student wrote: ↑Sat Aug 13, 2022 9:52 pm
Perhaps you are at some even higher level.
Perhaps I’m not. I might just not make that many ATM withdraws. I can imagine maybe one per month most months so maybe $40-$60 max. Then maybe a couple more with international travel?
I’ll update here if I see some that are not reimbursed and actually experience this
frugalor wrote: ↑Mon Nov 22, 2021 1:48 pm
Nowadays, neither the CMA nor the brokerage account pay any interest for cash balance. I am moving my cash somewhere else. I thought about separation of accounts like what you are doing, but decided to just consolidate to optimize for interest.
Huh? Sure they do. You'll see it on your statement under "Dividends, Interest and Other Income" and it will either be a "Interest Earned" or "Dividend Received" if you parked your cash in a money market fund like SPRXX. It doesn't pay out a whole LOT, like everywhere else nowadays, but it does pay.
I used SPAXX as my core fund. When I signed up last year, I saw 0.6% 1yr and YTD. I just checked and it says 0.01%. I think it said 0.00% last month.