What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
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1210sda
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Re: What are you up YTD? [Year To Date]

Post by 1210sda »

livesoft wrote: Sat Jan 02, 2021 7:50 am Instead of some 2020 full-year numbers, here are some increases since March 23, 2020 to December 31, 2020

72.0% VTSAX Vg Total US
63.8% VTIAX Vg Total Intl
84.0% VSIAX Vg Small-cap Val
79.8% VSS Vg Small-cap Foreign
72.5% MTUM iShares USA Momentum
07.4% VBTLX Vg Total Bond

Image

Rebalancing in March 2020 did its job.
Interesting, the often maligned VTIAX was just 8.2% less than VTSAX for this time frame.
livesoft
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Re: What are you up YTD? [Year To Date]

Post by livesoft »

1210sda wrote: Sat Jan 02, 2021 8:56 amInteresting, the often maligned VTIAX was just 8.2% less than VTSAX for this time frame.
And small-caps were better -- both US and foreign.

BTW, I consider 8.2% a huge difference.
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dziuniek
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Re: What are you up YTD? [Year To Date]

Post by dziuniek »

20% for 2020.
Get rich or die tryin'
Wanderingwheelz
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Re: What are you up YTD? [Year To Date]

Post by Wanderingwheelz »

CodeMaster wrote: Fri Jan 01, 2021 11:53 am
Nicolas wrote: Fri Jan 01, 2021 11:44 am
CodeMaster wrote: Fri Jan 01, 2021 11:23 am over 750% YTD (2020), i sold all funds and moved it all into tesla and it grew from mid six figures to multiple 7 figures

diversification preserves wealth, concentration builds wealth - warren buffet
When will you sell?
so i didnt just do this gambling style, i did it via research and with confidence i moved in
given i still research all day and night (just googling, youtube, reddit, twitter, etc any source possible) , i can clearly see tesla has a long way to go up still given all the s curve projects that are coming up in 2021 like cyber truck, semi truck, fsd software sales, building a $25k car which will continue to go down in price to $15k which will then take over the market fro those prices ranges since it wont make sense to buy a gasione car at those prices in comparison by any means.

they also are in energy business, which is just getting started (study there charts on hyperchart.co) in energy sector, its clearly about to explode and energy and transportation are the 2 largest industries and tesla is going to dominate both

theres also model 3 and y sales really booming off, there just starting sales of it china today!! so many ordered , there website crashed... rumor is over 100k orders so far

then theres robotaxis, ride hailing service (uber competition using tesla network) , and ton other projects like HVAC, VTOL, super charger networks...

they will be selling there own INSURANCE!!

i coudl go on

given this... i expect price to rise significantly. i see tesla as jsut starting the s curve wave up imo

i did sell 100k to take some profits and live off of it while i dedicate my life to research and content creation on yt
I wonder how many here are laughing with you? 😂
Being wrong compounds forever.
GoneOnTilt
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Re: What are you up YTD? [Year To Date]

Post by GoneOnTilt »

Was up 8.7% in 2020.
bugleheadd
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Re: What are you up YTD? [Year To Date]

Post by bugleheadd »

up 0 % YTD
yog
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Re: What are you up YTD? [Year To Date]

Post by yog »

livesoft wrote: Sat Jan 02, 2021 7:50 am Instead of some 2020 full-year numbers, here are some increases since March 23, 2020 to December 31, 2020

72.0% VTSAX Vg Total US
63.8% VTIAX Vg Total Intl
84.0% VSIAX Vg Small-cap Val
79.8% VSS Vg Small-cap Foreign
72.5% MTUM iShares USA Momentum
07.4% VBTLX Vg Total Bond

Image

Rebalancing in March 2020 did its job.
Cool - I hope to implement something along these lines in a couple of years. I can guess from some of the posts I've read, but is the complete method documented anywhere? What triggers the re-balance back to safety?
bogivan
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Re: What are you up YTD? [Year To Date]

Post by bogivan »

galawdawg wrote: Sat Jan 02, 2021 7:42 am Bah Humbug! I'm up exactly 0.00% YTD....

