No all phone... if I would have known about 2k, would have asked for it, but live n learnplaceholder wrote: ↑Thu Nov 11, 2021 4:05 pmDid you open the account from the offer page so that it was coded for the bonus?
The Final, Definitive Thread on Brokerage Transfer Bonuses
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
They do allow beneficiary designations for individual accounts. There is a TOD Beneficiary form on their website. Three days after I submitted it to them I received an email which confirmed it was processed and in effect.
-
- Posts: 8421
- Joined: Tue Aug 06, 2013 12:43 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
ok. Thank you. I will look for it. I tried to do it online. Did you email of fax it to them?
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I emailed it to them. Was pleased to get an acknowledgement same day. Fax is also an option.student wrote: ↑Fri Nov 12, 2021 7:09 amok. Thank you. I will look for it. I tried to do it online. Did you email of fax it to them?
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Thanks.Luckywon wrote: ↑Fri Nov 12, 2021 9:10 amI emailed it to them. Was pleased to get an acknowledgement same day. Fax is also an option.student wrote: ↑Fri Nov 12, 2021 7:09 amok. Thank you. I will look for it. I tried to do it online. Did you email of fax it to them?
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Already did my ACATS in, think it's all set in stone for this oneplaceholder wrote: ↑Fri Nov 12, 2021 12:22 amThen call again to request it and let them know you'll be moving if they won't.
-
- Posts: 8421
- Joined: Tue Aug 06, 2013 12:43 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I don't see why but it's definite that if you don't try nothing will change.Delta1 wrote: ↑Fri Nov 12, 2021 2:59 pmAlready did my ACATS in, think it's all set in stone for this oneplaceholder wrote: ↑Fri Nov 12, 2021 12:22 amThen call again to request it and let them know you'll be moving if they won't.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Looks like the Chase Private Client (CPC) $2k for $250k transfer is back until January 19, 2022
https://account.chase.com/consumer/banking/NE42373
Pretty good deal, requires 90 day holding, but bonus credits in 40.
Saw this initially at DoC
https://account.chase.com/consumer/banking/NE42373
Pretty good deal, requires 90 day holding, but bonus credits in 40.
Saw this initially at DoC
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I wonder if Chase will let me do the above again? I did it in 2020 then closed the account. I would guess that they won't let me do it twice??
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Some comments at the DoC article indicate it doesn't work for everyone. The link just takes you to a generic Chase checking offer instead.
Will be interested if the offer is open to all, or just targeted.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Looks targeted per the site below but it never hurts to drop by a branch, mention a friend got the offer and ask if it is available.sycamore wrote: ↑Sat Nov 13, 2021 7:49 amSome comments at the DoC article indicate it doesn't work for everyone. The link just takes you to a generic Chase checking offer instead.
Will be interested if the offer is open to all, or just targeted.
https://www.bankcheckingsavings.com/cha ... 2000_Bonus
People say nothing is impossible. I do nothing all day.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I'm in California and it also didn't work initially, but I used a free VPN (Chrome extension called SetupVPN) and selected another US location, then the site loaded without issue. I entered my email and got the offer/promo code.sycamore wrote: ↑Sat Nov 13, 2021 7:49 amSome comments at the DoC article indicate it doesn't work for everyone. The link just takes you to a generic Chase checking offer instead.
Will be interested if the offer is open to all, or just targeted.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Absolutely, as long as it's been 12 months since initial enrollment/opening of your CPC checking account.
I did the offer back in 2019, 2020, and just opened another account in branch today
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Kudos to you. If they didn't want to keep giving people $$$, they'd alter the rules.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Having to meet with a banker kills it for me.
excludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing accounts, J.P. Morgan Wealth Management retirement accounts and CDs)
excludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing accounts, J.P. Morgan Wealth Management retirement accounts and CDs)
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
What if I’m already a chase private client? Can I open up another account or am I not eligible?
