Bogleheads® is the title adopted by many of the investing enthusiasts who participate in this site. The term is intended to honor Vanguard founder and investor advocate John Bogle.
The Bogleheads® emphasize starting early, living below one's means, regular saving, broad diversification, simplicity, and sticking to one's investment plan regardless of market conditions.
This site is composed of two primary resources: our Wiki and our Forum.
The Wiki is a comprehensive investing and personal finance reference that was built and is maintained by members of the Bogleheads® community. Many newcomers find that a good way to begin is by reading these Wiki articles: Getting Started and the Bogleheads' investment philosophy.
On the Forum, members discuss financial news and theory. The members also welcome less experienced investors who have questions about investing or who need help to develop their portfolios. The most recent Forum posts are summarized below.
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| 3392 new posts and replies over 378 topics in last 2 days (sorted by Latest Reply). Days: 1 2 3 |
| # Replies Subforum - Topic Title | First | Last |
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| Subforum - Topic | Last | |
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| 55 | h | From which accounts should my mom gift a large sum of money? | 20:39 | VINNY | 16:23 afan |
| 6 | p | Am I responsible for submitting my Mothers taxes who cannot do them herself? | 15:43 | Homeby5 | 16:22 Raspberry-503 |
| 0 | h | Long Term Care - From An Annual Expense Standpoint | 16:21 | Myopic squirrel | |
| 12 | t | Does it make sense to have multipe bond funds of varying duration? | 14:39 | Phaedrus | 16:21 Northern Flicke |
| 3 | p | HSA contribution for previous year and H&R Block | 14:54 | mikewala | 16:21 DavidC |
| 376 | p | [Using PayPal to pay bills and earn 5% on credit cards] | 2021 | jeffyscott | 16:21 TravelGeek |
| 76 | p | What to do in retirement | 01/27 | liveinaz | 16:20 visualguy |
| 7 | h | sell taxable to fund tax-advantaged? | 01/27 | shyplastic | 16:20 aristotelian |
| 34 | p | Yet another mortgage payoff thread | 01/27 | blobking | 16:19 Outer Marker |
| 43 | c | Switching to 1Password from LastPass | 02/03 | Hoosier CPA | 16:19 Copper John |
| 3 | p | IRA distributions in H&R Block software | 16:03 | bsteiner | 16:19 jebmke |
| 69 | t | could chatgpt lead to a world where picking individual stocks outperforms index funds? | 16:54 | Physician101 | 16:18 Logan Roy |
| 10 | t | Help me understand “commission free annuities” | 01/27 | confuzzled | 16:18 Stinky |
| 51 | p | Holy moly my credit score dropped like a rock!! | 01/28 | Lynx310650 | 16:16 lakpr |
| 28 | t | Vanguard in ??? Monroe, Wisconsin, pop. 11,000, Swiss cheese capital of the world? | 2020 | nisiprius | 16:16 rob |
| 4 | p | How is inflation applied to tax brackets? | 14:08 | GeoMetry | 16:16 GeoMetry |
| 10 | c | Car seat:Doona vs travel system | 01/28 | tommy85 | 16:15 drizzleray |
| 11 | t | How do you choose which Lazy 3 is good for you? | 01/28 | MrsRobinson1968 | 16:15 retiredjg |
| 194 | p | What’s Your 2023 Budget? | 01/16 | TinyHouse | 16:12 CletusCaddy |
| 11 | p | Estimating Health Care Costs for Early Retirement Planning | 09:29 | gck1891 | 16:12 TravelGeek |
| 10 | p | Non-qualified Annuity. | 13:54 | BarbBrooklyn | 16:11 Chardo |
| 33 | h | Transferring 1 share to bypass minimum requirement | 08:53 | iCare | 16:09 Wiggums |
| 8 | p | Can I afford to sell my home after 2 years? | 15:01 | Bob Sacamano | 16:08 dcw213 |
| 8 | p | Opening VG brokerage account under Trust | 01/26 | S_Track | 16:07 Phaedrus |
| 21 | h | What is largest T-Bill/ Note have you purchased | 01/28 | iCare | 16:05 AnnetteLouisan |
| 6 | p | PMI & Paydown Decision | 01/27 | ActiveIndexer | 16:04 grabiner |
| 18 | p | Erroneous 1099R | 01/28 | eddot98 | 16:03 jebmke |
| 8 | t | Safe place for funds during construction? | 07:47 | Bradford | 16:01 Bradford |
| 1536 | p | Retiree Portfolio Model | 2012 | BigFoot48 | 15:58 Raspberry-503 |
| 11 | t | ImmediateAnnuities.com | 2021 | jackoak | 15:57 retireIn2020 |
| 5 | h | An Asset Allocation Decision | 14:27 | Sgt.Pepper | 15:56 Triple digit go |
| 78 | t | Which do you think is the better investment: real estate or the stock market? | 01/25 | mikejuss | 15:56 8301 |
| 5489 | t | Small Cap Value heads Rejoice !!! | 2019 | hdas | 15:55 gtwhitegold |
| 10 | t | Methodology for buying VOO? | 20:10 | Zen Index | 15:54 Northern Flicke |
| 6 | p | Hanover vs Erie insurance | 06:00 | Kelly | 15:54 Supergrover |