But then again, the markets haven't opened yet in 2021! :wink:
Well, there are some financial markets open: Bitcoin is up over 7% YTD. Looks like it is already off to another good year! :D
gonefishing01
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Re: What are you up YTD? [Year To Date]

Post by gonefishing01 »

bugleheadd wrote: Sat Jan 02, 2021 9:18 am up 0 % YTD
I was about to say the same, then i remembered my small crypto holdings which never sleep. Up 6% thus far!
livesoft
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Re: What are you up YTD? [Year To Date]

Post by livesoft »

yog wrote: Sat Jan 02, 2021 9:20 amCool - I hope to implement something along these lines in a couple of years. I can guess from some of the posts I've read, but is the complete method documented anywhere? What triggers the re-balance back to safety?
There is never a rebalance "back to safety" because our asset allocations requires us to own equities. Right now we have about 63% equities and our nominal asset allocation for equities is around 58% to 62%, so we are above that level. There is no computer algorithm for when to rebalance out of equities, but if they went up 3+% on Monday, then I would surely be acting on Monday afternoon.
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lostdog
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Re: What are you up YTD? [Year To Date]

Post by lostdog »

The Vanguard YTD doesn't give a percentage.
Stocks-80% || Bonds-20% || Taxable-VTI/VXUS || IRA-VT/BNDW
yog
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Re: What are you up YTD? [Year To Date]

Post by yog »

livesoft wrote: Sat Jan 02, 2021 9:27 am
yog wrote: Sat Jan 02, 2021 9:20 amCool - I hope to implement something along these lines in a couple of years. I can guess from some of the posts I've read, but is the complete method documented anywhere? What triggers the re-balance back to safety?
There is never a rebalance "back to safety" because our asset allocations requires us to own equities. Right now we have about 63% equities and our nominal asset allocation for equities is around 58% to 62%, so we are above that level. There is no computer algorithm for when to rebalance out of equities, but if they went up 3+% on Monday, then I would surely be acting on Monday afternoon.
Thanks. You can normally just gift/donate/spend down the re-balance bonus to get back to your target AA. Makes sense.
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ofcmetz
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Re: What are you up YTD? [Year To Date]

Post by ofcmetz »

I have a 30% fixed income, 70% equity market Index portfolio with part of that in international. Did rebalancing in March to equities and then later in the year back toward fixed income.

Total portfolio return for 2020 was 16.08%. :D
Never underestimate the power of the force of low cost index funds.
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ofcmetz
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Re: What are you up YTD? [Year To Date]

Post by ofcmetz »

Nicolas wrote: Fri Jan 01, 2021 12:30 pm
CodeMaster wrote: Fri Jan 01, 2021 11:53 am ^^^
A bit too risky for me. Though I do have about 24% of my wealth tied up in AAPL (which performed marvelously last year) that I bought 11 years ago. But it’s in taxable so I don’t want to sell and pay the tax.
Nice! I’ve never been bold enough to invest so much in a single company. Although I do have about 24% of my wealth in Apple products that I’ve purchased this year so . . . . :sharebeer
Never underestimate the power of the force of low cost index funds.
Keenobserver
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Re: What are you up YTD? [Year To Date]

Post by Keenobserver »

26% for 2020
quadog
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Re: What are you up YTD? [Year To Date]

Post by quadog »

Finished the year up 47% (beardstown math). Many Boggleheads will be pleased to know this result is without the assistance of TSLA. I do confess to < 2% of my AA in bitcoin, but this had minimal impact. Though if current trends continue I'll be in the enviable position of having to sell bitcoin in order to rebalance.
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Portfolio7
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Re: What are you up YTD? [Year To Date]

Post by Portfolio7 »

2020 Retirement Portfolio up about 13.2% give or take; I haven't tallied some of the smaller accounts. About 73% stock for the year. We managed to add another 0.7% or so of contributions, so the YTY increase is about 13.9% (often referred to as Beardstown math.)

