What are you up YTD? [Year To Date]
Re: What are you up YTD? [Year To Date]
Easier to post this week which has been significantly upward. Our 60/40 is down 6.56% YTD as of yesterday's market close, including addition of all YTD distributions.
Tim
Tim
-
- Posts: 571
- Joined: Sun Apr 07, 2019 10:20 pm
Re: What are you up YTD? [Year To Date]
Since you clearly have a stomach for risk-on and probably the time line to benefit you may want to look at ARKK. NVDA is a top 4 position (IIRC) but you also have some ballast.
Not judging, I also have some TQQQ and NVDA. And I have some ARKK. (Feel a little bit dirty admitting that!)
Last edited by jello_nailer on Sat Aug 13, 2022 9:21 pm, edited 1 time in total.
Re: What are you up YTD? [Year To Date]
My 65/35 retirement portfolio:
Not including my contributions: -6.1%
Including my contributions: +0.9%
Networth: +5.4%
Not including my contributions: -6.1%
Including my contributions: +0.9%
Networth: +5.4%
Re: What are you up YTD? [Year To Date]
Our 60/40 portfolio YTD is down about -9%. This is similar to Wellington Fund at -9.20. Balanced Fund is currently -11.66 and LifeStrategy Moderate Growth is -10.26. We hold more ST bonds and cash than we used to which may have helped returns a little for the moment.
Re: What are you up YTD? [Year To Date]
I wound up selling all of my NVDA and purchasing more TQQQ, which is never a mistake as far as I'm concerned. I have a few-odd other stocks which have withstood the current downturn much better.jello_nailer wrote: ↑Sat Aug 13, 2022 7:35 amSince you clearly have a stomach for risk-on and probably the time line to benefit you may want to look at ARKK. NVDA is a top 4 position (IIRC) but you also have some ballast.
Not judging, I also have some TQQQ and NVDA. And I have some AARK. (Feel a little bit dirty admitting that!)
Financial decisions based on emotion often turn out to be bad decisions.
Re: What are you up YTD? [Year To Date]
Up 9% YTD. Was down 20ish percent in June
Re: What are you up YTD? [Year To Date]
My 65/35 portfolio would also have been down more than the -6.1% it is had I had bonds instead of TIAA trad, which paid 3%-3.5%.goingup wrote: ↑Sat Aug 13, 2022 10:08 am Our 60/40 portfolio YTD is down about -9%. This is similar to Wellington Fund at -9.20. Balanced Fund is currently -11.66 and LifeStrategy Moderate Growth is -10.26. We hold more ST bonds and cash than we used to which may have helped returns a little for the moment.
- AnnetteLouisan
- Posts: 7263
- Joined: Sat Sep 18, 2021 10:16 pm
- Location: New York, NY
Re: What are you up YTD? [Year To Date]
My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.
My 401k was down 14k in the second quarter alone.
My 401k was down 14k in the second quarter alone.
Re: What are you up YTD? [Year To Date]
While I write down the amounts I have in my individual retirement/investment/savings,checking accounts, such 401k, 457, RothIRA, Roth401k, brokerage, savings, for my biweekly net worth calculation I have never looked at their individual performance. To me it's pointless because I started them all at different times, contribute different amounts, and do so at different intervals (annually, biweekly, randomly, etc). They are not comparable anyway. I only ever look at my portfolio's performance and its AA as a whole.AnnetteLouisan wrote: ↑Sat Aug 13, 2022 5:51 pm My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.
My 401k was down 14k in the second quarter alone.
- AnnetteLouisan
- Posts: 7263
- Joined: Sat Sep 18, 2021 10:16 pm
- Location: New York, NY
Re: What are you up YTD? [Year To Date]
Me neither, but OP asked.JS-Elcano wrote: ↑Sat Aug 13, 2022 6:22 pmWhile I write down the amounts I have in my individual retirement/investment/savings,checking accounts, such 401k, 457, RothIRA, Roth401k, brokerage, savings, for my biweekly net worth calculation I have never looked at their individual performance. To me it's pointless because I started them all at different times, contribute different amounts, and do so at different intervals (annually, biweekly, randomly, etc). They are not comparable anyway. I only ever look at my portfolio's performance and its AA as a whole.AnnetteLouisan wrote: ↑Sat Aug 13, 2022 5:51 pm My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.
My 401k was down 14k in the second quarter alone.
Also for an account started in January this year, buying each month, and buying only VTI, isn’t being in plus just remarkable!?
Should have fascinating results by year end!
Leon Cooperman, you were my inspiration. Well, and John Bogle and carminered2019 of course.
Last edited by AnnetteLouisan on Sat Aug 13, 2022 7:09 pm, edited 1 time in total.
