What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
dcabler
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Re: What are you up YTD? [Year To Date]

Post by dcabler »

-16.33% with contributions.
-19.3% IRR

Cheers
case_of_ennui
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Re: What are you up YTD? [Year To Date]

Post by case_of_ennui »

With contributions I am less than 1k off where I was on 1/1/2022. I'm pretty happy with that.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

WhiteMaxima wrote: Mon Jan 02, 2023 12:27 am 0.000% as of today
So far 00% in 2023
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
Nver2Late
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Re: What are you up YTD? [Year To Date]

Post by Nver2Late »

ruralavalon wrote: Mon Jan 02, 2023 10:11 am
WhiteMaxima wrote: Mon Jan 02, 2023 12:27 am 0.000% as of today
So far 00% in 2023
My AA spreadsheet tracks YTD. I'm optimistically looking forward to actually seeing some positive numbers in 2023.
"Better is the enemy of good." Good is good.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Nver2Late wrote: Mon Jan 02, 2023 10:23 am
ruralavalon wrote: Mon Jan 02, 2023 10:11 am
WhiteMaxima wrote: Mon Jan 02, 2023 12:27 am 0.000% as of today
So far 00% in 2023
My AA spreadsheet tracks YTD. I'm optimistically looking forward to actually seeing some positive numbers in 2023.
Me too, I believe there is good reason to hope :D .
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
Jeepergeo
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Re: What are you up YTD? [Year To Date]

Post by Jeepergeo »

I'm quite happy with my solid 0.00% YTD for 2023.
gougou
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Re: What are you up YTD? [Year To Date]

Post by gougou »

Was up 46.46% (pre-tax) in 2022 according to my brokerage statements.
The sillier the market’s behavior, the greater the opportunity for the business like investor.
mattshwink
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Re: What are you up YTD? [Year To Date]

Post by mattshwink »

In percentage for 2023, -17.62%. In dollars though up 337k, after inheriting 800k.
Tib
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Re: What are you up YTD? [Year To Date]

Post by Tib »

Our real returns are 7% less, and real returns are what count.
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Lawrence of Suburbia
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Re: What are you up YTD? [Year To Date]

Post by Lawrence of Suburbia »

-10% (+ or -) for 2022. 60/40 until October, 50/50-ish now.

Balanced investing works, folks!
Jeepergeo wrote: Mon Jan 02, 2023 11:56 am I'm quite happy with my solid 0.00% YTD for 2023.
My result exactly!

At least I'm not down any more.

Yet. :mrgreen:
Last edited by Lawrence of Suburbia on Mon Jan 02, 2023 12:54 pm, edited 2 times in total.
74% VTHRX/8% DODWX/12% TIAA Traditional/6% SWVXX
Tarkus
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Re: What are you up YTD? [Year To Date]

Post by Tarkus »

XIRR for me: -11.5%

This is a 50/50 portfolio of stocks/bonds. I was expecting a lot worse. My biggest bond holding is Vanguard Intermediate Term Tax-Exempt (VWIUX), which is only down 6.83%, so that helped.
Last edited by Tarkus on Mon Jan 02, 2023 3:54 pm, edited 1 time in total.
Starbase
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Re: What are you up YTD? [Year To Date]

Post by Starbase »

gougou wrote: Mon Jan 02, 2023 12:02 pm Was up 46.46% (pre-tax) in 2022 according to my brokerage statements.
How?
Starbase
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Re: What are you up YTD? [Year To Date]

Post by Starbase »

Nver2Late wrote: Mon Jan 02, 2023 10:23 am
ruralavalon wrote: Mon Jan 02, 2023 10:11 am
WhiteMaxima wrote: Mon Jan 02, 2023 12:27 am 0.000% as of today
So far 00% in 2023
My AA spreadsheet tracks YTD. I'm optimistically looking forward to actually seeing some positive numbers in 2023.
Not unless Jerome starts to cut rates which he probably won’t
Expro
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Re: What are you up YTD? [Year To Date]

Post by Expro »

According to the "Return Spreadsheet for Bogleheads" I am down 14.4%. Was 60/40 now 56/36/8.
gougou
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Re: What are you up YTD? [Year To Date]

Post by gougou »

