How much does your employer sponsered health insurance cost you?

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills.
Topic Author
lamdan
Posts: 24
Joined: Wed Feb 17, 2021 3:22 pm

How much does your employer sponsered health insurance cost you?

Post by lamdan »

I'm curious to see what is considered normal to be paying. For me its currently $500 per month, for just me no spouse or children from my local mid sized employer. Its a great plan that has zero deductible, great coverage, and sponsered my IVF a couple of years ago :) However the rates consistently go up every year and quite a bit too. When i joined this company around 6 years ago the same plan was in the $100 a month range.
Normchad
Posts: 5648
Joined: Thu Mar 03, 2011 6:20 am

Re: How much does your employer sponsered health insurance cost you?

Post by Normchad »

lamdan wrote: Mon Apr 12, 2021 10:28 pm I'm curious to see what is considered normal to be paying. For me its currently $500 per month, for just me no spouse or children from my local mid sized employer. Its a great plan that has zero deductible, great coverage, and sponsered my IVF a couple of years ago :) However the rates consistently go up every year and quite a bit too. When i joined this company around 6 years ago the same plan was in the $100 a month range.
I pay about $450/month in premiums for a plan that covers me and spouse. The company pays 3 times that amount... (I.e. the employee pays just 25% of the cost where I work).
Grt2bOutdoors
Posts: 25625
Joined: Thu Apr 05, 2007 8:20 pm
Location: New York

Re: How much does your employer sponsered health insurance cost you?

Post by Grt2bOutdoors »

You have zero deductible. That's why your premium has been going up. You also have "great coverage". If you went to healthcare.gov and tried to purchase a similar type plan, how much would it cost you? My guess is your employer is heavily subsidizing your plan but as the costs keep rising due to plan usage and inflation, the sharing of premiums will continue.
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions
Marseille07
Posts: 16054
Joined: Fri Nov 06, 2020 12:41 pm

Re: How much does your employer sponsered health insurance cost you?

Post by Marseille07 »

Former employer's plan was $0/mo, now I think I'm paying $20/mo for a PPO plan.
User avatar
LilyFleur
Posts: 3499
Joined: Fri Mar 02, 2018 9:36 pm

Re: How much does your employer sponsered health insurance cost you?

Post by LilyFleur »

Keep in mind that your employer is not the only one subsidizing you. The portion of your employer-provided health insurance that you pay is from tax-free dollars, and so is the part that your employer pays for you. I never really understood this until I had to pay for Cobra with post-tax dollars. Now, THAT is painful.

Also, your premiums go up as you get older.

You haven't told us how old you are.
User avatar
JoMoney
Posts: 16260
Joined: Tue Jul 23, 2013 5:31 am

Re: How much does your employer sponsered health insurance cost you?

Post by JoMoney »

My cost is about $50 a month, for just me, employer pays about $450.
It's a high-deductible plan that covers checkups (and that's about it) until $3k deductible is met, then copay (30%) up to $6k, then 100% covered after that. Employer provides some contribution to HSA account.
"To achieve satisfactory investment results is easier than most people realize; to achieve superior results is harder than it looks." - Benjamin Graham
Gus Chiggins
Posts: 81
Joined: Thu Apr 16, 2015 8:35 am

Re: How much does your employer sponsered health insurance cost you?

Post by Gus Chiggins »

$0 for family high deductible plan. There are two other $0 non high deductible options, but we don’t consume much health care at this point in our lives, so the access to an HSA is the deciding factor in choosing a plan plus the company contributes $2,200 to the HSA.
clutchied
Posts: 862
Joined: Mon Jan 05, 2015 11:11 am

Re: How much does your employer sponsered health insurance cost you?

Post by clutchied »

lamdan wrote: Mon Apr 12, 2021 10:28 pm I'm curious to see what is considered normal to be paying. For me its currently $500 per month, for just me no spouse or children from my local mid sized employer. Its a great plan that has zero deductible, great coverage, and sponsered my IVF a couple of years ago :) However the rates consistently go up every year and quite a bit too. When i joined this company around 6 years ago the same plan was in the $100 a month range.
Should be $400/mo. but at a director level they cover it.

They also contribute $1000 to my HSA and I fund the rest.
bwalling
Posts: 568
Joined: Thu Nov 25, 2010 12:04 pm

Re: How much does your employer sponsered health insurance cost you?

