What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
Nowizard
Posts: 4842
Joined: Tue Oct 23, 2007 5:33 pm

Re: What are you up YTD? [Year To Date]

Post by Nowizard »

Easier to post this week which has been significantly upward. Our 60/40 is down 6.56% YTD as of yesterday's market close, including addition of all YTD distributions.

Tim
jello_nailer
Posts: 571
Joined: Sun Apr 07, 2019 10:20 pm

Re: What are you up YTD? [Year To Date]

Post by jello_nailer »

chris319 wrote: Mon Jul 18, 2022 10:51 pm Down 52.2% YTD.

Big position in TQQQ (3X NASDAQ 100 ETF)

I have a small position in NVDA with a loss; not sure whether to TLH or keep it. Might the funds be better deployed elsewhere?
Since you clearly have a stomach for risk-on and probably the time line to benefit you may want to look at ARKK. NVDA is a top 4 position (IIRC) but you also have some ballast.

Not judging, I also have some TQQQ and NVDA. And I have some ARKK. (Feel a little bit dirty admitting that!)
Last edited by jello_nailer on Sat Aug 13, 2022 9:21 pm, edited 1 time in total.
JS-Elcano
Posts: 992
Joined: Wed Jun 10, 2020 7:29 pm

Re: What are you up YTD? [Year To Date]

Post by JS-Elcano »

My 65/35 retirement portfolio:

Not including my contributions: -6.1%

Including my contributions: +0.9%

Networth: +5.4%
User avatar
goingup
Posts: 4910
Joined: Tue Jan 26, 2010 12:02 pm

Re: What are you up YTD? [Year To Date]

Post by goingup »

Our 60/40 portfolio YTD is down about -9%. This is similar to Wellington Fund at -9.20. Balanced Fund is currently -11.66 and LifeStrategy Moderate Growth is -10.26. We hold more ST bonds and cash than we used to which may have helped returns a little for the moment.
chris319
Posts: 1659
Joined: Thu Jan 28, 2021 5:04 pm

Re: What are you up YTD? [Year To Date]

Post by chris319 »

jello_nailer wrote: Sat Aug 13, 2022 7:35 am
chris319 wrote: Mon Jul 18, 2022 10:51 pm Down 52.2% YTD.

Big position in TQQQ (3X NASDAQ 100 ETF)

I have a small position in NVDA with a loss; not sure whether to TLH or keep it. Might the funds be better deployed elsewhere?
Since you clearly have a stomach for risk-on and probably the time line to benefit you may want to look at ARKK. NVDA is a top 4 position (IIRC) but you also have some ballast.

Not judging, I also have some TQQQ and NVDA. And I have some AARK. (Feel a little bit dirty admitting that!)
I wound up selling all of my NVDA and purchasing more TQQQ, which is never a mistake as far as I'm concerned. I have a few-odd other stocks which have withstood the current downturn much better.
Financial decisions based on emotion often turn out to be bad decisions.
abey
Posts: 4
Joined: Fri Jan 08, 2021 4:46 am

Re: What are you up YTD? [Year To Date]

Post by abey »

Up 9% YTD. Was down 20ish percent in June :(
JS-Elcano
Posts: 992
Joined: Wed Jun 10, 2020 7:29 pm

Re: What are you up YTD? [Year To Date]

Post by JS-Elcano »

goingup wrote: Sat Aug 13, 2022 10:08 am Our 60/40 portfolio YTD is down about -9%. This is similar to Wellington Fund at -9.20. Balanced Fund is currently -11.66 and LifeStrategy Moderate Growth is -10.26. We hold more ST bonds and cash than we used to which may have helped returns a little for the moment.
My 65/35 portfolio would also have been down more than the -6.1% it is had I had bonds instead of TIAA trad, which paid 3%-3.5%.
User avatar
AnnetteLouisan
Posts: 7263
Joined: Sat Sep 18, 2021 10:16 pm
Location: New York, NY

Re: What are you up YTD? [Year To Date]

Post by AnnetteLouisan »

My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.

