What are you up YTD? [Year To Date]

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rockstar
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Re: What are you up YTD? [Year To Date]

Post by rockstar »

7%.

I feel pretty good about it.
manatee2005
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Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

8.23% YTD
Ed 2
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Re: What are you up YTD? [Year To Date]

Post by Ed 2 »

11% YTD , 2020 30% return, 10 year average return 12%
Last edited by Ed 2 on Sat Apr 24, 2021 10:37 pm, edited 1 time in total.
"The fund industry doesn't have a lot of heroes, but he (Bogle) is one of them," Russ Kinnel
carminered2019
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Re: What are you up YTD? [Year To Date]

Post by carminered2019 »

I amp up to 3.5 years of living expenses YTD and up 12 years of living expenses in 2020.
Last edited by carminered2019 on Sat Apr 24, 2021 8:13 pm, edited 2 times in total.
Harri88
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Re: What are you up YTD? [Year To Date]

Post by Harri88 »

We're up 7.79% YTD, and 19.1% for 2020.
gubernaculum
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Re: What are you up YTD? [Year To Date]

Post by gubernaculum »

approximately 10% overall YTD
stuper1
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Re: What are you up YTD? [Year To Date]

Post by stuper1 »

Up 7.2% YTD
A 10-20% allocation to gold has helped with the sequence of returns problem. Some gold held physically is also good insurance against the all-digital-assets problem.
txhill
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Re: What are you up YTD? [Year To Date]

Post by txhill »

Just under 15% annualized return 2010-2020, and about 13 or 14% YTD so far.
Normchad
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Re: What are you up YTD? [Year To Date]

Post by Normchad »

stuper1 wrote: Sat Apr 24, 2021 9:52 pm Up 7.2% YTD
Me too. Maybe we have the same portfolio.

Anytime I get 7% for the entire year, I’m satisfied. The last eleven years have been *amazing* from my point of view.
gonefishing01
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Re: What are you up YTD? [Year To Date]

Post by gonefishing01 »

Looks like just shy of 9% gains YTD. 80/20 portfolio with fixed income mainly in 401k stable value.

I’ve made some large white knuckle lump sums this year into my AA expecting TLH opportunities with all the volatility. But the sucker just keeps going up! :moneybag
gokuisthebest
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Re: What are you up YTD? [Year To Date]

Post by gokuisthebest »

How do I calculate the return if I added money irregularly in this year which are not insignificant to the total portfolio value as im still young and my portfolio value is very small? I use IBKR but it includes the money i added as profit which is incorrect.
ChiKid24
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Re: What are you up YTD? [Year To Date]

Post by ChiKid24 »

gokuisthebest wrote: Sun Apr 25, 2021 11:49 pm How do I calculate the return if I added money irregularly in this year which are not insignificant to the total portfolio value as im still young and my portfolio value is very small? I use IBKR but it includes the money i added as profit which is incorrect.
I do ((current portfolio value minus YTD contributions) / (Dec 31 2020 portfolio value)) minus 1. It's not perfect, but good enough. Oh and I'm at 9.9%.
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watchnerd
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Re: What are you up YTD? [Year To Date]

Post by watchnerd »

Up about 1.5 Aston Martin Superleggera YTD
Global stocks, IG/HY bonds, gold & digital assets at market weights 75% / 19% / 6% || LMP: TIPS ladder
BogleFan84
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Re: What are you up YTD? [Year To Date]

Post by BogleFan84 »

AA: 50/50
YTD: 4.0%
'It's tough to make predictions, especially about the future'
elle
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Re: What are you up YTD? [Year To Date]

Post by elle »

8.64%. My annualized says 49% but it seems off to me.

75/25 AA, 38 YO
h82goslw
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Re: What are you up YTD? [Year To Date]

Post by h82goslw »

carminered2019 wrote: Sat Apr 24, 2021 7:46 pm I amp up to 3.5 years of living expenses YTD and up 12 years of living expenses in 2020.
I look forward to the time when I look at gains this way. (My spending now is very erratic but will smooth out in a few years). Definitely a great perspective on growth of funds.
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

carminered2019 wrote: Sat Apr 24, 2021 7:46 pm I am up to 3.5 years of living expenses YTD and up 12 years of living expenses in 2020.
I never thought of looking at it that way. I am 70, not retired although I may have to soon, AA is 30/70, self-employed, no pension.

