What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
Ramjet
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Re: What are you up YTD? [Year To Date]

Post by Ramjet »

jarjarM wrote: Mon Apr 26, 2021 6:15 pm
carminered2019 wrote: Sat Apr 24, 2021 7:46 pm I amp up to 3.5 years of living expenses YTD and up 12 years of living expenses in 2020.
This is a great way to look at portfolio growth...
Agree! :thumbsup
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Portfolio7
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Re: What are you up YTD? [Year To Date]

Post by Portfolio7 »

About 8.5-9%, but this thread is doing it's job. I care less and less about the percentage gains.
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Garco
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Re: What are you up YTD? [Year To Date]

Post by Garco »

I generally don't look at YTD. When I look at my IRA I see that it's up 26% overall (3 years or so), and my brokerage account is up 56% from original value. I like the current momentum. I'm sitting on what I have.
SnowBog
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Re: What are you up YTD? [Year To Date]

Post by SnowBog »

livesoft wrote: Sat May 01, 2021 9:03 am YTD returns of a few 60/40 funds for your viewing pleasure:

+4.71% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
+5.91% VBIAX Vanguard Balanced Index fund, has US only and no international
+7.80% DGSIX, DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation

Once again, the performance of a 60/40 portfolio varies by quite a bit depending on how the 60/40 is consituted.
+1

My 60/40 is up roughly 6.3% YTD based on the "personal returns" spreadsheet in the wiki.

My number includes my cash as well, as I want to view my total portfolio - which for me includes cash (a specific $ range which is currently roughly 3% of my portfolio, included as part of my fixed income) and I/EE Bonds.
Broken Man 1999
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Re: What are you up YTD? [Year To Date]

Post by Broken Man 1999 »

For our Vanguard holdings, we are up $143,415.41 YTD as of COB Friday, with $19,370 YTD already distributed prior to Friday's COB YTD.

Vanguard VA up $13,205.01 YTD

I-bonds up $3,332.13 YTD.

Grand total $159,952.55 YTD.

It has been a great third of 2021.

Broken Man 1999
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Re: What are you up YTD? [Year To Date]

Post by RXfiles »

11.9%. 70% Snp500 / 30% VTIAX
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Re: What are you up YTD? [Year To Date]

Post by sschullo »

My 37/63 AA is up 3.3% YTD as of close of markets May 8, 2021.
Never in the history of market day-traders’ has the obsession with so much massive, sophisticated, & powerful statistical machinery used by the brightest people on earth with such useless results.
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meowcat
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Re: What are you up YTD? [Year To Date]

Post by meowcat »

13.01%
100/0
What the bold print givith, the fine print taketh away. | -meowcat
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Re: What are you up YTD? [Year To Date]

Post by angelescrest »

meowcat wrote: Sat May 08, 2021 1:09 pm 13.01%
100/0
Curious about your signature, including the typo?
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Re: What are you up YTD? [Year To Date]

Post by revhappy »

Broken Man 1999 wrote: Sat May 08, 2021 11:07 am For our Vanguard holdings, we are up $143,415.41 YTD as of COB Friday, with $19,370 YTD already distributed prior to Friday's COB YTD.

Vanguard VA up $13,205.01 YTD

I-bonds up $3,332.13 YTD.

Grand total $159,952.55 YTD.

It has been a great third of 2021.

Broken Man 1999
Congratulations! :sharebeer
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meowcat
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Re: What are you up YTD? [Year To Date]

Post by meowcat »

meowcat wrote: Sat May 08, 2021 1:09 pm 13.01%
100/0
It's just a simple play on over-consumerism. Some might believe that one eats ramen noodles because they're poor, or can't afford a proper meal, you know, like eating cat food in old age. It can also be seen a a method of living extremely below ones means so that a person can save a massive nest egg for future financial security.
Not sure about the typo.
I'm not really rich, by the way. :mrgreen:
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meowcat
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Re: What are you up YTD? [Year To Date]

Post by meowcat »

Duplicate post
What the bold print givith, the fine print taketh away. | -meowcat
hnd
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Re: What are you up YTD? [Year To Date]

Post by hnd »

YTD as of 4/30/21 12.7%
atdharris
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Re: What are you up YTD? [Year To Date]

Post by atdharris »

2.34%, as someone who has been tilted towards growth, it has been an uninspiring year. Not that I didn't outperform in 2020, but times like this always teach me that there are risks to tilting and continuing to hold old FAANG stocks I've had since before my Bogledays
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Re: What are you up YTD? [Year To Date]

Post by revhappy »

I am up 10% this year including new flows. Excluding new flows I am up 5.7%.
chris319
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Re: What are you up YTD? [Year To Date]

