Why A Good Boglehead Must Leave The Bogleheads Forum

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bling
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by bling »

DesertDiva wrote: Tue Feb 09, 2021 6:56 am
bog007 wrote: Tue Feb 09, 2021 2:58 am
Wanderingwheelz wrote: Tue Feb 09, 2021 2:51 am
JustinR wrote: Tue Feb 09, 2021 2:27 am Should there be an "Active Investing, Speculation, and Gambling" forum where all that stuff should go?
Bingo!
Cha ching
All that nonsense belongs on Reddit.
disagree.

i used to think that this board was was overly restrictive; actionable, no politics, no attacks, family-friendly language, etc. however, i've come around because this keeps the quality of posts here extremely high, and it's worth sacrificing the utility that may come from discussing the prior topics.

while having an active speculation forum may be contrary to the buy-and-hold BH philosophy, there's no doubt there are a ton of BHs that do dabble in it and would have very insightful things to say if given the proper medium.
andypanda
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by andypanda »

"Frequenting this forum can only cause you to act."

My dog needing to go out is about the only thing that can cause me to act, especially after 9 years of retirement. :beer
New Providence
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by New Providence »

90% of my investments are in 3-fund Vanguard.
5% is cash.
5% is play money.

The 5% is moving around and was recently in GME (I made money). Moved to ARK, and it might move to Crypto. The 5% is fun and it helps me to learn about other investments. The most important part of the 5% is that allows me to leave the other 95% alone. My Vanguard funds are doing great and won't be touched at all.

I guess what i'm trying to say is that everybody is different. The Bogleheads approach works for me at 95%, leaving 5% to play around.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by ohboy! »

Calls on you’ll be back.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by SocalLiving »

When the "noise" gets too loud, just take a break for a while. There have been times when I have not visited the forum for several months. Last March I checked in during the crash and decided that the forum was not going to help me follow my IPS and focus on my family so I took a very long break.

But there is no better place to go for trustworthy advice from a group of strangers on the internet. I continue to learn so much from this forum.
Just use the search function to keep your visits focused. Continue to contribute to the forum where you can. Take breaks when the chatter starts to stress you out.
Murgatroyd
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Murgatroyd »

Is there another internet blog where sanity ultimately prevails?
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by carolinaman »

SR II wrote: Tue Feb 09, 2021 2:51 am I just skip over the threads that don't interest me and read through the one's that do. That way I don't have to "leave" to leave.
+1. I agree. I find things that interest me and that I learn from even though I have been on forum a long time. There are a wide variety of topics and those that interest me are usually more about personal finance, consumer issues, etc.
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goingup
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by goingup »

All Seasons wrote: Tue Feb 09, 2021 1:34 am Frequenting this forum can only cause you to act. To tinker. To modify and modify until you reach an "optimal" allocation as per the latest factor paper or whatever it may be. The very act of browsing this forum all the time is antithetical to the very principles that our community espouses.
Reading this forum doesn't cause me to tinker. The voices I hear don't endorse "optimal" anything. It's about getting the big things right and staying the course. This chorus has given me assurance that we are managing our finances well. I'm not sure where we'd be financially without the common-sense guidance of Jack Bogle, Taylor, Mel, Nisiprius, Rick Ferri and many others.

That's how I see it, but you are seeing and hearing something different. That's ok, too. Take a break and check back in sometime in the future. :beer
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Kenkat »

If it’s not for you, it’s not for you. I don’t know why you see a need to come on and try to convince others, however.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by KneeReplacementTutor »

All Seasons wrote: Tue Feb 09, 2021 1:34 am I am leaving the Bogleheads forum -- a departure likely to be permanent. However, before I leave I wanted to share why I am doing so with my fellow Bogleheads. To keep this actionable, I'd like you to consider the following passages as food for thought as to whether or not you should leave this forum.

I have been enlightened, enthralled, educated, and occasionally miffed at the discussions here. It has been a wild ride, and I have enjoyed my times perusing the many topics. I have had the pleasant experience of familiarizing myself with the thinking of men whose intellect exceeds my own including Larry Swedroe, Taylor Larimore, John Bogle, Rick Ferri, and many others.

