TIPS Ladder Question about pre-ladder interest

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Iconicus
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Joined: Thu Oct 29, 2020 8:19 pm

TIPS Ladder Question about pre-ladder interest

Post by Iconicus »

I am building a TIPs ladder using the excellent TIPSLadder spreadsheet. The ladder starts two years in the future. If I understand correctly, in these next two non-ladder years I will receive bond interest. Is that interest just excess or is it supposed to be allocated to the first or all of ladder years in order to get to the Desired Annual Real Amount for each year?
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