Suggestions for the Wiki
Re: Suggestions for the Wiki
In the article https://www.bogleheads.org/wiki/Individ ... _bond_fund (specifically https://www.bogleheads.org/wiki/Individ ... d#Duration), the link with the text "7.6 years" seems to be old/incorrect. (Unfortunately, I'm not sure what the correct link would be.)
"The first principle is that you must not fool yourself—and you are the easiest person to fool." — Richard P. Feynman
- dratkinson
- Posts: 6116
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Re: Suggestions for the Wiki
This may be a newer link: https://investor.vanguard.com/investmen ... ompositionKarenC wrote: ↑Fri Oct 21, 2022 8:13 am In the article https://www.bogleheads.org/wiki/Individ ... _bond_fund (specifically https://www.bogleheads.org/wiki/Individ ... d#Duration), the link with the text "7.6 years" seems to be old/incorrect. (Unfortunately, I'm not sure what the correct link would be.)
Why? Old link says fund number 0119, which is VIPSX in newer link.
d.r.a., not dr.a. | I'm a novice investor; you are forewarned.
Re: Suggestions for the Wiki
Fund 0119 is indeed VIPSX. I updated the wiki to use the new link and current average duration (6.8).dratkinson wrote: ↑Fri Oct 21, 2022 11:17 amThis may be a newer link: https://investor.vanguard.com/investmen ... ompositionKarenC wrote: ↑Fri Oct 21, 2022 8:13 am In the article https://www.bogleheads.org/wiki/Individ ... _bond_fund (specifically https://www.bogleheads.org/wiki/Individ ... d#Duration), the link with the text "7.6 years" seems to be old/incorrect. (Unfortunately, I'm not sure what the correct link would be.)
Why? Old link says fund number 0119, which is VIPSX in newer link.
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Re: Suggestions for the Wiki
I'm reading https://www.bogleheads.org/wiki/Emergency_fund
Is the treasury bills link on this sentence wrong? "Those investment products include very short-term treasury bills, as well as CDs (which often have embedded options which allow them to be cashed in at any time for a small penalty)."
It goes to https://www.bogleheads.org/wiki/Treasury_bond
I think it should go to https://www.bogleheads.org/wiki/Treasury_bill
Is the treasury bills link on this sentence wrong? "Those investment products include very short-term treasury bills, as well as CDs (which often have embedded options which allow them to be cashed in at any time for a small penalty)."
It goes to https://www.bogleheads.org/wiki/Treasury_bond
I think it should go to https://www.bogleheads.org/wiki/Treasury_bill
Re: Suggestions for the Wiki
Yes, it should. Thanks! I fixed the link. See: Emergency fund
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Re: Suggestions for the Wiki
https://www.bogleheads.org/wiki/529_plan
Investment considerations/In state or out of state plan section
The current states that provide tax benefits for contributing to any state's 529 plan is out of date (e.g., add Minnesota)
Investment considerations/In state or out of state plan section
The current states that provide tax benefits for contributing to any state's 529 plan is out of date (e.g., add Minnesota)
Re: Suggestions for the Wiki
The Foreign Tax Credit Wiki (https://www.bogleheads.org/wiki/Foreign_tax_credit) could be more complete re: IRS Form 1116. I have a friend who is required to file this form because of owning Vanguard and Fidelity mutual funds with foreign holdings and he is completely overwhelmed by the complexity of Form 1116. It would be great if there was a section in the Wiki with step-by-step guidance -- with illustrations -- for taking 1099 forms with foreign tax credits (over the simple $300/$600 single/married limits) and translating them into Form 1116 entries. Please show us what a typical completed Form 1116 would look like for a mutual fund owner of international stock and/or bond funds who has to file this form.
Re: Suggestions for the Wiki
I found confirmation of this at change https://www.house.leg.state.mn.us/hrd/p ... 29cred.pdf and https://thecollegeinvestor.com/529-plan ... minnesota/.rmdashrfsplat wrote: ↑Wed Nov 16, 2022 8:16 am https://www.bogleheads.org/wiki/529_plan
Investment considerations/In state or out of state plan section
The current states that provide tax benefits for contributing to any state's 529 plan is out of date (e.g., add Minnesota)
And I updated the wiki.