| 33 | p | Bad Homebuying Experience. Need Advice | 14:11 | PNWpilot | 15:54 biscuit5 |
| 5 | p | Foreign tax credit carryback | 03/23 | Klewles | 15:53 bsteiner |
| 3 | f | do we need a popup, survey, web annoyance master thread? | 13:13 | heartwood | 15:53 Kendall |
| 16 | n | [UK/NL/Germany] Accumulating or Distributing ETFs | 01/23 | vhk56 | 15:52 jjmaddison |
| 26 | p | 50% in SPIA | 09:22 | Johm221122 | 15:51 Wrench |
| 1 | p | Tax amendment | 10:07 | doon | 15:40 grabiner |
| 17 | c | Products for getting caffeine quickly in the car | 21:22 | teelainen | 15:40 tev9876 |
| 7 | h | Taxable status for Vanguard cash funds (VUSXX VMSXX VYFXX VMFXX) | 01/28 | mangoheadgolf | 15:40 Northern Flicke |
| 0 | c | Is Solgaard carryon closet good? | 15:40 | gt4715b | |
| 4318 | p | Bank of America/Merrill Edge - Preferred Rewards | 2014 | navyitaly | 15:39 CrisisAverted |
| 15 | c | Builder demanding to increase price after contract signing | 11:33 | nag007 | 15:36 galawdawg |
| 31 | c | Going to Look at 2016 Honda Odyssey Tomorrow - Your Advice | 20:05 | ruanddu | 15:35 ruanddu |
| 0 | t | New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retirement | 15:33 | Rick Ferri | |
| 46 | p | Buy vs. Rent | 01/28 | miami_renter | 15:32 Apathizer |
| 11 | h | Is Mental Accounting Always Bad? | 08:41 | RandomGuyOnInte | 15:31 strummer6969 |
| 0 | h | Portfolio Check Up - 2 Years Married Couple | 15:30 | vangaal | |
| 1 | p | IRS Pub 936: Mortgage Interest Limit | 14:20 | pancake19 | 15:29 HueyLD |
| 38 | h | Funding for a second home using a HELOC vs Reverse mortgage vs new mortgage vs IRA withdrawal. | 12/12 | Homeby5 | 15:28 Homeby5 |
| 37 | h | Target date funds | 06/16 | JD101 | 15:27 retiredjg |
| 0 | c | Use an electronic de-scaler with a water softener? | 15:25 | LPSpecial | |
| 3 | p | Step up basis for multiple generations | 13:03 | Citifan | 15:22 obafgkm |
| 21 | t | A Variant on Target Date Funds that uses Deferred Life Annuities | 01/21 | Horton | 15:20 Horton |
| 47 | c | How to Find a (New) Medical Specialist | 01/18 | fishmonger | 15:18 LuckBeALady |
| 10 | h | 6 month T-bill question | 06:47 | WarAdmiral | 15:18 Dead Man Walkin |
| 39 | t | Is It Too Late To Add International Stocks? | 09:38 | Charles Joseph | 15:13 Triple digit go |
| 20 | h | Looking for Guidance: Overview of Investments | 01/25 | SirKillz | 15:10 retiredjg |
| 12 | h | Real Return Portfolio vs Bucket Strategy | 01/27 | BigDGB | 15:10 BigDGB |
| 73 | h | Struggling to understand the value of bond funds in my situation | 01/28 | tallgaijin | 15:07 KlangFool |
| 1583 | t | Lifecycle Investing - Leveraging when young | 2019 | Steve Reading | 15:06 skierincolorado |
| 58 | h | BND Bears | 01/27 | Olemiss540 | 15:03 feh |
| 96 | p | Age and probability of needing long term care? | 01/20 | Fremdon Ferndoc | 15:01 Lee_WSP |
| 7 | t | TIPS vs Bond Market Efficiency | 07:38 | Charles Joseph | 15:01 grabiner |
| 72 | t | Funded Ratio Offers a Glimmer of Hope in 2022 | 11/19 | Horton | 15:01 Horton |
| 285 | t | Total portfolio allocation and withdrawal (TPAW) | 2020 | Ben Mathew | 15:01 Ben Mathew |
| 0 | h | Portfolio advice - any pre-retirement suggestions from a tax perspective? | 15:00 | Exillon | |
| 0 | h | Seeking portfolio advice for new retiree | 14:59 | Illinoiscoco | |
| 0 | p | What should I do with cash value life insurance? | 14:54 | CygX1 | |
| 0 | h | Roth IRA Excess Contributions 2021 and 2022 (Tax Question) | 14:51 | arw526 | |
| 12 | h | Target date vs 4 fund | 22:57 | bdwb | 14:49 galawdawg |
| 23 | p | Foreign Tax Paid and VTIAX (Total International Stock Index) | 01/27 | PhinanceMD | 14:45 neurosphere |
| 2 | t | Target funds attractive right now? | 11:57 | geo99 | 14:41 geo99 |
| 1 | p | Is my wash sale short-term or long-term? | 09:18 | Kudu | 14:39 FactualFran |
| 76 | p | What’s Up with Medicare Advantage Ads? | 01/20 | bobcat2 | 14:38 Lynette |
| 23 | h | Tim Buckley's description of Tax Loss Harvesting (Totally different than I have done) | 19:38 | GumSprings | 14:37 grabiner |
| 90 | c | Keepass password manager questions | 12/05 | K72 | 14:36 Northern Flicke |
| 10 | t | Given Social Security, Do I Need TIPS? | 07:15 | Charles Joseph | 14:34 Florida Orange |
| 4589 | c | [What TV Show Have You Recently Watched?] | 2016 | dbCooperAir | 14:33 Mishigami |
| 15 | p | Recommendation for credit card | 01/28 | RunLong | 14:30 lakpr |
| 39 | t | Gold as diversifier | 01/27 | konik | 14:24 Northern Flicke |
| 5 | h | Question about RMDs from illiquid TIAA Traditional | 13:23 | itsmeagain | 14:24 colejr |
| 32 | c | Turbo Tax and Old Macs | 05/02 | mcblum | 14:23 grok87 |