A time to EVALUATE your jitters: |
viewtopic.php?p=1139732#p1139732
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I'd search around Bogleheads -- there have been quite a few folks who are CPC and/or have done this offer in previous years. Or give your private client banker a ring to see if you're eligible -- all the bankers I've worked with were familiar with this offer.EnjoyIt wrote: ↑Sat Nov 13, 2021 7:00 pmWhat if I’m already a chase private client? Can I open up another account or am I not eligible?
But in just glancing at the offer terms, it suggests existing CPC would qualify with new assets.
"Bonus Account Information: To receive the $2,000 bonus: 1) Meet with a Private Client Banker to open or upgrade to Chase Private Client CheckingSM account; if you already have a CPC checking account, skip to step number two. 2) Within 45 days of coupon enrollment, transfer a total of $250,000 or more in qualifying new money or securities to a combination of only eligible accounts"
-
- Posts: 3487
- Joined: Sun Sep 11, 2016 11:27 am
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
The JPM CPC offer is actually better than the one they had last year, it was $2K for 500K then, as I recall.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
That is how I understood the terms. Glad you actually caught others on this forum mentioning they have been able to qualify while already being CPC. Thanks.pre wrote: ↑Sat Nov 13, 2021 8:20 pmI'd search around Bogleheads -- there have been quite a few folks who are CPC and/or have done this offer in previous years. Or give your private client banker a ring to see if you're eligible -- all the bankers I've worked with were familiar with this offer.EnjoyIt wrote: ↑Sat Nov 13, 2021 7:00 pmWhat if I’m already a chase private client? Can I open up another account or am I not eligible?
But in just glancing at the offer terms, it suggests existing CPC would qualify with new assets.
"Bonus Account Information: To receive the $2,000 bonus: 1) Meet with a Private Client Banker to open or upgrade to Chase Private Client CheckingSM account; if you already have a CPC checking account, skip to step number two. 2) Within 45 days of coupon enrollment, transfer a total of $250,000 or more in qualifying new money or securities to a combination of only eligible accounts"
A time to EVALUATE your jitters: |
viewtopic.php?p=1139732#p1139732
- jeffyscott
- Posts: 13486
- Joined: Tue Feb 27, 2007 8:12 am
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Now that the $100 has posted, I was looking to confirm that it is not a contribution. The transaction description is pretty cryptic, so I was looking for somewhere on Fidelity where it would show IRA contributions to date, but I could not find anything like that. Does anyone know if they show that somewhere?EnjoyIt wrote: ↑Sun Oct 31, 2021 10:12 amThanks for clarifying and posting.jeffyscott wrote: ↑Sun Oct 31, 2021 8:02 amIt looks like someone got the answer on Reddit, it appears to be an official response from a Fidelity rep:nalor511 wrote: ↑Sat Oct 30, 2021 8:46 pmI think it's referring to the $50, but you won't likely be able to get a good answer, bonus posting is automatic and the reps likely to not know the inner workings.EnjoyIt wrote: ↑Sat Oct 30, 2021 7:59 pmThat’s a great question that I would also like to know the answer to.jeffyscott wrote: ↑Sat Oct 30, 2021 7:33 am
In the terms and conditions it says:
For individuals who open a Roth or traditional IRA account, in order to be eligible to contribute to the IRA (traditional or Roth) you will need to have earned income at least equal to any IRA contribution made for 2021. Individuals who max out their contribution for the calendar year are also not eligible for the bonus award.
Has anyone been told if the $100 bonus will be shown as an IRA contribution, rather than earnings?
I am wondering if that statement is there because the $100 will be a contribution and so, if you have maxed out, you would not get it because it would cause you to exceed the contribution limit. A more convoluted interpretation could be that if you have already contributed the max, you won't be able to open a $50 account and so will not be eligible.
The promotional reward is deposited into the newly opened account. In IRAs, the deposit will not count as a contribution.
https://www.reddit.com/r/fidelityinvest ... omo_taxed/
The response does repeat the confusing: Individuals who max out their contributions for the calendar year are also not eligible for the bonus award. So it appears that what they really mean is something like: "Individuals who have already maxed out their contributions for the calendar year would not be eligible to make a $50 contribution to the new IRA account and thus would be unable to qualify for the bonus award." (They might also want to avoid the possibility that someone over-contributes and then withdraws the $50 as an excess contribution as soon as the bonus posts.)