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529 Ownership Change Table
I'm not authorized to contribute to the wiki, but it's been noted that the table in the wiki on this page [ https://www.bogleheads.org/wiki/529_pla ... ip_changes ] doesn't align precisely with the source [ https://www.savingforcollege.com/compar ... _type_id=1 ].
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Re: 529 Ownership Change Table
Actually, I'm thinking the table might be aligned after all, and it's my brain that's mis-alignedsengsational wrote: ↑Thu Nov 17, 2022 8:16 am I'm not authorized to contribute to the wiki, but it's been noted that the table in the wiki on this page [ https://www.bogleheads.org/wiki/529_pla ... ip_changes ] doesn't align precisely with the source [ https://www.savingforcollege.com/compar ... _type_id=1 ].
Re: Suggestions for the Wiki - 403b plans for K-12 public school district employees
Links to Dan Otter's 403bwise site here https://www.bogleheads.org/wiki/403b_pl ... _employees need a freshening to use https and .org domain. I spot two of them.
Re: Suggestions for the Wiki
Thanks! I have fixed the links (2 locations): 403b plans for K-12 public school district employees
- retired@50
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Re: Suggestions for the Wiki
Based on a recent thread shown here: viewtopic.php?t=396551
A daughter is inheriting a Roth IRA from her father - so a "non-spouse" beneficiary.
The wiki page for inheriting a Roth IRA states the following in the non spousal beneficiary section:
Alan S. answers the OP's question that RMDs are not required during years 1-9 with an inherited Roth IRA - which appears to be in conflict with the wiki.
Alan's post: viewtopic.php?p=7095127#p7095127
Regards,
A daughter is inheriting a Roth IRA from her father - so a "non-spouse" beneficiary.
The wiki page for inheriting a Roth IRA states the following in the non spousal beneficiary section:
It seems that this language is either obtuse, or incorrect, depending on what one interprets the above sentence to mean.Whereas a Roth IRA account owner is, under current regulations, not required to take distributions from a Roth IRA, a non-spousal beneficiary of a Roth IRA is required to make distributions from the account.
Alan S. answers the OP's question that RMDs are not required during years 1-9 with an inherited Roth IRA - which appears to be in conflict with the wiki.
Alan's post: viewtopic.php?p=7095127#p7095127
Regards,
If liberty means anything at all it means the right to tell people what they do not want to hear. -George Orwell
Re: Suggestions for the Wiki
Alan S.'s answer has been challenged. I posted a reply in Re: Inherited Roth IRA and requested he provide suggested text here.
Re: Suggestions for the Wiki
Alan S. has suggested we defer updating the wiki until the regulations have been finalized. See the follow-up post: Re: Inherited Roth IRA
Re: Suggestions for the Wiki
A new page for Tax equivalent yield is under development here: [Wiki] Taxable Equivalent Yield (TEY)
- typical.investor
- Posts: 5263
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Re: Suggestions for the Wiki
Regarding 529 ABLE plans at https://www.bogleheads.org/wiki/529-ABLE_plan
The age of disability onset will be raised to 49 starting Jan 1, 2026. This is I understand to help veterans in particular who may have a later age of one.
See https://www.ablenow.com/blog/articles/a ... tment-act/
Passage of the ABLE Age Adjustment Act expands ABLE eligibility to individuals whose disability occurred before age 46. Starting January 1, 2026, an estimated six million more Americans with disabilities will have the ability to save for the future
Also, the wiki says:
https://www.abletoday.org/regulations
The age of disability onset will be raised to 49 starting Jan 1, 2026. This is I understand to help veterans in particular who may have a later age of one.