| 8 | h | Good fund? Vanguard Total Intl Stock (VTSNX) | 07:57 | investment guy | 14:22 investment guy |
| 8 | c | Would you buy a certified pre owned courtesy car with 30k miles on it? | 11:00 | relentless1 | 14:22 Afty |
| 26 | c | one-week trip to Europe in July | 01/28 | carloslando | 14:21 hunoraut |
| 9320 | c | What Movie Have You Recently Watched? | 2014 | abuss368 | 14:20 wm631 |
| 92 | t | Can you express your investing philosophy as a limerick? | 01/23 | buckeye7983 | 14:18 Eagle33 |
| 121 | c | Linux Desktop today how is it as a daily driver? | 01/23 | gavinsiu | 14:18 tibbitts |
| 2586 | c | What frugal thing did you do today? | 2017 | Nectarineman | 14:16 wabbott |
| 3 | p | Assuming the mortgage of a spouse who died | 01/26 | iceman68 | 14:15 iceman68 |
| 162 | c | Why very high speed internet? | 01/18 | exodusing | 14:12 sandan |
| 286 | t | The “Bucket Strategy” is ineffective (ERN) | 01/25 | TinyHouse | 14:10 mhop |
| 7 | h | Merrill Edge vs Vanguard Fund Options | 01/28 | ATLInvestorGuy1 | 14:07 David Jay |
| 42 | c | Two years of owning a Peloton:by the numbers | 2022 | loghound | 14:05 cmr79 |
| 15 | h | TIAA Trad Guaranteed Rate Increase | 23:26 | JS-Elcano | 14:05 aristotelian |
| 167 | t | Here's my portfolio | 2019 | vineviz | 14:04 Outer Marker |
| 25 | p | Where to Find Tax Basis in Vanguard for Past DAF Donations? | 2019 | machinepremium2 | 14:01 Artsdoctor |
| 12 | c | worth spending 120K airline miles to save 5 hours on a trip? | 10:47 | carloslando | 14:00 hunoraut |
| 6 | p | Emergency Fund | 08:40 | rockthisworld | 13:51 Pops1860 |
| 28 | p | Commingling annual gift tax exclusion question | 01/28 | EnterprisingDud | 13:49 JackoC |
| 3 | t | Understanding Mutual Fund Distributions | 11:20 | pp05629 | 13:47 livesoft |
| 8 | p | Can this be right? This can't be right. [non-deductible travel expenses] | 10:58 | Bammerman | 13:46 aristotelian |
| 7 | c | Is there a way to block cookie consent pop-ups | 10:08 | gavinsiu | 13:45 stan1 |
| 3 | c | An AirTag question | 05:52 | MrWasabi65 | 13:39 Doctor Rhythm |
| 7 | p | Incorrect SSA-1099 | 10:46 | cadreamer2015 | 13:39 jebmke |
| 6 | h | I need help with the amount to put into my 3 funds to try to keep a ratio | 01:01 | passive101 | 13:35 Outer Marker |
| 6 | h | What to do with inherited non-spousal 401k | 19:19 | SilverLining | 13:33 Alan S. |
| 3 | h | Roll solo 401K into SEP IRA? | 11:06 | Shrinkguy | 13:29 Shrinkguy |
| 255 | p | Ally offers 1% cash bonus on new deposits - up to $500 bonus | 10/12 | NewbieBogle007 | 13:27 minesweep |
| 1 | c | Bought house- locate path of sump pump drain | 12:05 | OCDinvestor | 13:25 Coulter |
| 61 | t | Is bond duration-matching uncontested for retirement? | 01/27 | Poe22 | 13:24 GAAP |
| 8 | c | Mold in my home- need a recomendation | 21:48 | fmhealth | 13:22 fmhealth |
| 28 | p | Social Security [and Death of Spouse] | 10/13 | Sahara | 13:18 Agent86 |
| 78 | p | Chase $900 Checking + Savings Bonus | 01/21 | Gash | 13:17 anon_investor |
| 18 | t | Muni:taxable MMF spread volatility | 01/26 | White Coat Inve | 13:14 anon_investor |
| 4 | n | My portfolio: seeking advice | 06:20 | chiant1113 | 13:13 chiant1113 |
| 7 | h | International options in 401K plans | 01/28 | PA_Boglehead | 13:13 ruralavalon |
| 912 | c | Let's play chess | 2021 | LadyGeek | 13:11 Marseille07 |
| 4 | h | Return Expectations | 01/28 | Kaione | 13:09 GAAP |
| 0 | h | Roll over 401k to 401k [ADP to Fidelity] | 13:05 | vivekian123 | |
| 15 | p | Should I accept this Met Life Long-Term Care Inflation Offer? | 01/27 | biscuits | 13:00 biscuits |
| 12 | p | Car Insurance - Negotiating Payout for Time Spent Dealing with Claim | 01/28 | takingcharge | 12:57 8foot7 |
| 6 | h | Portfolio review request 10-15 years out from retirement with pension (without inflation adjustment) -- advice? | 01/28 | er999 | 12:57 renegade06 |
| 5 | p | Roth conversion taxation at local level in non-taxable state? | 10:25 | aaaaaa111111 | 12:54 FiveK |
| 48 | p | Co-owning a home after divorce | 01/27 | an00j | 12:53 UpperNwGuy |
| 4 | t | Can K1 income be offset by capital loss? | 10:25 | kxl19 | 12:53 JackoC |
| 8 | c | Cutting Installed Bathroom Tile | 08:49 | harrad | 12:52 JoinToday |
| 67 | h | Early retirement -- good to go? | 01/27 | Morik | 12:44 Squirrel208 |
| 71 | t | The Worst U.S. Portfolio Disasters — A Historical Comparison | 2018 | SimpleGift | 12:38 PotashDoggerd |
| 591 | c | PSA - LastPass breach! | 08/25 | samsoes | 12:35 rebellovw |
| 54 | p | Nailed It! (tax refund) | 01/28 | dogagility | 12:30 SnowBog |