Post by chris319 »

+ 16.6% as of 5/28/2021.
Financial decisions based on emotion often turn out to be bad decisions.
wander
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Re: What are you up YTD? [Year To Date]

Post by wander »

YTD: 14.1%
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

35/65, +4.42% YTD, no Beardstown math. :shock:
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Toons
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Re: What are you up YTD? [Year To Date]

Post by Toons »

A Substantial Amount
:mrgreen:
"One does not accumulate but eliminate. It is not daily increase but daily decrease. The height of cultivation always runs to simplicity" –Bruce Lee
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Re: What are you up YTD? [Year To Date]

Post by livesoft »

YTD (30 May 2021) returns of a few 60/40 funds for your viewing pleasure:

+5.69% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
+6.53% VBIAX Vanguard Balanced Index fund, has US only and no international
+9.42% DGSIX, DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation

Once again, the performance of a 60/40 portfolio varies by quite a bit depending on how the 60/40 is constituted.

Also note:
+36.8% AVUV Avantis US Small Cap Value ETF
+5.70% MTUM iShares MSCI USA Momentum Factor ETF
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anon_investor
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Re: What are you up YTD? [Year To Date]

Post by anon_investor »

Including new contributions, just under 32%.
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dwickenh
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Re: What are you up YTD? [Year To Date]

Post by dwickenh »

Toons wrote: Sat May 29, 2021 6:37 pm A Substantial Amount
:mrgreen:
+1 That's what counts!!

Best to you Toons!!

Dan
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Age 75, retired, our asset allocation is 50/50.

Total return of our portfolio is 6.36% year to date, enough to live on for about 3 years.

Best fund so far is Vanguard Small-cap Value Index Fund (VSIAX), total return is 24.29% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
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Toons
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Re: What are you up YTD? [Year To Date]

Post by Toons »

dwickenh wrote: Sun May 30, 2021 8:43 am
Toons wrote: Sat May 29, 2021 6:37 pm A Substantial Amount
:mrgreen:
+1 That's what counts!!

Best to you Toons!!

Dan
Very Nice Comment Dan
Likewise to you
Best
Toons :wink:
"One does not accumulate but eliminate. It is not daily increase but daily decrease. The height of cultivation always runs to simplicity" –Bruce Lee
chris319
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Re: What are you up YTD? [Year To Date]

Post by chris319 »

anon_investor wrote: Sun May 30, 2021 8:22 am Including new contributions, just under 32%.
How about net of new contributions?
Financial decisions based on emotion often turn out to be bad decisions.
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Re: What are you up YTD? [Year To Date]

Post by dewey »

2 yrs. of my annual withdraw amount.
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chris319
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Re: What are you up YTD?

Post by chris319 »

staythecourse wrote: Tue Aug 26, 2014 7:04 pm Surprised to only see a few "who cares" answers. I am in the that category. Since I know it comes and goes like waves crashing over the rocks there is no point paying attention until I am 10 yr. out from retirement. At this point up 50% or down 50% would make no difference 20 yrs. later. Being excited about yearly returns in up markets are for those who need confirmation bias to strengthen their resolve.
That's an interesting point of view.

Watching the portfolio grow keeps me motivated. When it's up I get a bit of a lift (a little or a lot, depending on how much it's up). When it's down I take a "who cares" attitude and brush it off.

Being on margin I have to keep an eye on it, even though it's only 1.1x
Financial decisions based on emotion often turn out to be bad decisions.
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anon_investor
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Re: What are you up YTD? [Year To Date]

Post by anon_investor »

chris319 wrote: Sun May 30, 2021 1:59 pm
anon_investor wrote: Sun May 30, 2021 8:22 am Including new contributions, just under 32%.
How about net of new contributions?
A little over 11%.
taojaxx
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Re: What are you up YTD? [Year To Date]

Post by taojaxx »

$136,663.88.
I'd be happy to still have that number December 31, 2021.
How'd I do it? It's all in my signature.
Better lucky than smart.
carminered2019
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Re: What are you up YTD? [Year To Date]

Post by carminered2019 »

Just did my end of the month tracking and I am up 7.6X my yearly expenses as of 6/3/2021.
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anon_investor
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Re: What are you up YTD? [Year To Date]

Post by anon_investor »

carminered2019 wrote: Fri Jun 04, 2021 12:07 am Just did my end of the month tracking and I am up 7.6X my yearly expenses as of 6/3/2021.
Better lucky than smart too? :twisted:
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Re: What are you up YTD? [Year To Date]

