What are you up YTD? [Year To Date]
Re: What are you up YTD? [Year To Date]
13.43%. The recent Nasdaq rebound has pulled me even with the S&P 500 for the year.
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Re: What are you up YTD? [Year To Date]
13.44% SPY500 40% Russel 2000 20% Intl 20% Real Asset fund 20%
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Re: What are you up YTD? [Year To Date]
6/30/2021, no W-2 income, YTD up 8.6x yearly expenses
Re: What are you up YTD? [Year To Date]
It's always more fun to update this thread after some extended soaring.
401k/Roth: 27.15% incl contributions
Taxable: 23.07% incl contributions
Great first half of the year!
401k/Roth: 27.15% incl contributions
Taxable: 23.07% incl contributions
Great first half of the year!
Re: What are you up YTD? [Year To Date]
Passively managed index fund retirement portfolio at work: +12.5%
Self managed active fund portfolio: +14%
Self managed active fund portfolio: +14%
Re: What are you up YTD? [Year To Date]
Is the active-fund rate of return net of fees?
50% VTSAX | 25% VTIAX | 25% VBTLX (retirement), 25% VTEAX (taxable)
Re: What are you up YTD? [Year To Date]
Yes; further more, active portfolio has more conservative AA 80/20, where as passive portfolio is 85/15.
I did some tactical moves in H1 on the active portfolio like selling some of small cap when they went up 70% YoY and energy index which spiked 50% is six months.
- ruralavalon
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Re: What are you up YTD? [Year To Date]
Age 75, retired, our asset allocation is 50/50 with no pension or annuity.
Total return year to date is 7.70%.
Best fund so far is Vanguard Small-cap Value Index Fund (VSIAX), total return year to date is 23.12%.
Total return year to date is 7.70%.
Best fund so far is Vanguard Small-cap Value Index Fund (VSIAX), total return year to date is 23.12%.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
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Re: What are you up YTD? [Year To Date]
12.79% IRR.
Target Asset Allocation
40% US Total Market
20% US Small Cap Value
20% International Total Market
10% International Small Cap Value
10% Us Bonds
Target Asset Allocation
40% US Total Market
20% US Small Cap Value
20% International Total Market
10% International Small Cap Value
10% Us Bonds
Re: What are you up YTD? [Year To Date]
401(k): +10.81%
HSA / Roth IRA / Fun Money brokerage @ Fidelity: +4.85% combined
The Roth and brokerage accounts contain some individual stocks that didn't do well compared to where they were in January. Oh, well. They're still in the black.
Main brokerage and Roth IRA @ Vanguard: (I expect around 10%, AA is 70/30)
HSA / Roth IRA / Fun Money brokerage @ Fidelity: +4.85% combined
The Roth and brokerage accounts contain some individual stocks that didn't do well compared to where they were in January. Oh, well. They're still in the black.
Main brokerage and Roth IRA @ Vanguard: (I expect around 10%, AA is 70/30)
Re: What are you up YTD? [Year To Date]
as a retiree, I dont' think it's all that healthy to measure ytd returns, I do look at portfolio size and allocation bands every quarter.
Re: What are you up YTD? [Year To Date]
13% - 85/15 equity/fixed income split - I'll take it
Re: What are you up YTD? [Year To Date]
YTD (30 June 2021) returns of a few 60/40 funds for your viewing pleasure:
+6.91% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
+8.30% VBIAX Vanguard Balanced Index fund, has US only and no international
+9.48% DGSIX, DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation
Once again, the performance of a 60/40 portfolio varies by quite a bit depending on how the 60/40 is constituted.
Also note:
+34.52% AVUV Avantis US Small Cap Value ETF
+7.67% MTUM iShares MSCI USA Momentum Factor ETF
-1.69% VBTLX Vanguard US Bond Index fund
+6.91% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
+8.30% VBIAX Vanguard Balanced Index fund, has US only and no international
+9.48% DGSIX, DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation
Once again, the performance of a 60/40 portfolio varies by quite a bit depending on how the 60/40 is constituted.
Also note:
+34.52% AVUV Avantis US Small Cap Value ETF
+7.67% MTUM iShares MSCI USA Momentum Factor ETF
-1.69% VBTLX Vanguard US Bond Index fund
Re: What are you up YTD? [Year To Date]
.....
Last edited by benway on Wed Aug 03, 2022 8:04 am, edited 3 times in total.
Re: What are you up YTD? [Year To Date]
The S&P 500 returned 14% YTD.
My portfolio returned 13.5% YTD, according to the Returns Spreadsheet. Didn't beat the index, but came close.
My portfolio returned 13.5% YTD, according to the Returns Spreadsheet. Didn't beat the index, but came close.
Re: What are you up YTD? [Year To Date]
TIRA, Roth & HSA up 9.33% on my 65/35 AA. I'm relaxed.
