What are you up YTD? [Year To Date]
Re: What are you up YTD? [Year To Date]
-16.33% with contributions.
-19.3% IRR
Cheers
-19.3% IRR
Cheers
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- Joined: Mon Aug 17, 2020 5:07 pm
- Location: Montana
Re: What are you up YTD? [Year To Date]
With contributions I am less than 1k off where I was on 1/1/2022. I'm pretty happy with that.
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
So far 00% in 2023
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
My AA spreadsheet tracks YTD. I'm optimistically looking forward to actually seeing some positive numbers in 2023.
"Better is the enemy of good." Good is good.
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
Me too, I believe there is good reason to hope .Nver2Late wrote: ↑Mon Jan 02, 2023 10:23 amMy AA spreadsheet tracks YTD. I'm optimistically looking forward to actually seeing some positive numbers in 2023.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
I'm quite happy with my solid 0.00% YTD for 2023.
Re: What are you up YTD? [Year To Date]
Was up 46.46% (pre-tax) in 2022 according to my brokerage statements.
The sillier the market’s behavior, the greater the opportunity for the business like investor.
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Re: What are you up YTD? [Year To Date]
In percentage for 2023, -17.62%. In dollars though up 337k, after inheriting 800k.
Re: What are you up YTD? [Year To Date]
Our real returns are 7% less, and real returns are what count.
- Lawrence of Suburbia
- Posts: 691
- Joined: Mon Aug 08, 2022 12:04 pm
Re: What are you up YTD? [Year To Date]
-10% (+ or -) for 2022. 60/40 until October, 50/50-ish now.
Balanced investing works, folks!
At least I'm not down any more.
Yet.
Balanced investing works, folks!
My result exactly!
At least I'm not down any more.
Yet.
Last edited by Lawrence of Suburbia on Mon Jan 02, 2023 12:54 pm, edited 2 times in total.
74% VTHRX/8% DODWX/12% TIAA Traditional/6% SWVXX
Re: What are you up YTD? [Year To Date]
XIRR for me: -11.5%
This is a 50/50 portfolio of stocks/bonds. I was expecting a lot worse. My biggest bond holding is Vanguard Intermediate Term Tax-Exempt (VWIUX), which is only down 6.83%, so that helped.
This is a 50/50 portfolio of stocks/bonds. I was expecting a lot worse. My biggest bond holding is Vanguard Intermediate Term Tax-Exempt (VWIUX), which is only down 6.83%, so that helped.
Last edited by Tarkus on Mon Jan 02, 2023 3:54 pm, edited 1 time in total.
Re: What are you up YTD? [Year To Date]
Not unless Jerome starts to cut rates which he probably won’tNver2Late wrote: ↑Mon Jan 02, 2023 10:23 amMy AA spreadsheet tracks YTD. I'm optimistically looking forward to actually seeing some positive numbers in 2023.
Re: What are you up YTD? [Year To Date]
According to the "Return Spreadsheet for Bogleheads" I am down 14.4%. Was 60/40 now 56/36/8.
Re: What are you up YTD? [Year To Date]
Made a killing from energy stocks such as ET, PBFX, DMLP, PBR.A with a bit of leverage. And other stocks also held up pretty well.gougou wrote: ↑Mon Dec 27, 2021 2:59 am Current allocation:
Home: $1.6M worth with $1.2M mortgage
Rentals: $2.8M worth (around $400K each) with $1.8M mortgages in total
MLPs (MPLX, ET, EPD, SHLX, PBFX, DMLP): $2.5M
Chinese banks (3988, 1288): $2M (all protected with put options)
Other stocks (PBR.A, RIO, ALX, PHM): $1.1M
Margin: $1M using SPX Box Spreads
Last edited by gougou on Mon Jan 02, 2023 12:53 pm, edited 1 time in total.
The sillier the market’s behavior, the greater the opportunity for the business like investor.
- Lawrence of Suburbia
- Posts: 691
- Joined: Mon Aug 08, 2022 12:04 pm
Re: What are you up YTD? [Year To Date]
I'm starting to believe he might be serious!
Which I applaud loudly.
74% VTHRX/8% DODWX/12% TIAA Traditional/6% SWVXX
Re: What are you up YTD? [Year To Date]
Why?Lawrence of Suburbia wrote: ↑Mon Jan 02, 2023 12:51 pmI'm starting to believe he might be serious!