Net Worth is up about 12.5% for the year, but that doesn't yet include business valuation gains (which I estimate from industry standard revenue multiples, to be consistent, with a hedge factor for safety).
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moshe
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Re: What are you up YTD? [Year To Date]

Post by moshe »

60 (80/20 - US/INTL)/40 (85/15 US BND/CEs) - 13.59%
NW - 22.36% Y/Y

Thank you Mr. Market and this community for inspiration.

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Mainlandjones
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Re: What are you up YTD? [Year To Date]

Post by Mainlandjones »

XIRR equation is telling me 17.94% for 2020.

I'm 50% US equities, 25% Int'l equities, 25% fixed... with REIT, SCV and EM tilts.

I benefited from a timely sale of some employer stock, and trickled that money into the market as it dipped and recovered.
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btq96r
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Re: What are you up YTD? [Year To Date]

Post by btq96r »

Grew my net worth by 42.62% (crossing the $250k mark), with roughly 2/3rds of that coming from market returns, and 1/3rd coming from contributions from gross pay over the year. Was able to throw 32.41% of my gross pay into all the various accounts I have (mix of 401k, Roth IRA, HSA, and taxable investments I'm using to save a down payment for a house).

Given all things CoronaMania, quite humbling to be doing so well.
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

My 30/70 portfolio gained 9.38% in 2020. (No Beardstown math, which is irrelevant as far as how well your investments are doing).

Wellesley, which is about 12% of my portfolio, was up 8.54%. Beating it is not an easy task.
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JiggyWillis
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Re: What are you up YTD? [Year To Date]

Post by JiggyWillis »

65/35 portfolio up 16.4% across all accounts in 2020 per Longinvest's spreadsheet. Second half of the year was nothing but bond purchasing to maintain AA. Net worth up 38%. Extraordinary year.
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HMSVictory
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Re: What are you up YTD? [Year To Date]

Post by HMSVictory »

I'm up 69% from the March lows.... the payback for staying the course.

Up around 22% for 2020 due to dollar cost averaging.
Stay the course!
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FrugalInvestor
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Re: What are you up YTD? [Year To Date]

Post by FrugalInvestor »

50/50 consisting of Total Stock Market and Total Bond Market plus some CDs and a little cash and was up 14.6% in 2020.
Have a plan, stay the course and simplify. Then ignore the noise!
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anon_investor
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Re: What are you up YTD? [Year To Date]

Post by anon_investor »

Including contributions, my investments grew an amazing 54% in 2020. Not getting laid off was key...
sco
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Re: What are you up YTD? [Year To Date]

Post by sco »

At this point, 0% YTD.. :)
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aj76er
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Re: What are you up YTD? [Year To Date]

Post by aj76er »

For 2020, in an orphaned 401k from a former employer (no new contributions and no withdrawals), it is up 22.2% according to my year end summary.

It is 60/40 U.S. Total Stock & Bond funds. But I temporarily went to 90/10 at the market lows back in late March, then restored when the market recovered by summer. I don’t plan to touch this Money for at least 15yrs, so was prepared to hold a long time with more aggressive AA. Turns out I didn’t need to wait very long :).
"Buy-and-hold, long-term, all-market-index strategies, implemented at rock-bottom cost, are the surest of all routes to the accumulation of wealth" - John C. Bogle
IHaveQuestions
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Re: What are you up YTD? [Year To Date]

Post by IHaveQuestions »

401k - 100% equities (Two fund w/small VITAX tilt) - 22% YTD
IRA - Hedgefundie (50/43/7 with UPRO/TMF/TQQQ) - 67% YTD
Brokerage (Play Money) - 85.4% (less than 5% TSLA in portfolio, but I've been in for a while) - 85% YTD

I'm obviously pretty risk oriented, but I'm pretty young and have stable employment/decent wage. It's been a great year overall (in terms of the market).
cheesepep
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Re: What are you up YTD? [Year To Date]

Post by cheesepep »