| 7 | h | Tax loss harvesting timing | 01/27 | grateful75 | 12:20 grabiner |
| 1928 | t | First 20% of bonds in long-term Treasuries | 2019 | vineviz | 12:14 SnowBog |
| 85 | p | How to spend more money - request for help regarding an article | 01/26 | Allan Roth | 12:13 JackoC |
| 3579 | p | Fidelity as a one stop shop | 2018 | BogleMelon | 12:12 Lyrrad |
| 37 | c | Water and Sewer Line Insurance | 01/21 | aburntoutcase | 12:03 Tubes |
| 148 | t | Taxation of Treasury bills, notes and bonds | 11/15 | Kevin M | 12:00 AAA |
| 6 | p | Medicare Lookback and HSA Contributions from employer | 21:20 | Tdubs | 12:00 Tdubs |
| 77 | c | January Gas Bill - Wowza | 01/27 | Beensabu | 11:58 LadyGeek |
| 8 | h | 401k contribution choice: w-2 or solo401k | 01/28 | Lock | 11:30 Lock |
| 25 | h | Big earner/big spender thoughts on FIRE? | 01/28 | brnracct | 11:17 PotashDoggerd |
| 9 | p | Glide into retirement or OMY? | 01/28 | SchruteBucks | 11:12 Morgan22 |
| 3606 | c | What are you listening to now | 2020 | Artful Dodger | 11:07 heartwood |
| 2 | p | TurboTax basis (8606 line 14) after recharacterization and backdoor | 09:23 | viii | 11:05 Pops1860 |
| 32 | h | Roll into new 401k OR Roll into IRA and Lose Backdoor Roth? | 01/16 | catchinup | 11:05 fyre4ce |
| 1 | n | My Portfolio: Seeking Advice (Malaysia) | 20:35 | SeanJeremiah | 11:00 jg12345 |
| 204 | t | International Stocks return will be superior to US | 01/25 | erishera | 10:54 Nathan Drake |
| 2 | c | Cabinet Installation | 09:45 | SVariance1 | 10:35 SVariance1 |
| 123 | p | One More Year Club [Delaying Retirement] | 2022 | Zardoz | 10:30 Jeepergeo |
| 6 | p | Did I make a mistake in conversion and/or reporting? | 01/28 | tACKJAYE | 10:24 capran |
| 6456 | c | What Book Are You Currently Reading? Part VI | 2014 | Alex Frakt | 10:19 Barkingsparrow |
| 5 | f | Question about PM's on this forum | 17:14 | investment guy | 10:17 Soon2BXProgramm |
| 32 | c | Dentist called 6 months later to get their discount back | 01/27 | pedr0o | 10:16 8foot7 |
| 15 | h | How to determine personal contribution amount for Roth IRA? | 01/28 | coreman73 | 10:12 retiredjg |
| 15 | h | 35k inheritance | 01/18 | Wolveraider | 10:04 Harmanic |
| 11 | h | Father passing, IRA benefits | 08:58 | Paullmas | 10:03 Paullmas |
| 5 | p | Tax Deductibility of Stock Borrow Fees (Fairly Technical) | 01/28 | 1060WAddison | 09:55 1060WAddison |
| 8 | p | No form 709 (gift tax) on freetaxusa | 07:38 | sir_throckmorto | 09:55 HueyLD |
| 10 | t | What defines a bubble? | 08:44 | ChinchillaWhipl | 09:55 burritoLover |
| 2 | h | Auto RMDs w / ETFs - Vanguard still can’t do? | 04:05 | Parkinglotracer | 09:53 JazzTime |
| 0 | t | PBS Film: When I'm 65 is now on YouTube | 09:48 | Harmanic | |
| 58 | t | Trying to make sense of the market | 01/27 | OldSport | 09:39 GreenLawn |
| 38 | c | Technivorm Moccamaster KBTS coffee machine | 01/26 | sunny_socal | 09:28 ktdintex |
| 4833 | t | The Final, Definitive Thread on Brokerage Transfer Bonuses | 2016 | Earl Lemongrab | 09:18 spammagnet |
| 14 | t | Taxable vs non-taxable investing: WWYD? | 01/27 | Keim | 09:12 Mike Scott |
| 40 | c | What are your favorite vacation destinations/spots in the U.S.? | 01/24 | Looking4Answers | 09:12 ScubaHogg |
| 0 | p | Fixing a flawed money flow: how to transfer 1099-k (credit card) income from one business to another? | 09:12 | foolio97 | |
| 4 | p | [Turbo Tax and] Roth contribution limit | 20:52 | swylie | 08:55 swylie |
| 2 | h | Any utility in diversifying bonds selection in taxable? | 05:04 | cone774413 | 08:54 dbr |
| 40 | h | Boglehead's version of play money? | 01/27 | blimp | 08:32 bltn |
| 3637 | p | Share your net worth progression | 2014 | techcrium | 08:29 BizarroJerry |
| 9 | c | Security concerns using Thunderbird and IMAP? | 01/28 | K72 | 08:21 galawdawg |
| 2 | c | Tell me why Google Voice is more secure than SMS text | 07:59 | Fremdon Ferndoc | 08:20 beyou |
| 18 | h | Lifestrategy Growth in Taxable Brokerage | 01/26 | zen_invest | 08:17 azphx1972 |
| 5 | h | Trying to emulate VTSAX (Vanguard Total Stock US Funds) | 16:45 | investment guy | 08:09 investment guy |
| 41 | p | Pay down mortgage or contribute to retirement? | 01/26 | Quentin__Tarant | 08:08 azphx1972 |
| 103 | t | Under what conditions is a 50/50 portfolio worse than any other? | 2021 | Phyneas | 07:46 Logan Roy |
| 15 | p | Fidelity TBILL maturity - How long until funds are available? | 01/28 | Gash | 07:42 AnnetteLouisan |
| 19 | h | Which portfolio is right for us? | 01/26 | ZOOM678 | 07:39 GMCZ71 |
| 22 | c | Which Southwest USA Trip Should I do? | 01/28 | SuperSaver | 07:37 Outer Marker |