Which I applaud loudly.
- Lawrence of Suburbia
- Posts: 691
- Joined: Mon Aug 08, 2022 12:04 pm
Re: What are you up YTD? [Year To Date]
Hopefully so my "real" annuity income won't erode too much going forward!
74% VTHRX/8% DODWX/12% TIAA Traditional/6% SWVXX
Re: What are you up YTD? [Year To Date]
12/31/20 $1.5mil
12/31/21 $1.87mil
12/31/22 $1.72mil
Portfolio around 55/45 (about $125K is company stock. Down 30% in 2022.)
Screwed up in March 2020 and sold out some which caused a nice hit to our overall portfolio value.
We add about $125K or so each year to 401k, backdoor roth, taxable, etc.
12/31/21 $1.87mil
12/31/22 $1.72mil
Portfolio around 55/45 (about $125K is company stock. Down 30% in 2022.)
Screwed up in March 2020 and sold out some which caused a nice hit to our overall portfolio value.
We add about $125K or so each year to 401k, backdoor roth, taxable, etc.
- CommitmentDevice
- Posts: 274
- Joined: Tue Apr 02, 2019 3:25 am
Re: What are you up YTD? [Year To Date]
12/31/19 $58K (Age 37)
12/31/20 $148K (Age 38)
12/31/21 $333K (Age 39)
12/31/22 $365K (Age 40)
Household maxed our retirement contributions for the first time this year! Might get student-debt free in 2023. Stay the course.
54% ESGV, 36% VSGX, 10% EAGG
12/31/20 $148K (Age 38)
12/31/21 $333K (Age 39)
12/31/22 $365K (Age 40)
Household maxed our retirement contributions for the first time this year! Might get student-debt free in 2023. Stay the course.
54% ESGV, 36% VSGX, 10% EAGG
Last edited by CommitmentDevice on Thu Jan 05, 2023 1:20 pm, edited 1 time in total.
Re: What are you up YTD? [Year To Date]
I finally went in and did the calculation, I was down 18% in 2022. I have a fairly large tech position that was down probaby 26% but I had enough (~20%) bonds/cash to buffer 2022.
I look at these things sort of philiosphically, I'm still up a fair bit from 2019 levels....
I look at these things sort of philiosphically, I'm still up a fair bit from 2019 levels....
I would have written a shorter letter, but I did not have the time. |
- Blaise Pascal
Re: What are you up YTD? [Year To Date]
Down 15% in 2022 (beardstown math). 85/15 portfolio.
Not as bad as I thought it was going to be. But I have invested like crazy this year. So it feels like shoveling money into a furnace. Attempting to play the long game…
Not as bad as I thought it was going to be. But I have invested like crazy this year. So it feels like shoveling money into a furnace. Attempting to play the long game…
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
Congratulations on continuing contributions to investing and on "investing like crazy", in spite of current market activity. I believe that this will pay off in the long-term.
That's what I did in the dark days of late 2008 and early 2009, I continued regular contributions and invested bonuses wherever available, and it did pay off.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
-8.8% but it includes my living expenses without substantive income (retired no pension). 50/25/5 Equities/Bonds/Cash.
The remaining 20% are options trading which were the positive portion.
The remaining 20% are options trading which were the positive portion.
Re: What are you up YTD? [Year To Date]
I am down 16 bucks in 2023.
"Know what you own, and know why you own it." — Peter Lynch
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Re: What are you up YTD? [Year To Date]
I'm up about 0.22% YTD.
This is the first time I've been up YTD, in years...
This is the first time I've been up YTD, in years...
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- Posts: 3339
- Joined: Thu May 19, 2016 5:04 pm
Re: What are you up YTD? [Year To Date]
+0.08% as of today.
Re: What are you up YTD? [Year To Date]
-25% in 2022 (stocks and some crypto).
Re: What are you up YTD? [Year To Date]
According to Bogleheads Returns spreadsheet, my portfolio dived 25.4% in 2022.
This is easily the biggest yearly drop in monetary terms in my relatively short investing career. Akin to 4-letter words, the culprit for the portfolio's dismal performance goes to a certain 4-letter mutual fund - PSLD *cough* X.