-
- Posts: 298
- Joined: Mon Aug 17, 2020 5:07 pm
- Location: Montana
Re: What are you up YTD? [Year To Date]
0%!
90/10 w/some Intl and REIT
90/10 w/some Intl and REIT
Last edited by case_of_ennui on Sun Aug 14, 2022 12:00 am, edited 1 time in total.
Re: What are you up YTD? [Year To Date]
The OP asked how much the entire portfolio is up (down) YTD and the AA of the entire portfolio, not any particular account like a 401k. That was the point I tried to make, don't look at your investments individually like just at VTI or just your 401k. Look at your entire investments and the AA across all accounts since, when you retire, that's all that counts.AnnetteLouisan wrote: ↑Sat Aug 13, 2022 6:26 pmMe neither, but OP asked.JS-Elcano wrote: ↑Sat Aug 13, 2022 6:22 pmWhile I write down the amounts I have in my individual retirement/investment/savings,checking accounts, such 401k, 457, RothIRA, Roth401k, brokerage, savings, for my biweekly net worth calculation I have never looked at their individual performance. To me it's pointless because I started them all at different times, contribute different amounts, and do so at different intervals (annually, biweekly, randomly, etc). They are not comparable anyway. I only ever look at my portfolio's performance and its AA as a whole.AnnetteLouisan wrote: ↑Sat Aug 13, 2022 5:51 pm My VTI- only taxable portfolio is finally up (green) a few hundred dollars for the year. Started buying in January and skipped July.
My 401k was down 14k in the second quarter alone.
Also for an account started in January this year, buying each month, and buying only VTI, isn’t being in plus just remarkable!?
Should have fascinating results by year end!
Leon Cooperman, you were my inspiration. Well, and John Bogle and carminered2019 of course.
Re: What are you up YTD? [Year To Date]
60/40 portfolio. Down 5.56% YTD including contribution.
KlangFool
KlangFool
30% VWENX | 16% VFWAX/VTIAX | 14.5% VTSAX | 19.5% VBTLX | 10% VSIAX/VTMSX/VSMAX | 10% VSIGX| 30% Wellington 50% 3-funds 20% Mini-Larry
-
- Posts: 571
- Joined: Sun Apr 07, 2019 10:20 pm
Re: What are you up YTD? [Year To Date]
I'm a dolt and I can't type - I have ARKK NOT AARK. I edited my original post.chris319 wrote: ↑Sat Aug 13, 2022 10:29 amI wound up selling all of my NVDA and purchasing more TQQQ, which is never a mistake as far as I'm concerned. I have a few-odd other stocks which have withstood the current downturn much better.jello_nailer wrote: ↑Sat Aug 13, 2022 7:35 amSince you clearly have a stomach for risk-on and probably the time line to benefit you may want to look at ARKK. NVDA is a top 4 position (IIRC) but you also have some ballast.
Not judging, I also have some TQQQ and NVDA. And I have some AARK. (Feel a little bit dirty admitting that!)
Last edited by jello_nailer on Sat Aug 13, 2022 9:57 pm, edited 1 time in total.
Re: What are you up YTD? [Year To Date]
Down 11% (was down 20% not long ago). All equity. Roughly 55/45 US/Ex-US.
Excludes new contribution.
Excludes new contribution.
"Know what you own, and know why you own it." — Peter Lynch
-
- Posts: 1043
- Joined: Thu Aug 13, 2015 1:05 pm
Re: What are you up YTD? [Year To Date]
Up a little under 1% for 1 year. YTD down little over 8%.
Re: What are you up YTD? [Year To Date]
-4
Don’t let anyone else ruin your portfolio. It’s your portfolio. Ruin it yourself!!!
Re: What are you up YTD? [Year To Date]
I track my networth in a currency which has fallen about 6% this year Vs USD and I have non local assets. So that currency depreciation helps me. I hope US investors one day also benefit from the diversification.
-
- Posts: 4215
- Joined: Sun May 05, 2019 11:23 am
Re: What are you up YTD? [Year To Date]
Down 5.8% nominal 70/30 but just moved to 75/25 due to an individual bond reaching term and purchasing total US market and SCV.
Down 3.8% nominal with additions
Down 0.8% nominal with home appreciation
I would likely catch up to inflation if the stock market can get back to even this year.
Down 3.8% nominal with additions
Down 0.8% nominal with home appreciation
I would likely catch up to inflation if the stock market can get back to even this year.
