Thanks so much!!Stinky wrote: ↑Wed Nov 10, 2021 11:39 amThose are all excellent developments.AnnetteLouisan wrote: ↑Wed Nov 10, 2021 11:25 am Looks like I’ll be earning more in 2022 than I ever have before and saving and investing more too. Should have the exact numbers in January. And late in 2022 I should be nearing $1.9 million in net worth, barring unforeseen events. But I am getting ahead of myself and don’t want to count my chickens before they are hatched.
Congratulations!
Post your Financial Milestone Announcements Here
- AnnetteLouisan
- Posts: 7262
- Joined: Sat Sep 18, 2021 10:16 pm
- Location: New York, NY
Re: Post your Financial Milestone Announcements Here
- dratkinson
- Posts: 6116
- Joined: Thu Jul 26, 2007 6:23 pm
- Location: Centennial CO
Re: Post your Financial Milestone Announcements Here
Congratulations on the ringside seat to watch your "show".WyomingFIRE wrote: ↑Sat Nov 06, 2021 7:29 am Yesterday we officially reached 50X in liquid investments, having been at 47X just a few months ago.
Over the past 12 months, our roughly 65/33/2 portfolio has generated five times what I earn in salary.
We are definitely in the snowball phase of a lazy portfolio. It took about three decades to get to this point, but it is amazing to watch. It is like a living organism.
d.r.a., not dr.a. | I'm a novice investor; you are forewarned.
Re: Post your Financial Milestone Announcements Here
I take full responsibility. I come from a long line of pessimists.chris319 wrote: ↑Wed Nov 10, 2021 11:12 amCongratulations! You called the market top perfectly. Your post was on Saturday and the market has been down every day since, and it's only Wednesday.
I'm blaming this week's poor performance directly on you. Everyone on Wall Street follows Bogleheads, all the big movers and shakers. When they saw your post they decided, welp, that's it, time to sell
Didn't know you could move the market, did you? I hear Warren Buffett is thinking about shorting the market.
Congratulations on calling the market top, on reaching two commas, and on causing a mini-crash
Not to worry. Your portfolio and mine will be back to two commas bye and bye.
Re: Post your Financial Milestone Announcements Here
Now tell the world you've gone broke and make the market go back upI take full responsibility. I come from a long line of pessimists.
Remember, all of Wall Street is watching. Go ahead and fib if you must; you're not under oath.
Financial decisions based on emotion often turn out to be bad decisions.
10 years (plus) as a Boglehead
Good morning Bogleheads, sharing a milestone of a slightly different sort – my 10 year anniversary of joining this site!
Over the last decade I have benefitted greatly from the patience and wisdom shared here. This time has seen many personal, professional, and financial milestones achieved. I am hopeful the next decade will bring more of the same, with an increased focus on kindness and contentment.
Thank you to the community and moderators for all you do.
Over the last decade I have benefitted greatly from the patience and wisdom shared here. This time has seen many personal, professional, and financial milestones achieved. I am hopeful the next decade will bring more of the same, with an increased focus on kindness and contentment.
Thank you to the community and moderators for all you do.
Re: Post your Financial Milestone Announcements Here
That's certainly an accomplishment in my book. Congrats!
Re: 10 years (plus) as a Boglehead
Here’s to your next decade!Pinotage wrote: ↑Fri Nov 12, 2021 5:22 am Good morning Bogleheads, sharing a milestone of a slightly different sort – my 10 year anniversary of joining this site!
Over the last decade I have benefitted greatly from the patience and wisdom shared here. This time has seen many personal, professional, and financial milestones achieved. I am hopeful the next decade will bring more of the same, with an increased focus on kindness and contentment.
Thank you to the community and moderators for all you do.
Retired life insurance company financial executive who sincerely believes that ”It’s a GREAT day to be alive!”
Re: Post your Financial Milestone Announcements Here
By a hair, I'm still in the two comma club. Expect another down week.