My 401k was down 14k in the second quarter alone.
JS-Elcano
Posts: 992
Joined: Wed Jun 10, 2020 7:29 pm

Re: What are you up YTD? [Year To Date]

Post by JS-Elcano »

AnnetteLouisan wrote: Sat Aug 13, 2022 5:51 pm My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.

My 401k was down 14k in the second quarter alone.
While I write down the amounts I have in my individual retirement/investment/savings,checking accounts, such 401k, 457, RothIRA, Roth401k, brokerage, savings, for my biweekly net worth calculation I have never looked at their individual performance. To me it's pointless because I started them all at different times, contribute different amounts, and do so at different intervals (annually, biweekly, randomly, etc). They are not comparable anyway. I only ever look at my portfolio's performance and its AA as a whole.
User avatar
AnnetteLouisan
Posts: 7263
Joined: Sat Sep 18, 2021 10:16 pm
Location: New York, NY

Re: What are you up YTD? [Year To Date]

Post by AnnetteLouisan »

JS-Elcano wrote: Sat Aug 13, 2022 6:22 pm
AnnetteLouisan wrote: Sat Aug 13, 2022 5:51 pm My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.

My 401k was down 14k in the second quarter alone.
While I write down the amounts I have in my individual retirement/investment/savings,checking accounts, such 401k, 457, RothIRA, Roth401k, brokerage, savings, for my biweekly net worth calculation I have never looked at their individual performance. To me it's pointless because I started them all at different times, contribute different amounts, and do so at different intervals (annually, biweekly, randomly, etc). They are not comparable anyway. I only ever look at my portfolio's performance and its AA as a whole.
Me neither, but OP asked.
Also for an account started in January this year, buying each month, and buying only VTI, isn’t being in plus just remarkable!?
Should have fascinating results by year end!
Leon Cooperman, you were my inspiration. Well, and John Bogle and carminered2019 of course.
Last edited by AnnetteLouisan on Sat Aug 13, 2022 7:09 pm, edited 1 time in total.
case_of_ennui
Posts: 298
Joined: Mon Aug 17, 2020 5:07 pm
Location: Montana

Re: What are you up YTD? [Year To Date]

Post by case_of_ennui »

0%! :moneybag :moneybag :moneybag

90/10 w/some Intl and REIT
Last edited by case_of_ennui on Sun Aug 14, 2022 12:00 am, edited 1 time in total.
JS-Elcano
Posts: 992
Joined: Wed Jun 10, 2020 7:29 pm

Re: What are you up YTD? [Year To Date]

Post by JS-Elcano »

AnnetteLouisan wrote: Sat Aug 13, 2022 6:26 pm
JS-Elcano wrote: Sat Aug 13, 2022 6:22 pm
AnnetteLouisan wrote: Sat Aug 13, 2022 5:51 pm My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.

My 401k was down 14k in the second quarter alone.
While I write down the amounts I have in my individual retirement/investment/savings,checking accounts, such 401k, 457, RothIRA, Roth401k, brokerage, savings, for my biweekly net worth calculation I have never looked at their individual performance. To me it's pointless because I started them all at different times, contribute different amounts, and do so at different intervals (annually, biweekly, randomly, etc). They are not comparable anyway. I only ever look at my portfolio's performance and its AA as a whole.
Me neither, but OP asked.
Also for an account started in January this year, buying each month, and buying only VTI, isn’t being in plus just remarkable!?
Should have fascinating results by year end!
Leon Cooperman, you were my inspiration. Well, and John Bogle and carminered2019 of course.
The OP asked how much the entire portfolio is up (down) YTD and the AA of the entire portfolio, not any particular account like a 401k. That was the point I tried to make, don't look at your investments individually like just at VTI or just your 401k. Look at your entire investments and the AA across all accounts since, when you retire, that's all that counts.
KlangFool
Posts: 31526
Joined: Sat Oct 11, 2008 12:35 pm

Re: What are you up YTD? [Year To Date]

Post by KlangFool »

60/40 portfolio. Down 5.56% YTD including contribution.