See https://www.ablenow.com/blog/articles/a ... tment-act/
Passage of the ABLE Age Adjustment Act expands ABLE eligibility to individuals whose disability occurred before age 46. Starting January 1, 2026, an estimated six million more Americans with disabilities will have the ability to save for the future
Also, the wiki says:
This is a bit misleading. Actually a 529A plan is useful to retain ANY means tested benefits. So that includes HUD, FAFSA, SNAP and military benefits.The 529A plan allows a designated beneficiary to retain access to means-tested federal aid programs such as Supplemental Security Income (SSI),[11] and medicaid.
https://www.abletoday.org/regulations
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Re: Suggestions for the Wiki
One subject that is not well developed in the Wiki is the Social Security Windfall Elimination Provision (WEP) and how it interacts with various types of pensions. This is of concern to anyone working in a public service job like teaching in a state where teachers do not pay into SS. Especially if they change careers to a job that does pay into SS.
The calculations can be complex and one can avoid the WEP by cashing out a pension and rolling it into an IRA. But there are potential pitfalls to doing so.
The Social Security web site has basic information but not anything in the way of best strategies for dealing with the WEP.
The calculations can be complex and one can avoid the WEP by cashing out a pension and rolling it into an IRA. But there are potential pitfalls to doing so.
The Social Security web site has basic information but not anything in the way of best strategies for dealing with the WEP.
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Re: Suggestions for the Wiki
The wiki section on HSA "https://www.bogleheads.org/wiki/Health_savings_account" needs a correction for contribution limits.
Contribution limits
The 2022 annual limit is $3,650 for an individual plan and $7,300 for a family plan,[4] and the 2022 annual limit is $3,850 for an individual plan and $7,750 for a family plan,[5]
The second 2022 should be 2023.
Contribution limits
The 2022 annual limit is $3,650 for an individual plan and $7,300 for a family plan,[4] and the 2022 annual limit is $3,850 for an individual plan and $7,750 for a family plan,[5]
The second 2022 should be 2023.
Re: Suggestions for the Wiki
Done, thanks.P&C actuary wrote: ↑Tue Mar 28, 2023 12:36 pm The wiki section on HSA "https://www.bogleheads.org/wiki/Health_savings_account" needs a correction for contribution limits.
Contribution limits
The 2022 annual limit is $3,650 for an individual plan and $7,300 for a family plan,[4] and the 2022 annual limit is $3,850 for an individual plan and $7,750 for a family plan,[5]
The second 2022 should be 2023.
Re: Suggestions for the Wiki
Can somebody point me to how to create a new WIKI page and subject? Thanks.
Re: Suggestions for the Wiki
First things first. Members can request to be wiki editors by posting in the Join the Wiki! thread.
I have received your request via PM and have added you as a wiki editor. Please check your private messages for the details.
As a wiki editor, you now have access to the private wiki editor's forum where you can ask questions about creating new pages or request help with editing.
New wiki pages are first developed as drafts under the editor's user profile. I have created your user profile for you: User:Mojorisin
I have received your request via PM and have added you as a wiki editor. Please check your private messages for the details.
As a wiki editor, you now have access to the private wiki editor's forum where you can ask questions about creating new pages or request help with editing.
New wiki pages are first developed as drafts under the editor's user profile. I have created your user profile for you: User:Mojorisin
Re: Suggestions for the Wiki
I found a couple of typos in the Wiki. Relevant sections below, and typos marked in bold:
https://www.bogleheads.org/wiki/Taxable ... harvesting
"[…] such as the Vanguard Total Stock Market Index Fund (VTSAX) and the Vanguard S&P 500 Index Fund (VFAIX)" --> VFIAX
https://www.bogleheads.org/wiki/Taxable ... h_accounts
"[…] the taxes will be lower for investments inside traditional and Roth retirement accounts (401(k)'s, IRAs, etc.) then for taxable accounts." --> than
I ran across a few other typos, but I forgot to bookmark them. I plan on further proofreading the Wiki as my way of contributing back. Thank you!
https://www.bogleheads.org/wiki/Taxable ... harvesting
"[…] such as the Vanguard Total Stock Market Index Fund (VTSAX) and the Vanguard S&P 500 Index Fund (VFAIX)" --> VFIAX
https://www.bogleheads.org/wiki/Taxable ... h_accounts
"[…] the taxes will be lower for investments inside traditional and Roth retirement accounts (401(k)'s, IRAs, etc.) then for taxable accounts." --> than
I ran across a few other typos, but I forgot to bookmark them. I plan on further proofreading the Wiki as my way of contributing back. Thank you!