Re: 10 years (plus) as a Boglehead
Many thanks!Stinky wrote: ↑Fri Nov 12, 2021 8:09 amHere’s to your next decade!Pinotage wrote: ↑Fri Nov 12, 2021 5:22 am Good morning Bogleheads, sharing a milestone of a slightly different sort – my 10 year anniversary of joining this site!
Over the last decade I have benefitted greatly from the patience and wisdom shared here. This time has seen many personal, professional, and financial milestones achieved. I am hopeful the next decade will bring more of the same, with an increased focus on kindness and contentment.
Thank you to the community and moderators for all you do.
Re: Post your Financial Milestone Announcements Here
It's been a good week.
I was 1.2x margined for much of this year. It's been a nice ride but now the time has come to say goodbye to Mr. Margin for the time being. I'm feeling a little skittish about being margined in the immediate future, so no margin at the moment.
My portfolio consisted of individual stocks before, during and after the dot-com boom. When the dot-com boom went kablooey it inflicted a great deal of damage and I've been digging out ever since. Now I'm just a hair's breadth below the inflation rate:
Since May, 1980:
Inflation: 2.91%
My IRR: 2.87%
This way underperforms SPX and other major market indices, but for me it's a pretty good turnaround considering the amount of post-boom damage repair I've had to do. The switch from individual stocks to index funds accounts for this turnaround. I am now back in the "two comma" club for the first time in a lot of years, but I've got a long, long way to go to catch up with SPX.
Plus, I retired back in June after 51 years in the business.
I was 1.2x margined for much of this year. It's been a nice ride but now the time has come to say goodbye to Mr. Margin for the time being. I'm feeling a little skittish about being margined in the immediate future, so no margin at the moment.
My portfolio consisted of individual stocks before, during and after the dot-com boom. When the dot-com boom went kablooey it inflicted a great deal of damage and I've been digging out ever since. Now I'm just a hair's breadth below the inflation rate:
Since May, 1980:
Inflation: 2.91%
My IRR: 2.87%
This way underperforms SPX and other major market indices, but for me it's a pretty good turnaround considering the amount of post-boom damage repair I've had to do. The switch from individual stocks to index funds accounts for this turnaround. I am now back in the "two comma" club for the first time in a lot of years, but I've got a long, long way to go to catch up with SPX.
Plus, I retired back in June after 51 years in the business.
Financial decisions based on emotion often turn out to be bad decisions.
Re: Post your Financial Milestone Announcements Here
Congratulations, and welcome back to the "two comma club".chris319 wrote: ↑Sat Nov 20, 2021 9:10 am
................
This way underperforms SPX and other major market indices, but for me it's a pretty good turnaround considering the amount of post-boom damage repair I've had to do. The switch from individual stocks to index funds accounts for this turnaround. I am now back in the "two comma" club for the first time in a lot of years, but I've got a long, long way to go to catch up with SPX.
I'm glad that you found index funds. Don't worry about "catching up" to the S&P - keeping even with it through your index funds will be good enough.
Retired life insurance company financial executive who sincerely believes that ”It’s a GREAT day to be alive!”
Re: Post your Financial Milestone Announcements Here
Thank you for the kind comments
Financial decisions based on emotion often turn out to be bad decisions.
- AnnetteLouisan
- Posts: 7262
- Joined: Sat Sep 18, 2021 10:16 pm
- Location: New York, NY
Re: Post your Financial Milestone Announcements Here
Two months and two days on BH!
With 1,051 posts.
Proud owner of $10k in ibonds and 7000 in a Fidelity Roth IRA, back door of course.
$1.8 million net worth, $1.2 million portfolio.
Have an initial IPS.
Know my VOO from my VTI from my VTSAX, at least.
Most importantly, charming, gallant and sage new acquaintances!
With 1,051 posts.
Proud owner of $10k in ibonds and 7000 in a Fidelity Roth IRA, back door of course.
$1.8 million net worth, $1.2 million portfolio.
Have an initial IPS.
Know my VOO from my VTI from my VTSAX, at least.
Most importantly, charming, gallant and sage new acquaintances!