-
- Posts: 4816
- Joined: Wed Sep 09, 2015 4:44 pm
Re: What are you up YTD? [Year To Date]
With new contributions, I am now 5% above my 2021 YE net worth. With 9% YoY inflation, I've just about managed to maintain my real net worth YTD. Not nearly as exciting as the zoom upward from mid 2020 to YE 2021, but if the market does not take another turn down, I should at least increase my real net worth in 2022. I'd say that's as much as an accumulator can ask for in year featuring a bear market
Re: What are you up YTD? [Year To Date]
Just completed my weekly update: -22.00% on a 80/20 portfolio.
Re: What are you up YTD? [Year To Date]
-21.81% as of 8/12.
“Having, first, gained all you can, and, secondly saved all you can, then give all you can.” - John Wesley
Re: What are you up YTD? [Year To Date]
deleted
Last edited by Zeno on Wed Dec 28, 2022 7:00 pm, edited 2 times in total.
Re: What are you up YTD? [Year To Date]
-5.4% from March 2022 when I first started tracking
- Portfolio7
- Posts: 1128
- Joined: Tue Aug 02, 2016 3:53 am
Re: What are you up YTD? [Year To Date]
-6.8% on a roughly 70/30 portfolio, US/Int'l split is about 67/33. That's true return, contributions are excluded. Fixed Income was in Stable Value to start the year, so that helped avoid much of the losses in bonds.
"An investment in knowledge pays the best interest" - Benjamin Franklin
- WingsFan4Life
- Posts: 177
- Joined: Fri Jul 18, 2014 6:54 pm
Re: What are you up YTD? [Year To Date]
Down about 6% like everyone else.
Re: What are you up YTD? [Year To Date]
I went all in 2nd week of January of this year. Mostly Wellington or similar 65/35 allocation. It's been a dive bomb ever since and I haven't wanted to look at it.
Down just over 7% as of today.
Down just over 7% as of today.
Re: What are you up YTD? [Year To Date]
60:40 equity. -8% as of 8/15. Maybe slightly better today. But I am now spot on my AA at 60% equity. But I am holding more cash than I want to from a TLH.
- LiveSimple
- Posts: 2312
- Joined: Thu Jan 03, 2013 6:55 am
Re: What are you up YTD? [Year To Date]
YTD -20%, 100% Equities, with tech sector tilt...this includes contributions.... June 2022 was -33%
( just for a reference point for myself to look back in years)
( just for a reference point for myself to look back in years)
Invest when you have the money, sell when you need the money, for real life expenses...
-
- Posts: 259
- Joined: Mon Feb 17, 2014 6:32 am
Re: What are you up YTD? [Year To Date]
As of 1-Sep-22 we are down <-10.42%> from 1-Jan-22.
Current Asset Allocation is 46.2% Equities, 31.7% Bonds, 22.1% Cash
Current Asset Allocation is 46.2% Equities, 31.7% Bonds, 22.1% Cash
Re: What are you up YTD? [Year To Date]
YTD back down to -10.80% according to Longinvest spreadsheet.
Benchmark is 76% SP500 / 24% Intermediate Bonds which is down 15.55% YTD.
+4.75% ahead of benchmark YTD, one-half from rebalancing and one-half from IBond/EEBond/QREARX/cash/CD along with intermediate bonds.
Benchmark is 76% SP500 / 24% Intermediate Bonds which is down 15.55% YTD.
+4.75% ahead of benchmark YTD, one-half from rebalancing and one-half from IBond/EEBond/QREARX/cash/CD along with intermediate bonds.
Re: What are you up YTD? [Year To Date]
following
Last edited by Zeno on Wed Dec 28, 2022 6:44 pm, edited 1 time in total.
Re: What are you up YTD? [Year To Date]
-8.98% Beardstown
Re: What are you up YTD? [Year To Date]
8.24% beardstown
5.44% actual(bogleheads return spreadsheet)
5.44% actual(bogleheads return spreadsheet)
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
Age 77, retired, no pension or annuity, my asset allocation is 60/40.
Total return year to date is minus 14.57%.
Total return year to date is minus 14.57%.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
What does the reference to (the) Beardstown (ladies) mean here? Some sort of faulty accounting, I assume.
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: What are you up YTD? [Year To Date]
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
Retired in late 2017 with 60/40 invested portfolio at 100%, grew to about 137.6% at end of 2021, now at 120.9% for approx. YTD -12%, including all withdrawals to support living expenses and taxes on Roth conversions over the last 5 years.
John C. Bogle: "Never confuse genius with luck and a bull market".
Re: What are you up YTD? [Year To Date]
I am up 0.22% YTD with 10% stocks, 15% bonds, and the rest in cash and alternatives.