Re: Suggestions for the Wiki
Welcome, and thanks! The first link in your post is in the "Tax loss harvesting" section which contained the first typo.
I have fixed the typos as you've suggested. See: Taxable account
I have fixed the typos as you've suggested. See: Taxable account
Re: Suggestions for the Wiki
Thank you LadyGeek. I have one more suggestion:
https://www.bogleheads.org/wiki/Taxable ... h_accounts
"[…] such as catch-up contributions, the Backdoor Roth IRA, and the Spousal IRA" --> "such as catch-up contributions, the Backdoor Roth IRA, the Mega-backdoor Roth, and the Spousal IRA,"
https://www.bogleheads.org/wiki/Taxable ... h_accounts
"[…] such as catch-up contributions, the Backdoor Roth IRA, and the Spousal IRA" --> "such as catch-up contributions, the Backdoor Roth IRA, the Mega-backdoor Roth, and the Spousal IRA,"
- dratkinson
- Posts: 6116
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- Location: Centennial CO
How to identify/avoid substantially identical funds.
I did not find this information in the wiki TLHing topic and the question was again asked in the forum about "substantially identical funds": viewtopic.php?p=7228785#p7228785
See topic heading "Substitute funds" topic heading in wiki: https://www.bogleheads.org/wiki/Tax_loss_harvesting
The wiki contains a list of suggested TLH partners, but I didn't see the guidelines previously discussed in the forum to avoid substantially identical funds. Should the guidelines be added to the wiki, maybe as a new topic heading before "Substitute funds"?
For the new wiki topic entry, I've used the wording in the forum reply: http://www.bogleheads.org/forum/viewtop ... 0#p1591020
Note. The link in the forum reply is broken.
Suggested new wiki topic entry: (First draft, it should probably be cut down/modified.)
"How to identify/avoid substantially identical funds. (Suggested new topic heading.)
-----------------------------------------------------------------------------------------------------------------
For the purpose of avoiding a wash sale, what is a substantially identical security?
The following is a list of mutual fund transactions that are generally considered to be acceptable under the wash sale rules despite the lack of a concrete definition of "substantially identical security":
1. Sell one index fund and buy another index fund, if the indexes of the two funds are not the same index (e.g., S&P 500 for the Russell 1000).
2. Sell one actively managed fund and buy a fund at another company with different portfolio managers.
3. Sell an index fund and buy an actively managed fund regardless of the fund company.
4. Sell an actively managed fund and buy an index fund regardless of the fund company."
Example. Since TSM, S&P500, and Extended market index funds track different indexes, TLHing among them does not create a wash sale, even if we choose S&P500/Extended market index funds weighs that closely track the performance and holdings of TSM.
Substitute funds (Existing topic heading.)
------------------------------------------------------------------------------------------------------------------
Below is a list of possible substitute ETFs and mutual funds for a given asset class which track similar, but not identical, indices as the commonly-used Vanguard fund. ...."
See topic heading "Substitute funds" topic heading in wiki: https://www.bogleheads.org/wiki/Tax_loss_harvesting
The wiki contains a list of suggested TLH partners, but I didn't see the guidelines previously discussed in the forum to avoid substantially identical funds. Should the guidelines be added to the wiki, maybe as a new topic heading before "Substitute funds"?
For the new wiki topic entry, I've used the wording in the forum reply: http://www.bogleheads.org/forum/viewtop ... 0#p1591020
Note. The link in the forum reply is broken.
Suggested new wiki topic entry: (First draft, it should probably be cut down/modified.)