Re: What are you up YTD? [Year To Date]
12ish percent right now, which is far better than my 7% expectation.
Re: What are you up YTD? [Year To Date]
Up 10x annual expense, this is actually a good year, especially for those of us who tilt SCV.
Re: What are you up YTD? [Year To Date]
6.5% with 50/50 AA
Re: What are you up YTD? [Year To Date]
We're up 9.08% YTD on a 79/21 portfolio.
Re: What are you up YTD? [Year To Date]
YTD - up 11.9%
1yr - up 37.7%
1yr - up 37.7%
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Re: What are you up YTD? [Year To Date]
Up 10.4% on 75/25 portfolio with 20% of equities international
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Re: What are you up YTD? [Year To Date]
I FIRE'd 12 months ago at the age of 54.
Pension covers about 60% of expenses.
With a 60/40 portfolio during the past year of drawdown, I am up 20%!
For the YTD, I am up 8.4%.
Pension covers about 60% of expenses.
With a 60/40 portfolio during the past year of drawdown, I am up 20%!
For the YTD, I am up 8.4%.
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Re: What are you up YTD? [Year To Date]
15.9%, 100% equities
Re: What are you up YTD? [Year To Date]
10.8%, with an approx 65/35 AA.
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Re: What are you up YTD? [Year To Date]
75% domestic equities, 25% bonds:
+21% YTD as of 7/25
+36% for the past 12 months
+21% YTD as of 7/25
+36% for the past 12 months
Re: What are you up YTD? [Year To Date]
That is almost 2x the index.... You are doing very wellGoldPressedLatinum wrote: ↑Sun Jul 25, 2021 7:37 am 75% domestic equities, 25% bonds:
+21% YTD as of 7/25
+36% for the past 12 months
- Portfolio7
- Posts: 1128
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Re: What are you up YTD? [Year To Date]
That seems like a wise approach to me. Once in retirement, what matters is future cash flows.
"An investment in knowledge pays the best interest" - Benjamin Franklin
- Portfolio7
- Posts: 1128
- Joined: Tue Aug 02, 2016 3:53 am
Re: What are you up YTD? [Year To Date]
I have one account that looks exactly like that. Another at 10.5%. Somewhere between 8-12% for an aggressive portfolio of index funds with a stable AA seems healthy.
Edit: One can see the timing variances. For one year, I'm about 34%, give or take a couple percent. A lot of folks with big YTD numbers are nevertheless about the same as my portfolio for the 1 year mark.
"An investment in knowledge pays the best interest" - Benjamin Franklin
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Re: What are you up YTD? [Year To Date]
2021 YTD up 28.1%
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Re: What are you up YTD? [Year To Date]
NW up $992,073 YTD. Seems more interesting to me than my portfolio return of 15%.
Re: What are you up YTD? [Year To Date]
14.36% YTD, 100% stock and stock funds
“Having, first, gained all you can, and, secondly saved all you can, then give all you can.” - John Wesley
Re: What are you up YTD? [Year To Date]
We figure our changes in an ongoing manner based on +/- after expenses and income from SS and a small pension. At this point we are up 8.5% in portfolio value YTD after expenditures. Key contributor is tilt to SCV.
Tim
Tim
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Re: What are you up YTD? [Year To Date]
It wasn't all market gains. I did have a corporate stock grant and some met a vesting milestone in there, too.NabSh wrote: ↑Sun Jul 25, 2021 7:54 amThat is almost 2x the index.... You are doing very wellGoldPressedLatinum wrote: ↑Sun Jul 25, 2021 7:37 am 75% domestic equities, 25% bonds:
+21% YTD as of 7/25
+36% for the past 12 months
Re: What are you up YTD? [Year To Date]
This is also the way that I measure it. It’s all about the Benjamin’s. I don’t care where they come from, as long as they show up in droves.HeadHunter wrote: ↑Mon Jul 26, 2021 6:47 am NW up $992,073 YTD. Seems more interesting to me than my portfolio return of 15%.
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Re: What are you up YTD? [Year To Date]
According to Vanguard's calculation, our total Vanguard assets as of 07/25/2021, compared to 12/31/2020 are 8.02% higher.
Of course we have distributed about $44,000 thus far from our TIRAs.
Our AA is 55% equities 45% bonds.
It has been a good year, for sure.
Broken Man 1999
Of course we have distributed about $44,000 thus far from our TIRAs.
Our AA is 55% equities 45% bonds.
It has been a good year, for sure.
Broken Man 1999
“If I cannot drink Bourbon and smoke cigars in Heaven then I shall not go." - Mark Twain
Re: What are you up YTD? [Year To Date]
Up 14.2% YTD (Dec 31). 66% equities. Portfolio is 90% Merriman UBH portfolio (10-fund), + 10% in TDF+SCV (two funds for life)
Re: What are you up YTD? [Year To Date]
Almost 88 age. 31% stock. YTD return 5.77%
Unless you try to do something beyond what you have already mastered you will never grow. (Ralph Waldo Emerson)
Re: What are you up YTD? [Year To Date]
And taxes?