Re: Post your Financial Milestone Announcements Here
Congratulations! That’s a long time and a lot digging. But it sounds like it’s paid off for you. Good on you! All the best going forward.chris319 wrote: ↑Sat Nov 20, 2021 9:10 am It's been a good week.
I was 1.2x margined for much of this year. It's been a nice ride but now the time has come to say goodbye to Mr. Margin for the time being. I'm feeling a little skittish about being margined in the immediate future, so no margin at the moment.
My portfolio consisted of individual stocks before, during and after the dot-com boom. When the dot-com boom went kablooey it inflicted a great deal of damage and I've been digging out ever since. Now I'm just a hair's breadth below the inflation rate:
Since May, 1980:
Inflation: 2.91%
My IRR: 2.87%
This way underperforms SPX and other major market indices, but for me it's a pretty good turnaround considering the amount of post-boom damage repair I've had to do. The switch from individual stocks to index funds accounts for this turnaround. I am now back in the "two comma" club for the first time in a lot of years, but I've got a long, long way to go to catch up with SPX.
Plus, I retired back in June after 51 years in the business.
Re: Post your Financial Milestone Announcements Here
My Vanguard account today crossed $1M in investments, making me a Flagship customer! I'm not sure there is any benefit I will use, but it was a nice milestone!
Re: Post your Financial Milestone Announcements Here
Congratulations on reaching the two-comma club at Vanguard. That’s a significant accomplishment!
(Don’t hold your breath waiting for Vanguard to celebrate your status. But don’t let that take away from your achievement)
Retired life insurance company financial executive who sincerely believes that ”It’s a GREAT day to be alive!”
Re: Post your Financial Milestone Announcements Here
Started working in 2005 and started tracking my finances in 2010
Age: 47y / 42y
2010 - ($250,000) after getting a mortgage in 2008
2015 - $1M
2021 - $5M ( includes primary residence, rentals as well liquid savings)
Have had a great run last 16 years with a lot of luck and support. I am the worrying kind and our expenses are high (in my opinion) but my SO feels you got to enjoy life while you can. We are double income household for last 7 years and that really helped boost the savings. Hoping to get to FI by 57 and SO is planning to quit her job to start a business next year. So no slowing down just yet, but I do like to take a few moments to appreciate what we have accomplished so far and that it has given us the ability to take risks.
Thanks a lot to everyone who contributes to this forum, it helped motivate me double our annual retirement savings over the last couple of years.
Age: 47y / 42y
2010 - ($250,000) after getting a mortgage in 2008
2015 - $1M
2021 - $5M ( includes primary residence, rentals as well liquid savings)
Have had a great run last 16 years with a lot of luck and support. I am the worrying kind and our expenses are high (in my opinion) but my SO feels you got to enjoy life while you can. We are double income household for last 7 years and that really helped boost the savings. Hoping to get to FI by 57 and SO is planning to quit her job to start a business next year. So no slowing down just yet, but I do like to take a few moments to appreciate what we have accomplished so far and that it has given us the ability to take risks.
Thanks a lot to everyone who contributes to this forum, it helped motivate me double our annual retirement savings over the last couple of years.
Re: Post your Financial Milestone Announcements Here
Congrats on the two comma club accomplishment, don't look back, just go forward with your risk appetite.chris319 wrote: ↑Sat Nov 20, 2021 9:10 am It's been a good week.
I was 1.2x margined for much of this year. It's been a nice ride but now the time has come to say goodbye to Mr. Margin for the time being. I'm feeling a little skittish about being margined in the immediate future, so no margin at the moment.
My portfolio consisted of individual stocks before, during and after the dot-com boom. When the dot-com boom went kablooey it inflicted a great deal of damage and I've been digging out ever since. Now I'm just a hair's breadth below the inflation rate:
Since May, 1980:
Inflation: 2.91%
My IRR: 2.87%
This way underperforms SPX and other major market indices, but for me it's a pretty good turnaround considering the amount of post-boom damage repair I've had to do. The switch from individual stocks to index funds accounts for this turnaround. I am now back in the "two comma" club for the first time in a lot of years, but I've got a long, long way to go to catch up with SPX.