Post by bwalling »

$1510/month

Highest monthly expense by a good bit. Second is auto insurance (two teenage drivers, three total cars)
Freefun
Posts: 1237
Joined: Sun Jan 14, 2018 2:55 pm

Re: How much does your employer sponsered health insurance cost you?

Post by Freefun »

before i retired it was about $200 w/ $300 deductible. As a retiree it's only $100 more.
Remember when you wanted what you currently have?
tigers174
Posts: 73
Joined: Sun Feb 03, 2019 2:24 pm

Re: How much does your employer sponsered health insurance cost you?

Post by tigers174 »

I pay $110/month for a high deductible plan for a family of 5 (adults are 38). But the company puts $1700 towards an HSA too.
jerrysmith
Posts: 107
Joined: Sat Feb 16, 2019 1:20 pm

Re: How much does your employer sponsered health insurance cost you?

Post by jerrysmith »

My wife is a school teacher. Insurance for the family runs about 350/mo and is pretty good overall. I work for a University and similar coverage would be twice that.
pasadena
Posts: 2337
Joined: Sat Jul 02, 2016 1:23 am
Location: PNW

Re: How much does your employer sponsered health insurance cost you?

Post by pasadena »

Currently, $0 (plus a few $ for vision and dental), and my company also contributes $1k to my HSA. Single HDHP plan.

At my previous employer, it was about $75 a month, also single HDHP plan. The deductible, coinsurance and copay were slightly higher than what I have now.
User avatar
marti038
Posts: 412
Joined: Tue Mar 21, 2017 3:45 pm
Location: Birmingham, AL
Contact:

Re: How much does your employer sponsered health insurance cost you?

Post by marti038 »

I pay $216.36/mo ($2596.32 annually) for our HDHP for my family of four. My company contributes another $2000 to the HSA.

My company tells me that they pay about $16,204 annually for my health benefit (not including the $2k I mentioned above.
“Having, first, gained all you can, and, secondly saved all you can, then give all you can.” - John Wesley
Johm221122
Posts: 6393
Joined: Fri May 13, 2011 6:27 pm

Re: How much does your employer sponsered health insurance cost you?

Post by Johm221122 »

$25 a week( company pays $100+ a week) high deductible plan. But there other choices
tj
Posts: 9366
Joined: Wed Dec 23, 2009 11:10 pm

Re: How much does your employer sponsered health insurance cost you?

Post by tj »

My HDHP costs me 40 hours per week and about $130/month. With the tax savings, HSA contributions, no-additional-fee dental coverage, it's close to free, not counting the 40 hours of working, of course.
User avatar
blackfish
Posts: 60
Joined: Wed Jul 11, 2018 3:58 pm
Location: K'rul's Bar

Re: How much does your employer sponsered health insurance cost you?

Post by blackfish »

I pay $134.04 /month for a high deductible family HSA plan

It used to be $42.04 / month but they added a "spousal contribution fee" because my wife works but is covered under my plan that is $23/week.

That was a (relatively) tough pill to swallow, but its still a pretty good plan. Company contributes $1800/year to the HSA.
scottjspencer
Posts: 19
Joined: Fri Jun 24, 2011 11:11 am

Re: How much does your employer sponsered health insurance cost you?

Post by scottjspencer »

$51.52 per month for an individual HDHP.

In-network: $1750 deductible / $3500 max out of pocket
Out of network: $3500 / $7000
stimulacra
Posts: 1006
Joined: Wed Dec 21, 2016 2:50 pm
Location: Houston

Re: How much does your employer sponsered health insurance cost you?

Post by stimulacra »

Every 2 weeks I pay for self + children:

Medical: $93.69
Dental: $7.85
Vision: $6.46
HSA contribution: $238.46

$346.46 x 26 periods = $9007.96

I chose the HDHP/HSA option for medical. I think dental and vision is the mid-tier option.
HawkeyePierce
Posts: 2351
Joined: Tue Mar 05, 2019 9:29 pm
Location: Colorado

Re: How much does your employer sponsered health insurance cost you?

Post by HawkeyePierce »

Our HDHP has no premium and a $1500 deductible, but a lot of services are exempt from the deductible, like mental health care. Those are reimbursed 90% from the first dollar. Company puts $500 in our HSA.

We also have a regular plan available with a $500 deductible for $88/month.