| 2172 | t | Modified versions of HFEA with ITT and Futures / Lifecycle Investing with Modern Portfolio Theory | 2021 | skierincolorado | 07:04 comeinvest |
| 14 | c | Repairing & Polishing Quartz Countertops | 12/15 | foghorn300 | 06:40 foghorn300 |
| 17 | h | Treasury duration? | 01/26 | Mayflower5405 | 06:02 1moreyr |
| 54 | c | 27 inch or 32 inch monitors | 01/28 | Deighve | 03:30 cjking |
| 210 | h | Vanguard Money Market Funds - Differences in Returns? | 05/08 | water2357 | 03:16 water2357 |
| 25 | h | Need investing advice for elderly mother | 01/25 | InvestingDoofus | 03:09 water2357 |
| 26 | p | How to do QCD with HR Block Deluxe?? | 01/28 | vtMaps | 03:03 vtMaps |
| 12 | t | How do I feed the 30-day SEC yield into a spreadsheet? | 2018 | seugene | 02:45 cacophony |
| 7 | p | Backdoor Roth Excess Contribution Return | 12/16 | Sgt.Pepper | 02:23 Sgt.Pepper |
| 1 | n | Vanguard Global Aggregate Bond (Hedged) rating | 01/27 | tradez | 02:22 glorat |
| 12 | c | Ideal europe trip in late May/early June | 19:08 | rm | 02:06 typical.investo |
| 11 | p | Complicated tax situation - do I need a pro? | 17:48 | peterwantstosav | 00:23 Metsfan91 |
| 27 | p | Tax question: can I write off “travel expenses” from work to home - state and city | 01/24 | catchup | 23:44 catchup |
| 10 | c | bay area solar roof and battery | 01/25 | babystep | 23:27 HornedToad |
| 6 | n | EDV vs Individual STRIPS [Vanguard Extended Duration Treasury ETF] | 05/02 | nadavaf | 23:22 nadavaf |
| 589 | l | South Florida Local Chapter | 2010 | niteowls | 22:16 Miriam2 |
| 6 | c | Best grocery delivery services | 01/28 | tc101 | 22:14 Johm221122 |
| 194 | h | Paying for [ivy league school] | 01/23 | iCare | 22:01 Vulcan |
| 32 | t | Tax costs for US and international value ETFs | 2021 | grabiner | 21:51 grabiner |
| 12 | h | Roth Conversions to Reduce RMD | 01/28 | VillageDrive | 21:39 Navillus1968 |
| 161 | l | [favorite] Boglehead quotes | 2012 | grabiner | 21:37 Rowan Oak |
| 6 | t | "Do You Have A Humpty-Dumpty Portfolio" | 01/27 | Taylor Larimore | 21:36 Charles Joseph |
| 22 | p | Age 70+ Buy Car or Lease or Rent or Uber/Lyft? | 17:06 | Carno | 21:33 Nowizard |
| 76 | h | Is the worst of the bear market behind us? | 12/05 | ebeb | 21:09 Firemenot |
| 16 | h | Portfolio Watch | 01/24 | JD101 | 20:57 JD101 |
| 6 | p | Making estimated tax payments 1040-ES | 19:57 | VINNY | 20:41 VINNY |
| 51 | p | 2022 Tax Return vs. 2023 Tax Return | 01/27 | bg5 | 20:18 InvestorHowie |
| 22 | p | Why Yubikey-based challenge-response authentication matters | 01/26 | Northern Flicke | 20:16 jincopunk |
| 85 | c | Google Voice? | 01/18 | LaurenRose | 20:11 WannaRetire |
| 77 | h | How to re-enter market in 2023 | 01/21 | mruizesparza | 19:56 White Coat Inve |
| 274 | c | Amazon Prime membership increase to $139 | 02/03 | runner26 | 19:41 magazinewriter |
| 466 | c | SoftwareGeek's Guide to Computer Security | 12/19 | softwaregeek | 19:37 international00 |
| 50 | t | All the Personal-Finance Books are Wrong | 09/01 | McQ | 19:35 Carno |
| 22 | c | Opinions on Limes | 01/25 | SVariance1 | 19:35 BogleFan510 |
| 8 | p | Wyoming State insurance instead of Medicare Plan B | 01/25 | JediMisty | 19:27 Good Listener |
| 9 | c | mail spam folder | 17:08 | boater07 | 19:25 JPH |
| 18 | h | Newbie needs advice on managing windfall | 12/03 | SilverLining | 19:22 SilverLining |
| 9 | h | Transfer-in-Kind Individual->Joint Fully Online - Vanguard? Fidelity? | 01/24 | need403bhelp | 19:14 need403bhelp |
| 20 | p | Invest vs Save vs Debts | 11/10 | EducatedlyWingi | 19:04 Carno |
| 58 | c | washing machine replacemnt | 08/13 | jpohio | 18:45 criticalmass |
| 2 | h | Is vbtlx a good form of bond ladder | 01/26 | rch2021 | 18:37 rch2021 |
| 13 | h | Help me allocate MY Bonds, please! | 01/27 | llmgwc | 18:30 placeholder |
| 9 | p | 0% COLA Annuity vs COLA Annuity vs Managed Payout | 01/23 | PSM | 18:29 PSM |
| 10 | t | S&P500 giant bubble? | 16:53 | ChinchillaWhipl | 18:27 LadyGeek |
| 5 | p | Does dependent need to file tax return | 01/25 | verbose | 18:19 verbose |
| 19 | h | 2-Fund portfolio inside a TSP | 01/24 | dave.m | 18:18 jpelder |
| 11 | t | 2022 Bogleheads Conference Videos | 12/09 | ObliviousInvest | 18:13 AlwaysLearningM |
| 4 | p | IRA Recharacterization after losses | 01/27 | JeuneCracoucas | 18:06 JeuneCracoucas |
| 4 | p | FZDXX 7 day yield versus capital appreciation number? | 12/31 | MrsRobinson1968 | 17:59 dbr |
| 27 | p | Inflation Reduction Act - Home Improvement Rebates & Tax Credits | 01/21 | Calvert | 17:56 UpstateNY86 |