Post by Visitor76 »

taojaxx wrote: Sun May 30, 2021 3:43 pm $136,663.88.
I'd be happy to still have that number December 31, 2021.
How'd I do it? It's all in my signature.
Yes, but in the long run being smart tops lucky.
Wealth is not about having a lot of money; it's about having a lot of options.
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Re: What are you up YTD? [Year To Date]

Post by mikejuss »

Since inception (in May of 2017), I'm up 23.8%. :greedy
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Re: What are you up YTD? [Year To Date]

Post by Metsfan91 »

YTD: 14.73%. Excludes contribution.
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ACN
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Re: What are you up YTD? [Year To Date]

Post by ACN »

11.6% YTD

65% us stocks
15 int stocks
10 bonds
10 reit
CloudNine33
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Re: What are you up YTD? [Year To Date]

Post by CloudNine33 »

ACN wrote: Wed Jun 16, 2021 9:55 pm 11.6% YTD

65% us stocks
15 int stocks
10 bonds
10 reit
Interesting I am also up exactly 11.6% YTD with a different mix. One year since June 17 2020 up 23% XIRR.

35% US stock
35% CDN stock
17% International stock
13% bonds and cash
manatee2005
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Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

12.87% , 100% stock portfolio.
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Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

mikejuss wrote: Wed Jun 16, 2021 8:32 pm Since inception (in May of 2017), I'm up 23.8%. :greedy
That's not YTD :-)
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Re: What are you up YTD? [Year To Date]

Post by mikejuss »

manatee2005 wrote: Tue Jun 29, 2021 8:08 pm
mikejuss wrote: Wed Jun 16, 2021 8:32 pm Since inception (in May of 2017), I'm up 23.8%. :greedy
That's not YTD :-)
For some reason, Vanguard doesn't seem to provide a YTD rate of return under the Performance tab. I calculate it at about 11%.
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Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

mikejuss wrote: Tue Jun 29, 2021 8:13 pm
manatee2005 wrote: Tue Jun 29, 2021 8:08 pm
mikejuss wrote: Wed Jun 16, 2021 8:32 pm Since inception (in May of 2017), I'm up 23.8%. :greedy
That's not YTD :-)
For some reason, Vanguard doesn't seem to provide a YTD rate of return under the Performance tab. I calculate it at about 11%.
That's strange, I don't use Vanguard, but Fidelity shows me YTD and 1 year return as soon as I click on the account.
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Re: What are you up YTD? [Year To Date]

Post by mikejuss »

manatee2005 wrote: Tue Jun 29, 2021 8:25 pm
mikejuss wrote: Tue Jun 29, 2021 8:13 pm
manatee2005 wrote: Tue Jun 29, 2021 8:08 pm
mikejuss wrote: Wed Jun 16, 2021 8:32 pm Since inception (in May of 2017), I'm up 23.8%. :greedy
That's not YTD :-)
For some reason, Vanguard doesn't seem to provide a YTD rate of return under the Performance tab. I calculate it at about 11%.
That's strange, I don't use Vanguard, but Fidelity shows me YTD and 1 year return as soon as I click on the account.
I can get 1-year but not YTD. Such are the vagaries of brokerage platforms.
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lostdog
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Re: What are you up YTD? [Year To Date]

Post by lostdog »

mikejuss wrote: Tue Jun 29, 2021 8:28 pm
manatee2005 wrote: Tue Jun 29, 2021 8:25 pm
mikejuss wrote: Tue Jun 29, 2021 8:13 pm
manatee2005 wrote: Tue Jun 29, 2021 8:08 pm
mikejuss wrote: Wed Jun 16, 2021 8:32 pm Since inception (in May of 2017), I'm up 23.8%. :greedy
That's not YTD :-)
For some reason, Vanguard doesn't seem to provide a YTD rate of return under the Performance tab. I calculate it at about 11%.
That's strange, I don't use Vanguard, but Fidelity shows me YTD and 1 year return as soon as I click on the account.
I can get 1-year but not YTD. Such are the vagaries of brokerage platforms.
Why doesn't Vanguard show YTD percentage?
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Re: What are you up YTD? [Year To Date]

Post by mikejuss »

lostdog wrote: Tue Jun 29, 2021 8:32 pm
mikejuss wrote: Tue Jun 29, 2021 8:28 pm
manatee2005 wrote: Tue Jun 29, 2021 8:25 pm
mikejuss wrote: Tue Jun 29, 2021 8:13 pm
manatee2005 wrote: Tue Jun 29, 2021 8:08 pm