Between my 3 main portfolios that I manage (all of a decent size) for the entire year of 2020, it was 24.9%, 30%, and 32%. All mostly comprise individual dividend paying stocks. I choose dividend paying stocks not necessarily because of the ever increasing dividends, but because they are large cap stocks, which offers more stability during turbulent markets. Sure, people can state cases of Enron, etc, but for the most part, they are the more stabile choices while offering more flexibility than index funds. More fun also, in my case as I like to trade stocks. Top 3 holdings as of now: JPM, BDX, LMT.
corpgator
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Re: What are you up YTD? [Year To Date]

Post by corpgator »

livesoft wrote: Sat Jan 02, 2021 7:50 am Instead of some 2020 full-year numbers, here are some increases since March 23, 2020 to December 31, 2020

72.0% VTSAX Vg Total US
63.8% VTIAX Vg Total Intl
84.0% VSIAX Vg Small-cap Val
79.8% VSS Vg Small-cap Foreign
72.5% MTUM iShares USA Momentum
07.4% VBTLX Vg Total Bond

Image

Rebalancing in March 2020 did its job.
109.8% for QQQ if anyone was curious.
manatee2005
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Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

galawdawg wrote: Sat Jan 02, 2021 7:42 am Bah Humbug! I'm up exactly 0.00% YTD....

But then again, the markets haven't opened yet in 2021! :wink:

In 2020, total return was a little under 17% on an allocation of 75/25.
I'm up this year because bitcoin trades 24/7 :D
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marti038
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Re: What are you up YTD? [Year To Date]

Post by marti038 »

DW and I finished 2020 up 53.66% in our retirement accounts, not including contributions. 529s and taxable dollars did well (I'm guessing 15%-20%), but are in more conservative places.

No TSLA (I don't get the valuations, but happy for you who do), but we have a good bit of ROKU, MSFT and AMZN which all had great years. Also benefited from a timely rebalance in Feb/March timeframe.

Other milestones:
- Net worth hit $1M in January. Finished the year just under $1.5M.
- This was the first year our dollars made more for us than our day-to-day jobs did. We've been saving for about 15 years now and it finally feels like we've got the kind of momentum we've been working toward for so long. Like a huge tailwind that will be hard to stop.

I'd like to thank you all again for your input into this forum. It's such an invaluable resource.
“Having, first, gained all you can, and, secondly saved all you can, then give all you can.” - John Wesley
rockstar
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Re: What are you up YTD? [Year To Date]

Post by rockstar »

Negative so far for 2021. I'm off to a glorious start.
Normchad
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Re: What are you up YTD? [Year To Date]

Post by Normchad »

marti038 wrote: Mon Jan 04, 2021 2:58 pm DW and I finished 2020 up 53.66% in our retirement accounts, not including contributions. 529s and taxable dollars did well (I'm guessing 15%-20%), but are in more conservative places.

No TSLA (I don't get the valuations, but happy for you who do), but we have a good bit of ROKU, MSFT and AMZN which all had great years. Also benefited from a timely rebalance in Feb/March timeframe.

Other milestones:
- Net worth hit $1M in January. Finished the year just under $1.5M.
- This was the first year our dollars made more for us than our day-to-day jobs did. We've been saving for about 15 years now and it finally feels like we've got the kind of momentum we've been working toward for so long. Like a huge tailwind that will be hard to stop.

I'd like to thank you all again for your input into this forum. It's such an invaluable resource.
Awesome! Roll Tide!
livesoft
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Re: What are you up YTD? [Year To Date]

Post by livesoft »

yog wrote: Sat Jan 02, 2021 10:13 am
livesoft wrote: Sat Jan 02, 2021 9:27 am
yog wrote: Sat Jan 02, 2021 9:20 amCool - I hope to implement something along these lines in a couple of years. I can guess from some of the posts I've read, but is the complete method documented anywhere? What triggers the re-balance back to safety?
There is never a rebalance "back to safety" because our asset allocations requires us to own equities. Right now we have about 63% equities and our nominal asset allocation for equities is around 58% to 62%, so we are above that level. There is no computer algorithm for when to rebalance out of equities, but if they went up 3+% on Monday, then I would surely be acting on Monday afternoon.
Thanks. You can normally just gift/donate/spend down the re-balance bonus to get back to your target AA. Makes sense.
FYI, today some things I own are up 3%, so I am rebalancing.
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chuckb84
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Re: What are you up YTD? [Year To Date]

Post by chuckb84 »

About 18.5%, which I find incredible given what the year was like. The funds we're in all did well.

