Vanguard statements missing
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Vanguard statements missing
Is anybody having a similar issue?
I have four accounts with Vanguard: Rollover IRA, Roth IRA, General Brokerage, and UTMA for my child. My wife has two accounts, a Rollover and a Roth IRA.
Therefore, I should see four statements per month and my wife should see two. However, the statements showing are sporadic. Under my statements, for example, January and March show all except the general brokerage, February and May only show the Roth and Rollover, April only shows the Rollover.
A similar thing is happening on my wife's accounts. It seems random. I have been on hold with Vanguard for 25 minutes now.
I have four accounts with Vanguard: Rollover IRA, Roth IRA, General Brokerage, and UTMA for my child. My wife has two accounts, a Rollover and a Roth IRA.
Therefore, I should see four statements per month and my wife should see two. However, the statements showing are sporadic. Under my statements, for example, January and March show all except the general brokerage, February and May only show the Roth and Rollover, April only shows the Rollover.
A similar thing is happening on my wife's accounts. It seems random. I have been on hold with Vanguard for 25 minutes now.
Re: Vanguard statements missing
Statements at Vanguard not monthly anymore for some years now.
Maybe there is a list of the types of account activity that will generate a statement somewhere, but if no activity, then no statement.
Maybe there is a list of the types of account activity that will generate a statement somewhere, but if no activity, then no statement.
Last edited by livesoft on Wed Jul 01, 2020 10:01 am, edited 1 time in total.
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Re: Vanguard statements missing
Just spoke to someone and got it straightened out. I'm a dumdum.
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Re: Vanguard statements missing
Perhaps different for mutual fund vs. brokerage accounts? I actually stopped retaining the statements any longer as I feel they are worthless. Everything is tracked and reported to the IRS.
Last edited by abuss368 on Fri Dec 03, 2021 9:07 pm, edited 1 time in total.
John C. Bogle: “Simplicity is the master key to financial success."
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Re: Vanguard statements missing
I'm working on a refinance and need them. Otherwise, I'm with you.
I learned that:
-My Roth IRA and taxable brokerages are on one statement. I didn't look closely enough to notice that. Shame on me. But it still doesn't seem logical.
-My Rollover IRA is its own statement.
-My child's UTMA is its own statement.
-Statements are issued monthly only if there was activity in the month. Otherwise, they are issued quarterly.
Re: Vanguard statements missing
That is strange. I have Roth IRA and taxable brokerage accounts at Vanguard too, but receive separate statements for them. The brokerage account has both my and wife's names on it; might be the reason it is not combined with the Roth IRA which is in my name.Triple digit golfer wrote: ↑Wed Jul 01, 2020 12:35 pmI'm working on a refinance and need them. Otherwise, I'm with you.
I learned that:
-My Roth IRA and taxable brokerages are on one statement. I didn't look closely enough to notice that. Shame on me. But it still doesn't seem logical.
-My Rollover IRA is its own statement.
-My child's UTMA is its own statement.
-Statements are issued monthly only if there was activity in the month. Otherwise, they are issued quarterly.
- Cheez-It Guy
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Re: Vanguard statements missing
That IS the reason.ikowik wrote: ↑Wed Jul 01, 2020 12:43 pmThat is strange. I have Roth IRA and taxable brokerage accounts at Vanguard too, but receive separate statements for them. The brokerage account has both my and wife's names on it; might be the reason it is not combined with the Roth IRA which is in my name.Triple digit golfer wrote: ↑Wed Jul 01, 2020 12:35 pmI'm working on a refinance and need them. Otherwise, I'm with you.
I learned that:
-My Roth IRA and taxable brokerages are on one statement. I didn't look closely enough to notice that. Shame on me. But it still doesn't seem logical.
-My Rollover IRA is its own statement.
-My child's UTMA is its own statement.
-Statements are issued monthly only if there was activity in the month. Otherwise, they are issued quarterly.
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Re: Vanguard statements missing
My rollover, Roth, and taxable are all in my name, but Roth and taxable are a combined statement. Strange.Cheez-It Guy wrote: ↑Wed Jul 01, 2020 12:51 pmThat IS the reason.ikowik wrote: ↑Wed Jul 01, 2020 12:43 pmThat is strange. I have Roth IRA and taxable brokerage accounts at Vanguard too, but receive separate statements for them. The brokerage account has both my and wife's names on it; might be the reason it is not combined with the Roth IRA which is in my name.Triple digit golfer wrote: ↑Wed Jul 01, 2020 12:35 pmI'm working on a refinance and need them. Otherwise, I'm with you.
I learned that:
-My Roth IRA and taxable brokerages are on one statement. I didn't look closely enough to notice that. Shame on me. But it still doesn't seem logical.
-My Rollover IRA is its own statement.
-My child's UTMA is its own statement.
-Statements are issued monthly only if there was activity in the month. Otherwise, they are issued quarterly.
Re: Vanguard statements missing
each of our accounts has a separate statement but we also have a household statement that consolidates everything into one. That is the only one I download.