Enjoyable as it has been, browsing this forum has done nothing but cause the horizon of my mind to be occluded by the latest in financial research and the stock market. There are constant reminders of the level of the Dow or the latest happenings with cryptocurrencies. There are innumerable threads about factors and international investments. The debates about optimal SCV allocation are interminable. The very act of frequenting this forum defeats the purpose of the Boglehead philosophy: that you shouldn't need to pay any mind to your investments at all. Your money should be beneath you. It should be working for you, silently. It should not be something that is allowed to consume appreciable portions of your mental energy.

Frequenting this forum can only cause you to act. To tinker. To modify and modify until you reach an "optimal" allocation as per the latest factor paper or whatever it may be. The very act of browsing this forum all the time is antithetical to the very principles that our community espouses.

To be a good Boglehead -- to truly live that philosophy of financial zen that passive investing is supposed to bring -- I must leave the Bogleheads forum, and direct my energies towards other matters.

Thank you for the engaging discussions.
All Seasons (soon-to-be-ex-fellow-boglehead),

This site has likely been something you've more than consumed. Your contributions could have had positive impacts on someone else. None of us has control over what others brings to this site. Each of us may be able to influence what they leave here with.

Should you stay or should you go? Up to you.

Godspeed either way.

KPP
davemanjam
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by davemanjam »

Sure, there is going to be a lot of threads that don't interest you. Maybe a lot of noise depending on how you look at it.
But challenging ideas and norms is the basis for education. If you feel like you got what you needed out of it that's fine.
But, there will always be new aspects of tax law, etc.
Always something new to learn, maybe with less frequency as you have learned the basic and advanced topics.
For instance covid relief introduced a tax deduction for charitable giving (outside of deduction) that was new. I learned about that through this forum.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by LadyGeek »

This thread is now in the US Chapters community forum (bogleheads community).
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by goblue100 »

SR II wrote: Tue Feb 09, 2021 2:51 am I just skip over the threads that don't interest me and read through the one's that do. That way I don't have to "leave" to leave.
I spend much less time on the forum than I used to, but I still find threads that are enlightening. There are many very active threads I don't read, but if that is what floats people boats, who am I to silence them?
"Confusion has its cost" - Crosby, Stills and Nash
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by h82goslw »

Rarely does a day go by that I don’t learn something new here. That’s enough to keep me coming back.
ohboy!
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by ohboy! »

Kenkat wrote: Tue Feb 09, 2021 8:35 am If it’s not for you, it’s not for you. I don’t know why you see a need to come on and try to convince others, however.
He’s trying to convince himself obviously. This stuff is addictive. Makes it more embarrassing to come back after such a declaration.

As for organization and administration I can see the case for a megathreads approach. Bitcoin megathread, TSLA megathread. But I would hope other topics would be quarantined as such as well. Should I buy this house megathread, international vs US megathread, etc.

There was a point a month or so ago where popular Google searches were being created multiple times a day on Bitcoin topics. Questions that were similar to: “Where to buy bitcoin”, “Is bitcoin a scam”. The interesting thing is that these questions were most often quickly met with Boglehead perspectives. The end result is that the Boglehead voice becomes an answer to popular Google searches. It also attracts those searches to the site to join potentially.

Public forums are not a clique. Especially given the anonymous nature. Anyone and everyone is welcome. And thus all perspectives and opinions are welcome. This is a feature, not a bug. If you try to silence some voices they will undoubtedly move to more subversive tactics.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by deltaneutral83 »

I think the problem is that the "Financial Porn" topics are mixed in with the BH topics. As many of us have mentioned before, there should be a separate forum for the Financial Porn topics like Bitcoin/Market Timing/Single Stocks. I totally understand coming to an "apples" website wanting to be able to easily avoid the topics about "oranges." I still think having the non BH topics are fine so people can see the difference, but when they get intermingled, it's hard to know the difference for many out there. Do we need a separate forum like we have for international, communities, etc. etc. I personally wouldn't leave, because the "You must drive a 12 year old Honda and save 50% of your income and live off ramen"....."I'm paying EJ/NWM 1.6% AUM, is this too much" topics are just too entertaining me. Maybe their is a better solution.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by SethJane42 »