VBTLX 7.72%
VTSAX 20.99%
VTIAX 11.28%
VWINX 8.45%
VWELX 10.60%
VDADX 15.46%
yog
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Re: What are you up YTD? [Year To Date]

Post by yog »

livesoft wrote: Tue Jan 05, 2021 1:18 pm
yog wrote: Sat Jan 02, 2021 10:13 am
livesoft wrote: Sat Jan 02, 2021 9:27 am
yog wrote: Sat Jan 02, 2021 9:20 amCool - I hope to implement something along these lines in a couple of years. I can guess from some of the posts I've read, but is the complete method documented anywhere? What triggers the re-balance back to safety?
There is never a rebalance "back to safety" because our asset allocations requires us to own equities. Right now we have about 63% equities and our nominal asset allocation for equities is around 58% to 62%, so we are above that level. There is no computer algorithm for when to rebalance out of equities, but if they went up 3+% on Monday, then I would surely be acting on Monday afternoon.
Thanks. You can normally just gift/donate/spend down the re-balance bonus to get back to your target AA. Makes sense.
FYI, today some things I own are up 3%, so I am rebalancing.
Thanks. 2021 is picking up where 2020 left off. I have nothing readily available to rebalance until Jan 2022. This year is another ordinary income/Roth conversion year for our high vol/high return strategy. I'd be happy with market returns, but we're unlikely to get them with our current A. Once we get into next year, we can either retire this strategy, or maybe step on the pedal.

This will give me time to sketch out the rest of the RBD algorithm and possibly do some backtesting. :twisted:
peregrino
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Re: What are you up YTD? [Year To Date]

Post by peregrino »

For 2020, returned 14.8%.

Including contributions, investable asset value grew 22.9%.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

The original post asked for information about asset allocation.
InvestorNewb wrote: Tue Aug 26, 2014 10:19 am Please share your asset allocation and what you are up (or down) YTD in the format below.

Here are my stats:

Stocks: 100%
Bonds: -

Up: 10%
When posting in addition to saying how are much you are the up year to date, please state both (1) your asset allocation and (2) whether you are reporting just portfolio returns or have also included included new contributions in your year to date figure.
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MinnGuyInvesting
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Re: What are you up YTD? [Year To Date]

Post by MinnGuyInvesting »

For 2020 I was fortunate to have some real estate funds to invest at the right time investing it in July and August.

My typical index funds held through the year got typical index numbers.

Returns from July / August investments (Major holdings)

These are returns from when I invested in July (or later with some purchases taking place in November).

VTI: 22.9%
TSLA: 90.5%
ARKG: 66.0%
ARKQ: 24.6%
AAPL: 36.0%
GOOGL: 20.3%

(Bought my first portion of Bitcoin on 12/24 and got a 16% return on that by EOY)
Index ETF's 45% |ARK Funds 30% | AAPL 5% | TSLA 4% | GOOGL 2% | AMZN 1.3% |Other stocks 4.5% | BTC/ETH 9% |
Broken Man 1999
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Re: What are you up YTD? [Year To Date]

Post by Broken Man 1999 »

We are up 0.29% YTD, as of today's close. Yee haw!

Broken Man 1999
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Broken Man 1999 wrote: Wed Jan 06, 2021 4:55 pm We are up 0.29% YTD, as of today's close. Yee haw!