| 5 | h | SS Early Retirement Calculator | 16:28 | Kiana | 17:43 Kiana |
| 31 | h | Transfer in kind from Edward Jones to ????? | 01/26 | ZOOM678 | 17:38 ZOOM678 |
| 103 | t | New tool for building a TIPS ladder | 01/07 | kaesler | 17:30 Kevin M |
| 16 | t | Safest Type of "Non-Gate-able" Money Market Fund ? | 10/11 | over45 | 17:26 Lyrrad |
| 47 | c | Decomposed Granite suggestions | 11/04 | jplee3 | 17:16 jplee3 |
| 9 | p | Business [credit] card for low expense side gig | 01/28 | coalcracker | 17:10 Nohbdy |
| 1 | p | Joint Savings Acct and Gift tax | 16:57 | boater07 | 17:05 HueyLD |
| 136 | c | Any way to buy a decent refrigerator these days? | 10/15 | catchinup | 17:01 preach |
| 10 | p | Marcus by GS is not closing my profile | 01/28 | gotoparks | 17:00 3000 |
| 417 | p | Fidelity free Turbotax 2022 | 11/07 | zeugmite | 16:48 Hayden |
| 13 | p | SEP- IRA vs Traditional - can I choose which to use this year? | 01/27 | boglebill2015 | 16:47 Northern Flicke |
| 17 | h | Are these funds too similar to have both? If not, which one should I keep? [And request for portfolio review.] | 01/24 | robindbee | 16:42 robindbee |
| 3 | h | Roth Overcontribution 2022 Fix | 01/28 | Mc_Evan | 16:39 retiredjg |
| 108 | p | Equifax Data Breach Settlement | 02/01 | AWCM | 16:38 Mel Lindauer |
| 6 | p | AA repaired--New Q: How to structure drawdown? | 01/27 | robindbee | 16:24 robindbee |
| 6 | h | 401K Contribution Date Question | 01/27 | GP813 | 01/28 GP813 |
| 3 | h | 401k vs 457? | 01/28 | rhubarbpie | 01/28 lakpr |
| 11 | p | Financial Records Retention | 01/14 | tomd37 | 01/28 enad |
| 5 | h | Vanguard Cash Deposit vs. Vanguard Cash Plus | 01/28 | ScooterBob | 01/28 ScooterBob |
| 20 | c | Best Way to Obtain Honest Coin, Bill and Stamp Appraisal | 01/25 | malabargold | 01/28 Invictus002 |
| 28 | t | Treasury yield curve changes over last month | 06/03 | Kevin M | 01/28 Kevin M |
| 8 | h | Building my Portfolio New | 01/23 | meda5 | 01/28 lakpr |
| 26 | p | Claiming EV tax credit for a family member | 01/27 | Theseus | 01/28 Theseus |
| 69 | c | First time trip in snow, need to know what gear to buy | 01/21 | lkjhj | 01/28 Atilla |
| 18 | c | Subaru Starlink Safety Plus Subscription Discount Code | 2018 | A440 | 01/28 A440 |
| 36 | c | For those who stopping growing vegetables, why did you stop? | 01/27 | KnowNth | 01/28 windaar |
| 9 | c | Need a DURABLE laptop / Chromebook suggestion | 01/28 | StevieG72 | 01/28 jackholloway |
| 18 | p | How much house can we afford (unusual situation) | 01/27 | Regressor | 01/28 somekevinguy |
| 12 | t | Seeking advice: IPS change / REITS | 01/21 | AnonJohn | 01/28 Trance |
| 5 | p | Best Practices Communicating with IRS | 01/28 | Capricorn212 | 01/28 Capricorn212 |
| 16 | p | Schwab Charitable cost basis | 01/28 | toddthebod | 01/28 toddthebod |
| 15 | p | SS withholding. | 01/27 | mudd | 01/28 mageedge |
| 1 | h | Recommended asset allocations for 401k/IRAs/broker accounts for retirement | 01/28 | joedoe | 01/28 retiredjg |
| 7 | h | Latest advice - specifics on Thrivent Funds transfer to Vanguard | 08/15 | blillai_bh | 01/28 prd1982 |
| 2 | h | Short Term Cash at ME - TTTXX or Preferred Deposit? | 01/28 | farminvestor | 01/28 farminvestor |
| 165 | c | Who's up for pickleball? Zero-zero-two. Game On! | 05/17 | LadyGeek | 01/28 LadyGeek |
| 7 | h | 24 Y/O Investment Review | 01/27 | anoninvestor131 | 01/28 TinyHouse |
| 12 | c | Requesting feedback on leasing EV/PHEV for tax credit | 01/05 | RiskEnvy | 01/28 CletusCaddy |
| 18 | h | Secure 2.0 Catch-up contributions | 12/29 | student | 01/28 ef11 |
| 15 | p | Pretax and Roth 401k overcontribution and tax | 03/05 | investing engin | 01/28 neurosphere |
| 113 | c | Dipping my toes in EV? Tesla 3/Y Questions! | 01/19 | Lynx310650 | 01/28 Kuota Rider |
| 12 | h | Vanguard Statement | 01/27 | kobbiemandd | 01/28 kobbiemandd |
| 15 | p | Could the sale of a brokerage CD be subject to wash sale rules? | 01/27 | water2357 | 01/28 Northern Flicke |
| 2 | p | Broker based RMD offering vs. self-directed | 01/27 | rgs | 01/28 rgs |
| 20 | h | Shift Focus from Roth Conversions to Reducing Estate? | 01/25 | MrLoco | 01/28 smitcat |
| 4625 | t | I Bonds Mega Thread (I Bond Heads Rejoice!) | 2021 | tomsense76 | 01/28 grunderson |
| 3 | h | Quick Question: Rollover IRA to 401k | 01/28 | BarDownHockey | 01/28 JD101 |
| 10 | h | Early Retirement Planning | 01/27 | kchico | 01/28 wetgear |
| 12 | p | Do we pull the trigger on an addition? | 01/28 | notmyhand | 01/28 abracadabra11 |
| 184 | p | Medigap Provider Decision Help Please for 65 YO | 04/06 | MrRE | 01/28 Jack_R2 |
