insurance
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- Posts: 1320
- Joined: Thu Jul 18, 2013 9:06 pm
Re: insurance
No personal experience, but I see no reason why you can't jump into the market and get quotes. If you use an independent agent, they could likely give you some insight into the perceived risk you are worried about.
Re: insurance
I have never found any issues with home\ auto but some umbrella companies refused, limited coverage or surcharged due to number of drivers above 70 or 80 often grouping them with drivers under 22. Several auto insurers would be less but the umbrella is usually 3-5x the cost if they would even write it preventing switching as our umbrella requires auto.
Re: insurance
Apparently most umbrella claims come from auto-related claims. Older drivers, as a group, are more dangerous, which is why the umbrella rates can skyrocket.hayhayday wrote: ↑Mon May 16, 2022 1:02 pm I have never found any issues with home\ auto but some umbrella companies refused, limited coverage or surcharged due to number of drivers above 70 or 80 often grouping them with drivers under 22. Several auto insurers would be less but the umbrella is usually 3-5x the cost if they would even write it preventing switching as our umbrella requires auto.