"How to identify/avoid substantially identical funds. (Suggested new topic heading.)
-----------------------------------------------------------------------------------------------------------------
For the purpose of avoiding a wash sale, what is a substantially identical security?
The following is a list of mutual fund transactions that are generally considered to be acceptable under the wash sale rules despite the lack of a concrete definition of "substantially identical security":
1. Sell one index fund and buy another index fund, if the indexes of the two funds are not the same index (e.g., S&P 500 for the Russell 1000).
2. Sell one actively managed fund and buy a fund at another company with different portfolio managers.
3. Sell an index fund and buy an actively managed fund regardless of the fund company.
4. Sell an actively managed fund and buy an index fund regardless of the fund company."
Example. Since TSM, S&P500, and Extended market index funds track different indexes, TLHing among them does not create a wash sale, even if we choose S&P500/Extended market index funds weighs that closely track the performance and holdings of TSM.
Substitute funds (Existing topic heading.)
------------------------------------------------------------------------------------------------------------------
Below is a list of possible substitute ETFs and mutual funds for a given asset class which track similar, but not identical, indices as the commonly-used Vanguard fund. ...."
d.r.a., not dr.a. | I'm a novice investor; you are forewarned.
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Re: Suggestions for the Wiki
Not sure if this has been mentioned before, but there appears to be a broken link/missing document on the wiki. When I go to the pages for the household descriptive budget (i.e., here and here), it says "Sorry, the file you have requested has been deleted." I would find it helpful if it were possible to restore this example spreadsheet and others may as well. Alternatively, perhaps those sections could be removed from the wiki if the information is no longer viewed as important.
Global Market Portfolio + modest tilt towards volatility (80/20->60/40 as approach FI) + modest tilt away from exchange rate risk (80% global+20% U.S. stocks; currency-hedge bonds) + tax optimization
Re: Suggestions for the Wiki
Thanks! Google reported the spreadsheet as deleted. I have recreated the spreadsheet. See: Household budget
For the wiki editors - The gory details of how I recreated the spreadsheet are here: Talk:Household budget
For the wiki editors - The gory details of how I recreated the spreadsheet are here: Talk:Household budget
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Re: Suggestions for the Wiki
Many thanks!LadyGeek wrote: ↑Thu May 18, 2023 3:23 pm Thanks! Google reported the spreadsheet as deleted. I have recreated the spreadsheet. See: Household budget
For the wiki editors - The gory details of how I recreated the spreadsheet are here: Talk:Household budget
Global Market Portfolio + modest tilt towards volatility (80/20->60/40 as approach FI) + modest tilt away from exchange rate risk (80% global+20% U.S. stocks; currency-hedge bonds) + tax optimization
Re: Forum software upgrade bug reports and change requests
[Post merged into here --admin LadyGeek]
On this page:
https://www.bogleheads.org/wiki/IRA_rol ... _transfers
under the Rollover Chart the #2 footnote goes to "Page Not Found".
I think a good replacement link might be:
https://www.irs.gov/retirement-plans/pl ... tributions.
On this page:
https://www.bogleheads.org/wiki/IRA_rol ... _transfers
under the Rollover Chart the #2 footnote goes to "Page Not Found".
I think a good replacement link might be:
https://www.irs.gov/retirement-plans/pl ... tributions.
Re: Suggestions for the Wiki
Thanks! I have corrected the link. See: IRA rollovers and transfers
Click on the View history tab and you'll see that I gave you credit for the find. "(Fixed broken link, supplied by Duckie)"
I also moved your post into the wiki suggestion thread.
Click on the View history tab and you'll see that I gave you credit for the find. "(Fixed broken link, supplied by Duckie)"
I also moved your post into the wiki suggestion thread.
Re: Suggestions for the Wiki
I think ProjectionLab.com should be added to https://www.bogleheads.org/wiki/Retirem ... d_spending
It is quite a good retirement calculator a lot of people in the FIRE community have been using. It has a free mode and a subscription mode. It supports historical and monte carlo simulations, with lots of options of different expenses throughout the years as well as common withdrawal methods.