| 6 | h | moving to simple portfolio | 01/27 | oldfarts | 01/28 Charles Joseph |
| 13791 | t | HEDGEFUNDIE's excellent adventure Part II: The next journey | 2019 | HEDGEFUNDIE | 01/28 ChinchillaWhipl |
| 10 | c | 2023 Toyota Sienna hybrid impressions (for those who have one) | 01/26 | TarHeel2002 | 01/28 llmgwc |
| 4 | h | Tax loss from recharactorization of Roth | 01/28 | Exeter | 01/28 FiveK |
| 8 | t | Which Is Better Tax-Wise? | 01/28 | bikeeagle1 | 01/28 retired@50 |
| 1 | p | which way are mortgage rates heading? | 01/28 | Tenesmus83 | 01/28 dogagility |
| 1 | h | FXNAX or 1 year cd with 4.75 or treasury for 4.72 | 01/28 | thegr881 | 01/28 retired@50 |
| 43 | c | Proactively replace valves under sinks, toilets | 01/25 | mrmass | 01/28 Kenkat |
| 6 | p | TFB: Security for Financial Accounts | 01/27 | Fremdon Ferndoc | 01/28 worthit |
| 3 | p | Home purchase structuring ideas | 01/28 | jean.valjean | 01/28 Carefreeap |
| 3046 | l | Post your Financial Milestone Announcements Here | 2017 | VAslim16 | 01/28 ruralavalon |
| 1 | h | Use Inheritance to start at Interactive Brokers | 01/28 | wrendan | 01/28 professor_ameri |
| 6 | p | 30 Day Notice [Switching Employer] | 01/28 | BradJ | 01/28 Marseille07 |
| 13 | h | Advice on setting up a 3- or 4-fund portfolio for a youngerish couple | 01/23 | benevo | 01/28 ruralavalon |
| 367 | p | Fidelity Holiday Offer - $150 for $50 deposit | 11/25 | ReardonSteel | 01/28 Ron Ronnerson |
| 11 | h | (new) Vanguard Cash Plus Account ? Or just stay with VUSXX ? | 01/21 | mangoheadgolf | 01/28 djmbob |
| 11 | p | Spousal IRA | 10/10 | invest4life1 | 01/28 GettingComforta |
| 4 | c | Advice tips to deal with car insurance after accident - not at fault | 01/28 | Faisal | 01/28 Faisal |
| 79 | t | Can you express your investing philosophy as a Haiku? | 2012 | SSSS | 01/28 Morik |
| 282 | h | Retiring in 6 months (off TSLA options); Plan Review; 11/22 Update - Ain't Pretty | 2021 | roguewarrior0 | 01/28 ef11 |
| 10 | p | Filing Turbo Tax 2022 | 01/10 | PinotGris | 01/28 jpdion |
| 31 | t | How to allocate to TIPS in retirement? | 10/05 | Poe22 | 01/28 iim7V7IM7 |
| 19 | t | What is the “Boglehead Approach” for Decumulation Phase? | 2021 | Kookaburra | 01/28 TomatoTomahto |
| 38 | c | Could someone help me understand exactly how GoodRX works? | 01/25 | Small Law Survi | 01/28 JamesSFO |
| 608 | t | A Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test) | 2019 | longinvest | 01/28 longinvest |
| 11 | h | Fidelity brokerage link in 401k. Looking for equivalent of US treasury bills or CDs | 01/27 | King0fspades | 01/28 King0fspades |
| 0 | p | VA Loan Mortgage Interest Deductibility Cap - Does $750k Limit Apply? | 01/28 | abracadabra11 | |
| 0 | p | Estate Dual Personal Representatives | 01/28 | rich126 | |
| 2 | h | Developing a simple, robust financial setup | 01/28 | leetcodelegend | 01/28 AnnetteLouisan |
| 8 | t | Third Federal Online Savings Plus - 4% | 01/26 | tonyclifton | 01/28 MikeG62 |
| 37 | t | [Interactive Brokers margin account for IRA futures - holding T-Bills not allowed] | 2020 | guitar212man | 01/28 comeinvest |
| 103 | h | Tesla [stock] still a good option? | 2021 | mooudn | 01/28 Caleb4387 |
| 1781 | t | Why not 100% PSLDX? [PIMCO StocksPLUS Long Duration Fund] | 2020 | TeeDee | 01/28 firebirdparts |
| 10 | h | Help Deciding on ORP or State Pension Option | 01/24 | whatisgood | 01/28 CyclingDuo |
| 593 | c | Vanguard website succumbs to "Fisher-Price" UI design | 2022 | HanSolo | 01/28 Van |
| 27 | h | Merrill, Morgan, Fidelity v Vanguard | 01/24 | clarkster | 01/28 egri |
| 2 | n | Question for Thailand Bogleheads | 01/25 | boglehooligan | 01/28 boglehooligan |
| 4 | p | local credit union EFT limit? | 01/27 | smooth_rough | 01/28 whodidntante |
| 2 | p | Adding spouse with student loans to house title | 01/27 | monito | 01/28 asset_chaos |
| 11 | h | Backdoor Roth at vanguard requires W4 form. Am I doing this right? | 01/25 | rm | 01/28 Eagle33 |
| 16 | p | Does ERISA *really* provide 401k asset protection? | 01/27 | DesertGator | 01/28 Northern Flicke |
| 4 | p | Changing Individual Account to Joint (Schwab) | 01/26 | CashConfessions | 01/27 ResearchMed |
| 3 | p | Quicken not working with Fidelity Rewards Visa | 01/27 | renegade06 | 01/27 Artful Dodger |
| 14 | p | Schwab Legal Settlement Rewards Taxable? | 01/03 | PSM | 01/27 PSM |
| 26 | p | Spouse Turning 65…. Can we Keep Employer’s Health Insurance? Skip Medicare | 01/25 | lillycat | 01/27 Leesbro63 |
| 2 | n | Best Method of Annualizing Standard Deviation? | 01/27 | Anon9001 | 01/27 Anon9001 |
