Non-Deductible TIRA Contributions - Income minimum?

[krannerd]

Seeking confirmation about contributing to a non-deductible TIRA (before converting to a Roth).

Is there an income minimum for contributing? I thought the minimum income required was at least the value of the contribution made.

My personal financial situation is MFJ and I have a working spouse. Her income exceeds the MAGI limits for ROTH contributions and I plan to earn $0 this year.

Hence, we both can contribute to a backdoor ROTH because her income is >$12,000.

Please advise if I am in error.

Edit: I've been to the Wiki and was not seeing the answer to this question in the TIRA or Backdoor sections.

[fabdog]

yes, there must be earned income to cover both spouses...in any combination.

So in your case where spouse is > $12K and yours is zero... no issue...

Now if she only had $11K and you had zero... then you only get $11K of TIra or Roth between the two of you

Mike