What are you up YTD? [Year To Date]

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investorpeter
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Re: What are you up YTD? [Year To Date]

Post by investorpeter »

NoMansLand wrote: Mon Nov 01, 2021 6:03 pm
investorpeter wrote: Mon Nov 01, 2021 6:00 pm +51.55% YTD (78% individual stocks, 12% SP500 index, 10% cash/bonds)
Curious, how many individual stocks? How do you rationalize idiosyncratic risk?
About 18 stocks. I just accept the idiosyncratic risk in exchange for the potential of higher returns. I have the time and inclination right now to follow my holdings relatively closely (at least the largest positions), but the goal is to convert to SP500 equity index funds over time.
manatee2005
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Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

ruralavalon wrote: Mon Nov 01, 2021 4:05 pm
manatee2005 wrote: Sat Oct 30, 2021 10:34 pm 22.7%. Heavy into Nasdaq.
Activesloth wrote: Sun Oct 31, 2021 10:37 am Subtracting 403b, 457b, 457f and HSA contributions, 17%. International funds underperformed.
carminered2019 wrote: Sun Oct 31, 2021 2:24 pm 10-31-2021
No W-2 income, YTD up 11.8X yearly living expenses. :beer
bgf wrote: Sun Oct 31, 2021 4:11 pm 14.7% YTD. Past few years have been solid.

The 'look what I can do without doing anything at all' feeling is growing pretty strong these days.
hmw wrote: Sun Oct 31, 2021 6:27 pmYTD 22.9%
hmw wrote: Sun Oct 31, 2021 6:27 pmYTD 22.9%
Trader Joe wrote: Sun Oct 31, 2021 7:46 pm 24.60% YTD.

This is easy.
This is all relatively useless information without a statement about the asset allocation used, the stock/fixed income mix of the portfolio.


The original post asked for information on the asset allocation of the portfolio.
InvestorNewb wrote: Tue Aug 26, 2014 10:19 am Please share your asset allocation and what you are up (or down) YTD in the format below.

Here are my stats:

Stocks: 100%
Bonds: -

Up: 10%
I already said that I’m heavy on the nasdaq. I don’t know my exact allocation.
hmw
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Re: What are you up YTD? [Year To Date]

Post by hmw »

ruralavalon wrote: Mon Nov 01, 2021 4:05 pm
manatee2005 wrote: Sat Oct 30, 2021 10:34 pm 22.7%. Heavy into Nasdaq.
Activesloth wrote: Sun Oct 31, 2021 10:37 am Subtracting 403b, 457b, 457f and HSA contributions, 17%. International funds underperformed.
carminered2019 wrote: Sun Oct 31, 2021 2:24 pm 10-31-2021
No W-2 income, YTD up 11.8X yearly living expenses. :beer
bgf wrote: Sun Oct 31, 2021 4:11 pm 14.7% YTD. Past few years have been solid.

The 'look what I can do without doing anything at all' feeling is growing pretty strong these days.
hmw wrote: Sun Oct 31, 2021 6:27 pmYTD 22.9%
hmw wrote: Sun Oct 31, 2021 6:27 pmYTD 22.9%
Trader Joe wrote: Sun Oct 31, 2021 7:46 pm 24.60% YTD.

This is easy.
This is all relatively useless information without a statement about the asset allocation used, the stock/fixed income mix of the portfolio.


The original post asked for information on the asset allocation of the portfolio.
InvestorNewb wrote: Tue Aug 26, 2014 10:19 am Please share your asset allocation and what you are up (or down) YTD in the format below.

Here are my stats:

Stocks: 100%
Bonds: -

Up: 10%
YTD 22.9%
85/15 stocks to bonds.
Of the 85% stocks, mostly VTI/VOO with a tilt towards to tech. approximately 8% VXUS.
Spicymball
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Re: What are you up YTD? [Year To Date]

Post by Spicymball »

Hi.. newbie here. My YTD is 39.42%, all in stocks.
Actually 90% of the total is in one stock.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Welcome to the forum :) .

Spicymball wrote: Mon Nov 01, 2021 10:38 pm Hi.. newbie here. My YTD is 39.42%, all in stocks.
Actually 90% of the total is in one stock.
I suggest being more diversified, using a stock index fund rather than being concentrated in a single stock.

In general see: Wiki article, Bogleheads® investment philosophy.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
atdharris
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Re: What are you up YTD? [Year To Date]

Post by atdharris »

14.2% now. Been dragged down by VEA/VWO and my positions in Amazon, ARKK, and Pinterest.
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willthrill81
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Re: What are you up YTD? [Year To Date]

Post by willthrill81 »

I'm up 30% YTD. Very pleased. 8-)
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MidwestMike
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Re: What are you up YTD? [Year To Date]

Post by MidwestMike »

I don’t know YTD, but 36.0% for the last 1 year.
aln10788
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Re: What are you up YTD? [Year To Date]

Post by aln10788 »

All stocks.