OP has evolved into a Bogleheadian being of pure light. A Bogluminescentian. Only very few reach this level. I can only hope someday that I can leave the darkness of my impure AAPL position with the cost basis of 13.45, and become Bogluminescent like OP. I hate myself for my weakness.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Stinky »

SethJane42 wrote: Tue Feb 09, 2021 8:58 am OP has evolved into a Bogleheadian being of pure light. A Bogluminescentian. Only very few reach this level. I can only hope someday that I can leave the darkness of my impure AAPL position with the cost basis of 13.45, and become Bogluminescent like OP. I hate myself for my weakness.
Funniest post of the thread. :D
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by manlymatt83 »

bog007 wrote: Tue Feb 09, 2021 2:58 am
Wanderingwheelz wrote: Tue Feb 09, 2021 2:51 am
JustinR wrote: Tue Feb 09, 2021 2:27 am Should there be an "Active Investing, Speculation, and Gambling" forum where all that stuff should go?
Bingo!
Cha ching
I second this.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by 02nz »

I guess we're all different. I've never been interested in the latest financial research, hot stocks, factors, etc. I do try to learn as much as I can about tax optimization, which is my biggest "takeaway" from this forum.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by TimDex »

Do what I do. Quickly scan the top ten or fifteen boglehead topics, see if there any that apply to my finances or my life, and move on. Once I spent a lot of time tinkering with my portfolio. Now I don’t. Check it five or six times a year. Don’t make reading bogleheads a big problem. It doesn’t need to be.
"All man's miseries derive from not being able to sit quietly in a room alone. " -- Pascal
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Dottie57 »

pharmermummles wrote: Tue Feb 09, 2021 7:21 am The investing discussions are interesting, and a well-thought-out position is strengthened by having it challenged. If you're tempted to tinker every time you read the forum, maybe you're not the "Good Boglehead". The only tinkering I've done after reading the forum has been in my spreadsheet regarding taxes, Roth conversion strategies, etc. I like to talk investing here, but I'm not really here for the investing advice. Indexing is easy.
+1
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by RadAudit »

by celia » Tue Feb 09, 2021 4:51 am

Bogleheads believe in:
* Live below your means (and save the rest)
* Pay off debt
* Establish an emergency fund
* Save early and regularly
* Keep it Simple
* Costs matter
* Diversify
* Tune out the "noise"
And the minor character in a widely read book asked (paraphrase) "what else must I do?"

And my answer would be - we're talking finances here, not philosophy. Maybe, you need to look for zen in other places.

Edit: To properly attribute quote.
Last edited by RadAudit on Tue Feb 09, 2021 5:59 pm, edited 3 times in total.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by whodidntante »

I guess I'm in good company in that neither Jack Bogle nor I meet the puritanical standard of Bogleheadism that some prescribe here. This view is so reductionist that frankly there isn't much to talk about. I guess we could make an index card that we all carry with us and answer questions about the index card. You won't find me on a forum like that, though.

I like hearing perspectives different from my own as long as I consider them well reasoned and intellectually honest. Conflict can be useful, in my opinion. I would be more concerned if the forum were an unapologetic echo chamber of the puritanical standard, and those not meeting this standard were ostracized. It's not, though it can definitely lean that way sometimes.

That said, I do not continuously tweak my portfolio based on what someone else thinks. It's my money and my freedom is at stake, so I captain my ship. If one does not enjoy and does not benefit from this or other forums, it definitely makes sense to leave. You can of course come back later if your perspective changes.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by arsenalfan »

I visit BH to see the many roads that do, and do not, lead to Dublin. Discussion is informative and respectful.

Do not visit if you're being tempted to tinker or get distracted. Overall if you find something deleterious or not useful, don't do it.