Those are the rates for solo coverage. Not sure what they are if you add dependents.
stoptothink
Posts: 15368
Joined: Fri Dec 31, 2010 8:53 am

Re: How much does your employer sponsered health insurance cost you?

Post by stoptothink »

My wife's employer covers 100% of the premium for our family HDHP. I am separately insured by a plan with my own employer for $10/month, which gives me unlimited free access to our employer-owned medical facility (where I work) and countless other benefits. Without my separate plan I would have had $4k+ in out-of-pocket costs already this year (MRIs, physical therapy and complementary therapies). I am seeing my pain specialist doc tomorrow for more imaging, strain-counterstrain therapy, and acupuncture; $0 out of pocket. We are very fortunate.
User avatar
peetsperk
Posts: 372
Joined: Wed Feb 04, 2015 3:02 pm

Re: How much does your employer sponsered health insurance cost you?

Post by peetsperk »

My wife is a teacher. Our monthly contribution for family health insurance is $1,002.67.
User avatar
Kenkat
Posts: 9549
Joined: Thu Mar 01, 2007 10:18 am
Location: Cincinnati, OH

Re: How much does your employer sponsered health insurance cost you?

Post by Kenkat »

$261/mo. for family coverage HDHP ($7500 family deductible/$2500 per person deductible). That is 20% of the total cost. Employer pays the other 80% plus $1500/yr. HSA contribution. Dental is another $44/mo.
runner3081
Posts: 5993
Joined: Mon Aug 22, 2016 3:22 pm

Re: How much does your employer sponsered health insurance cost you?

Post by runner3081 »

$45 per month to cover an entire family on medical.

HDHP
$4K Deductible
$10k OOP Max

Dental is $40 per month.
Jags4186
Posts: 8198
Joined: Wed Jun 18, 2014 7:12 pm

Re: How much does your employer sponsered health insurance cost you?

Post by Jags4186 »

stimulacra wrote: Tue Apr 13, 2021 10:35 am Every 2 weeks I pay for self + children:

Medical: $93.69
Dental: $7.85
Vision: $6.46
HSA contribution: $238.46

$346.46 x 26 periods = $9007.96

I chose the HDHP/HSA option for medical. I think dental and vision is the mid-tier option.
Your HSA isn’t a cost. You’re paying $2439.94 in medical premiums. That’s pretty good. My premiums are $4261.92 for wife + child.
solarcub
Posts: 253
Joined: Sat Feb 08, 2020 9:09 pm

Re: How much does your employer sponsered health insurance cost you?

Post by solarcub »

About $475 per month, high deductible plan with HSA. Covers employee, wife, and kids, but there is a $3000 annual deductible, then it covers about 80% after that.
oldfatguy
Posts: 1434
Joined: Tue Feb 27, 2018 12:38 pm

Re: How much does your employer sponsered health insurance cost you?

Post by oldfatguy »

It costs me the full amount, because I pay for part of it and receive the rest in exchange for my labor.
freckles01
Posts: 314
Joined: Sun Aug 10, 2008 4:43 pm

Re: How much does your employer sponsered health insurance cost you?

Post by freckles01 »

i get free health and dental care through my employer. 5 dollar co-pay, no hsa.

its awesome for employees with larger families because there is no additional cost to cover spouse and children.
Thegame14
Posts: 1879
Joined: Mon May 07, 2018 11:53 am

Re: How much does your employer sponsered health insurance cost you?

Post by Thegame14 »

my wife works at a smallish tech company and pays $25 a month for family coverage. I work for a quasi state agency, they wanted me to pay $600 a month for state health insurance.....stuck with my wife's plan for $25 a month
User avatar
beyou
Posts: 6915
Joined: Sat Feb 27, 2010 2:57 pm
Location: If you can make it there

Re: How much does your employer sponsered health insurance cost you?

Post by beyou »

As you can see, cost is all over the place and not easy to compare. Most large employers offer more than one very different option, and at different costs to different employees (more you earn, more % you pay). Can’t compare high vs low deductible, those that cover out of network vs do not, hmo vs ppo, high vs low earners.

I was able to reduce my payments moving from low to high deductible but now have much more out of pocket expenses. Glad I did it since most years I never got back what I put into the plan. But the premiums are not directly comparable.
stimulacra
Posts: 1006
Joined: Wed Dec 21, 2016 2:50 pm
Location: Houston

Re: How much does your employer sponsered health insurance cost you?

