New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retirement
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New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retirement
Christine Benz, CFP®, is Morningstar's Director of Personal Finance and the co-host of The Long View Podcast. We discuss 2022 taxes and how SECURE Act 2.0 will affect 2023 taxes and beyond. We also dive into a safe withdrawal rate during retirement and discuss how changing market valuations, inflation expectations, and the "spending smile" during retirement affects the amount you can reasonably withdraw.
HERE> Episode 054: Christine Benz discusses taxes and safe withdrawal rates in retirement
This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is greatly appreciated.
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Rick Ferri
HERE> Episode 054: Christine Benz discusses taxes and safe withdrawal rates in retirement
This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is greatly appreciated.
Your Host
Rick Ferri
The Education of an Index Investor: born in darkness, finds indexing enlightenment, overcomplicates everything, embraces simplicity.
- Rick Ferri
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Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Good stuff!
The Education of an Index Investor: born in darkness, finds indexing enlightenment, overcomplicates everything, embraces simplicity.
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Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Thanks Rick, really enjoyed the podcast and found it very insightful.
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Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Thank you!robertfromtx wrote: ↑Sun Jan 29, 2023 7:22 pm Thanks Rick, really enjoyed the podcast and found it very insightful.
The Education of an Index Investor: born in darkness, finds indexing enlightenment, overcomplicates everything, embraces simplicity.
Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Christine Benz is one of the best financial podcasters, always liked her interviewing style and the clear way she presents information but still lets the guest get their point across. The Secure Act 2.0 is so confusing, way too many moving parts that are dependent on the retirement plan the employer offers the individual. I really wish there was a standardized/nationalized retirement system that was an option for people.
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Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Thanks for the interview, it was worth a listen. Just one teeny piece of advice: when discussing return assumptions, it wasn’t always clear to me whether they were real or nominal. I like to think in terms of real expected returns for, e.g., stocks, so that I don’t need to keep track of the inflation assumption as well.
Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
It was great to hear two of the “giants” of Boglehead World on this podcast.
It’s good to hear that the lineup for the 2023 BH Conference speakers is coming together nicely.
It’s good to hear that the lineup for the 2023 BH Conference speakers is coming together nicely.
Retired life insurance company financial executive who sincerely believes that ”It’s a GREAT day to be alive!”
Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Great podcast as usual.
Spot on advice from Rick about the SSA 44 form for IRMA adjustment due to Life Changing Event.
I retired in 2022 and was expecting a huge headache getting that IRMA changed but it was really simple.
Spot on advice from Rick about the SSA 44 form for IRMA adjustment due to Life Changing Event.
I retired in 2022 and was expecting a huge headache getting that IRMA changed but it was really simple.
- Rick Ferri
- Posts: 9708
- Joined: Mon Feb 26, 2007 10:40 am
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Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Good point. The median 4% fixed income and 7% global equity expectation over 10 years was nominal. The median inflation expectation from the forecasters is around 3%, making the real expected returns 1% for fixed and 4% for equity.frugalecon wrote: ↑Mon Jan 30, 2023 4:06 pm Thanks for the interview, it was worth a listen. Just one teeny piece of advice: when discussing return assumptions, it wasn’t always clear to me whether they were real or nominal. I like to think in terms of real expected returns for, e.g., stocks, so that I don’t need to keep track of the inflation assumption as well.
Rick Ferri
The Education of an Index Investor: born in darkness, finds indexing enlightenment, overcomplicates everything, embraces simplicity.
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Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
Hi all:
We have completed the transcript for Episode 54 with Christine Benz: Bogleheads on Investing with Christine Benz: Episode 54
regards,
The transcript team
We have completed the transcript for Episode 54 with Christine Benz: Bogleheads on Investing with Christine Benz: Episode 54
regards,
The transcript team
Additional administrative tasks: Financial Page bogleheads.org. blog; finiki the Canadian wiki; The Bogle Center for Financial Literacy site; La Guía Bogleheads® España site.
Re: New "Bogleheads on Investing podcast" Christine Benz discusses taxes, SECURE 2.0 and safe withdrawal rates in retire
I listened to the podcast today - great information and I particularly appreciated Rick's reminder to be cautious doing conversions, etc., if an early retiree/pre-Medicare age and their impact on ACA premium tax credits.