A frequent BH recommendation is Total Bond Market Index. I’ve also read some advise that at my age an Intermediate Term bond fund could also be appropriate.
- Which bond fund(s) would you recommend I consolidate into?
- Any thoughts about keeping all or some $$ in an Intermediate Bond Fund? If so, which Intermediate fund and how would you split between Intermediate and Total if you think both?
- Historically, I’ve only had a small 4- 5% exposure to international - all in equity funds. Any opinion in increasing that exposure, at this point, putting some $ into an international bund fund? If so, which one?
VBILX Vang Intermediate Term Bond Idx Admiral (ER .07%) 26.2%
VFIDX Vang Intermediate Term Investment Grade Admiral (ER .10%%) 11.4%
VBIRX Vang ST Bond Idx Admiral (ER .07%) 10.0%
VBTLX Vang Total Bond Market Idx Admiral (ER .05%) 38.0%
VWIAX Vang Wellesley Income Admiral (ER .16%) 14.4%
/* EDIT */
Corrected ER for Vang Intermediate Investment Grade