Post by stimulacra »

Jags4186 wrote: Tue Apr 13, 2021 10:53 am
stimulacra wrote: Tue Apr 13, 2021 10:35 am Every 2 weeks I pay for self + children:

Medical: $93.69
Dental: $7.85
Vision: $6.46
HSA contribution: $238.46

$346.46 x 26 periods = $9007.96

I chose the HDHP/HSA option for medical. I think dental and vision is the mid-tier option.
Your HSA isn’t a cost. You’re paying $2439.94 in medical premiums. That’s pretty good. My premiums are $4261.92 for wife + child.
I lump them together because $20 copay are a thing of the past with my HDHP/HSA, I assume max deductible for annual budgeting and kids are moderate consumers of healthcare. Whatever is left over in the HSA after the calendar year moves over to my "retirement" bucket.

The "high-deductible" has been an ongoing bone of contention on and off… at best it's a lot of paperwork for some tax-advantaged space, at worst I picked a bad health plan that doesn't provide enough coverage. Leaving HSA on the table in that regard helps smooth the conversation.

My plan with wife + child would be higher. Don't know the number right off the top of my head.
RightGuard
Posts: 68
Joined: Thu Aug 23, 2018 3:54 pm
Location: KC to Shining Sea

Re: How much does your employer sponsered health insurance cost you?

Post by RightGuard »

$0.

I work for a large HMO.
kelangov
Posts: 29
Joined: Sun Mar 16, 2014 11:12 am

Re: How much does your employer sponsered health insurance cost you?

Post by kelangov »

I pay $195 a month premium for me and my wife, for a high ded PPO plan; $3,000 ded; $6,000 OOP maximum; and company contributes $1,000 to my HSA.
index2max
Posts: 514
Joined: Mon Jan 21, 2019 10:01 pm

Re: How much does your employer sponsered health insurance cost you?

Post by index2max »

I pay $132.37 on my bi-weekly paychecks for a family HDHP with an HSA. Employer chips in $1500/year to the HSA.

I looked at what my employer pays for the plan on their end. Per year I pay about $3400 and my employer chips in ~$8000 :shock:

The total deductible is $8500 for the family plan with 100% covered thereafter. Also has embedded individual deductibles of $4250, which helps.

It's still better than what the government marketplace offers, I can't complain too much.
Ostrich
Posts: 4
Joined: Sat Jan 05, 2019 1:26 pm

Re: How much does your employer sponsered health insurance cost you?

Post by Ostrich »

Wow, maybe I need a new job? I'm paying $467 every two weeks for a high deductible plan for the family (including vision and dental). That comes with a HSA-compatible 6000/12000 deductible. Well, at least the premiums are pre-tax...
Ramjet
Posts: 1464
Joined: Thu Feb 06, 2020 10:45 am

Re: How much does your employer sponsered health insurance cost you?

Post by Ramjet »

lamdan wrote: Mon Apr 12, 2021 10:28 pm I'm curious to see what is considered normal to be paying. For me its currently $500 per month, for just me no spouse or children from my local mid sized employer. Its a great plan that has zero deductible, great coverage, and sponsered my IVF a couple of years ago :) However the rates consistently go up every year and quite a bit too. When i joined this company around 6 years ago the same plan was in the $100 a month range.
$100 per pay (every 2 weeks) for both my wife and I; Includes medical, dental, and eye

Very good plan. Deductible $1,500 and max out of pocket is $2250
Tingting1013
Posts: 1594
Joined: Mon Aug 24, 2020 5:44 pm

Re: How much does your employer sponsered health insurance cost you?

Post by Tingting1013 »

$29 every two weeks for single Kaiser coverage

My wife pays $64 every two weeks for HDHP family coverage. I could get on her plan but her company would impose a surcharge because I have access to my own coverage. She could get on mine but we don’t like the pediatricians at Kaiser.

Dental and vision are $10 more per pay period for each of us.
User avatar
White Coat Investor
Posts: 17409
Joined: Fri Mar 02, 2007 8:11 pm
Location: Greatest Snow On Earth

Re: How much does your employer sponsered health insurance cost you?

