Anyone else a retiree from the University of California - Need Help Navigating Health Retirement Benefits

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills.
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Topic Author
MrCheapo
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Joined: Tue Dec 22, 2020 2:43 pm

Anyone else a retiree from the University of California - Need Help Navigating Health Retirement Benefits

Post by MrCheapo »

Hi,

I have a good handle on the pension, 403b/h stuff. But the retiree health care stuff is challenging to get my mind around. So many options. I'm trying to understand it 5 years out of retirement because:

i) I'll be getting 90% of the health insurance cost covered and not sure if its worth working the extra few years to get 100%
ii) I don't understand what "90% of health insurance cost covered" means as I'll spend 10 years pre-65 and hopefully many more 65 and after.
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