It is quite a good retirement calculator a lot of people in the FIRE community have been using. It has a free mode and a subscription mode. It supports historical and monte carlo simulations, with lots of options of different expenses throughout the years as well as common withdrawal methods.
Re: Suggestions for the Wiki
Thanks! For: Retirement calculators and spending It should go in the "Purchased retirement calculators" section - which includes free trials.
This is a web runtime environment. What should be entered for the remaining boxes under each heading in the Table?
This is a web runtime environment. What should be entered for the remaining boxes under each heading in the Table?
Re: Suggestions for the Wiki
Another candidate for Retirement Calculators?
Rich, Broke or Dead? is a slightly different sort of tool which helps answer the question, "If I start out with $X dollars at the beginning of my retirement, will I run out of money before I die?"
Quickly change various inputs to beautifully see how outcomes change. Easy, fun, informative, visually compelling, free.
From Engaging Data, play with it here Visualizing Retirement Success and Longevity Risk.
Rich, Broke or Dead? is a slightly different sort of tool which helps answer the question, "If I start out with $X dollars at the beginning of my retirement, will I run out of money before I die?"
Quickly change various inputs to beautifully see how outcomes change. Easy, fun, informative, visually compelling, free.
From Engaging Data, play with it here Visualizing Retirement Success and Longevity Risk.
Re: Suggestions for the Wiki
This page probably needs to be updated. When I click the link, it just takes me to Fidelity Charitable and has info on DAFs. If they still have a "Pooled Income Fund", it is well hidden, the direct link on the wiki no longer works.
https://www.bogleheads.org/wiki/Fidelit ... ncome_Fund
https://www.bogleheads.org/wiki/Fidelit ... ncome_Fund
Re: Suggestions for the Wiki
I added an entry for this calculator. Article: https://www.bogleheads.org/wiki/Retirem ... d_spendingFlobes wrote: ↑Sun Jul 02, 2023 10:23 am Another candidate for Retirement Calculators?
Rich, Broke or Dead? is a slightly different sort of tool which helps answer the question, "If I start out with $X dollars at the beginning of my retirement, will I run out of money before I die?"
Quickly change various inputs to beautifully see how outcomes change. Easy, fun, informative, visually compelling, free.
From Engaging Data, play with it here Visualizing Retirement Success and Longevity Risk.
Runtime environment: Web
Calculator Type: "HRet = Historical Returns. The calculator uses historical stock and bond returns as a guide." I don't think it uses Monte Carlo analysis -- the web site says "The probabilities are calculated based upon looking at stock, bond and cash returns from historical cycles between 1871 and 2019. If you expect to retire for 50 years, one historical cycle would be from 1871 to 1922, another one from 1872 to 1923, and so on until 1968 to 2019." This appears to be purely historical return information.
Initial Retirement Spending: "STot = Single Budget, total spending only". I added a footnote about how you can enter an extra income and extra expense as well.
Spending Models: only Constant Real.
Does that sound right?
Re: Suggestions for the Wiki
See Wiki article for brokerage transfer bonuses - Bogleheads.org:
One of the "most posted" topics in this forum is The Final, Definitive Thread on Brokerage Transfer Bonuses
As of this writing there are 110 pages of that topic
Would any of the frequent posters in that topic (or anyone) be willing to distill that voluminous information into a wiki article? See Contributing to the wiki toward the bottom of that page if you have interest but are not already a wiki editor.
Based on not finding a useful result from brokerage transfer bonus wiki site:bogleheads.org - Google Search, such an article would be a good addition.