Post by White Coat Investor »

lamdan wrote: Mon Apr 12, 2021 10:28 pm I'm curious to see what is considered normal to be paying. For me its currently $500 per month, for just me no spouse or children from my local mid sized employer. Its a great plan that has zero deductible, great coverage, and sponsered my IVF a couple of years ago :) However the rates consistently go up every year and quite a bit too. When i joined this company around 6 years ago the same plan was in the $100 a month range.
Tens of thousands of dollars a year. Of course, I'm the employer.....
1) Invest you must 2) Time is your friend 3) Impulse is your enemy | 4) Basic arithmetic works 5) Stick to simplicity 6) Stay the course
cshell2
Posts: 1204
Joined: Thu May 09, 2019 10:29 am

Re: How much does your employer sponsered health insurance cost you?

Post by cshell2 »

I pay about $700/year for a HDHP with $1000/year employer HSA contribution. This is for Employee + Children.

The PPO plan with a low deductible ($750pp) is $1532/year for single, $7460/year Family.

Large employer.
Chris K Jones
Posts: 441
Joined: Sat Jan 20, 2018 5:54 pm

Re: How much does your employer sponsered health insurance cost you?

Post by Chris K Jones »

I have recently become an employee of a big company. My share is 300 per month for myself and 2 children. I would say the policy is good but not great and not near as good as yours. I paid about 1550 per month for the same 3 individuals for an ACA Obamacare policy until I became an employee. The coverage was not as good as what I have now (no out of network option and higher deductible).
Ron Ronnerson
Posts: 3563
Joined: Sat Oct 26, 2013 6:53 pm
Location: Bay Area

Re: How much does your employer sponsered health insurance cost you?

Post by Ron Ronnerson »

I have the option to buy health insurance through my employer but have chosen to pass. We’re a family of three. For good coverage, it would cost $900/month for just me or $2,100/month for the family. For a very limited network, my option is to pay $600/month for me or $1500/month for the three of us through my employer. The employer contributes $0 and the employee pays 100% of the cost. I’m a public school teacher and my wife is a stay-at-home parent. By maxing out two IRAs, a 457b, a 403b, and contributing 10% of my salary toward a tax-deferred pension, our MAGI drops enough that the employer-offered health insurance is considered too expensive per the Affordable Care Act. We qualify for a gold plan for the whole family on the health care exchange for about $50/month and that’s how we are getting insurance these days.

Prior to 2018, my wife worked and we were getting insurance through her employer. We paid $200/month and the employer contributed $1100/month to cover the family.
rich126
Posts: 4475
Joined: Thu Mar 01, 2018 3:56 pm

Re: How much does your employer sponsered health insurance cost you?

Post by rich126 »

These numbers will be from 0 to very high.

The federal government plans are 80/20 where you pay the 20% of the plan costs and that varies greatly based on the plan. You can see rates at https://www.opm.gov/healthcare-insuranc ... e/md/rates

For 2020 at my current company I pay $41 biweekly for a HD Cigna plan as a single person. That is substantially lower than what I was used to paying when I had a federal job.

Personally I'd rather pay more for a better plan. My current plan seems ok.
----------------------------- | If you think something is important and it doesn't involve the health of someone, think again. Life goes too fast, enjoy it and be nice.
ncbill
Posts: 2053
Joined: Sun Jul 06, 2008 4:03 pm
Location: Western NC

Re: How much does your employer sponsered health insurance cost you?

Post by ncbill »

Nearly $1,000/month for the employee premium for family coverage for a high-deductible plan...were it not for the "family glitch" we'd be on the ACA in a heartbeat.
mmmmbrisket
Posts: 19
Joined: Wed Apr 14, 2021 5:08 pm

Re: How much does your employer sponsered health insurance cost you?

Post by mmmmbrisket »

Small company, but I pay ~900 a month out of pocket for a family plan. That is above a set amount my employer pays a month - and if I did not use the plan, I would get paid out the difference (minus tax) at the end of the year. I do appreciate being able to see the full amount I pay for insurance and is something I think all employers should be doing. I looked at ACA a year ago and it was slightly cheaper even with it being post-tax, but at the time it wasn't enough cheaper to have the hassle of fronting the difference over the year, though if the difference keeps increasing, I may consider it
thebeerbarron
Posts: 22
Joined: Tue Dec 06, 2011 5:12 pm

Re: How much does your employer sponsered health insurance cost you?