KlangFool
30% VWENX | 16% VFWAX/VTIAX | 14.5% VTSAX | 19.5% VBTLX | 10% VSIAX/VTMSX/VSMAX | 10% VSIGX| 30% Wellington 50% 3-funds 20% Mini-Larry
jello_nailer
Posts: 571
Joined: Sun Apr 07, 2019 10:20 pm

Re: What are you up YTD? [Year To Date]

Post by jello_nailer »

chris319 wrote: Sat Aug 13, 2022 10:29 am
jello_nailer wrote: Sat Aug 13, 2022 7:35 am
chris319 wrote: Mon Jul 18, 2022 10:51 pm Down 52.2% YTD.

Big position in TQQQ (3X NASDAQ 100 ETF)

I have a small position in NVDA with a loss; not sure whether to TLH or keep it. Might the funds be better deployed elsewhere?
Since you clearly have a stomach for risk-on and probably the time line to benefit you may want to look at ARKK. NVDA is a top 4 position (IIRC) but you also have some ballast.

Not judging, I also have some TQQQ and NVDA. And I have some AARK. (Feel a little bit dirty admitting that!)
I wound up selling all of my NVDA and purchasing more TQQQ, which is never a mistake as far as I'm concerned. I have a few-odd other stocks which have withstood the current downturn much better.
I'm a dolt and I can't type - I have ARKK NOT AARK. I edited my original post.
Last edited by jello_nailer on Sat Aug 13, 2022 9:57 pm, edited 1 time in total.
User avatar
Metsfan91
Posts: 1019
Joined: Sat Jan 11, 2020 11:33 am
Location: Rust Belt

Re: What are you up YTD? [Year To Date]

Post by Metsfan91 »

Down 11% (was down 20% not long ago). All equity. Roughly 55/45 US/Ex-US.

Excludes new contribution.
"Know what you own, and know why you own it." — Peter Lynch
Keenobserver
Posts: 1043
Joined: Thu Aug 13, 2015 1:05 pm

Re: What are you up YTD? [Year To Date]

Post by Keenobserver »

Up a little under 1% for 1 year. YTD down little over 8%.
bog007
Posts: 540
Joined: Fri Feb 28, 2020 2:27 am

Re: What are you up YTD? [Year To Date]

Post by bog007 »

:wink: :wink: :wink: -4
Don’t let anyone else ruin your portfolio. It’s your portfolio. Ruin it yourself!!!
revhappy
Posts: 266
Joined: Sat Jul 21, 2018 10:09 am
Location: Singapore

Re: What are you up YTD? [Year To Date]

Post by revhappy »

I track my networth in a currency which has fallen about 6% this year Vs USD and I have non local assets. So that currency depreciation helps me. I hope US investors one day also benefit from the diversification.
Robot Monster
Posts: 4215
Joined: Sun May 05, 2019 11:23 am

Re: What are you up YTD? [Year To Date]

Post by Robot Monster »

bog007 wrote: Sun Aug 14, 2022 2:47 am :wink: :wink: :wink: -4
Glad I'm not the only one who keeps track of their net worth in winky faces. (I mean, my accountant hates me, but...)
brawlrats
Posts: 542
Joined: Thu Dec 02, 2021 12:06 pm

Re: What are you up YTD? [Year To Date]

Post by brawlrats »

Metsfan91 wrote: Sat Aug 13, 2022 9:42 pm Down 11% (was down 20% not long ago). All equity. Roughly 55/45 US/Ex-US.

Excludes new contribution.
Same here, but I'm closer to 75/25 US/Ex-US.
abc132
Posts: 2435
Joined: Thu Oct 18, 2018 1:11 am

Re: What are you up YTD? [Year To Date]

Post by abc132 »

Down 5.8% nominal 70/30 but just moved to 75/25 due to an individual bond reaching term and purchasing total US market and SCV.
Down 3.8% nominal with additions
Down 0.8% nominal with home appreciation

I would likely catch up to inflation if the stock market can get back to even this year.
alfaspider
Posts: 4816
Joined: Wed Sep 09, 2015 4:44 pm

Re: What are you up YTD? [Year To Date]