The Internet and non-Internet world is vast.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by PhooBooKhoo »

SethJane42 wrote: Tue Feb 09, 2021 8:58 am OP has evolved into a Bogleheadian being of pure light. A Bogluminescentian. Only very few reach this level. I can only hope someday that I can leave the darkness of my impure AAPL position with the cost basis of 13.45, and become Bogluminescent like OP. I hate myself for my weakness.
Shame on you. I bet you're even overweight with that blasphemous investment.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by birdog »

random_walker_77 wrote: Tue Feb 09, 2021 8:12 am
All Seasons wrote: Tue Feb 09, 2021 1:34 am To be a good Boglehead -- to truly live that philosophy of financial zen that passive investing is supposed to bring -- I must leave the Bogleheads forum, and direct my energies towards other matters.
It's important to know thyself. Not everyone can tune out the noise. Some find the reassurance and information that are available on this forum to be more helpful than the temptations. Some have the time and energy to contribute and pass on help to others. Given what you know about yourself, your chosen course of action sounds very wise.
This. Know thyself.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by ionball »

I am grateful that many good bogleheads remain.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Brianmcg321 »

Ok.....
Rules to investing: | 1. Don't lose money. | 2. Don't forget rule number 1.
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Svensk Anga
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Svensk Anga »

I don’t come here for investing advice. Boglehead investing is a commodity. One could simply pick one target date or life strategy fund, shovel everything into it, and think no more about it.

I come for insights on personal finance issues. These are never one and done, but can rise and fall in importance as life goes on. Some examples:

Asset location
Tax-loss harvesting
Tax-gain harvesting
Implications of the latest revision of the tax code
SS claiming strategy and policy changes (elimination of file and suspend for some, for example)
Using HSA as stealth IRA
Pay off debt or invest
What a great deal I bonds can be at times (including now. I kick myself for missing out on the 3% real rates when these were introduced)
Withdrawal strategy in retirement
Roth conversion strategy
Long term care insurance or self-fund
Estate planning
Asset protection strategy
Emergency fund in Roth contributions
Tiered emergency funds
529 plans

If your plan is recorded in a well thought out investment policy statement (IPS), someone deep in the accumulation years can set it and forget it. One should frequent Bogleheads until that IPS is crafted and then come back as needed, especially when approaching transitions.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Chuck »

I have a variable annuity, and a whole life policy. My Roth IRA is also full of B-rated intermediate term corporate bonds. I guess I'll show myself the door.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Trader Joe »

All Seasons wrote: Tue Feb 09, 2021 1:34 am I am leaving the Bogleheads forum -- a departure likely to be permanent. However, before I leave I wanted to share why I am doing so with my fellow Bogleheads. To keep this actionable, I'd like you to consider the following passages as food for thought as to whether or not you should leave this forum.

I have been enlightened, enthralled, educated, and occasionally miffed at the discussions here. It has been a wild ride, and I have enjoyed my times perusing the many topics. I have had the pleasant experience of familiarizing myself with the thinking of men whose intellect exceeds my own including Larry Swedroe, Taylor Larimore, John Bogle, Rick Ferri, and many others.

Enjoyable as it has been, browsing this forum has done nothing but cause the horizon of my mind to be occluded by the latest in financial research and the stock market. There are constant reminders of the level of the Dow or the latest happenings with cryptocurrencies. There are innumerable threads about factors and international investments. The debates about optimal SCV allocation are interminable. The very act of frequenting this forum defeats the purpose of the Boglehead philosophy: that you shouldn't need to pay any mind to your investments at all. Your money should be beneath you. It should be working for you, silently. It should not be something that is allowed to consume appreciable portions of your mental energy.

Frequenting this forum can only cause you to act. To tinker. To modify and modify until you reach an "optimal" allocation as per the latest factor paper or whatever it may be. The very act of browsing this forum all the time is antithetical to the very principles that our community espouses.

To be a good Boglehead -- to truly live that philosophy of financial zen that passive investing is supposed to bring -- I must leave the Bogleheads forum, and direct my energies towards other matters.

Thank you for the engaging discussions.
Best of luck.

For myself I just tune out the noise.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Grt2bOutdoors »

I like helping people and sharing the knowledge learned here and elsewhere - this is why I stay.
I like learning new things - another reason why I stay.