Post by thebeerbarron »

Thought it might be fitting to revive this thread to see if there have been any changes in healthcare premiums paid by employers. I'll kick us off. I work for a tech startup and would say our health benefits are less than ideal. The coverage is good through Blue Cross Blue Shield but monthly premiums are about $900 paid by employee and $500 paid my employer. This is for a High Deductible, HSA eligible plan with a family dedcutible and OOP Max of $5000. These are by far the worst benefits I have had throughout my career and have been asking if there are plans to improve this. Am I being unreasonable? Just looking to get a view on the current landscape of this.
stoptothink
Posts: 15368
Joined: Fri Dec 31, 2010 8:53 am

Re: How much does your employer sponsered health insurance cost you?

Post by stoptothink »

We are on my wife's insurance, mid-size fintech company based out of Bay Area. In the last 3yrs it has gone from $0 (plus $5k contributed to HSA for family on HDP), to $128/pay period ($4k contribution to HSA for family on HDP) this year, to $207/pay period ($3500 contribution to HSA) for '24. I wonder what '25 will be like :oops:

I work for a medical facility owned by a health products megacorp and can get basic PPO coverage for just me for $5/pay period (plus I get all kinds of stuff free of charge for my entire family - all office visits, PT, labs, x-rays, $100 MRI, etc.), but family coverage would be more expensive than with my wife's employer and there's no employer HSA contribution.
pizzy
Posts: 4339
Joined: Tue Jun 02, 2020 6:59 pm

Re: How much does your employer sponsered health insurance cost you?

Post by pizzy »

thebeerbarron wrote: Mon Nov 13, 2023 11:04 am The coverage is good through Blue Cross Blue Shield but monthly premiums are about $900 paid by employee and $500 paid my employer. This is for a High Deductible, HSA eligible plan with a family dedcutible and OOP Max of $5000. These are by far the worst benefits I have had throughout my career and have been asking if there are plans to improve this. Am I being unreasonable? Just looking to get a view on the current landscape of this.
How many people are covered for $900/month?
Vanguard/Fidelity | 76% US Stock | 16% Int'l Stock | 8% Cash
thebeerbarron
Posts: 22
Joined: Tue Dec 06, 2011 5:12 pm

Re: How much does your employer sponsered health insurance cost you?

Post by thebeerbarron »

pizzy wrote: Mon Nov 13, 2023 11:23 am
thebeerbarron wrote: Mon Nov 13, 2023 11:04 am The coverage is good through Blue Cross Blue Shield but monthly premiums are about $900 paid by employee and $500 paid my employer. This is for a High Deductible, HSA eligible plan with a family dedcutible and OOP Max of $5000. These are by far the worst benefits I have had throughout my career and have been asking if there are plans to improve this. Am I being unreasonable? Just looking to get a view on the current landscape of this.
How many people are covered for $900/month?
This is for family coverage (me + spouse + kids) and there are five of us, new twin parents :) but the premium is the same for 1 or 3 kids.
pizzy
Posts: 4339
Joined: Tue Jun 02, 2020 6:59 pm

Re: How much does your employer sponsered health insurance cost you?

Post by pizzy »

thebeerbarron wrote: Mon Nov 13, 2023 11:25 am
pizzy wrote: Mon Nov 13, 2023 11:23 am
thebeerbarron wrote: Mon Nov 13, 2023 11:04 am The coverage is good through Blue Cross Blue Shield but monthly premiums are about $900 paid by employee and $500 paid my employer. This is for a High Deductible, HSA eligible plan with a family dedcutible and OOP Max of $5000. These are by far the worst benefits I have had throughout my career and have been asking if there are plans to improve this. Am I being unreasonable? Just looking to get a view on the current landscape of this.
How many people are covered for $900/month?
This is for family coverage (me + spouse + kids) and there are five of us, new twin parents :) but the premium is the same for 1 or 3 kids.
I was just curious. $900 for 5 humans doesn't sound terrible. :D
Vanguard/Fidelity | 76% US Stock | 16% Int'l Stock | 8% Cash
User avatar
ClevrChico
Posts: 3258
Joined: Tue Apr 03, 2012 8:24 pm

Re: How much does your employer sponsered health insurance cost you?

Post by ClevrChico »

Family is around $1k/year for HDHP with the company HSA contribution making it slightly more than "free". Of course, anything beyond preventative care has the potential to cost us thousands.

I'm happy with it. In the end, we end up paying one way (premiums) or another (out of pocket).
Post Reply