Let's hope 2023 will be better for us all here at Bogleheads.
This is easily the biggest yearly drop in monetary terms in my relatively short investing career. Akin to 4-letter words, the culprit for the portfolio's dismal performance goes to a certain 4-letter mutual fund - PSLD *cough* X.
Let's hope 2023 will be better for us all here at Bogleheads.
Re: What are you up YTD? [Year To Date]
Did not look closely at portfolio until today and was a little shocked. YTD return for 2023 is already 22.7%. It was easy to calculate since I'm only in three stock positions and have made no contributions yet or received any dividends. This is on top of the approximately 59% return for 2022, which means I've majorly outperformed the index benchmarks.
Portfolio is in three positions: large cap Chinese stock (LEAPs and actual stock), large cap US bank stock, and a mid-cap US bank stock. Most of the gains have come from the Chinese position. I do technically have a 0.3% residual cash portion which isn't doing anything.
I think bank stocks as a sector are trading at good valuations but it was difficult to select one in particular. The best banks were more expensive, and the ones with moderate issues were downright cheap. I went with the latter.
Portfolio is in three positions: large cap Chinese stock (LEAPs and actual stock), large cap US bank stock, and a mid-cap US bank stock. Most of the gains have come from the Chinese position. I do technically have a 0.3% residual cash portion which isn't doing anything.
I think bank stocks as a sector are trading at good valuations but it was difficult to select one in particular. The best banks were more expensive, and the ones with moderate issues were downright cheap. I went with the latter.
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Re: What are you up YTD? [Year To Date]
I had to redo my tracking spreadsheet due to a new account at public that consolidated all or parts of four others and should net me a 5k bonus so I have an early report for 2023 on my 60/40 portfolio:
ytd: 3.94%
one year: -6.85%
from personal high (nov 2021): -7.86%
from retirement (feb 2018): 29.36%
ytd: 3.94%
one year: -6.85%
from personal high (nov 2021): -7.86%
from retirement (feb 2018): 29.36%
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
My portfolio is up $16,751 Year to Date (YTD)
Isn't volatility great.
Isn't volatility great.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
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Re: What are you up YTD? [Year To Date]
For 2022, my time weighted rate of return was about -17% (70/30 portfolio), my Beardstown accounting return, including contributions from salary but excluding a one time windfall, was about +3%, and my Beardstown accounting return, including all contributions, was about +16%.
Global Market Portfolio + modest tilt towards volatility (80/20->60/40 as approach FI) + modest tilt away from exchange rate risk (80% global+20% U.S. stocks; currency-hedge bonds) + tax optimization
Re: What are you up YTD? [Year To Date]
On this day, a year ago, portfolio was down -0.71% YTD. Today, it is up 4.57% YTD...Just an observation. Same holdings and ratio.
"Know what you own, and know why you own it." — Peter Lynch
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Re: What are you up YTD? [Year To Date]
2023 up 97K YTD.
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
Age 77 retired, no pension or annuity, my asset allocation is 60/40.
For 2023 up 3.15% Year to Date (YTD)
For 2023 up 3.15% Year to Date (YTD)
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
I thought being up excluded cost basis.CommitmentDevice wrote: ↑Mon Jan 02, 2023 2:01 pm 12/31/19 $58K (Age 37)
12/31/20 $148K (Age 38)
12/31/21 $333K (Age 39)
12/31/22 $365K (Age 40)
Household maxed our retirement contributions for the first time this year! Might get student-debt free in 2023. Stay the course.
54% ESGV, 36% VSGX, 10% EAGG
Re: What are you up YTD? [Year To Date]
Up 4% YTD as of yesterday (excluding cost basis). Of course those crazy REITs are going up quickly, so far. They dropped 26% or so last calendar year. My rebalancing could not be fast enough to get all of the REIT increase YTD. I just hope there is no increase before market close today.
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Re: What are you up YTD? [Year To Date]
Up 3-4% year to date. Estimated home value -1%, total US stock +5%, consumer staples +2%.