Post by alfaspider »

With new contributions, I am now 5% above my 2021 YE net worth. With 9% YoY inflation, I've just about managed to maintain my real net worth YTD. Not nearly as exciting as the zoom upward from mid 2020 to YE 2021, but if the market does not take another turn down, I should at least increase my real net worth in 2022. I'd say that's as much as an accumulator can ask for in year featuring a bear market :beer
Lykko
Posts: 29
Joined: Fri May 06, 2022 8:57 am

Re: What are you up YTD? [Year To Date]

Post by Lykko »

Just completed my weekly update: -22.00% on a 80/20 portfolio.
User avatar
marti038
Posts: 412
Joined: Tue Mar 21, 2017 3:45 pm
Location: Birmingham, AL
Contact:

Re: What are you up YTD? [Year To Date]

Post by marti038 »

-21.81% as of 8/12.
“Having, first, gained all you can, and, secondly saved all you can, then give all you can.” - John Wesley
Zeno
Posts: 1042
Joined: Wed Sep 12, 2018 10:44 am

Re: What are you up YTD? [Year To Date]

Post by Zeno »

deleted
Last edited by Zeno on Wed Dec 28, 2022 7:00 pm, edited 2 times in total.
KidneyMD
Posts: 156
Joined: Tue Jun 26, 2012 12:01 pm

Re: What are you up YTD? [Year To Date]

Post by KidneyMD »

-5.4% from March 2022 when I first started tracking
User avatar
Portfolio7
Posts: 1128
Joined: Tue Aug 02, 2016 3:53 am

Re: What are you up YTD? [Year To Date]

Post by Portfolio7 »

-6.8% on a roughly 70/30 portfolio, US/Int'l split is about 67/33. That's true return, contributions are excluded. Fixed Income was in Stable Value to start the year, so that helped avoid much of the losses in bonds.
"An investment in knowledge pays the best interest" - Benjamin Franklin
User avatar
WingsFan4Life
Posts: 177
Joined: Fri Jul 18, 2014 6:54 pm

Re: What are you up YTD? [Year To Date]

Post by WingsFan4Life »

Down about 6% like everyone else.
Esg68
Posts: 11
Joined: Mon Apr 11, 2022 4:06 pm

Re: What are you up YTD? [Year To Date]

Post by Esg68 »

I went all in 2nd week of January of this year. Mostly Wellington or similar 65/35 allocation. It's been a dive bomb ever since and I haven't wanted to look at it.
Down just over 7% as of today.
User avatar
PinotGris
Posts: 1115
Joined: Tue Feb 14, 2012 8:38 pm

Re: What are you up YTD? [Year To Date]

Post by PinotGris »

60:40 equity. -8% as of 8/15. Maybe slightly better today. But I am now spot on my AA at 60% equity. But I am holding more cash than I want to from a TLH.
User avatar
LiveSimple
Posts: 2312
Joined: Thu Jan 03, 2013 6:55 am

Re: What are you up YTD? [Year To Date]

Post by LiveSimple »

YTD -20%, 100% Equities, with tech sector tilt...this includes contributions.... June 2022 was -33%
( just for a reference point for myself to look back in years)
Invest when you have the money, sell when you need the money, for real life expenses...
gamboolman
Posts: 259
Joined: Mon Feb 17, 2014 6:32 am

Re: What are you up YTD? [Year To Date]

Post by gamboolman »

As of 1-Sep-22 we are down <-10.42%> from 1-Jan-22.

Current Asset Allocation is 46.2% Equities, 31.7% Bonds, 22.1% Cash
abc132
Posts: 2435
Joined: Thu Oct 18, 2018 1:11 am

Re: What are you up YTD? [Year To Date]

Post by abc132 »

YTD back down to -10.80% according to Longinvest spreadsheet.

Benchmark is 76% SP500 / 24% Intermediate Bonds which is down 15.55% YTD.