If I don’t like a particular topic - I don’t visit the thread. Or if I’ve entered the thread and no longer like the direction it has taken, I simply exit.

I have a shelf full of personal finance books in addition to my other shelves of more academic finance books - I like to share knowledge. Many of those authors are in your list of notables you admire.

I’ve learned plenty on this forum including watches that cost $5k and up, recipes, how much groceries cost, how to tax loss harvest for mutual funds, RBD, clothing for various excursions, WWII history (NUTS!!) - I don’t ever recall ever hearing that or reading that story in my history classes, poems - Desiderata (Taylor), vacation spots, how to save money on exchange fees, ETFs, taxes, PIA calculation for Social Security (nod to SSCritic), how to claim on spouse record whilst freezing your one account to increase final benefits and the list goes on and on and on.

If you must leave, then try and pass the knowledge you have forward to family, strangers, friends. You’d be amazed how you can change someone’s outcome in life.

Good Luck and be well.
Last edited by Grt2bOutdoors on Tue Feb 09, 2021 10:06 am, edited 1 time in total.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Bogle Millennial »

In the current times, it feels like the decision to place yourself in an echo chamber or always detach from environments where the same line of rationale and thinking aren't the only thing championed is a common theme. I think there is a lot of character building and positive discourse to be had when you can stay in a place where your thought process is challenged regularly and in healthy, positive debate and interchange can be had with people of different philosophies. While I definitely can see the number of topics skewing towards less "bogle-like" trending topics, I think trying to stay and influence thought and wisdom on the Bogle tried and true methodology is why places like this exist. Just my 2 cents.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by tibbitts »

finite_difference wrote: Tue Feb 09, 2021 1:59 am Was this forum even active in 1999-2000? In other words, had the forum ever been through a major bubble? (Not that we are necessarily in or going to be in a bubble, but chances are a bubble will form at some point in the future.)
What about 2008-2009 - that doesn't count?

But it doesn't matter, the forum with many of the same members existed in 1999-2000, just on a different platform. Bogleheads.org evolved from Diehards.org, which evolved from Morningstar's Vanguard Diehards forum.
mptness
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by mptness »

The good Bogleheads* are the reason I stay.

*If you've followed the forum for a while you know who they are. The brilliant contributors who continually offer their insight and sound advice. :beer
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ResearchMed
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by ResearchMed »

All Seasons wrote: Tue Feb 09, 2021 1:34 am I am leaving the Bogleheads forum -- a departure likely to be permanent. However, before I leave I wanted to share why I am doing so with my fellow Bogleheads. To keep this actionable, I'd like you to consider the following passages as food for thought as to whether or not you should leave this forum.

I have been enlightened, enthralled, educated, and occasionally miffed at the discussions here. It has been a wild ride, and I have enjoyed my times perusing the many topics. I have had the pleasant experience of familiarizing myself with the thinking of men whose intellect exceeds my own including Larry Swedroe, Taylor Larimore, John Bogle, Rick Ferri, and many others.

Enjoyable as it has been, browsing this forum has done nothing but cause the horizon of my mind to be occluded by the latest in financial research and the stock market. There are constant reminders of the level of the Dow or the latest happenings with cryptocurrencies. There are innumerable threads about factors and international investments. The debates about optimal SCV allocation are interminable. The very act of frequenting this forum defeats the purpose of the Boglehead philosophy: that you shouldn't need to pay any mind to your investments at all. Your money should be beneath you. It should be working for you, silently. It should not be something that is allowed to consume appreciable portions of your mental energy.

Frequenting this forum can only cause you to act. To tinker. To modify and modify until you reach an "optimal" allocation as per the latest factor paper or whatever it may be. The very act of browsing this forum all the time is antithetical to the very principles that our community espouses.

To be a good Boglehead -- to truly live that philosophy of financial zen that passive investing is supposed to bring -- I must leave the Bogleheads forum, and direct my energies towards other matters.