Plus, I retired back in June after 51 years in the business.
Re: Post your Financial Milestone Announcements Here
Congrats on getting to half-decamillionairs status, do enjoy the scenery along the way, especially since you're closer to FI than most Americansgusan wrote: ↑Mon Nov 22, 2021 10:38 pm Started working in 2005 and started tracking my finances in 2010
Age: 47y / 42y
2010 - ($250,000) after getting a mortgage in 2008
2015 - $1M
2021 - $5M ( includes primary residence, rentals as well liquid savings)
Have had a great run last 16 years with a lot of luck and support. I am the worrying kind and our expenses are high (in my opinion) but my SO feels you got to enjoy life while you can. We are double income household for last 7 years and that really helped boost the savings. Hoping to get to FI by 57 and SO is planning to quit her job to start a business next year. So no slowing down just yet, but I do like to take a few moments to appreciate what we have accomplished so far and that it has given us the ability to take risks.
Thanks a lot to everyone who contributes to this forum, it helped motivate me double our annual retirement savings over the last couple of years.
- willthrill81
- Posts: 32250
- Joined: Thu Jan 26, 2017 2:17 pm
- Location: USA
- Contact:
Portfolio Review pays off- -THANK YOU
[Post merged into here --admin LadyGeek]
I found this forum a few years ago, and have posted a couple times to get feedback on my portfolio. When I got here I was at about 95% equities, lots of individual stocks, nothing in bonds. Based on the great perspectives y'all offered, and lots of reading/analysis, I decided to move to 65/35 and about 100K in cash. It took me about 18 months to do it, but I got there.
The last few days of market reactions got my attention, but I checked those bond funds and guess what? They barely budged. I still have more than 5 years in "barely volatile" stuff. The changes I made were designed to provide peace of mind, ballast-- and that's what has happened. Thank you for so generously sharing your advice, perspectives, wisdom. I'm not 100% bogglehead, still have some stocks, but what I've learned and applied has been SO beneficial.
I found this forum a few years ago, and have posted a couple times to get feedback on my portfolio. When I got here I was at about 95% equities, lots of individual stocks, nothing in bonds. Based on the great perspectives y'all offered, and lots of reading/analysis, I decided to move to 65/35 and about 100K in cash. It took me about 18 months to do it, but I got there.
The last few days of market reactions got my attention, but I checked those bond funds and guess what? They barely budged. I still have more than 5 years in "barely volatile" stuff. The changes I made were designed to provide peace of mind, ballast-- and that's what has happened. Thank you for so generously sharing your advice, perspectives, wisdom. I'm not 100% bogglehead, still have some stocks, but what I've learned and applied has been SO beneficial.
Re: Post your Financial Milestone Announcements Here
I merged togb's post into the ongoing discussion.
It's good to see that persistence and sticking to your plan pays off.
(Thanks to the member who reported the post and provided a link to this thread.)
It's good to see that persistence and sticking to your plan pays off.
(Thanks to the member who reported the post and provided a link to this thread.)
Re: Portfolio Review pays off- -THANK YOU
Congratulations on all of your progress!togb wrote: ↑Tue Nov 30, 2021 9:26 pm [Post merged into here --admin LadyGeek]
I found this forum a few years ago, and have posted a couple times to get feedback on my portfolio. When I got here I was at about 95% equities, lots of individual stocks, nothing in bonds. Based on the great perspectives y'all offered, and lots of reading/analysis, I decided to move to 65/35 and about 100K in cash. It took me about 18 months to do it, but I got there.
The last few days of market reactions got my attention, but I checked those bond funds and guess what? They barely budged. I still have more than 5 years in "barely volatile" stuff. The changes I made were designed to provide peace of mind, ballast-- and that's what has happened. Thank you for so generously sharing your advice, perspectives, wisdom. I'm not 100% bogglehead, still have some stocks, but what I've learned and applied has been SO beneficial.