"The fund industry doesn't have a lot of heroes, but he (Bogle) is one of them," Russ Kinnel
Re: What are you up YTD? [Year To Date]
Very good job! Good example for some overly conservative allocations of yonder generations.
"The fund industry doesn't have a lot of heroes, but he (Bogle) is one of them," Russ Kinnel
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Re: What are you up YTD? [Year To Date]
YTD: 23.6%
Portfolio:
50% Global Stocks (GDP-weighted per country, so about 2/3 Global Stock Index and 1/3 Emerging Market Index)
20% Gold
18% BTC
5% Silver
5% Cash
2% ETH
Monthly rebalanced asymptotically
Portfolio:
50% Global Stocks (GDP-weighted per country, so about 2/3 Global Stock Index and 1/3 Emerging Market Index)
20% Gold
18% BTC
5% Silver
5% Cash
2% ETH
Monthly rebalanced asymptotically
Re: What are you up YTD? [Year To Date]
.....
Last edited by benway on Wed Aug 03, 2022 8:05 am, edited 1 time in total.
Re: What are you up YTD? [Year To Date]
YTD (31 July 2021) returns of a few 60/40 funds for your viewing pleasure:
+7.80% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
+9.91% VBIAX Vanguard Balanced Index fund, has US only and no international
+10.36% DGSIX, DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation
Once again, the performance of a 60/40 portfolio varies by quite a bit depending on how the 60/40 is constituted.
Also note:
+29.90% AVUV Avantis US Small Cap Value ETF
+8.66% MTUM iShares MSCI USA Momentum Factor ETF
-0.49% VBTLX Vanguard US Bond Index fund
+7.80% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
+9.91% VBIAX Vanguard Balanced Index fund, has US only and no international
+10.36% DGSIX, DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation
Once again, the performance of a 60/40 portfolio varies by quite a bit depending on how the 60/40 is constituted.
Also note:
+29.90% AVUV Avantis US Small Cap Value ETF
+8.66% MTUM iShares MSCI USA Momentum Factor ETF
-0.49% VBTLX Vanguard US Bond Index fund
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Re: What are you up YTD? [Year To Date]
~12.5% across our 403(b), 401(a) and Roth IRA accounts
Lions share in my Vanguard 2045 TDF (54 US/ 35 INT/ 11 BND), everything else in 3-fund portfolios mirroring the TDF allocation with Vanguard or Fidelity index funds.
Lions share in my Vanguard 2045 TDF (54 US/ 35 INT/ 11 BND), everything else in 3-fund portfolios mirroring the TDF allocation with Vanguard or Fidelity index funds.
- ruralavalon
- Posts: 26353
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Re: What are you up YTD? [Year To Date]
Age 75, retired, asset allocation is 50/50, no pension or annuity.
Total return of our portfolio is 8.87% year to date.
The best fund so far is Vanguard Small-cap Value Index Fund (VSIAX), total return is 21.09% year to date.
Total return of our portfolio is 8.87% year to date.
The best fund so far is Vanguard Small-cap Value Index Fund (VSIAX), total return is 21.09% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: What are you up YTD? [Year To Date]
YTD, using IRR calculations, I am up 105.7%. Definitely unexpected to see portfolio more than doubling in about half a year.
Buying some call options during the dark days of the covid crisis helped juice returns a little, but most of the gains came from the portfolio's heavy concentration in just two equity positions at the start of the year. Portfolio return would have been even better had I not sold my options too early in retrospect. The options I sold went on to more than double in value.
64% of my portfolio is currently in one stock and 36% in cash (selling cash-secured puts for yield).
Buying some call options during the dark days of the covid crisis helped juice returns a little, but most of the gains came from the portfolio's heavy concentration in just two equity positions at the start of the year. Portfolio return would have been even better had I not sold my options too early in retrospect. The options I sold went on to more than double in value.
64% of my portfolio is currently in one stock and 36% in cash (selling cash-secured puts for yield).
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Re: What are you up YTD? [Year To Date]
403b: +15.2%
Roth IRA: +23.59%
Taxable: +15.19%
Roth IRA: +23.59%
Taxable: +15.19%
Re: What are you up YTD? [Year To Date]
11.8%
“TE OCCIDERE POSSUNT SED TE EDERE NON POSSUNT NEFAS EST"
Re: What are you up YTD? [Year To Date]
AA is 37/63.
Up 7.29% as of today.
Up 7.29% as of today.
"There are no new ideas, only forgotten ones." -- Amity Shlaes
Re: What are you up YTD? [Year To Date]
20ish percent.