Don't trust me, look it up. https://www.irs.gov/forms-instructions-and-publications
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Re: Vanguard statements missing
Is the Rollover IRA still a mutual fund account instead of a brokerage account?Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:03 pm
My rollover, Roth, and taxable are all in my name, but Roth and taxable are a combined statement. Strange.
Is there an "Upgrade" link near the account title? If yes, then it's a mutual fund account.
Regards,
If liberty means anything at all it means the right to tell people what they do not want to hear. -George Orwell
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Re: Vanguard statements missing
It is a brokerage account with a settlement fund. It even says "Triple Digit Golfer-Rollover IRA Brokerage Account-XXXXXXXX."retired@50 wrote: ↑Wed Jul 01, 2020 1:13 pmIs the Rollover IRA still a mutual fund account instead of a brokerage account?Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:03 pm
My rollover, Roth, and taxable are all in my name, but Roth and taxable are a combined statement. Strange.
Is there an "Upgrade" link near the account title? If yes, then it's a mutual fund account.
Regards,
All four accounts say brokerage also.
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Re: Vanguard statements missing
Oh well, it was a theory. I suppose you could call Vanguard to get to the bottom of it, or like someone mentioned above, you can work with them to issue a "consolidated" statement. I've done this.Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:16 pmIt is a brokerage account with a settlement fund. It even says "Triple Digit Golfer-Rollover IRA Brokerage Account-XXXXXXXX."retired@50 wrote: ↑Wed Jul 01, 2020 1:13 pmIs the Rollover IRA still a mutual fund account instead of a brokerage account?Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:03 pm
My rollover, Roth, and taxable are all in my name, but Roth and taxable are a combined statement. Strange.
Is there an "Upgrade" link near the account title? If yes, then it's a mutual fund account.
Regards,
All four accounts say brokerage also.
Regards,
If liberty means anything at all it means the right to tell people what they do not want to hear. -George Orwell
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Re: Vanguard statements missing
Thanks for your thoughts! As long as I get all the accounts, whether it's a consolidated statement or a 2 or 3, I'm good. Likely won't need these very often anyway.retired@50 wrote: ↑Wed Jul 01, 2020 1:17 pmOh well, it was a theory. I suppose you could call Vanguard to get to the bottom of it, or like someone mentioned above, you can work with them to issue a "consolidated" statement. I've done this.Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:16 pmIt is a brokerage account with a settlement fund. It even says "Triple Digit Golfer-Rollover IRA Brokerage Account-XXXXXXXX."retired@50 wrote: ↑Wed Jul 01, 2020 1:13 pmIs the Rollover IRA still a mutual fund account instead of a brokerage account?Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:03 pm
My rollover, Roth, and taxable are all in my name, but Roth and taxable are a combined statement. Strange.
Is there an "Upgrade" link near the account title? If yes, then it's a mutual fund account.
Regards,
All four accounts say brokerage also.
Regards,
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Re: Vanguard statements missing
Now that you say it, I have seen that. Yes, Vanguard will consolidate and report more than one account on a statement (but not all accounts).Triple digit golfer wrote: ↑Wed Jul 01, 2020 12:35 pmI'm working on a refinance and need them. Otherwise, I'm with you.
I learned that:
-My Roth IRA and taxable brokerages are on one statement. I didn't look closely enough to notice that. Shame on me. But it still doesn't seem logical.
-My Rollover IRA is its own statement.
-My child's UTMA is its own statement.
-Statements are issued monthly only if there was activity in the month. Otherwise, they are issued quarterly.
John C. Bogle: “Simplicity is the master key to financial success."
Re: Vanguard statements missing
You can also create your own valuation statement for your Vanguard accounts. It's available under My Accounts..Statements.Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:31 pmThanks for your thoughts! As long as I get all the accounts, whether it's a consolidated statement or a 2 or 3, I'm good. Likely won't need these very often anyway.retired@50 wrote: ↑Wed Jul 01, 2020 1:17 pmOh well, it was a theory. I suppose you could call Vanguard to get to the bottom of it, or like someone mentioned above, you can work with them to issue a "consolidated" statement. I've done this.Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:16 pmIt is a brokerage account with a settlement fund. It even says "Triple Digit Golfer-Rollover IRA Brokerage Account-XXXXXXXX."retired@50 wrote: ↑Wed Jul 01, 2020 1:13 pmIs the Rollover IRA still a mutual fund account instead of a brokerage account?Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:03 pm
My rollover, Roth, and taxable are all in my name, but Roth and taxable are a combined statement. Strange.
Is there an "Upgrade" link near the account title? If yes, then it's a mutual fund account.
Regards,
All four accounts say brokerage also.