Even though you say you're not "100% Boglehead", it sounds like you're doing a great job in setting up your portfolio for success.
Please keep reading on this Forum and keep posting.
Retired life insurance company financial executive who sincerely believes that ”It’s a GREAT day to be alive!”
Re: Post your Financial Milestone Announcements Here
And just like that due to a windfall we have hit $2.3M net worth and $1.8M invested assets. Feel very fortunate and what a wonderful 40th birthday gift for my wife!Bb073084 wrote: ↑Sat Feb 20, 2021 6:06 amWell wow What a market! Only a few months later and we passed $1.5M net worth thanks almost entirely to market returns putting investments at nearly $1.1M.
Hope we continue to see a rise in the markets so we can reach our goal of $3-$4m in investments within 10 years to retire at 46 (me)/48 DW!
Re: Post your Financial Milestone Announcements Here
Having a net worth in excess of $2 million at age 40 is awesome.Bb073084 wrote: ↑Fri Dec 03, 2021 7:32 amAnd just like that due to a windfall we have hit $2.3M net worth and $1.8M invested assets. Feel very fortunate and what a wonderful 40th birthday gift for my wife!Bb073084 wrote: ↑Sat Feb 20, 2021 6:06 amWell wow What a market! Only a few months later and we passed $1.5M net worth thanks almost entirely to market returns putting investments at nearly $1.1M.
Hope we continue to see a rise in the markets so we can reach our goal of $3-$4m in investments within 10 years to retire at 46 (me)/48 DW!
Congratulations!
Retired life insurance company financial executive who sincerely believes that ”It’s a GREAT day to be alive!”
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Re: Post your Financial Milestone Announcements Here
Have commodities background, invest in commodity producers at inflection points of business. Cyclical companies can make big moves fast, in both directions which can be made even larger using optionsnovemberrain wrote: ↑Thu Sep 30, 2021 9:38 pmWould you mind sharing what is the aggressive investment strategy?Boilermaker10 wrote: ↑Sun Sep 05, 2021 10:26 am Won’t be any ipo windfall. Live in LCOL area, self employed and wife has good job. High savings rate and fairly aggressive investment strategy.
Thank you
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- Joined: Tue Mar 06, 2018 6:36 pm
Officially a 2 comma club member....you too can do it
[Thread merged into here --admin LadyGeek]
I just want to say thank you to this board. With your guidance (and some good habits), I am now officially a 2 comma club member. This excludes the value of my primary residence, just investments and liquid accounts.
For those of you who think this is not attainable, I started late (late 30s) and within 15 years, I have a comfortable nest egg. The stock market gains helped, as did socking a fair amount of money away every month...but it was the guidance here that really helped.
Thanks again!
I just want to say thank you to this board. With your guidance (and some good habits), I am now officially a 2 comma club member. This excludes the value of my primary residence, just investments and liquid accounts.
For those of you who think this is not attainable, I started late (late 30s) and within 15 years, I have a comfortable nest egg. The stock market gains helped, as did socking a fair amount of money away every month...but it was the guidance here that really helped.
Thanks again!
Last edited by TechieTechie on Mon Dec 06, 2021 9:33 am, edited 1 time in total.
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Re: Officially a 3 comma club member....you too can do it
Congratulations, how did you accumulate a $1 billion portfolio? I don’t believe many can achieve that.
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- Joined: Fri Jan 29, 2016 11:40 am
Re: Officially a 3 comma club member....you too can do it
*3* commas, or 3 groups of digits??
Re: Officially a 3 comma club member....you too can do it
My question too...starting from late 30s to 1 billion? Not sure we can all do that...but I'd love to know how you did it.
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- Posts: 1796
- Joined: Tue Sep 08, 2020 8:00 pm
Re: Officially a 3 comma club member....you too can do it
Tres comma (billionaire) or dos comma (millionaire)? Judging from a previous post, I think you meant dos?
