artful Dodger18:07 Nicolas
44cThe Shrinking Lifespan of Large Appliances06:57 LaurenRose18:03 iamlucky13
7590cWhat Book Are You Currently Reading? Part VI2014 Alex Frakt17:51 jebmke
322cWho's up for pickleball? Zero-zero-two. Game On!2022 LadyGeek17:49 TN_Boy
2818cBird watchers – what birds are you seeing?2020 JAZZISCOOL17:27 JAZZISCOOL
26cConcept 2 rower question [rowing machine]02/14 JBTX17:27 CoAndy
74cDo you use a second refrigerator/freezer?02/20 snackdog17:16 burgrat
14cMaking high-quality book with text and photos04/09 workingfornow16:47 SmileyFace
92cShould I get a Lexus ES for its V6?02/16 Lynx31065016:18 meowcat
122cBest tours for China?01/19 jplee315:45 jplee3
27cHearing aids: Costco or audiologist?02/20 GenawithanE15:39 JPM
22cBest place to buy personal domain? Best place to host it? (for email)02/20 NYCaviator15:15 tibbitts
30cYellowstone trip - Advice02/18 vsk15:03 Johnsoalan
55cgoing gluten-free02/07 familythriftmd15:00 Merrilee
248cBest < $100 purchase?2020 LunaLauren14:37 hunoraut
29cMS Defender vs Bitdefender12/03 Colorado Guy14:28 Hogan773
1cAdvice for buying a car in 202412:37 ETK51713:39 cmr79
22cSouthwest Companion Pass Offer02/16 Leesbro6312:45 bkmcd1
945cSo what are you cooking2020 Skeeter112:00 Chv396
6cNikon Z autofocus question20:17 KBR11:51 KBR
9cTub to Shower Using a Cut Out Approach02/20 ubermax11:42 littlebird
43cSound bar02/17 Chardo10:59 SubPar
6cWasher/Dryer Recommendations02/20 sndpsopc09:49 TrueBlueNYC
7cVideo doorbell:02/20 Nowizard09:36 lazydavid
21cOlder, clean title vehicle or newer rebuilt vehicle?02/19 jco09:27 Prsch911
7cAdvice for birthday trip in fall to San Antonio/ possibly adding Austin19:17 Lou Sevens09:22 Doom&Gloom
6cAll purpose wireless charger02/20 BashDash08:55 livesoft
18cVerizon settlement re administrative charges01/05 boomer_techie07:43 HappyJack
23cInterested in seeing the best of Redwood country02/18 forwhatiknow07:23 eigenperson
45cIs Speed Queen still the "King" of washing machines?07/28 Bob Sacamano07:08 mggray17
136cWhat is your favorite book?02/08 protagonist01:18 FoolStreet
189cWhat inferior good do you love?02/14 dunk123401:10 Wannaretireearl
16cmiddle school science books02/17 babystep00:58 dboeger1
52cAids for slowing down speech when talking with hard-of-hearing09/02 roamingzebra22:40 zie
32cColor or Black & White Printer02/14 Cruise22:30 Tracker968
32cHolbein colored pencils / Art Supplies Japan (website)02/18 rjbraun22:21 rjbraun
20cPhoto enhancment software (using AI)08/23 DrGrnTum22:08 DrGrnTum
5cAirport vs city car rental02/20 itaos21:21 tibbitts
77cHow to get my road paved02/17 YeahBuddy19:54 ClaycordJCA
32cHVAC Replacement - Connecticut - Trane + thermo pride oil furnace02/17 vsk19:52 THY4373
2cGmail: turning off "suggested contacts"?02/20 MtnTravel19:46 littlebird
10cCharleston SC airport car rental02/19 massfish19:37 massfish
10933cWhat Movie Have You Recently Watched?2014 abuss36819:08 KBR
184cWine - what are we paying more for … ?12/09 Parkinglotracer19:00 barreg
126l"Retired" Life Stage Virtual Chapter "Master Thread"2021 sleepysurf14:45 sleepysurf
143l"Pre-Retirement/Early Retirement" Life Stage Virtual Chapter "Master Thread"2021 DFWBogleheads07:53 HoosierJim

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