Regards,
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Re: Vanguard statements missing
That IS a very useful tool.goingup wrote: ↑Wed Jul 01, 2020 1:54 pmYou can also create your own valuation statement for your Vanguard accounts. It's available under My Accounts..Statements.Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:31 pmThanks for your thoughts! As long as I get all the accounts, whether it's a consolidated statement or a 2 or 3, I'm good. Likely won't need these very often anyway.retired@50 wrote: ↑Wed Jul 01, 2020 1:17 pmOh well, it was a theory. I suppose you could call Vanguard to get to the bottom of it, or like someone mentioned above, you can work with them to issue a "consolidated" statement. I've done this.Triple digit golfer wrote: ↑Wed Jul 01, 2020 1:16 pmIt is a brokerage account with a settlement fund. It even says "Triple Digit Golfer-Rollover IRA Brokerage Account-XXXXXXXX."retired@50 wrote: ↑Wed Jul 01, 2020 1:13 pm
Is the Rollover IRA still a mutual fund account instead of a brokerage account?
Is there an "Upgrade" link near the account title? If yes, then it's a mutual fund account.
Regards,
All four accounts say brokerage also.
Regards,
"Success is going from failure to failure without loss of enthusiasm." Winston Churchill.
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Re: Vanguard statements missing
Thank you again for this bit of info - very helpful! I looked it up again today and I don't know if it was always here or recently moved, but it is under My Accounts > Balances & holdings > Balances by date.
Re: Vanguard statements missing
I have 3 accounts a Rollover IRA, a Roth IRA, and a taxable account(in the name of my trust)Triple digit golfer wrote: ↑Wed Jul 01, 2020 9:58 am Is anybody having a similar issue?
I have four accounts with Vanguard: Rollover IRA, Roth IRA, General Brokerage, and UTMA for my child. My wife has two accounts, a Rollover and a Roth IRA.
Therefore, I should see four statements per month and my wife should see two. However, the statements showing are sporadic. Under my statements, for example, January and March show all except the general brokerage, February and May only show the Roth and Rollover, April only shows the Rollover.
A similar thing is happening on my wife's accounts. It seems random. I have been on hold with Vanguard for 25 minutes now.
I receive 1 statement combining the Rollover and Roth IRA's, and a separate statement for the Taxable account
EDIT: when I said combined, I meant each IRA has it's own information, but the two accounts are on the same statement
Re: Vanguard statements missing
The only things the IRS receives is the year-end data that impacts your tax return, from capital gains/losses, dividends, to Roth conversions, RMDs, and HSA withdrawals.
A dollar in Roth is worth more than a dollar in a taxable account. A dollar in taxable is worth more than a dollar in a tax-deferred account.
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Re: Vanguard statements missing
I had this situation earlier this week which prompted me to search the forum.
I reached out to Vanguard on the secure message service as I noticed the same thing - missing statements for some months. All accounts are on the brokerage platform.
A Vanguard representative replied that if there are months with no activity (such as an IRA), they will not produce a statement.
I also inquired about the ability to provide one comprehensive statement with all accounts. Surprisingly, they mentioned that they have received a lot of requests for this and are actively looking into providing this.
Best.
Tony
I reached out to Vanguard on the secure message service as I noticed the same thing - missing statements for some months. All accounts are on the brokerage platform.
A Vanguard representative replied that if there are months with no activity (such as an IRA), they will not produce a statement.
I also inquired about the ability to provide one comprehensive statement with all accounts. Surprisingly, they mentioned that they have received a lot of requests for this and are actively looking into providing this.
Best.
Tony
John C. Bogle: “Simplicity is the master key to financial success."
- mangorunner
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Re: Vanguard statements missing
I have been receiving a "Household statement" (Vanguard's terminology), that includes all of my accounts, since June 2014.
I also receive separate statements for two of those accounts. I have asked Vanguard a number of times to please eliminate the duplicate statements but they have been unable to do so.
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Re: Vanguard statements missing
When I mentioned the “Household” statements format that I read on Bogleheads, the response was that they offered that years ago but presently are unable to do so.mangorunner wrote: ↑Sun Jul 24, 2022 11:44 amI have been receiving a "Household statement" (Vanguard's terminology), that includes all of my accounts, since June 2014.
I also receive separate statements for two of those accounts. I have asked Vanguard a number of times to please eliminate the duplicate statements but they have been unable to do so.
One would expect in the year 2022, form a technology perspective, that this would be so easy.
Confused.
Tony
John C. Bogle: “Simplicity is the master key to financial success."
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Re: Vanguard statements missing
Wow. Didn't know that you couldn't still get a household statement.
I would have thought elimination of the duplicates would be a piece of cake, too. I mention it every time I have another reason to call - I ask if they would please eliminate them - but they never do. These are some of the head-scratchers of Vanguard technology.
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Re: Vanguard statements missing
One would think eliminating duplicate statements across the system (you can’t be the only investor) would lower costs!mangorunner wrote: ↑Sun Jul 24, 2022 12:13 pmWow. Didn't know that you couldn't still get a household statement.
I would have thought elimination of the duplicates would be a piece of cake, too. I mention it every time I have another reason to call - I ask if they would please eliminate them - but they never do. These are some of the head-scratchers of Vanguard technology.
Best.
Tony
John C. Bogle: “Simplicity is the master key to financial success."