If not, I suppose the monthly statement may confirm (or deny) that the $100 described as "COMMISSION CREDIT PROMO OFFER - CACR (Cash)" is not a contribution.
-
- Posts: 70
- Joined: Mon Jul 30, 2018 9:28 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
There are two places that I know of:jeffyscott wrote: ↑Wed Nov 17, 2021 8:00 am Now that the $100 has posted, I was looking to confirm that it is not a contribution. The transaction description is pretty cryptic, so I was looking for somewhere on Fidelity where it would show IRA contributions to date, but I could not find anything like that. Does anyone know if they show that somewhere?
- Click on the account on the left after logging in and then on the summary tab. There is usually a 'card' that says 'Contribute to your Fidelity IRAs' that list the contribution limit and your YTD contributions
- Click on 'transfer' in the header, select your bank account, then the IRA and under the transfer details, they list the contribution limit, amount to date, and the remaining contribution
- jeffyscott
- Posts: 13486
- Joined: Tue Feb 27, 2007 8:12 am
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Thanks, the second one worked and shows $50 as contributions to date.The Big Apple wrote: ↑Wed Nov 17, 2021 8:41 amThere are two places that I know of:jeffyscott wrote: ↑Wed Nov 17, 2021 8:00 am Now that the $100 has posted, I was looking to confirm that it is not a contribution. The transaction description is pretty cryptic, so I was looking for somewhere on Fidelity where it would show IRA contributions to date, but I could not find anything like that. Does anyone know if they show that somewhere?
- Click on the account on the left after logging in and then on the summary tab. There is usually a 'card' that says 'Contribute to your Fidelity IRAs' that list the contribution limit and your YTD contributions
- Click on 'transfer' in the header, select your bank account, then the IRA and under the transfer details, they list the contribution limit, amount to date, and the remaining contribution
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I just opened a new Fidelity account using https://www.fidelity.com/go/special-offer. I didn't see anywhere a place to put the Promo code 'FIDELITY100', but I did go through the link on the website. I'm an existing customer, but I did not receive an email confirming that a new account has been opened or enrollment for the bonus offer. Has anyone else had a similar experience? Should I be concerned?
I have initiated a $50 deposit, but has not be completed yet.
I have initiated a $50 deposit, but has not be completed yet.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Check your spam folder, mine took a couple hours and went to spam. Did you see the promo code filled in on the application page after you clicked that link and then logged in?
-
- Posts: 70
- Joined: Mon Jul 30, 2018 9:28 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
You can always chat with a Fidelity rep and they will let you know. Also, if you went through the website, the promo code was automatically applied. On the summary page where it showed what you were opening, there is a line that said "Promotion Code: FIDELITY100" but is it very easy to miss.taxi22 wrote: ↑Wed Nov 24, 2021 9:19 pm I just opened a new Fidelity account using https://www.fidelity.com/go/special-offer. I didn't see anywhere a place to put the Promo code 'FIDELITY100', but I did go through the link on the website.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Thank you!The Big Apple wrote: ↑Wed Nov 24, 2021 9:23 pm You can always chat with a Fidelity rep and they will let you know. Also, if you went through the website, the promo code was automatically applied. On the summary page where it showed what you were opening, there is a line that said "Promotion Code: FIDELITY100" but is it very easy to miss.
-
- Posts: 52
- Joined: Wed Jul 10, 2019 11:01 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I opened the CMA earlier this month using the link without entering the promotion code. The $100 bonus was deposited to my account last week.
