Good afternoon!
For almost 15 years I've contributed to my Roth IRA and had everything primarily investing into Fidelity Freedom 2040 (FFFFX).
I'm 43 years of age but after consuming more Boglehead related content, thinking of retirement, and comparing fees & allocation ramp I've decided to move everything to the Fidelity Freedom Index 2050 (FIPFX).
Thumbs up? Thumbs down? I'd love to hear any advice or recommendations. Thanks & have a great weekend!
Roth IRA ~ Fidelity Freedom 2040 (FFFFX) to Fidelity Freedom Index 2050 (FIPFX)
Re: Roth IRA ~ Fidelity Freedom 2040 (FFFFX) to Fidelity Freedom Index 2050 (FIPFX)
Thumbs up on moving to the Index version.
Only you can answer whether the glidepath of the 2050 is better for you than the 2040.
Only you can answer whether the glidepath of the 2050 is better for you than the 2040.
Vanguard/Fidelity | 76% US Stock | 16% Int'l Stock | 8% Cash
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Re: Roth IRA ~ Fidelity Freedom 2040 (FFFFX) to Fidelity Freedom Index 2050 (FIPFX)
Lower fees are good. Do you want the higher % stocks you get in the 2050 fund?
Re: Roth IRA ~ Fidelity Freedom 2040 (FFFFX) to Fidelity Freedom Index 2050 (FIPFX)
Making the move to lower expenses is a good choice. But changing the stock to bond ratio is a different question. I don't suggest making a change unless you have a reason.
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- ruralavalon
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Re: Roth IRA ~ Fidelity Freedom 2040 (FFFFX) to Fidelity Freedom Index 2050 (FIPFX)
Thumbs up, good move to a lower expense ratio.ericwol wrote: ↑Fri Oct 22, 2021 2:17 pm Good afternoon!
For almost 15 years I've contributed to my Roth IRA and had everything primarily investing into Fidelity Freedom 2040 (FFFFX).
I'm 43 years of age but after consuming more Boglehead related content, thinking of retirement, and comparing fees & allocation ramp I've decided to move everything to the Fidelity Freedom Index 2050 (FIPFX).
Thumbs up? Thumbs down? I'd love to hear any advice or recommendations. Thanks & have a great weekend!
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy
Re: Roth IRA ~ Fidelity Freedom 2040 (FFFFX) to Fidelity Freedom Index 2050 (FIPFX)
Thanks very much for all your time & help!!
Re: Roth IRA ~ Fidelity Freedom 2040 (FFFFX) to Fidelity Freedom Index 2050 (FIPFX)
You know, I split the difference and went with Fidelity Freedom Index 2045!