Re: Officially a 3 comma club member....you too can do it
Is this the 1st billionaire on Boglehead?HomeStretch wrote: ↑Mon Dec 06, 2021 9:17 am Congratulations, how did you accumulate a $1 billion portfolio? I don’t believe many can achieve that.
Re: Officially a 3 comma club member....you too can do it
keystone wrote: ↑Mon Dec 06, 2021 9:25 amIs this the 1st billionaire on Boglehead?HomeStretch wrote: ↑Mon Dec 06, 2021 9:17 am Congratulations, how did you accumulate a $1 billion portfolio? I don’t believe many can achieve that.
You can do it too
Re: Officially a 3 comma club member....you too can do it
The first who has confessed!keystone wrote: ↑Mon Dec 06, 2021 9:25 amIs this the 1st billionaire on Boglehead?HomeStretch wrote: ↑Mon Dec 06, 2021 9:17 am Congratulations, how did you accumulate a $1 billion portfolio? I don’t believe many can achieve that.
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Re: Officially a 2 comma club member....you too can do it
I obviously have money in the bank, but not enough coffee in my system.
Sorry, just a simple millionaire. Stupid mistake fixed.
Sorry, just a simple millionaire. Stupid mistake fixed.
Re: Officially a 2 comma club member....you too can do it
Congratulations! (We await your third comma with enthusiasm, too.)
Re: Officially a 2 comma club member....you too can do it
I've been saving/investing for a lot longer than that, and will never have anywhere close to a million dollars in my life.TechieTechie wrote: ↑Mon Dec 06, 2021 9:15 am
For those of you who think this is not attainable, I started late (late 30s) and within 15 years, I have a comfortable nest egg. The stock market gains helped, as did socking a fair amount of money away every month...but it was the guidance here that really helped.
Re: Officially a 2 comma club member....you too can do it
It's a great achievement, congratulations. Up the coffee and the savings rate...stay the course! So how did you do it? Any specific tips or achievements you'd like to share?
Well done.
Well done.
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Re: Officially a 2 comma club member....you too can do it
No worries. Congratulations is well deserved!TechieTechie wrote: ↑Mon Dec 06, 2021 9:34 am I obviously have money in the bank, but not enough coffee in my system.
Sorry, just a simple millionaire. Stupid mistake fixed.
Cheers
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Re: Officially a 2 comma club member....you too can do it
Thank you. I was fortunate in a couple of ways:
1. I have a job with a lot of upward movement over the last 15 years (tripled my 2005 salary due to advancement). So, the more you can earn, the more you can save.
2. I work for a company that has both a defined benefit plan and 401k matching...so I maxed those every year
3. I set aside another 10? 20? % into savings (I have 3/4 of a year in an emergency fund).
4. I have always kept my asset risk very low. I own my vehicles outright (older BMWs) and kept my home purchases/mortgage payments to under 15% of my annual salary (recent mortgage is 2.25% for 15 years).
5. My portfolio, inadvertently, was heavily weighted towards stock (>90%). So I was able to capitalize on the markets. Will be rebalancing very soon.
1. I have a job with a lot of upward movement over the last 15 years (tripled my 2005 salary due to advancement). So, the more you can earn, the more you can save.
2. I work for a company that has both a defined benefit plan and 401k matching...so I maxed those every year
3. I set aside another 10? 20? % into savings (I have 3/4 of a year in an emergency fund).
4. I have always kept my asset risk very low. I own my vehicles outright (older BMWs) and kept my home purchases/mortgage payments to under 15% of my annual salary (recent mortgage is 2.25% for 15 years).
5. My portfolio, inadvertently, was heavily weighted towards stock (>90%). So I was able to capitalize on the markets. Will be rebalancing very soon.
Re: Officially a 2 comma club member....you too can do it
The third comma is the hardest.
- JupiterJones
- Posts: 3624
- Joined: Tue Aug 24, 2010 3:25 pm
- Location: Nashville, TN
Re: Officially a 2 comma club member....you too can do it
Congrats!TechieTechie wrote: ↑Mon Dec 06, 2021 9:15 am I just want to say thank you to this board. With your guidance (and some good habits), I am now officially a 2 comma club member.