- anon_investor
- Posts: 15122
- Joined: Mon Jun 03, 2019 1:43 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
This happened to my spouse. If you do not get the email, you will have to contact Fidelity and they will have to manually add the $100, but no sooner than 25 days after account opening. I got the email and the $100 was automatically deposited.taxi22 wrote: ↑Wed Nov 24, 2021 9:39 pmThank you!The Big Apple wrote: ↑Wed Nov 24, 2021 9:23 pm You can always chat with a Fidelity rep and they will let you know. Also, if you went through the website, the promo code was automatically applied. On the summary page where it showed what you were opening, there is a line that said "Promotion Code: FIDELITY100" but is it very easy to miss.
-
- Posts: 2045
- Joined: Thu Apr 02, 2020 11:14 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I am an existing Fido customer with an IRA, CMA, and a joint brokerage account with spouse. Can spouse and I each open a new, second individual brokerage account and each get the $100 bonus offer?
If the answer is “yes you can”: in the future (after the 90-day period), can I consolidate the two individual brokerage accounts into the joint account with no trading or tax impacts?
If the answer is “yes you can”: in the future (after the 90-day period), can I consolidate the two individual brokerage accounts into the joint account with no trading or tax impacts?
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Yes. Yes (but there is a form and it takes some time)Kookaburra wrote: ↑Thu Nov 25, 2021 12:24 am I am an existing Fido customer with an IRA, CMA, and a joint brokerage account with spouse. Can spouse and I each open a new, second individual brokerage account and each get the $100 bonus offer?
If the answer is “yes you can”: in the future (after the 90-day period), can I consolidate the two individual brokerage accounts into the joint account with no trading or tax impacts?
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Just emailed my CPC banker to convert my account for me. Didn't have to do this in person. Even had him do this for my wife as well.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Thanks for the tip!pre wrote: ↑Sat Nov 13, 2021 3:50 pmI'm in California and it also didn't work initially, but I used a free VPN (Chrome extension called SetupVPN) and selected another US location, then the site loaded without issue. I entered my email and got the offer/promo code.sycamore wrote: ↑Sat Nov 13, 2021 7:49 amSome comments at the DoC article indicate it doesn't work for everyone. The link just takes you to a generic Chase checking offer instead.
Will be interested if the offer is open to all, or just targeted.
Was able to do this x 2. My CPC banker said that I was on the only one he saw with these coupon codes and was curious where I got them!
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
That's good for you, but it says must meet with... Yuck
Last edited by nalor511 on Thu Nov 25, 2021 5:36 pm, edited 1 time in total.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Got this in the mail from CitiGold Private Client and got Schwab to match two accounts!
$4,000 bonus for $1M
$2,000 bonus for $500k-$999,999
$1,000 bonus for $250k-$499,999
Offer expires Nov 30
$4,000 bonus for $1M
$2,000 bonus for $500k-$999,999
$1,000 bonus for $250k-$499,999
Offer expires Nov 30
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Yes, targeted offer
-
- Posts: 1808
- Joined: Sat Jun 09, 2018 11:52 am
- Location: St. Louis
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Helping my aunt. Who has the best bonus for 1 million?
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Probably at least $2,500. https://us.etrade.com/what-we-offer/how ... lsrc=aw.ds You may want to call around.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Or just check doctorofcredit yourself, it changes all the time.student wrote: ↑Sun Nov 28, 2021 4:26 pmProbably at least $2,500. https://us.etrade.com/what-we-offer/how ... lsrc=aw.ds You may want to call around.
- jeffyscott
- Posts: 13486
- Joined: Tue Feb 27, 2007 8:12 am
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Or $3500, if it's an IRA:student wrote: ↑Sun Nov 28, 2021 4:26 pmProbably at least $2,500. https://us.etrade.com/what-we-offer/how ... lsrc=aw.ds You may want to call around.
https://us.etrade.com/what-we-offer/how ... ra-cfc3500
-
- Posts: 3563
- Joined: Sat Oct 26, 2013 6:53 pm
- Location: Bay Area
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
This looks like a great bonus for IRA accounts. Is this a public offer or do you need to be invited?jeffyscott wrote: ↑Sun Nov 28, 2021 6:57 pmOr $3500, if it's an IRA:student wrote: ↑Sun Nov 28, 2021 4:26 pmProbably at least $2,500. https://us.etrade.com/what-we-offer/how ... lsrc=aw.ds You may want to call around.
