I am at 7-8% range. This after years of buying and a long hiatus (post 30k limit) of not buying. The key is the reduction from 30k to 10k annual limit. I certainly could have hit 10% had I done all the 10k purchases that I decided were “not worthwhile”. Sorry I skipped them.livesoft wrote: ↑Thu Jun 03, 2021 8:27 amIt is rather interesting to me that many of the posts on bogleheads.org are about having a simple investing portfolio without increasing the number of custodians. In other words, I-bonds can still be a distraction to folks with a thin wallet.
Also it is not rare to read comments about smaller portfolio holdings in terms of percentages or fractions under 10% are not going to move the needle much. I'd like to know who has at least 5% and at least 10% of their portfolio in I-bonds? I know one has to start at 0%, so I realize that it can be a work in progress, but do those folks with less than 5% of their portfolio in I-bonds expect their I-bonds to become more than 10% of their portfolio?
What fraction of your total invested portfolio is composed of I-bonds? And what is the largest expected fraction that you hope to attain?
(I can answer for myself: 0% nowadays, but I think you all knew that already.)
For those starting now under 5% might be the long term cap unless you have a small portfolio and risk averse (no equities).