For a kid who will start college in 2026 i.e. in 5 years, (how) would you change the following asset mix?
17.4% international stock (almost equal VFWAX + TIAA CREF Index International Equity Portfolio)
19.1% TIPS (VTAPX)
8.6% S&P 500 (VFIAX)
27.8% US stock (1/3 VTSAX + 2/3 TIAA CREF Index US Equity Portfolio)
27% cash (TIAA CREF Principal Plus Interest Portfolio)