Broken Man 1999
Total return of our portfolio is also up 0.29% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
JHU ALmuni
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Re: What are you up YTD? [Year To Date]

Post by JHU ALmuni »

Up 44% YTD... The little fun money I put in crypto is becoming the real money :sharebeer
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

At the moment, my 30/70 PF is up .15% YTD. :shock:
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revhappy
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Re: What are you up YTD? [Year To Date]

Post by revhappy »

Do you guys really think we deserve the huge massive gains made this year? FED and other central banks wanted to help the economy and make sure the unemployment numbers dont get worse. Instead what we have is millionaires are becoming more richer, with the cheap money. Do we really need so much money? It is like the free money the FED is giving you. Will there be consequences? Maybe not to us white collar work from home guys. But some of the poorest people will be hit again very badly when the whole thing collapses.
Vihoo
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Re: What are you up YTD? [Year To Date]

Post by Vihoo »

Finished up 43% in 2020 (stock portfolios only).

Largely due to a now overweight holding of TSLA which now makes up 18% of my portfolio. Been holding TSLA for a year now, from $81 (adjusted for split)...to now $800+

Second key move was moving a large portion of an account into T Rowe Tech & Commerce Fund (up +40% on that alone).
Marseille07
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Re: What are you up YTD? [Year To Date]

Post by Marseille07 »

revhappy wrote: Fri Jan 08, 2021 12:33 am Do you guys really think we deserve the huge massive gains made this year? FED and other central banks wanted to help the economy and make sure the unemployment numbers dont get worse. Instead what we have is millionaires are becoming more richer, with the cheap money. Do we really need so much money? It is like the free money the FED is giving you. Will there be consequences? Maybe not to us white collar work from home guys. But some of the poorest people will be hit again very badly when the whole thing collapses.
We deserve the huge massive gains because we took risks. Markets going up ain't a guarantee because people might place monies in other assets. Some people stay out of the markets too. So those who jumped in, deserve to make money if successful.
abey
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Re: What are you up YTD? [Year To Date]

Post by abey »

Marseille07 wrote: Fri Jan 08, 2021 12:49 am
revhappy wrote: Fri Jan 08, 2021 12:33 am Do you guys really think we deserve the huge massive gains made this year? FED and other central banks wanted to help the economy and make sure the unemployment numbers dont get worse. Instead what we have is millionaires are becoming more richer, with the cheap money. Do we really need so much money? It is like the free money the FED is giving you. Will there be consequences? Maybe not to us white collar work from home guys. But some of the poorest people will be hit again very badly when the whole thing collapses.
We deserve the huge massive gains because we took risks. Markets going up ain't a guarantee because people might place monies in other assets. Some people stay out of the markets too. So those who jumped in, deserve to make money if successful.
Agreed! We took the risks, so we get the fruit. If the market crashed, we all would have lost our shirts :D
IHaveQuestions
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Re: What are you up YTD? [Year To Date]

Post by IHaveQuestions »

revhappy wrote: Fri Jan 08, 2021 12:33 am Do you guys really think we deserve the huge massive gains made this year? FED and other central banks wanted to help the economy and make sure the unemployment numbers dont get worse. Instead what we have is millionaires are becoming more richer, with the cheap money. Do we really need so much money? It is like the free money the FED is giving you. Will there be consequences? Maybe not to us white collar work from home guys. But some of the poorest people will be hit again very badly when the whole thing collapses.
It should be worth pointing out that, while not true of all...or even most, people becoming more financially stable or wealthy allows for more benevolence in their charitable giving.
bugleheadd
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Re: What are you up YTD? [Year To Date]

Post by bugleheadd »

IHaveQuestions wrote: Sat Jan 09, 2021 5:37 am
revhappy wrote: Fri Jan 08, 2021 12:33 am Do you guys really think we deserve the huge massive gains made this year? FED and other central banks wanted to help the economy and make sure the unemployment numbers dont get worse. Instead what we have is millionaires are becoming more richer, with the cheap money. Do we really need so much money? It is like the free money the FED is giving you. Will there be consequences? Maybe not to us white collar work from home guys. But some of the poorest people will be hit again very badly when the whole thing collapses.
It should be worth pointing out that, while not true of all...or even most, people becoming more financially stable or wealthy allows for more benevolence in their charitable giving.
And also plenty of giving back to the govt in the form of short and long term capital gains taxes
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