Thank you for the engaging discussions.
This need to tinker, to modify and modify, to view this forum as a cause to act, apparently as an imperative to act?
:confused

... are you so easily persuaded by all such "distractions", such as advertising?
Do you always need to read the *entire* newspaper or magazine/etc., once you see it or notice a headline, or read something that is indeed relevant/of interest to you?
Are you so quickly convinced by what your friends or relatives say they do, or perhaps suggest that you try?
(Or would you be needing to avoid reading/watching other media, or even interacting with others...?)
My guess is your answer will be "no".
So why is this forum different?

And if this forum had not been here, or had you never decided to read/participate here at all, how would you have had any of the education or enlightenment that you mention having here?
So *now* you complain that " browsing this forum has done nothing but cause the horizon of [your] mind to be occluded by the latest in financial research and the stock market"...?

Are you having what we call in the stock market a "really bad day"? :(

And needless to say, you (and all of us) are free to pick and choose which forum we wish to read or participate in, and even which topics within each of these.
All of that, for you, is up to you.
But kindly don't assume that others will necessarily have the same opinions as you have, or make the same decisions... or imply that we should do so, too...
(Implying that others should do what you do is an odd way to interpret the "actionable" part of the Bogleheads forum.)

RM

Edit to correct a particular spelling error...
Last edited by ResearchMed on Tue Feb 09, 2021 10:49 am, edited 1 time in total.
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JoMoney
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by JoMoney »

It's good to know yourself, and if your right hand is causing you to sin, perhaps it's better to cut it off then lose the rest of your body.
But just because it might be right (or wrong) for you, doesn't make that the case for others. I feel like I'm better off being aware of the 'crazy' strategies some are using then trying to pretend it doesn't exist. I feel better about "Bogleheads" as a group because they allow such diversity in the conversation. It starts looking like cult-like behavior when you're forbidden to speak with outsiders or quash anything that questions the 'accepted' story.
"To achieve satisfactory investment results is easier than most people realize; to achieve superior results is harder than it looks." - Benjamin Graham
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Broken Man 1999 »

Today, perhaps more than ever, our focus should be on what we find different, rather than what we find the same. Otherwise, how can learning take place?

I am not threatened by discussions I might read about alternative (out of the BH mainstream) investing ideas, some I might consider, some I will not.

And, to expect these type discussions to be held to some level of BH purity because one might be tempted to act on them is pretty sad to even contemplate. Must we be protected from the things we might see that do not mirror our personal beliefs?

As adults we are all exposed to activities that could result in negative outcomes if we participated. I don't need blinders or earplugs to protect me from seeing or hearing these things, and I certainly don't need a person screening my reading materials for anything that might make me likely to act on the information.

Broken Man 1999
“If I cannot drink Bourbon and smoke cigars in Heaven then I shall not go." - Mark Twain
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Kenkat
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Kenkat »

Chuck wrote: Tue Feb 09, 2021 10:03 am I have a variable annuity, and a whole life policy. My Roth IRA is also full of B-rated intermediate term corporate bonds. I guess I'll show myself the door.
GET OUT :wink:

p.s. Since we are confessing sins, I have held a few active funds, including some non-Vanguard ones, since the late 90s... 8-)
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by WildBill »

SethJane42 wrote: Tue Feb 09, 2021 8:58 am OP has evolved into a Bogleheadian being of pure light. A Bogluminescentian. Only very few reach this level. I can only hope someday that I can leave the darkness of my impure AAPL position with the cost basis of 13.45, and become Bogluminescent like OP. I hate myself for my weakness.
Howdy

Know ye that with crisis doth come opportunity, at the risk of sacrifice of long held purpose and strongly held conviction. In the age of the DOTCOM and in the throes of panic of the ensuing collapse that did grip the world I wavered and did chase false prophecy, taking up AMAT and GLW at 3 and 1.

Now I do repent and divest them, at 110 and 38.

I will not heed the siren call of the Elon, and vow to sin no more, unless valuations doth get really good again 😀

And as I bide my time I will be constant with Bogleheads, where I have been oft amused and instructed, and learned to render less to Caesar with artful contrivance.

W B
"Through chances various, through all vicissitudes, we make our way." Virgil, The Aeneid
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Toons »

delete
Last edited by Toons on Tue Feb 09, 2021 10:50 am, edited 1 time in total.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Watty »

All Seasons wrote: Tue Feb 09, 2021 1:34 am I am leaving the Bogleheads forum -- a departure likely to be permanent.
It does not need to be so black and white. There are lots of people that only post here when they have a question.