Considering what I would need to live on (aside from SS) if I retired, I made about 7 times that over the previous 12 months. I'll take it! 8-)
"There are no new ideas, only forgotten ones." -- Amity Shlaes
jarjarM
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Re: What are you up YTD? [Year To Date]

Post by jarjarM »

carminered2019 wrote: Sat Apr 24, 2021 7:46 pm I amp up to 3.5 years of living expenses YTD and up 12 years of living expenses in 2020.
This is a great way to look at portfolio growth, I'm going to steal it :beer
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Sheepdog
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Re: What are you up YTD? [Year To Date]

Post by Sheepdog »

+3.11% 31% stocks
Unless you try to do something beyond what you have already mastered you will never grow. (Ralph Waldo Emerson)
ososnilknarf
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Re: What are you up YTD? [Year To Date]

Post by ososnilknarf »

ChiKid24 wrote: Mon Apr 26, 2021 12:03 am
gokuisthebest wrote: Sun Apr 25, 2021 11:49 pm How do I calculate the return if I added money irregularly in this year which are not insignificant to the total portfolio value as im still young and my portfolio value is very small? I use IBKR but it includes the money i added as profit which is incorrect.
I do ((current portfolio value minus YTD contributions) / (Dec 31 2020 portfolio value)) minus 1. It's not perfect, but good enough. Oh and I'm at 9.9%.
I use the boglehead spreadsheet:
https://www.bogleheads.org/wiki/Calcula ... preadsheet

Handles regular/irregular contributions across multiple accounts.
rockstar
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Re: What are you up YTD? [Year To Date]

Post by rockstar »

8ish percent. Better than I expected but still behind the S&P.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

jarjarM wrote: Mon Apr 26, 2021 6:15 pm
carminered2019 wrote: Sat Apr 24, 2021 7:46 pm I amp up to 3.5 years of living expenses YTD and up 12 years of living expenses in 2020.
This is a great way to look at portfolio growth, I'm going to steal it :beer
I have used that method ever since retirement, it's been nice every year to see portfolio returns higher than retirement spending by a multiple.

Our current portfolio is 62% higher than the day I retired just over 10 years ago. We more than survived the sequence of returns risk :).
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
atdharris
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Re: What are you up YTD? [Year To Date]

Post by atdharris »

9.58%. 100% equities. Ironically, the things weighing me down this year are my long-term positions in Apple, Amazon, FB, and Microsoft. ARKK hasn't helped either, but they all helped me in 2020.
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

atdharris wrote: Tue Apr 27, 2021 9:34 am 9.58%. 100% equities. Ironically, the things weighing me down this year are my long-term positions in Apple, Amazon, FB, and Microsoft. ARKK hasn't helped either, but they all helped me in 2020.
This illustrates the perils of lower diversification, resulting from investing in single stocks and narrowly focused mutual funds.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
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RickBoglehead
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Re: What are you up YTD? [Year To Date]

Post by RickBoglehead »

7.3%, 65/35
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atdharris
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Re: What are you up YTD? [Year To Date]

Post by atdharris »

ruralavalon wrote: Tue Apr 27, 2021 9:44 am
atdharris wrote: Tue Apr 27, 2021 9:34 am 9.58%. 100% equities. Ironically, the things weighing me down this year are my long-term positions in Apple, Amazon, FB, and Microsoft. ARKK hasn't helped either, but they all helped me in 2020.
This illustrates the perils of lower diversification, resulting from investing in single stocks and narrowly focused mutual funds.
I gave up on buying individual stocks many years ago. These companies have such large gains that I would face a big tax bill should I sell them, and right now, I have no reason to believe they will fall apart anytime soon. But yes, this year, they have not helped me, but last year, they powered my portfolio to a 42% gain versus the 16% for the S&P.
JoeQ
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Re: What are you up YTD? [Year To Date]

Post by JoeQ »

April 27
YTD +11.55%
Formula: (end bal - beg bal - contributions) / (beg bal + (contributions/2))
100% Equities 75/25 US/INTL
75% Total US Stock | 25% Total International Stock
carminered2019
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Re: What are you up YTD? [Year To Date]

Post by carminered2019 »

4/30/2021
AGE:51(2nd year in retirement)
YTD: up 6 years of living expenses
AA: 20 years in FI and the rest in equities
heyyou
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Re: What are you up YTD? [Year To Date]

Post by heyyou »

Don't know and don't care.
Been retired for 16 years, and current assets are slightly higher than at the start, but it will fluctuate.
bgf
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Re: What are you up YTD? [Year To Date]

Post by bgf »

8.7% through the end of April. pretty much track the Vanguard 2050 Target date fund. 90/10 stocks bonds. 60/40 US international equities.
“TE OCCIDERE POSSUNT SED TE EDERE NON POSSUNT NEFAS EST"
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kelway
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Re: What are you up YTD? [Year To Date]

Post by kelway »

13.14% through April 30 with 15% fixed income and 35% international... I'm tilted a good bit to small and value, which clearly have done well this year.
catlady
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Re: What are you up YTD? [Year To Date]

Post by catlady »

13.39% Beardstown, 85/15
ohboy!
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Re: What are you up YTD? [Year To Date]

Post by ohboy! »

350%, mostly due to ETH but some other altcoins as well. Stocks are a drag on my returns so far.
Ed 2
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Re: What are you up YTD? [Year To Date]