Brokerage up 34 percent. 70 percent s&p 500. 30 percent individual stocks
Roth IRA up 33 percent. mostly VTSAX, international and 10 percent ETH.
457B up 19 percent. mostly total stock market with some international.
rchmx1
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Re: What are you up YTD? [Year To Date]

Post by rchmx1 »

Roth and 401k up 42% YTD, not including contributions. Around 90/10 and mostly leveraged funds.
Nowizard
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Re: What are you up YTD? [Year To Date]

Post by Nowizard »

Up 15+% on a 55/45 portfolio, after adding SS, a small pension and subtracting all expenses YTD. Very pleased.

Tim
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corn18
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Re: What are you up YTD? [Year To Date]

Post by corn18 »

I'm not sure how I would calculate this. I retired 31 Mar. All income stopped. I have $19,604 less now than I had on 31 Mar. I have spent a metric boatload. So I think I am happy.
Consistently sets low goals and fails to achieve them.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

corn18 wrote: Thu Nov 04, 2021 12:08 pm I'm not sure how I would calculate this. I retired 31 Mar. All income stopped. I have $19,604 less now than I had on 31 Mar. I have spent a metric boatload. So I think I am happy.
You could look at the total return (change in share value plus dividends) of your investments, rather than the overall growth of your portfolio. You can find total return of your portfolio on Morningstar using their free Portfolio Manager.

Age 76, retired. I look at the total return on our investments, to see how it compares to our withdrawal rate.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
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corn18
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Re: What are you up YTD? [Year To Date]

Post by corn18 »

ruralavalon wrote: Thu Nov 04, 2021 1:40 pm
corn18 wrote: Thu Nov 04, 2021 12:08 pm I'm not sure how I would calculate this. I retired 31 Mar. All income stopped. I have $19,604 less now than I had on 31 Mar. I have spent a metric boatload. So I think I am happy.
You could look at the total return (change in share value plus dividends) of your investments, rather than the overall growth of your portfolio. You can find total return of your portfolio on Morningstar using their free Portfolio Manager.

Age 76, retired. I look at the total return on our investments, to see how it compares to our withdrawal rate.
Thank you! I might have to look into building a return calculation in my spreadsheet. Might be easier now that the ins and outs are simpler.
Consistently sets low goals and fails to achieve them.
Onlineid3089
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Re: What are you up YTD? [Year To Date]

Post by Onlineid3089 »

Vanguard doesn't give a YTD percentage so I'll just give their one year rate of return instead. That is up 37.2%. The accounts are pretty close to 50% taxable in VTSAX and 50% Roth and rollover IRAs in Target Date 2050. According to Vanguard the asset mix for these accounts comes out to 95.6/4.4
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

With a Schwab account, opening with the "Summary" page, it will show the the day change plus the change in portfolio value (which would include "Beardstown" math). You can select (and it will stick) one month, three months, six months, YTD, one year, or two years' time span.

Separately, under "Portfolio Performance," you can see the actual total return for any period, including custom dates that you can enter.
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airborne
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Re: What are you up YTD? [Year To Date]

Post by airborne »

I recently discovered the BogleheadsReturns spreadsheet which has helped me determine my returns across my accounts and time frames. Really great resource.

YTD (as of month-end October) up 18.3% across tax-advantaged and taxable accounts. Taxable account is up 19.0% Mainly broad index funds or ETFs, a healthy (~10%) bit of SLYV small cap value, and the taxable account has a small portion for trading in and out of stocks which has turned out well so far.
SGM
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Re: What are you up YTD? [Year To Date]

Post by SGM »

I am up over 6% in taxable accounts and over 15% in Roth accounts. Taxable accounts are difficult to determine exact return as there are many additions and withdrawals on an irregular basis. This year we have been spending a lot more than normal on physical improvements to our property. We are spending less on going out for meals due to the pandemic. I have been retired for over 7 years, but we do have multiple rental income streams, pension, SS and annuities.
Wanderingwheelz
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Re: What are you up YTD? [Year To Date]

Post by Wanderingwheelz »

Purchases & Withdrawals: $321,980
Investment Returns: $456,848.05

Vanguard doesn’t offer a YTD percent. Our HSAs are sizable and are up big too, but they’re not at Vanguard.
Being wrong compounds forever.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Wanderingwheelz wrote: Sat Nov 06, 2021 10:50 am Purchases & Withdrawals: $321,980
Investment Returns: $456,848.05

Vanguard doesn’t offer a YTD percent.
But you could figure it out.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
Normchad
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Re: What are you up YTD? [Year To Date]

Post by Normchad »

I’m up more this year than I ever dreamed would happen to me. It’s just crazy…..