The question isn't at what age I want to retire, it's at what income. |
- George Foreman
Re: What are you up YTD? [Year To Date]
Just for comparison VG Three fund (50% VTI, 30% VXUS and 20% BND) is -16.99 YTD as of yesterdays close
Re: What are you up YTD? [Year To Date]
I guess I am asking specifically what and why report this way here. Perhaps it's reporting with the addition of new money. Which means nothing to the rest of us in terms of comparison.ruralavalon wrote: ↑Thu Sep 01, 2022 11:49 amYes, that is a faulty way to report portfolio returns.
Beardstown Ladies.
-
- Posts: 8421
- Joined: Tue Aug 06, 2013 12:43 pm
Re: What are you up YTD? [Year To Date]
People do it as I used to because that's the information available if you don't do a transaction analysis or zirr on the holdings.
-
- Posts: 4215
- Joined: Sun May 05, 2019 11:23 am
Re: What are you up YTD? [Year To Date]
My portfolio with only 37% stocks has had very, very similar YTD performance as one that is 80% stocks. Using Portfolio Visualizer:
Jan 2022 - Aug 2022
(50% VTI, 30% VXUS, 20% BND) had a -16.32% return
(22% VTI, 15% VEA, 35% VAIPX, 28% LTPZ) had a -15.89% return
PV link
VAIPX = Vanguard Inflation-Protected Security fund
LTPZ = PIMCO 15+ Year US TIPS ETF
(I don't actually own LTPZ, I own a mixture of VAIPX and individual long-term TIPS, but it's an approximation of my average TIPS duration.)
Jan 2022 - Aug 2022
(50% VTI, 30% VXUS, 20% BND) had a -16.32% return
(22% VTI, 15% VEA, 35% VAIPX, 28% LTPZ) had a -15.89% return
PV link
VAIPX = Vanguard Inflation-Protected Security fund
LTPZ = PIMCO 15+ Year US TIPS ETF
(I don't actually own LTPZ, I own a mixture of VAIPX and individual long-term TIPS, but it's an approximation of my average TIPS duration.)
Re: What are you up YTD? [Year To Date]
I do it because it’s the easiest way to do it. And for me, all I care about is my net worth. I do not care which portions came from growth and which came from new contributions. If my portfolio is up 10%, I don’t give a hoot why it’s up 10%.Leesbro63 wrote: ↑Thu Sep 01, 2022 3:06 pmI guess I am asking specifically what and why report this way here. Perhaps it's reporting with the addition of new money. Which means nothing to the rest of us in terms of comparison.ruralavalon wrote: ↑Thu Sep 01, 2022 11:49 amYes, that is a faulty way to report portfolio returns.
Beardstown Ladies.
So when I post, I say “beardstown math” to make it clear to others that I’m not reporting just time weighted market returns.
-
- Posts: 8421
- Joined: Tue Aug 06, 2013 12:43 pm
Re: What are you up YTD? [Year To Date]
This thread doesn't have any real meaning and many don't even post their basic allocation let alone specifics so it's not like you could use the posted results for any planning purposes so it's just for fun and we can let the beardstown roll.
Re: What are you up YTD? [Year To Date]
I strip out the new contribution. It still isn't accurate because there is some compounding effect of the exact timing of the new contribution within the year is not taken into account.Leesbro63 wrote: ↑Thu Sep 01, 2022 3:06 pmI guess I am asking specifically what and why report this way here. Perhaps it's reporting with the addition of new money. Which means nothing to the rest of us in terms of comparison.ruralavalon wrote: ↑Thu Sep 01, 2022 11:49 amYes, that is a faulty way to report portfolio returns.
Beardstown Ladies.
But I think that level of accuracy is not needed here.
Re: What are you up YTD? [Year To Date]
Down 14.7% ytd on a 75/20/5 portfolio (equity/bond/cash). Pretty much no winners, though vtv and vym have been a strong spot.
In other news, I'm now 12 years in to my international stock exposure, and the experience makes me want to throw up . 20% allocation there. If the S&P goes up 10, Int'l goes up 5. If the S&P drops 10, Int'l drops 20.
In other news, I'm now 12 years in to my international stock exposure, and the experience makes me want to throw up . 20% allocation there. If the S&P goes up 10, Int'l goes up 5. If the S&P drops 10, Int'l drops 20.
Re: What are you up YTD? [Year To Date]
Just to crystalize it https://www.etf.com/etfanalytics/etf-co ... OO-vs-VXUSc.lemon wrote: ↑Fri Sep 02, 2022 5:46 am Down 14.7% ytd on a 75/20/5 portfolio (equity/bond/cash). Pretty much no winners, though vtv and vym have been a strong spot.
In other news, I'm now 12 years in to my international stock exposure, and the experience makes me want to throw up . 20% allocation there. If the S&P goes up 10, Int'l goes up 5. If the S&P drops 10, Int'l drops 20.