+4.75% ahead of benchmark YTD, one-half from rebalancing and one-half from IBond/EEBond/QREARX/cash/CD along with intermediate bonds.
Zeno
Posts: 1042
Joined: Wed Sep 12, 2018 10:44 am

Re: What are you up YTD? [Year To Date]

Post by Zeno »

following
Last edited by Zeno on Wed Dec 28, 2022 6:44 pm, edited 1 time in total.
catlady
Posts: 235
Joined: Sat Mar 26, 2016 8:31 pm

Re: What are you up YTD? [Year To Date]

Post by catlady »

-8.98% Beardstown
User avatar
tnbison
Posts: 167
Joined: Mon Apr 22, 2013 1:57 pm

Re: What are you up YTD? [Year To Date]

Post by tnbison »

8.24% beardstown
5.44% actual(bogleheads return spreadsheet)
User avatar
ruralavalon
Posts: 26353
Joined: Sat Feb 02, 2008 9:29 am
Location: Illinois

Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Age 77, retired, no pension or annuity, my asset allocation is 60/40.

Total return year to date is minus 14.57%.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
Leesbro63
Posts: 10640
Joined: Mon Nov 08, 2010 3:36 pm

Re: What are you up YTD? [Year To Date]

Post by Leesbro63 »

What does the reference to (the) Beardstown (ladies) mean here? Some sort of faulty accounting, I assume.
User avatar
ruralavalon
Posts: 26353
Joined: Sat Feb 02, 2008 9:29 am
Location: Illinois

Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Leesbro63 wrote: Thu Sep 01, 2022 11:29 am What does the reference to (the) Beardstown (ladies) mean here? Some sort of faulty accounting, I assume.
Yes, that is a faulty way to report portfolio returns.

Beardstown Ladies.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
DSBH
Posts: 740
Joined: Tue Jul 21, 2020 3:31 pm
Location: Texas

Re: What are you up YTD? [Year To Date]

Post by DSBH »

Retired in late 2017 with 60/40 invested portfolio at 100%, grew to about 137.6% at end of 2021, now at 120.9% for approx. YTD -12%, including all withdrawals to support living expenses and taxes on Roth conversions over the last 5 years.
John C. Bogle: "Never confuse genius with luck and a bull market".
Harmanic
Posts: 935
Joined: Mon Apr 04, 2022 10:19 am

Re: What are you up YTD? [Year To Date]

Post by Harmanic »

I am up 0.22% YTD with 10% stocks, 15% bonds, and the rest in cash and alternatives.
The question isn't at what age I want to retire, it's at what income. | - George Foreman
pshonore
Posts: 8212
Joined: Sun Jun 28, 2009 2:21 pm

Re: What are you up YTD? [Year To Date]

Post by pshonore »

Just for comparison VG Three fund (50% VTI, 30% VXUS and 20% BND) is -16.99 YTD as of yesterdays close
Leesbro63
Posts: 10640
Joined: Mon Nov 08, 2010 3:36 pm

Re: What are you up YTD? [Year To Date]

Post by Leesbro63 »

ruralavalon wrote: Thu Sep 01, 2022 11:49 am
Leesbro63 wrote: Thu Sep 01, 2022 11:29 am What does the reference to (the) Beardstown (ladies) mean here? Some sort of faulty accounting, I assume.
Yes, that is a faulty way to report portfolio returns.

Beardstown Ladies.
I guess I am asking specifically what and why report this way here. Perhaps it's reporting with the addition of new money. Which means nothing to the rest of us in terms of comparison.
placeholder
Posts: 8421
Joined: Tue Aug 06, 2013 12:43 pm

Re: What are you up YTD? [Year To Date]

Post by placeholder »

Leesbro63 wrote: Thu Sep 01, 2022 3:06 pm I guess I am asking specifically what and why report this way here. Perhaps it's reporting with the addition of new money. Which means nothing to the rest of us in terms of comparison.
People do it as I used to because that's the information available if you don't do a transaction analysis or zirr on the holdings.
Robot Monster
Posts: 4215
Joined: Sun May 05, 2019 11:23 am

Re: What are you up YTD? [Year To Date]

Post by Robot Monster »