Re: Suggestions for the Wiki
Thanks! FiveK has fixed the link. See: Fidelity Pooled Income Fundtj wrote: ↑Sun Jul 02, 2023 2:52 pm This page probably needs to be updated. When I click the link, it just takes me to Fidelity Charitable and has info on DAFs. If they still have a "Pooled Income Fund", it is well hidden, the direct link on the wiki no longer works.
https://www.bogleheads.org/wiki/Fidelit ... ncome_Fund
Re: Suggestions for the Wiki
Hmm. I don't think it was?LadyGeek wrote: ↑Mon Jul 03, 2023 6:30 amThanks! FiveK has fixed the link. See: Fidelity Pooled Income Fundtj wrote: ↑Sun Jul 02, 2023 2:52 pm This page probably needs to be updated. When I click the link, it just takes me to Fidelity Charitable and has info on DAFs. If they still have a "Pooled Income Fund", it is well hidden, the direct link on the wiki no longer works.
https://www.bogleheads.org/wiki/Fidelit ... ncome_Fund
A pooled income fund seems to return money to the donor such as the link below for Stanford. The fidelity link goes to information about their DAFs.
https://giving.stanford.edu/planned-giv ... ome-funds/
Re: Suggestions for the Wiki
The link under "References" on the page was fixed, but tj may be referring to the ones under "External links". The first of those redirects to Giving Account Benefits | Fidelity Charitable, and the two pdf links return "Server Not Found".tj wrote: ↑Mon Jul 03, 2023 8:20 amHmm. I don't think it was?LadyGeek wrote: ↑Mon Jul 03, 2023 6:30 amThanks! FiveK has fixed the link. See: Fidelity Pooled Income Fundtj wrote: ↑Sun Jul 02, 2023 2:52 pm This page probably needs to be updated. When I click the link, it just takes me to Fidelity Charitable and has info on DAFs. If they still have a "Pooled Income Fund", it is well hidden, the direct link on the wiki no longer works.
https://www.bogleheads.org/wiki/Fidelit ... ncome_Fund
A pooled income fund seems to return money to the donor such as the link below for Stanford. The fidelity link goes to information about their DAFs.
https://giving.stanford.edu/planned-giv ... ome-funds/
Re: Suggestions for the Wiki
Yep - that's what I was referring to. I can't find any evidence that Fidelity Charitable currently offers a "Pooled Income fund" such as what Stanford has.FiveK wrote: ↑Mon Jul 03, 2023 9:43 amThe link under "References" on the page was fixed, but tj may be referring to the ones under "External links". The first of those redirects to Giving Account Benefits | Fidelity Charitable, and the two pdf links return "Server Not Found".tj wrote: ↑Mon Jul 03, 2023 8:20 amHmm. I don't think it was?LadyGeek wrote: ↑Mon Jul 03, 2023 6:30 amThanks! FiveK has fixed the link. See: Fidelity Pooled Income Fundtj wrote: ↑Sun Jul 02, 2023 2:52 pm This page probably needs to be updated. When I click the link, it just takes me to Fidelity Charitable and has info on DAFs. If they still have a "Pooled Income Fund", it is well hidden, the direct link on the wiki no longer works.
https://www.bogleheads.org/wiki/Fidelit ... ncome_Fund
A pooled income fund seems to return money to the donor such as the link below for Stanford. The fidelity link goes to information about their DAFs.
https://giving.stanford.edu/planned-giv ... ome-funds/
Re: Suggestions for the Wiki
Name: ProjectionLab.comLadyGeek wrote: ↑Sun Jul 02, 2023 10:10 am Thanks! For: Retirement calculators and spending It should go in the "Purchased retirement calculators" section - which includes free trials.
This is a web runtime environment. What should be entered for the remaining boxes under each heading in the Table?
Runtime: Web
Calculator Type: Det, HRet, HStr, MC
Initial Retirement Spending: SWks
Spending Model: Constant Real, Retirement Stages, Returns Dependent, Flexible Spending, Life Cycle
Re: Suggestions for the Wiki
Thanks! I have added the calculator to the wiki. See: Retirement calculators and spending (Purchased retirement calculators)
Re: Suggestions for the Wiki
I had a suggested addition for a new topic (or did I miss it) for the Wiki. We need a topic on "How To Leave Your Advisor". Would open with typical concerns like high fees, churn, inherited this mess.. and then the directions, e.g. turn off dividends, direct your advisor to stop making any changes, get current account reports, determine all the current capital gains basis, sort out which assets you can transfer and which you need to liquidate, and the mechanics/restrictions of sensibly transferring to (for example) Vanguard, Fidelity or Schwab (though one could go anywhere...). This comes up at least every couple days....