"Stay on target! Stay on target!"
Re: Post your Financial Milestone Announcements Here
TechieTechie - Congrats! I merged your thread into the ongoing discussion. The combined thread is in the US Chapters (Community) forum.
Re: Officially a 2 comma club member....you too can do it
That is wonderful.TechieTechie wrote: ↑Mon Dec 06, 2021 9:15 am
I just want to say thank you to this board. With your guidance (and some good habits), I am now officially a 2 comma club member. This excludes the value of my primary residence, just investments and liquid accounts.
For those of you who think this is not attainable, I started late (late 30s) and within 15 years, I have a comfortable nest egg. The stock market gains helped, as did socking a fair amount of money away every month...but it was the guidance here that really helped.
Thanks again!
Congratulations!
Retired life insurance company financial executive who sincerely believes that ”It’s a GREAT day to be alive!”
- ruralavalon
- Posts: 26353
- Joined: Sat Feb 02, 2008 9:29 am
- Location: Illinois
Re: Officially a 2 comma club member....you too can do it
Congratulations on joining the two comma club .TechieTechie wrote: ↑Mon Dec 06, 2021 9:15 am [Thread merged into here --admin LadyGeek]
I just want to say thank you to this board. With your guidance (and some good habits), I am now officially a 2 comma club member. This excludes the value of my primary residence, just investments and liquid accounts.
For those of you who think this is not attainable, I started late (late 30s) and within 15 years, I have a comfortable nest egg. The stock market gains helped, as did socking a fair amount of money away every month...but it was the guidance here that really helped.
Thanks again!
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Finally got 2020 taxes - Ibonds also
[Thread merged into here --admin LadyGeek]
Thought I might be singing happy birthday to my 2020 return (like 2019)... but just got here in time for me to think about the 2021 return .
First time, I did the IBond thing to get $5K.... A DOZEN envelopes in the mail (a few days after the direct deposit of the couple of hundred buffer so made sure I got to 5K). Had me a little concerned as every one I opened had a $50 bond in it.... took to half way until the denomination increased and started to look like I might get my 5K back 6x$50, $200, $500 & rest in $1000.
GREAT to have paper bonds again after all these years.... been mid noughties for me since I had paper bonds.... sooo preeety (in a LOTR voice).
Thought I might be singing happy birthday to my 2020 return (like 2019)... but just got here in time for me to think about the 2021 return .
First time, I did the IBond thing to get $5K.... A DOZEN envelopes in the mail (a few days after the direct deposit of the couple of hundred buffer so made sure I got to 5K). Had me a little concerned as every one I opened had a $50 bond in it.... took to half way until the denomination increased and started to look like I might get my 5K back 6x$50, $200, $500 & rest in $1000.
GREAT to have paper bonds again after all these years.... been mid noughties for me since I had paper bonds.... sooo preeety (in a LOTR voice).
|
Rob |
Its a dangerous business going out your front door. - J.R.R.Tolkien
- willthrill81
- Posts: 32250
- Joined: Thu Jan 26, 2017 2:17 pm
- Location: USA
- Contact:
Re: Officially a 2 comma club member....you too can do it
I'm not sure why that would be. From a compound return perspective, it takes the longest to earn the first million.
The Sensible Steward
- willthrill81
- Posts: 32250
- Joined: Thu Jan 26, 2017 2:17 pm
- Location: USA
- Contact:
Re: Officially a 2 comma club member....you too can do it
Congrats!TechieTechie wrote: ↑Mon Dec 06, 2021 9:15 am I just want to say thank you to this board. With your guidance (and some good habits), I am now officially a 2 comma club member. This excludes the value of my primary residence, just investments and liquid accounts.
The Sensible Steward
Re: Finally got 2020 taxes - Ibonds also
whew! - glad you didn't have to sing.
It's not an engineering problem - Hersh Shefrin | To get the "risk premium", you really do have to take the risk - nisiprius