I’m all about the beardstown math. My net worth is up about 9 years worth of very comfortable retirement expenses.
placeholder
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Re: What are you up YTD? [Year To Date]

Post by placeholder »

Ran the November numbers and for a nominally 60/40 (closer to 65/35 which I'll work on) ytd = 15.00% one year = 24.18%
revhappy
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Re: What are you up YTD? [Year To Date]

Post by revhappy »

YTD networth up 17% including new flows and up 10% excluding new flows.
One more month to go.
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peskypesky
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Re: What are you up YTD? [Year To Date]

Post by peskypesky »

Up about 28% YTD.

Makes sense because I've been mostly invested in the S&P500, which is up 26.5% for the year.
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peskypesky
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Re: What are you up YTD? [Year To Date]

Post by peskypesky »

Normchad wrote: Sat Nov 06, 2021 10:53 am I’m up more this year than I ever dreamed would happen to me. It’s just crazy…..

I’m all about the beardstown math. My net worth is up about 9 years worth of very comfortable retirement expenses.
well, like you, I get giddy when I see what my stock investments are worth...but keep in mind that most assets like stocks and home prices have inflated values because of dollar debasement by the Fed and the US government.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Age 76, retired, our asset allocation is 50/50 with no pension or annuity.

Total return of our portfolio year to date is 9.77%, which is enough to cover over 2 years of living expenses net of Social Security.

Best fund so far is Vanguard Small-cap Value Index Fund (VSIAX), total return year to date is 22.14%.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
gamboolman
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Re: What are you up YTD? [Year To Date]

Post by gamboolman »

Per the VG website, our Portfolio for the Last One Year we are up 16.1 %

I do no know how to get Year To Date on the VG site? Would appreciate it if anyone can tell me how to do this.

Based on the homemade spreadsheet after all Expenses this year our Portfolio is up 6.22% from 1-Jan-21.

This was our first year of Retirement (retired effective 1-Feb-21) and we had several One Off expenses this first year.

Our current Asset Allocation is 50.8% Equities, 44.9% Bonds, and 4.3% Cash

Target is 50/50 with about 2 to 3 years of Cash included with the Bonds
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Eagle33
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Re: What are you up YTD? [Year To Date]

Post by Eagle33 »

gamboolman wrote: Wed Dec 01, 2021 9:34 am Per the VG website, our Portfolio for the Last One Year we are up 16.1 %

I do no know how to get Year To Date on the VG site? Would appreciate it if anyone can tell me how to do this.

Based on the homemade spreadsheet after all Expenses this year our Portfolio is up 6.22% from 1-Jan-21.

This was our first year of Retirement (retired effective 1-Feb-21) and we had several One Off expenses this first year.

Our current Asset Allocation is 50.8% Equities, 44.9% Bonds, and 4.3% Cash

Target is 50/50 with about 2 to 3 years of Cash included with the Bonds
Personally I use the Bogleheads Returns spreadsheet found on the wiki - Calculating personal returns
pshonore
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Re: What are you up YTD? [Year To Date]

Post by pshonore »

VG 3 fund portfolio (50% VTI, 30% VXUS, 20% BND) is up 10.74% using YTD numbers from VG website as of 12/1 close.
carminered2019
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Re: What are you up YTD? [Year To Date]

Post by carminered2019 »

12-2-2021
No W-2 income, YTD up 10X yearly living expenses.
AA: 20x in Bonds and cash, don't really know the exact % on equities side but most likely above 70%.
taojaxx
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Re: What are you up YTD? [Year To Date]

Post by taojaxx »

28.54% as of tonight.39% Stocks, 61% Bonds. Spiced up with leverage :D
Better lucky than smart.
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AnnetteLouisan
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Re: What are you up YTD? [Year To Date]

Post by AnnetteLouisan »

Up 23 percent in my TSP C Fund and s&p index.
Up in my ibonds purchased in April.
Way up in savings.
Treasuries are up, money markets up.
Salary’s up.
Knowledge: up. :beer
Last edited by AnnetteLouisan on Fri Dec 03, 2021 9:28 pm, edited 1 time in total.
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krafty81
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Re: What are you up YTD? [Year To Date]

Post by krafty81 »

27% overall. 65% stocks, some gold.
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peskypesky
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Re: What are you up YTD? [Year To Date]

Post by peskypesky »

taojaxx wrote: Thu Dec 02, 2021 4:09 pm 28.54% as of tonight.39% Stocks, 61% Bonds. Spiced up with leverage :D
up 28.54% with 61% bonds??? Seems impossible!
HDM1004
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Re: What are you up YTD? [Year To Date]

Post by HDM1004 »

23.79% 100% stocks 10X yearly expenses. very grateful.
taojaxx
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Re: What are you up YTD? [Year To Date]