My portfolio with only 37% stocks has had very, very similar YTD performance as one that is 80% stocks. Using Portfolio Visualizer:

Jan 2022 - Aug 2022
(50% VTI, 30% VXUS, 20% BND) had a -16.32% return
(22% VTI, 15% VEA, 35% VAIPX, 28% LTPZ) had a -15.89% return
PV link

VAIPX = Vanguard Inflation-Protected Security fund
LTPZ = PIMCO 15+ Year US TIPS ETF

(I don't actually own LTPZ, I own a mixture of VAIPX and individual long-term TIPS, but it's an approximation of my average TIPS duration.)
Normchad
Posts: 5648
Joined: Thu Mar 03, 2011 6:20 am

Re: What are you up YTD? [Year To Date]

Post by Normchad »

Leesbro63 wrote: Thu Sep 01, 2022 3:06 pm
ruralavalon wrote: Thu Sep 01, 2022 11:49 am
Leesbro63 wrote: Thu Sep 01, 2022 11:29 am What does the reference to (the) Beardstown (ladies) mean here? Some sort of faulty accounting, I assume.
Yes, that is a faulty way to report portfolio returns.

Beardstown Ladies.
I guess I am asking specifically what and why report this way here. Perhaps it's reporting with the addition of new money. Which means nothing to the rest of us in terms of comparison.
I do it because it’s the easiest way to do it. And for me, all I care about is my net worth. I do not care which portions came from growth and which came from new contributions. If my portfolio is up 10%, I don’t give a hoot why it’s up 10%.

So when I post, I say “beardstown math” to make it clear to others that I’m not reporting just time weighted market returns.
placeholder
Posts: 8421
Joined: Tue Aug 06, 2013 12:43 pm

Re: What are you up YTD? [Year To Date]

Post by placeholder »

This thread doesn't have any real meaning and many don't even post their basic allocation let alone specifics so it's not like you could use the posted results for any planning purposes so it's just for fun and we can let the beardstown roll.
revhappy
Posts: 266
Joined: Sat Jul 21, 2018 10:09 am
Location: Singapore

Re: What are you up YTD? [Year To Date]

Post by revhappy »

Leesbro63 wrote: Thu Sep 01, 2022 3:06 pm
ruralavalon wrote: Thu Sep 01, 2022 11:49 am
Leesbro63 wrote: Thu Sep 01, 2022 11:29 am What does the reference to (the) Beardstown (ladies) mean here? Some sort of faulty accounting, I assume.
Yes, that is a faulty way to report portfolio returns.

Beardstown Ladies.
I guess I am asking specifically what and why report this way here. Perhaps it's reporting with the addition of new money. Which means nothing to the rest of us in terms of comparison.
I strip out the new contribution. It still isn't accurate because there is some compounding effect of the exact timing of the new contribution within the year is not taken into account.

But I think that level of accuracy is not needed here.
c.lemon
Posts: 5
Joined: Mon Jul 11, 2022 12:23 pm

Re: What are you up YTD? [Year To Date]

Post by c.lemon »

Down 14.7% ytd on a 75/20/5 portfolio (equity/bond/cash). Pretty much no winners, though vtv and vym have been a strong spot.

In other news, I'm now 12 years in to my international stock exposure, and the experience makes me want to throw up :oops: . 20% allocation there. If the S&P goes up 10, Int'l goes up 5. If the S&P drops 10, Int'l drops 20.
c.lemon
Posts: 5
Joined: Mon Jul 11, 2022 12:23 pm

Re: What are you up YTD? [Year To Date]

Post by c.lemon »

c.lemon wrote: Fri Sep 02, 2022 5:46 am Down 14.7% ytd on a 75/20/5 portfolio (equity/bond/cash). Pretty much no winners, though vtv and vym have been a strong spot.

In other news, I'm now 12 years in to my international stock exposure, and the experience makes me want to throw up :oops: . 20% allocation there. If the S&P goes up 10, Int'l goes up 5. If the S&P drops 10, Int'l drops 20.
Just to crystalize it https://www.etf.com/etfanalytics/etf-co ... OO-vs-VXUS
Post Reply