That's not YTD :-)
For some reason, Vanguard doesn't seem to provide a YTD rate of return under the Performance tab. I calculate it at about 11%.
That's strange, I don't use Vanguard, but Fidelity shows me YTD and 1 year return as soon as I click on the account.
I can get 1-year but not YTD. Such are the vagaries of brokerage platforms.
Why doesn't Vanguard show YTD percentage?
Vanguard customer service is open for 20 more minutes, Eastern time. If you find out why, let us know.
50% VTSAX | 25% VTIAX | 25% VBTLX (retirement), 25% VTEAX (taxable)
Nicolas
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Re: What are you up YTD? [Year To Date]

Post by Nicolas »

I’m up 15.5% YTD (Beardstown math). I’m retired and no longer contributing. 98/2 U.S. stocks/bonds & cash.
Last edited by Nicolas on Thu Jul 01, 2021 11:50 am, edited 5 times in total.
Normchad
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Re: What are you up YTD? [Year To Date]

Post by Normchad »

lostdog wrote: Tue Jun 29, 2021 8:32 pm
mikejuss wrote: Tue Jun 29, 2021 8:28 pm
manatee2005 wrote: Tue Jun 29, 2021 8:25 pm
mikejuss wrote: Tue Jun 29, 2021 8:13 pm
manatee2005 wrote: Tue Jun 29, 2021 8:08 pm

That's not YTD :-)
For some reason, Vanguard doesn't seem to provide a YTD rate of return under the Performance tab. I calculate it at about 11%.
That's strange, I don't use Vanguard, but Fidelity shows me YTD and 1 year return as soon as I click on the account.
I can get 1-year but not YTD. Such are the vagaries of brokerage platforms.
Why doesn't Vanguard show YTD percentage?
I use the VG app, and for 1, 5, 10 year periods it shows an annual *rate* of return. I’m not sure what they would show for YTD, but it would probably confuse or anger half of the customers.

I.e. should the show “the % you’re up so far this year”, or for consistency should they convert that to an annual rate? You might see some really bonkers numbers early in January.

But heck, as bogkeheads, we don’t care about that short term stuff. Right?
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Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

Normchad wrote: Tue Jun 29, 2021 8:46 pm
lostdog wrote: Tue Jun 29, 2021 8:32 pm
mikejuss wrote: Tue Jun 29, 2021 8:28 pm
manatee2005 wrote: Tue Jun 29, 2021 8:25 pm
mikejuss wrote: Tue Jun 29, 2021 8:13 pm

For some reason, Vanguard doesn't seem to provide a YTD rate of return under the Performance tab. I calculate it at about 11%.
That's strange, I don't use Vanguard, but Fidelity shows me YTD and 1 year return as soon as I click on the account.
I can get 1-year but not YTD. Such are the vagaries of brokerage platforms.
Why doesn't Vanguard show YTD percentage?
I use the VG app, and for 1, 5, 10 year periods it shows an annual *rate* of return. I’m not sure what they would show for YTD, but it would probably confuse or anger half of the customers.

I.e. should the show “the % you’re up so far this year”, or for consistency should they convert that to an annual rate? You might see some really bonkers numbers early in January.

But heck, as bogkeheads, we don’t care about that short term stuff. Right?
3596 comments on this thread says otherwise :-)
chris319
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Re: What are you up YTD? [Year To Date]

Post by chris319 »

+ 38.2%
Financial decisions based on emotion often turn out to be bad decisions.
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

mikejuss wrote: Tue Jun 29, 2021 8:40 pm Vanguard customer service is open for 20 more minutes, Eastern time. If you find out why, let us know.
At Schwab, the opening page shows YTD change (Beardstown) and with a few mouse clicks I can get YTD total return along with 1 year, 3 years, custom timeframe, etc.

Plus I can call them 24/7 and get the most polite humans you will ever talk to -- for whom English is their first language -- on the line in less than a minute.
"There are no new ideas, only forgotten ones." -- Amity Shlaes
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Re: What are you up YTD? [Year To Date]

Post by mikejuss »

Bluce wrote: Wed Jun 30, 2021 8:54 am
mikejuss wrote: Tue Jun 29, 2021 8:40 pm Vanguard customer service is open for 20 more minutes, Eastern time. If you find out why, let us know.
At Schwab, the opening page shows YTD change (Beardstown) and with a few mouse clicks I can get YTD total return along with 1 year, 3 years, custom timeframe, etc.

Plus I can call them 24/7 and get the most polite humans you will ever talk to -- for whom English is their first language -- on the line in less than a minute.
My sense is that Vanguard, Fidelity, and Schwab are the top 3 brokerage houses among Bogleheads. Opinions vary as to which has the best customer service.
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Re: What are you up YTD? [Year To Date]

Post by marti038 »

12.56% as of 6/29.

100% stocks.
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