Starbase wrote: Mon Jan 02, 2023 12:45 pm
gougou wrote: Mon Jan 02, 2023 12:02 pm Was up 46.46% (pre-tax) in 2022 according to my brokerage statements.
How?
gougou wrote: Mon Dec 27, 2021 2:59 am Current allocation:
Home: $1.6M worth with $1.2M mortgage
Rentals: $2.8M worth (around $400K each) with $1.8M mortgages in total
MLPs (MPLX, ET, EPD, SHLX, PBFX, DMLP): $2.5M
Chinese banks (3988, 1288): $2M (all protected with put options)
Other stocks (PBR.A, RIO, ALX, PHM): $1.1M
Margin: $1M using SPX Box Spreads
Made a killing from energy stocks such as ET, PBFX, DMLP, PBR.A with a bit of leverage. And other stocks also held up pretty well.
Last edited by gougou on Mon Jan 02, 2023 12:53 pm, edited 1 time in total.
The sillier the market’s behavior, the greater the opportunity for the business like investor.
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Lawrence of Suburbia
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Re: What are you up YTD? [Year To Date]

Post by Lawrence of Suburbia »

Starbase wrote: Mon Jan 02, 2023 12:46 pm Not unless Jerome starts to cut rates which he probably won’t
I'm starting to believe he might be serious!

Which I applaud loudly.
74% VTHRX/8% DODWX/12% TIAA Traditional/6% SWVXX
Starbase
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Re: What are you up YTD? [Year To Date]

Post by Starbase »

Lawrence of Suburbia wrote: Mon Jan 02, 2023 12:51 pm
Starbase wrote: Mon Jan 02, 2023 12:46 pm Not unless Jerome starts to cut rates which he probably won’t
I'm starting to believe he might be serious!

Which I applaud loudly.
Why?
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Lawrence of Suburbia
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Re: What are you up YTD? [Year To Date]

Post by Lawrence of Suburbia »

Starbase wrote: Mon Jan 02, 2023 12:54 pm
Lawrence of Suburbia wrote: Mon Jan 02, 2023 12:51 pm
Starbase wrote: Mon Jan 02, 2023 12:46 pm Not unless Jerome starts to cut rates which he probably won’t
I'm starting to believe he might be serious!

Which I applaud loudly.
Why?
Hopefully so my "real" annuity income won't erode too much going forward!
74% VTHRX/8% DODWX/12% TIAA Traditional/6% SWVXX
AnnikaW
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Re: What are you up YTD? [Year To Date]

Post by AnnikaW »

12/31/20 $1.5mil
12/31/21 $1.87mil
12/31/22 $1.72mil

Portfolio around 55/45 (about $125K is company stock. Down 30% in 2022.)
Screwed up in March 2020 and sold out some which caused a nice hit to our overall portfolio value. :oops:
We add about $125K or so each year to 401k, backdoor roth, taxable, etc.
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CommitmentDevice
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Re: What are you up YTD? [Year To Date]

Post by CommitmentDevice »

12/31/19 $58K (Age 37)
12/31/20 $148K (Age 38)
12/31/21 $333K (Age 39)
12/31/22 $365K (Age 40)

Household maxed our retirement contributions for the first time this year! Might get student-debt free in 2023. Stay the course.

54% ESGV, 36% VSGX, 10% EAGG
Last edited by CommitmentDevice on Thu Jan 05, 2023 1:20 pm, edited 1 time in total.
loghound
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Re: What are you up YTD? [Year To Date]

Post by loghound »

I finally went in and did the calculation, I was down 18% in 2022. I have a fairly large tech position that was down probaby 26% but I had enough (~20%) bonds/cash to buffer 2022.

I look at these things sort of philiosphically, I'm still up a fair bit from 2019 levels....
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quadog
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Re: What are you up YTD? [Year To Date]

Post by quadog »

Down 15% in 2022 (beardstown math). 85/15 portfolio.

Not as bad as I thought it was going to be. But I have invested like crazy this year. So it feels like shoveling money into a furnace. Attempting to play the long game…
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

quadog wrote: Mon Jan 02, 2023 10:45 pm Down 15% in 2022 (beardstown math). 85/15 portfolio.

Not as bad as I thought it was going to be. But I have invested like crazy this year. So it feels like shoveling money into a furnace. Attempting to play the long game…
Congratulations on continuing contributions to investing and on "investing like crazy", in spite of current market activity. I believe that this will pay off in the long-term.