| 10 | h | Tax Loss Harvesting Question | 01/09 | rushrocker | 01/27 rushrocker |
| 2 | p | [Disability Insurance Questions] | 01/27 | Big Heart | 01/27 Big Heart |
| 1 | t | Vanguard 529 short term reserves fund | 01/27 | intendi | 01/27 Eagle33 |
| 16 | p | Evaluating an apt lease renewal for 1 vs 2 years | 01/26 | Aguilar | 01/27 JackoC |
| 7 | h | Where do I start? | 01/26 | SamAyres | 01/27 Eagle33 |
| 2 | p | Interesting re: SS withholding | 01/27 | Nestegg_User | 01/27 Nestegg_User |
| 2 | h | TIPS vs TBILL YTM return | 01/24 | ebeb | 01/27 #Cruncher |
| 28 | t | submit ?s on Medicare [Bogleheads Live] | 01/19 | Jon Luskin | 01/27 cashmoney |
| 13 | h | Qualified Dividends and AGI | 01/27 | A-Dog | 01/27 sycamore |
| 13 | h | Backdoor Roth Question | 01/27 | salvaje | 01/27 placeholder |
| 20 | p | IRS paid poor person interest???? | 01/26 | dagsboro | 01/27 Katietsu |
| 9 | p | Emergency fund/cash reserves in VMRXX? | 01/27 | slalom | 01/27 UpperNwGuy |
| 8 | p | Fidelity withdrawing incorrect amount for HSA | 01/27 | Eurookat | 01/27 Eurookat |
| 15 | c | 3 way light switches with a motor, to stay synched | 01/27 | psteinx | 01/27 shess |
| 45 | c | Your Advice on Buying a Mini Van | 01/21 | ruanddu | 01/27 spth |
| 57 | h | Investment Help! Working on Getting Educated | 01/24 | BuckeyeAaron | 01/27 BuckeyeAaron |
| 23 | h | Vgt Target 2025: 44% of Stk = Foreign? | 01/26 | LISD | 01/27 arcticpineapple |
| 36 | c | Costa Rica Questions | 01/26 | OpenMinded1 | 01/27 OpenMinded1 |
| 74 | h | Best money market fund on Merrill Edge for Bank of America Preferred Rewards | 11/20 | gobsmacked | 01/27 should have |
| 1 | t | When buying T-bills should I care about the coupon rate or accrued interest? | 01/27 | androiddd | 01/27 Kevin M |
| 247 | l | 🎊Happy 99th Birthday to Taylor Larimore🎉 | 01/23 | Kathleen Ryan | 01/27 UnladenSwallow |
| 19 | c | Ideal European cities or countries for vacation in July or August | 01/24 | worthit | 01/27 UnladenSwallow |
| 7 | p | Legal Woes [How to prepare financially] | 01/27 | Doogie | 01/27 jmw |
| 13 | p | Teacher early retirement insurance considerations | 01/23 | BashDash | 01/27 Ron Ronnerson |
| 362 | l | Searching for Lost Contributors | 2021 | RovenSkyfall | 01/27 dcabler |
| 684 | t | New Avantis worldwide ETF with value tilt | 06/28 | brademac | 01/27 brad.clarkston |
| 23 | h | Vanguard doesn’t let you buy fractional shares of ETFs? | 01/27 | passive101 | 01/27 placeholder |
| 15 | p | Bank account closed because of 15-year-ago news article [updated] | 01/23 | FlyingMoose | 01/27 FlyingMoose |
| 44 | p | Taxation of California MCTR | 01/14 | Music Teacher T | 01/27 mjg |
| 33 | h | Does Vanguard auto reinvest dividends with AVUV? | 01/26 | passive101 | 01/27 Northern Flicke |
| 46 | h | Safe investments in lieu of extra mortgage payments | 01/23 | legalwriter1 | 01/27 grabiner |
| 13 | p | Should I go to a virtual (internet) bank? | 01/27 | Fremdon Ferndoc | 01/27 radiowave |
| 16 | c | Not using insurance after fender bender | 01/26 | SavinMaven | 01/27 GeMoney |
| 601 | t | Jeremy Grantham (Jan 26, 2022) being asked a lot of tough questions about his super bubble call... | 2022 | CraigTester | 01/27 LadyGeek |
| 0 | p | Impossible for New hire to be HCE in first year? | 01/27 | OnLevel | |
| 42 | p | How much will you get as Costco Citi reward this year? | 01/26 | 8301 | 01/27 srt7 |
| 28 | p | Schwab Brokerage + Checking: A Good Idea? | 01/25 | oncorhynchus | 01/27 Peter Foley |
| 2 | p | Liquidating and Leveraging 50% of Brokerage Account for First Home | 01/27 | bigoilboomer | 01/27 Kendall |
| 29 | p | Determining house cost basis. Is referencing Zillow acceptable? | 01/27 | sunsetting101 | 01/27 Artsdoctor |
| 9 | c | should we take car insurance offer? | 01/27 | gips | 01/27 twh |
| 3 | t | Bond allocation structure and sales assumptions in the Bengen, Trinity, etc models | 01/25 | educatedguesser | 01/27 McQ |
| 19 | p | IRS Online Account - Mysterious Error Message 8028 | 01/04 | truenorth418 | 01/27 Infinity |
| 7 | h | Mega Backdoor Roth newbie w/ "after-tax" problem..... | 01/27 | cudds | 01/27 retiredjg |
| 4 | p | Help me understanding TurboTax 2022 with 1099-INT | 01/27 | arcane | 01/27 arcane |
| 7 | h | Non-Matching 403b - Suggestions | 01/27 | cmc89585 | 01/27 cmc89585 |
| 2 | c | Allergic Reaction to Ventless Heat Pump Dryer | 01/27 | lawman3966 | 01/27 oldcomputerguy |
| 9 | n | Alternatives for TIPS? | 01/27 | Poe22 | 01/27 Valuethinker |
| 2 | p | [DC / Maryland / Virginia] area mortgage lender documents | 01/27 | vk_217 | 01/27 alexbogle |
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