Best, CAsage
Best, CAsage
Salvia Clevelandii "Winifred Gilman" my favorite. YMMV; not a professional advisor.
Re: Suggestions for the Wiki
Perhaps a section in Investment adviser - Bogleheads with such a title? Your list is at least an excellent start. Would you like to make the appropriate edits?CAsage wrote: ↑Fri Jul 07, 2023 6:15 pm I had a suggested addition for a new topic (or did I miss it) for the Wiki. We need a topic on "How To Leave Your Advisor". Would open with typical concerns like high fees, churn, inherited this mess.. and then the directions, e.g. turn off dividends, direct your advisor to stop making any changes, get current account reports, determine all the current capital gains basis, sort out which assets you can transfer and which you need to liquidate, and the mechanics/restrictions of sensibly transferring to (for example) Vanguard, Fidelity or Schwab (though one could go anywhere...). This comes up at least every couple days....
Best, CAsage
Re: Suggestions for the Wiki
Are you looking at a new page or an addition to the current "Investment advisor" page, some of which I think could lead to leaving an advisor, i.e., knowing when to leave one or change advisors (or even DIY?) and then to how to actually make the change, which I think is what you're suggesting here?CAsage wrote: ↑Fri Jul 07, 2023 6:15 pm I had a suggested addition for a new topic (or did I miss it) for the Wiki. We need a topic on "How To Leave Your Advisor". Would open with typical concerns like high fees, churn, inherited this mess.. and then the directions, e.g. turn off dividends, direct your advisor to stop making any changes, get current account reports, determine all the current capital gains basis, sort out which assets you can transfer and which you need to liquidate, and the mechanics/restrictions of sensibly transferring to (for example) Vanguard, Fidelity or Schwab (though one could go anywhere...). This comes up at least every couple days....
Best, CAsage
https://www.bogleheads.org/wiki/Investment_advisor
"Yes, investing is simple. But it is not easy, for it requires discipline, patience, steadfastness, and that most uncommon of all gifts, common sense." ~Jack Bogle
Re: Suggestions for the Wiki
I think we need a separate header at least, within that section would be fine. The "checklist" is the important new addition, as it ends up coming out in dribs and drabs. I'd be honored to draft a first cut (will read a few old posts to gather gems) and then submit it for inclusion?FiveK wrote: ↑Fri Jul 07, 2023 6:26 pmPerhaps a section in Investment adviser - Bogleheads with such a title? Your list is at least an excellent start. Would you like to make the appropriate edits?
Salvia Clevelandii "Winifred Gilman" my favorite. YMMV; not a professional advisor.
Re: Suggestions for the Wiki
See Contributing to the wiki toward the bottom of that page for how to sign up as an editor. Might as well eliminate the middleman....CAsage wrote: ↑Fri Jul 07, 2023 7:04 pm I think we need a separate header at least, within that section would be fine. The "checklist" is the important new addition, as it ends up coming out in dribs and drabs. I'd be honored to draft a first cut (will read a few old posts to gather gems) and then submit it for inclusion?
Help:Section - Wikipedia shows how (in short, using different number of equal signs to bookend the names) to create sections. LadyGeek, TedSwippet, and others can do formatting in their sleep so if you get the function correct, those folks can handle the form.
Re: Suggestions for the Wiki
The quick answer to becoming a wiki editor - Please post your request in Join the Wiki!
Get the content the way you want and myself or another wiki editor can take care of the formatting.
Update: I should also mention that the wiki's visual editor will allow you to copy-n-paste content from MS Word or other word processing utilities.
Get the content the way you want and myself or another wiki editor can take care of the formatting.
Update: I should also mention that the wiki's visual editor will allow you to copy-n-paste content from MS Word or other word processing utilities.