That's what I did in the dark days of late 2008 and early 2009, I continued regular contributions and invested bonuses wherever available, and it did pay off.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
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wshang
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Re: What are you up YTD? [Year To Date]

Post by wshang »

-8.8% but it includes my living expenses without substantive income (retired no pension). 50/25/5 Equities/Bonds/Cash.

The remaining 20% are options trading which were the positive portion.
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Metsfan91
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Re: What are you up YTD? [Year To Date]

Post by Metsfan91 »

Jeepergeo wrote: Mon Jan 02, 2023 11:56 am I'm quite happy with my solid 0.00% YTD for 2023.
I am down 16 bucks in 2023. :(
"Know what you own, and know why you own it." — Peter Lynch
jello_nailer
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Re: What are you up YTD? [Year To Date]

Post by jello_nailer »

I'm up about 0.22% YTD.

This is the first time I've been up YTD, in years...
WhiteMaxima
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Re: What are you up YTD? [Year To Date]

Post by WhiteMaxima »

+0.08% as of today.
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Stef
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Re: What are you up YTD? [Year To Date]

Post by Stef »

-25% in 2022 (stocks and some crypto).
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Raraculus
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Re: What are you up YTD? [Year To Date]

Post by Raraculus »

According to Bogleheads Returns spreadsheet, my portfolio dived 25.4% in 2022. :shock:

This is easily the biggest yearly drop in monetary terms in my relatively short investing career. Akin to 4-letter words, the culprit for the portfolio's dismal performance goes to a certain 4-letter mutual fund - PSLD *cough* X. :oops:

Let's hope 2023 will be better for us all here at Bogleheads.
Caduceus
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Re: What are you up YTD? [Year To Date]

Post by Caduceus »

Did not look closely at portfolio until today and was a little shocked. YTD return for 2023 is already 22.7%. It was easy to calculate since I'm only in three stock positions and have made no contributions yet or received any dividends. This is on top of the approximately 59% return for 2022, which means I've majorly outperformed the index benchmarks.

Portfolio is in three positions: large cap Chinese stock (LEAPs and actual stock), large cap US bank stock, and a mid-cap US bank stock. Most of the gains have come from the Chinese position. I do technically have a 0.3% residual cash portion which isn't doing anything.

I think bank stocks as a sector are trading at good valuations but it was difficult to select one in particular. The best banks were more expensive, and the ones with moderate issues were downright cheap. I went with the latter.
placeholder
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Re: What are you up YTD? [Year To Date]

Post by placeholder »

I had to redo my tracking spreadsheet due to a new account at public that consolidated all or parts of four others and should net me a 5k bonus so I have an early report for 2023 on my 60/40 portfolio:

ytd: 3.94%
one year: -6.85%
from personal high (nov 2021): -7.86%
from retirement (feb 2018): 29.36%
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

My portfolio is up $16,751 Year to Date (YTD) :D

Isn't volatility great.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
HootingSloth
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Re: What are you up YTD? [Year To Date]

Post by HootingSloth »

For 2022, my time weighted rate of return was about -17% (70/30 portfolio), my Beardstown accounting return, including contributions from salary but excluding a one time windfall, was about +3%, and my Beardstown accounting return, including all contributions, was about +16%.
Global Market Portfolio + modest tilt towards volatility (80/20->60/40 as approach FI) + modest tilt away from exchange rate risk (80% global+20% U.S. stocks; currency-hedge bonds) + tax optimization
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Metsfan91
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Re: What are you up YTD? [Year To Date]

Post by Metsfan91 »

On this day, a year ago, portfolio was down -0.71% YTD. Today, it is up 4.57% YTD...Just an observation. Same holdings and ratio.
"Know what you own, and know why you own it." — Peter Lynch
carminered2019
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Re: What are you up YTD? [Year To Date]

Post by carminered2019 »

2023 up 97K YTD.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Age 77 retired, no pension or annuity, my asset allocation is 60/40.

For 2023 up 3.15% Year to Date (YTD) :D
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
JasonHutt
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Re: What are you up YTD? [Year To Date]

Post by JasonHutt »

CommitmentDevice wrote: Mon Jan 02, 2023 2:01 pm 12/31/19 $58K (Age 37)
12/31/20 $148K (Age 38)
12/31/21 $333K (Age 39)
12/31/22 $365K (Age 40)

Household maxed our retirement contributions for the first time this year! Might get student-debt free in 2023. Stay the course.