Post by taojaxx »

peskypesky wrote: Fri Dec 03, 2021 1:17 am
taojaxx wrote: Thu Dec 02, 2021 4:09 pm 28.54% as of tonight.39% Stocks, 61% Bonds. Spiced up with leverage :D
up 28.54% with 61% bonds??? Seems impossible!
Bond futures. Spicy leverage.
There's a BH thread on "Why not 100% TMF". Check it out.
I'm 28.79% tonight by the way, with S&P down 0.85% for the day.
Better lucky than smart.
latesaver
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Re: What are you up YTD? [Year To Date]

Post by latesaver »

up 62%. But, that includes not only market gains but additional savings.
placeholder
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Re: What are you up YTD? [Year To Date]

Post by placeholder »

Ran the monthly numbers last night and for a nominally 60/40 portfolio it's ytd = 11.77% one year = 15.66%.
jarjarM
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Re: What are you up YTD? [Year To Date]

Post by jarjarM »

latesaver wrote: Fri Dec 03, 2021 8:58 pm up 62%. But, that includes not only market gains but additional savings.
Even you go by Beardstown's method of calculating return, that's still impressive :beer
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Portfolio7
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Re: What are you up YTD? [Year To Date]

Post by Portfolio7 »

About 10.5% as of today. Waiting for my international (& small cap) ship to come in...

50 US/30 Int/20 Bond, skewed to small/mid cap.
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UpperNwGuy
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Re: What are you up YTD? [Year To Date]

Post by UpperNwGuy »

What am I up to year to date? That's an easy question because I only invest in broad market index funds. I'm up by the amount of the indices in the proportions that they comprise my portfolio. I don't invest in factors or actively managed funds.
freckles01
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Re: What are you up YTD? [Year To Date]

Post by freckles01 »

As of today, up 34% YTD including gains and investments throughout the year.

AA is 70/29/1, total index funds with about 20% international and 6% mid/small caps. Didn't have a chance to rebalance last week but the market put it nearly all back into my desired AA as of today.
taojaxx
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Re: What are you up YTD? [Year To Date]

Post by taojaxx »

Does it make any freaking sense if I include fresh contributions? I can be up 100% if I'm 100% cash and double the money invested.
Better lucky than smart.
wander
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Re: What are you up YTD? [Year To Date]

Post by wander »

Another positive gain year.
balbrec2
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Re: What are you up YTD? [Year To Date]

Post by balbrec2 »

YTD, up a comfortable 9.7% with a fairly conservative allocation.
I am satisfied as this way more than covers my withdrawal rate. :happy
andypanda
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Re: What are you up YTD? [Year To Date]

Post by andypanda »

Taxable account is up 14+% YTD with roughly 60% stocks (includes some international/developed & emerging and small cap) and 25% fixed and 15% cash. I'm 71 fwiw.

457, 401 & 403 are up 18.3% and are 100% stock funds with a small assortment of international & small, medium, large U.S., etc.

In dollars, it was a pretty good year so far: up $471k.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

taojaxx wrote: Wed Dec 08, 2021 12:03 am Does it make any freaking sense if I include fresh contributions? I can be up 100% if I'm 100% cash and double the money invested.
It is a classic example of how not to compute investment returns, but it made sense to the Beardstown Business and Professional Women's Investment Club.
Last edited by ruralavalon on Wed Dec 08, 2021 11:30 am, edited 1 time in total.
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vv19
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Re: What are you up YTD? [Year To Date]

Post by vv19 »

Up about 20% YTD (not including the crypto gains) with a VTI/QQQ portfolio.
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novolog
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Re: What are you up YTD? [Year To Date]

Post by novolog »

ruralavalon wrote: Wed Dec 08, 2021 11:26 am
taojaxx wrote: Wed Dec 08, 2021 12:03 am Does it make any freaking sense if I include fresh contributions? I can be up 100% if I'm 100% cash and double the money invested.
It is a classic example of how not to compute investment returns, but it made sense to the Beardstown Business and Professional Women's Investment Club.
certainly one needs to be clear on their definitions/terms.

but why would any private individual (no clients) care about anything other than the raw appreciation of their total net worth?

my net worth has increased 58% this year.

couldn't tell you what the appreciation on the cost basis is because it literally makes no difference to me. it's probably sitting around 25-30% just like everyone else that owns assets in this market and has two thumbs.
S&P 500 + Bitcoin
Broken Man 1999
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Re: What are you up YTD? [Year To Date]

Post by Broken Man 1999 »

12/31/2020 balance - $73,335.40 (distributions for expenses) + investment gains + dividends + interest = 12/08/2021 balance.

12/08/2021 balance > 12/31/2020 balance by 9.94%.

2021 has been a very good year thus far. Hopefully we can hold the gains through the end of the year.

Broken Man 1999
“If I cannot drink Bourbon and smoke cigars in Heaven then I shall not go." - Mark Twain
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