https://us.etrade.com/what-we-offer/how ... ra-cfc3500
- jeffyscott
- Posts: 13486
- Joined: Tue Feb 27, 2007 8:12 am
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
It's a public link, AFAIK. I opened an account via the link, which I'd found via a search, then messaged them to confirm that the account would qualify for, in my case $1000, before initiating the transfer. I expect to get the bonus once the 60 days ends.Ron Ronnerson wrote: ↑Sun Nov 28, 2021 10:26 pmThis looks like a great bonus for IRA accounts. Is this a public offer or do you need to be invited?jeffyscott wrote: ↑Sun Nov 28, 2021 6:57 pmOr $3500, if it's an IRA:student wrote: ↑Sun Nov 28, 2021 4:26 pmProbably at least $2,500. https://us.etrade.com/what-we-offer/how ... lsrc=aw.ds You may want to call around.
https://us.etrade.com/what-we-offer/how ... ra-cfc3500
-
- Posts: 10843
- Joined: Thu Oct 15, 2015 3:53 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
I just did an Etrade transfer of 1 account. I got half the bonus 7 days after funding. There are a lot of rules depending on the amount of the transfer, how many accounts, etc. I transferred one account in the $500k-$999k range. It seems like I should have gotten the whole bonus now, but maybe I missed something and the 60 day rule comes into play.
-
- Posts: 3563
- Joined: Sat Oct 26, 2013 6:53 pm
- Location: Bay Area
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Thank you!jeffyscott wrote: ↑Mon Nov 29, 2021 7:22 amIt's a public link, AFAIK. I opened an account via the link, which I'd found via a search, then messaged them to confirm that the account would qualify for, in my case $1000, before initiating the transfer. I expect to get the bonus once the 60 days ends.Ron Ronnerson wrote: ↑Sun Nov 28, 2021 10:26 pmThis looks like a great bonus for IRA accounts. Is this a public offer or do you need to be invited?jeffyscott wrote: ↑Sun Nov 28, 2021 6:57 pmOr $3500, if it's an IRA:student wrote: ↑Sun Nov 28, 2021 4:26 pmProbably at least $2,500. https://us.etrade.com/what-we-offer/how ... lsrc=aw.ds You may want to call around.
https://us.etrade.com/what-we-offer/how ... ra-cfc3500
-
- Posts: 2045
- Joined: Thu Apr 02, 2020 11:14 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
Does Fidelity offer any transfer bonuses to existing clients? I have an existing brokerage with them, but am considering an transferring a large sum from Vanguard to them.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
You have to send a secure email and ask. Last I recall $1500/2500 for $1mil, but different people are able to push for different things. Schwab will match the best competitor offer you find.Kookaburra wrote: ↑Mon Nov 29, 2021 5:58 pm Does Fidelity offer any transfer bonuses to existing clients? I have an existing brokerage with them, but am considering an transferring a large sum from Vanguard to them.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
As an FYI I was offered $2,500 for moving in $1M, $3,500 for $3M for Merrill Edge - 9 month holding requirement. This wasn't a published tier the highest published was at $250k. I haven't seen any published offers for higher than $3,500... otherwise i'd push them to match.
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
If you want transfer $3M, is it worth it to you to do $1M each at different brokerage firms? It seems that others will match.CAorTX wrote: ↑Tue Nov 30, 2021 2:29 pm As an FYI I was offered $2,500 for moving in $1M, $3,500 for $3M for Merrill Edge - 9 month holding requirement. This wasn't a published tier the highest published was at $250k. I haven't seen any published offers for higher than $3,500... otherwise i'd push them to match.
-
- Posts: 181
- Joined: Fri Sep 15, 2017 12:40 pm
Re: The Final, Definitive Thread on Brokerage Transfer Bonuses
anyone had any luck having etrade reimburse closeout fees?