54% ESGV, 36% VSGX, 10% EAGG
I thought being up excluded cost basis.
JasonHutt
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Re: What are you up YTD? [Year To Date]

Post by JasonHutt »

Up 4% YTD as of yesterday (excluding cost basis). Of course those crazy REITs are going up quickly, so far. They dropped 26% or so last calendar year. My rebalancing could not be fast enough to get all of the REIT increase YTD. I just hope there is no increase before market close today.
homebuyer6426
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Re: What are you up YTD? [Year To Date]

Post by homebuyer6426 »

Up 3-4% year to date. Estimated home value -1%, total US stock +5%, consumer staples +2%.
43% Total Stock Market | 53% Consumer Staples | 4% Short Term Reserves
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CommitmentDevice
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Re: What are you up YTD? [Year To Date]

Post by CommitmentDevice »

JasonHutt wrote: Thu Jan 12, 2023 9:52 am
CommitmentDevice wrote: Mon Jan 02, 2023 2:01 pm 12/31/19 $58K (Age 37)
12/31/20 $148K (Age 38)
12/31/21 $333K (Age 39)
12/31/22 $365K (Age 40)

Household maxed our retirement contributions for the first time this year! Might get student-debt free in 2023. Stay the course.

54% ESGV, 36% VSGX, 10% EAGG
I thought being up excluded cost basis.
You're right. I confused "up YTD" with "net worth progression." Wrong thread.
Broken Man 1999
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Re: What are you up YTD? [Year To Date]

Post by Broken Man 1999 »

Vanguard account up 3.96%.

A nice start to the year.

Broken Man 1999
“If I cannot drink Bourbon and smoke cigars in Heaven then I shall not go." - Mark Twain
mudd
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Re: What are you up YTD? [Year To Date]

Post by mudd »

For 2022 I was up 23% due to inheritance...altho I was down 33% overall if you don't count the extra money coming in.
For 2023 I am up 4.91% in my Roths and 2.08% overall. Not a bad start to the year.

Saw some mention of a Boglehead Tracking spreadsheet ... where can I find this?
I will be dumping more cash into investments and am not sure how to modify my sheet to track gains/losses. With my current (homespun) sheet I would have to add a separate investment every time I add to a position. Not sure there is any other way to do it and accurately track gains.
WestCoastPhan
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Re: What are you up YTD? [Year To Date]

Post by WestCoastPhan »

Vanguard account up 5.65% YTD. Good couple weeks.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Age 77 retired, no pension or annuity, my asset allocation is 60/40.

For 2023 up 3.88% Year to Date (YTD).

It's nice to see positive numbers again :) .
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
Tamalak
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Re: What are you up YTD? [Year To Date]

Post by Tamalak »

Annualized I am up 274% YTD :twisted:
chris319
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Re: What are you up YTD? [Year To Date]

Post by chris319 »

Real-money portfolio:

Closing balance on 12/31/2022: $348,181.08

Closing balance on 1/13/2023: $387,144.30

+11.2%

CAGR: 1713.2%

Make-believe portfolio (no real money): +5.0%

VTI: +4.6%

SPX: +4,2%

BRK.B: +2.8%
Last edited by chris319 on Tue Jan 17, 2023 10:38 am, edited 1 time in total.
Financial decisions based on emotion often turn out to be bad decisions.
Normchad
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Re: What are you up YTD? [Year To Date]

Post by Normchad »

Tamalak wrote: Sat Jan 14, 2023 9:37 am Annualized I am up 274% YTD :twisted:
Keep it up!
lostdog
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Re: What are you up YTD? [Year To Date]

Post by lostdog »

YTD

+5.77% with new contributions.

+5.66% without contributions

100% Vanguard Total World ETF.
Stocks-80% || Bonds-20% || Taxable-VTI/VXUS || IRA-VT/BNDW
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Up $35,503 year to date (YTD).
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
chris319
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Re: What are you up YTD? [Year To Date]

Post by chris319 »

I run a little make-believe mutual fund. Stocks were picked and priced as of the market close on 12/30/2022. It consists of 38 stocks (not ETF's) and will not be traded/rebalanced until the end of 2023.

So far it is even with VTI:

Make-Believe Fund: +4.0%

VTI: +4.0%

SPX: +3.5%

BRK.B: +0.3%

Move over, Warren.
Financial decisions based on emotion often turn out to be bad decisions.
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