4% is earned in what? Crypto?bling wrote: ↑Sat May 14, 2022 7:05 am4% is still better than everything else out there except for 5% categories. this could easily become a daily driver card.VictorStarr wrote: ↑Sat May 14, 2022 12:04 amThank you for the warning. Coinbase may suspend my card but I am not willing to make a special effort to simulate "normal" spending patters. For me this card makes the most sense for large payments like estimated taxes. Otherwise the overall "cost" of this card would be too high.
since it's a debit card, it does take a little time to readjust to having to reload. however, deposits are instant and i've done it 2 minutes before paying and everything went through just fine.
Isn’t there a 2.49% conversion fee to spend from anything other than USD coin? Can you earn the 4% in USD coin?
If not, a normal 2% card is better unless you are spending in crypto.