I think that part of what is going on with so much "noise" recently has to do with the pandemic and people being stuck at home with time to kill. Part of my posting here is that I have a lot of time on my hands and I figure that if some of my posts can help people then at least I have accomplished something today.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by Escapevelocity »

Watty wrote: Tue Feb 09, 2021 10:36 am
All Seasons wrote: Tue Feb 09, 2021 1:34 am I am leaving the Bogleheads forum -- a departure likely to be permanent.
It does not need to be so black and white. There are lots of people that only post here when they have a question.

I think that part of what is going on with so much "noise" recently has to do with the pandemic and people being stuck at home with time to kill. Part of my posting here is that I have a lot of time on my hands and I figure that if some of my posts can help people then at least I have accomplished something today.
I agree. Like asset allocation, you don't want to go all in or all out. If you're overwhelmed with all the board activity, just scale it back.

It is ironic that the core philosophy of Bogleheads is antithetical to a message board in many ways since the concepts are readily available and simplicity is the lodestar. The only real need for the board is to educate and evangelize which I suppose is reason enough to carry on.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by dziuniek »

I prefer seeing other investing ideas on the bogleheads forum.

Mainly, because I don't get hit in the face with 7 ads per page.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by dziuniek »

DesertDiva wrote: Tue Feb 09, 2021 6:56 am
bog007 wrote: Tue Feb 09, 2021 2:58 am
Wanderingwheelz wrote: Tue Feb 09, 2021 2:51 am
JustinR wrote: Tue Feb 09, 2021 2:27 am Should there be an "Active Investing, Speculation, and Gambling" forum where all that stuff should go?
Bingo!
Cha ching
All that nonsense belongs on Reddit.
Disagree.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by MrDrinkingWater »

This is a great forum. It has the most civil discussions about an extremely wide variety of topics.

I think good Bogleheads -- however each person individually defines that -- should log in as frequently as they want, but no more frequently than that. I hope the OP reconsiders his decision to leave and rescinds it. He should consider just logging in and being a participant less frequently.

I enjoy reading the posts where someone asks a question and the replies educates the OP about how to do a better job at investing or a better job at consuming. When the OP writes back a few months or a year later that he or she is now successfully accumulating wealth rather than getting further into debt, that's a good outcome. This forum succeeds in consistently helping make the world a better place for everyone, except for those who are giving bad investment advice while collecting an unseemly high Assets Under Management fee, or those who collect the largest commissions from guiding investors to buy investments that are inappropriate for the investor.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by DesertDiva »

dziuniek wrote: Tue Feb 09, 2021 10:54 am
DesertDiva wrote: Tue Feb 09, 2021 6:56 am
bog007 wrote: Tue Feb 09, 2021 2:58 am
Wanderingwheelz wrote: Tue Feb 09, 2021 2:51 am
JustinR wrote: Tue Feb 09, 2021 2:27 am Should there be an "Active Investing, Speculation, and Gambling" forum where all that stuff should go?
Bingo!
Cha ching
All that nonsense belongs on Reddit.
Disagree.
I disagree with your disagreement.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by TomatoTomahto »

I have taken breaks from the BH forum, one of them imposed by the moderators. Every time I’ve come back and enjoyed it more than before my hiatus.

I’m usually a pretty good Boglehead, but last week I almost bought some ARKK. My millennial son talked me out of it; how’s that for a role reversal?
I get the FI part but not the RE part of FIRE.
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Re: Why A Good Boglehead Must Leave The Bogleheads Forum

Post by rich126 »

I'll be the first to say I've never been a Boglehead but that aside, in tons of stuff ranging from finances, sports, travels, etc. I read a lot of stuff that I disagree with just to ponder stuff. I may ask questions here or elsewhere that I'm just looking to see how people think and not necessarily looking at the answer.

I get the impression you want something that just constantly enforces the BH method and don't care for differing opinions and that is unfortunately but your decision.
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