43% Total Stock Market | 53% Consumer Staples | 4% Short Term Reserves
- CommitmentDevice
- Posts: 274
- Joined: Tue Apr 02, 2019 3:25 am
Re: What are you up YTD? [Year To Date]
You're right. I confused "up YTD" with "net worth progression." Wrong thread.JasonHutt wrote: ↑Thu Jan 12, 2023 9:52 amI thought being up excluded cost basis.CommitmentDevice wrote: ↑Mon Jan 02, 2023 2:01 pm 12/31/19 $58K (Age 37)
12/31/20 $148K (Age 38)
12/31/21 $333K (Age 39)
12/31/22 $365K (Age 40)
Household maxed our retirement contributions for the first time this year! Might get student-debt free in 2023. Stay the course.
54% ESGV, 36% VSGX, 10% EAGG
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- Posts: 8626
- Joined: Wed Apr 08, 2015 11:31 am
- Location: West coast of Florida, near Champa Bay !
Re: What are you up YTD? [Year To Date]
Vanguard account up 3.96%.
A nice start to the year.
Broken Man 1999
A nice start to the year.
Broken Man 1999
“If I cannot drink Bourbon and smoke cigars in Heaven then I shall not go." - Mark Twain
Re: What are you up YTD? [Year To Date]
For 2022 I was up 23% due to inheritance...altho I was down 33% overall if you don't count the extra money coming in.
For 2023 I am up 4.91% in my Roths and 2.08% overall. Not a bad start to the year.
Saw some mention of a Boglehead Tracking spreadsheet ... where can I find this?
I will be dumping more cash into investments and am not sure how to modify my sheet to track gains/losses. With my current (homespun) sheet I would have to add a separate investment every time I add to a position. Not sure there is any other way to do it and accurately track gains.
For 2023 I am up 4.91% in my Roths and 2.08% overall. Not a bad start to the year.
Saw some mention of a Boglehead Tracking spreadsheet ... where can I find this?
I will be dumping more cash into investments and am not sure how to modify my sheet to track gains/losses. With my current (homespun) sheet I would have to add a separate investment every time I add to a position. Not sure there is any other way to do it and accurately track gains.
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- Joined: Sun Apr 24, 2022 10:30 pm
Re: What are you up YTD? [Year To Date]
Vanguard account up 5.65% YTD. Good couple weeks.
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
Age 77 retired, no pension or annuity, my asset allocation is 60/40.
For 2023 up 3.88% Year to Date (YTD).
It's nice to see positive numbers again .
For 2023 up 3.88% Year to Date (YTD).
It's nice to see positive numbers again .
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
Annualized I am up 274% YTD
Re: What are you up YTD? [Year To Date]
Real-money portfolio:
Closing balance on 12/31/2022: $348,181.08
Closing balance on 1/13/2023: $387,144.30
+11.2%
CAGR: 1713.2%
Make-believe portfolio (no real money): +5.0%
VTI: +4.6%
SPX: +4,2%
BRK.B: +2.8%
Closing balance on 12/31/2022: $348,181.08
Closing balance on 1/13/2023: $387,144.30
+11.2%
CAGR: 1713.2%
Make-believe portfolio (no real money): +5.0%
VTI: +4.6%
SPX: +4,2%
BRK.B: +2.8%
Last edited by chris319 on Tue Jan 17, 2023 10:38 am, edited 1 time in total.
Financial decisions based on emotion often turn out to be bad decisions.
Re: What are you up YTD? [Year To Date]
YTD
+5.77% with new contributions.
+5.66% without contributions
100% Vanguard Total World ETF.
+5.77% with new contributions.
+5.66% without contributions
100% Vanguard Total World ETF.
Stocks-80% || Bonds-20% || Taxable-VTI/VXUS || IRA-VT/BNDW
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
Up $35,503 year to date (YTD).
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
I run a little make-believe mutual fund. Stocks were picked and priced as of the market close on 12/30/2022. It consists of 38 stocks (not ETF's) and will not be traded/rebalanced until the end of 2023.
So far it is even with VTI:
Make-Believe Fund: +4.0%
VTI: +4.0%
SPX: +3.5%
BRK.B: +0.3%
Move over, Warren.
So far it is even with VTI:
Make-Believe Fund: +4.0%
VTI: +4.0%
SPX: +3.5%
BRK.B: +0.3%
Move over, Warren.
Financial decisions based on emotion often turn out to be bad decisions.