Post by Ed 2 »

ruralavalon wrote: Tue Apr 27, 2021 9:44 am
atdharris wrote: Tue Apr 27, 2021 9:34 am 9.58%. 100% equities. Ironically, the things weighing me down this year are my long-term positions in Apple, Amazon, FB, and Microsoft. ARKK hasn't helped either, but they all helped me in 2020.
This illustrates the perils of lower diversification, resulting from investing in single stocks and narrowly focused mutual funds.
+1
"The fund industry doesn't have a lot of heroes, but he (Bogle) is one of them," Russ Kinnel
Ed 2
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Re: What are you up YTD? [Year To Date]

Post by Ed 2 »

10% YTD. Guess partially due to big rebalancing from bonds to equity in 2020. 1 year return as of today 58%
"The fund industry doesn't have a lot of heroes, but he (Bogle) is one of them," Russ Kinnel
mdd
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Re: What are you up YTD? [Year To Date]

Post by mdd »

9.3% YTD

52% 2020 (wow!)
livesoft
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Re: What are you up YTD? [Year To Date]

Post by livesoft »

YTD returns of a few 60/40 funds for your viewing pleasure:

+4.71% VSMGX Vanguard LifeStrategy Moderate Growth fund, has US + International
+5.91% VBIAX Vanguard Balanced Index fund, has US only and no international
+7.80% DGSIX, DFA Global Allocation 60/40 I fund, a small-cap and value tilted 60/40 asset allocation

Once again, the performance of a 60/40 portfolio varies by quite a bit depending on how the 60/40 is consituted.
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moshe
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Re: What are you up YTD? [Year To Date]

Post by moshe »

6.12 % YTD (XIRR)

(60(80/20)/40(39/1) (EQ(US/X-US))/(BND(US/USD))

~Moshe
My money has no emotions. ~Moshe | | I'm the world's greatest expert on my own opinion. ~Bruce Williams
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Age 75, retired, our asset allocation is 50/50.

Total return of our portfolio is 5.46% year to date.

Best fund so far is Vanguard Small-cap Value Index Fund (VSIAX), total return is 21.67% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link: Bogleheads® investment philosophy
ososnilknarf
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Re: What are you up YTD? [Year To Date]

Post by ososnilknarf »

7.8% YTD
AA: 75/25
Equities: 80% Total US / 20% International
revhappy
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Re: What are you up YTD? [Year To Date]

Post by revhappy »

YTD including inflows -> 9.05%
YTD removing the inflows -> 5.35%

Current allocation 29% equities remaining fixed income.
taojaxx
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Re: What are you up YTD? [Year To Date]

Post by taojaxx »

TWRR: 12.76% as of April 30th
2020 TWRR: 29.18%
Portfolio volatility would scare most people witless.
My signature says it all.
:)
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langlands
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Re: What are you up YTD? [Year To Date]

Post by langlands »

ohboy! wrote: Sat May 01, 2021 8:17 am 350%, mostly due to ETH but some other altcoins as well. Stocks are a drag on my returns so far.
well done. Are you going to rebalance a bit considering your stock allocation must be miniscule at this point?
absauston
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Re: What are you up YTD? [Year To Date]

Post by absauston »

984% IRA
Brokerage 5,500%

Getting this was a fluke and a gamble. Thanks GameStop!
GoldenFinch
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Re: What are you up YTD? [Year To Date]

Post by GoldenFinch »

Sheepdog wrote: Mon Apr 26, 2021 7:16 pm +3.11% 31% stocks
I always notice from your posts that you have done very well with a very conservative portfolio. That’s wonderful! And also very safe! :happy
ohboy!
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Re: What are you up YTD? [Year To Date]

Post by ohboy! »

langlands wrote: Sun May 02, 2021 7:41 pm
ohboy! wrote: Sat May 01, 2021 8:17 am 350%, mostly due to ETH but some other altcoins as well. Stocks are a drag on my returns so far.
well done. Are you going to rebalance a bit considering your stock allocation must be miniscule at this point?
Im peeling off new gains in altcoins and btc, but not ETH. Not yet. I spend most of my days lately using Ethereum.
placeholder
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Re: What are you up YTD? [Year To Date]

Post by placeholder »

I'm up 8.45% with a 60/40 portfolio mainly due to my small cap tilt and having half of fixed income in stable value.
nocebo
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Re: What are you up YTD? [Year To Date]

Post by nocebo »

Up 88%. Diamond hands stocks/crypto. Bonds are trash but you can't win them all
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TierArtz
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Re: What are you up YTD? [Year To Date]

Post by TierArtz »

18.4% IRR on 70% stock (global weighted) and 30% fixed income = (basically a year of base salary).
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Sheepdog
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Re: What are you up YTD? [Year To Date]

Post by Sheepdog »

GoldenFinch wrote: Sun May 02, 2021 8:44 pm
Sheepdog wrote: Mon Apr 26, 2021 7:16 pm +3.11% 31% stocks
I always notice from your posts that you have done very well with a very conservative portfolio. That’s wonderful! And also very safe! :happy

Thanks. It has happily worked for my near 23 years in retirement.....especially after what was learned in 2008-09. :wink:
Unless you try to do something beyond what you have already mastered you will never grow. (Ralph Waldo Emerson)
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