Search found 722 matches

by Crimsontide
Sun Jan 12, 2014 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Auto insurance
Replies: 35
Views: 4003

Re: Auto insurance

Been with State Farm for over 30 years. We have shopped around on occasion but no one has been able to beat SF yet.
by Crimsontide
Sun Jan 12, 2014 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 963
Views: 161029

Re: High Earners - What's Your Profession?

Engineer/Project Manager
by Crimsontide
Thu Jan 09, 2014 6:59 pm
Forum: Personal Consumer Issues
Topic: Trouble trusting US healthcare
Replies: 70
Views: 4714

Re: Trouble trusting US healthcare

I've had this experience with my dentist as well. While I'll admit my teeth are not the greatest or the whitest my dentist is absolutely over the top with the upsell on whitening, implants, bridges, etc.... It really is a beating going to see this "healthcare professional".
by Crimsontide
Wed Jan 08, 2014 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: Do you oversave for retirement or not?
Replies: 70
Views: 8417

Re: Do you oversave for retirement or not?

We are currently saving 70% of our after tax income. Probably a little "over saving" by most measures but we are trying to make hay while the sun is shining :D My wife's 3 year battle with cancer has scared the bejesus out of us...
by Crimsontide
Sat Jan 04, 2014 8:55 pm
Forum: Personal Consumer Issues
Topic: Non-retirees: Envisioning Retirement
Replies: 62
Views: 6910

Re: Non-retirees: Envisioning Retirement

Skiffy wrote:Frankly, dreading what retirement might be. spouse who has been totally consumed with work, with no friends or hobbies and of a crabby personality is not something I look forward to.
Honey?? Is that you??? :happy
by Crimsontide
Sat Jan 04, 2014 8:53 pm
Forum: Personal Consumer Issues
Topic: Non-retirees: Envisioning Retirement
Replies: 62
Views: 6910

Re: Non-retirees: Envisioning Retirement

I'm about 3 years out from retirement and have no idea of what I will do when I'm actually retired. I have been working in a very stressful job/industry for the past 30 years and look forward to having time to actually think about what I want to do, not what I have to do... I think the first 6 month...
by Crimsontide
Fri Jan 03, 2014 7:43 pm
Forum: Personal Consumer Issues
Topic: POLL: Bogleheads' Favorite Social Media Site
Replies: 54
Views: 4688

Re: POLL: Bogleheads' Favorite Social Media Site

Used Facebook for a little while, but couldn't handle the incessant friend requests from old girlfriends :annoyed
by Crimsontide
Tue Dec 31, 2013 10:13 am
Forum: Personal Consumer Issues
Topic: What is your winter thermostat setting (while you are up)?
Replies: 116
Views: 13562

Re: What is your winter thermostat setting (while you are up

We set ours to 62 during the day and use the gas logs in the evening. We cuddle under the electric blanket at night :D
by Crimsontide
Sun Dec 29, 2013 8:10 pm
Forum: Personal Consumer Issues
Topic: Cash in Your Wallet
Replies: 93
Views: 6382

Re: Cash in Your Wallet

$23.00. The only time I use cash is for haircuts - once every six weeks whether I need it or not :happy. At the rate I'm shedding now the interval is getting longer and longer...
by Crimsontide
Sat Dec 28, 2013 8:32 pm
Forum: Personal Consumer Issues
Topic: Europe with young kids - 6 and almost 3, bad idea ?
Replies: 34
Views: 3349

Re: Europe with young kids - 6 and almost 3, bad idea ?

Well you asked for opinions... Yep, bad idea. As others have said, send them to the GPs and have a nice trip with the wifey.
by Crimsontide
Fri Dec 20, 2013 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: How to fight work place bullying
Replies: 76
Views: 7207

re: how to fight work place bullying

Yep, agree with most of the other posters. Time to move on. Don't go to HR, they are pretty much useless in these types of situations, that would only make things worse for your wife...
by Crimsontide
Thu Dec 19, 2013 8:52 pm
Forum: Personal Consumer Issues
Topic: Movie night in recommendations
Replies: 269
Views: 26680

Re: Movie night in recommendations

No Country for Old Men
Forrest Gump
3:10 to Yuma
by Crimsontide
Fri Nov 29, 2013 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One Quicksilver: 1.5% reward, thoughts?
Replies: 98
Views: 276653

Re: Capital One Quicksilver: 1.5% reward, thoughts?

It is best to keep more than one card. Quicksilver doesn't seem the best option available. I'm using: 1) Fidelity Visa for most day to day expenses (I easily exceed the 15,000/year threshold, so I expect more than 1.5% cash back) 2) Costco Amex at Costco (only card accepted), restaurants(2%), gas s...
by Crimsontide
Wed Nov 27, 2013 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Empty Nester Tax Strategy
Replies: 7
Views: 1417

Re: Empty Nester Tax Strategy

Thanks for the quick reply Livesoft. I'll check the link you posted and also investigate the Foreign Tax credit. You are correct about the Schedule B, the vast majority of our money is in tax deferred accounts. We do have a pretty nice emergency fund and some CDs but with interest rates as low as th...
by Crimsontide
Wed Nov 27, 2013 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Empty Nester Tax Strategy
Replies: 7
Views: 1417

Empty Nester Tax Strategy

Hi All, Long time lurker, first time poster. The DW and I have been empty-nesters for the past few years and need some help with our tax strategy. I’m 51 and she is 48, our only child is married and doing a great job of being independent. Our current tax filing parameters are: - Married filing joint...
by Crimsontide
Sun Nov 24, 2013 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One Quicksilver: 1.5% reward, thoughts?
Replies: 98
Views: 276653

Re: Capital One Quicksilver: 1.5% reward, thoughts?

I switched to this card from Citi. 1.5% cash back on everything, everyday. Beats the crap out of getting miles that you can never use :happy
by Crimsontide
Sat Nov 23, 2013 9:05 am
Forum: Personal Finance (Not Investing)
Topic: Average Yearly Raises?
Replies: 97
Views: 8610

Re: Average Yearly Raises?

Interesting exercise. From 1984 until this year I'm up 5.72%, just above inflation. From 1984 until 2006 I was up 7.8%. Seems I've been steadily loosing ground since 2006 :annoyed
by Crimsontide
Fri Nov 22, 2013 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: Early Mortgage Payoff: any gocthas to watch out for?
Replies: 21
Views: 2708

Re: Early Mortgage Payoff: any gocthas to watch out for?

Paid our mortgage off last year. No lawyer required. The lender filed the lien release with our county with no intervention from us required. Still get a kick out of seeing PAID IN FULL where the outstanding balance used to be :happy
by Crimsontide
Sat Nov 16, 2013 6:44 pm
Forum: Investing - Theory, News & General
Topic: Fidelity: The Secret To Becoming A Retirement Millionaire
Replies: 15
Views: 3569

Re: Fidelity: The Secret To Becoming A Retirement Millionair

Was interested in this from the article: "Thompson says that a good goal is to retire with eight to 10 times your final salary" Median household retirement savings in the US for households age 55-64 is $12,000. So that's perhaps 0.2 times current final salary? I think Fidelity realizes th...
by Crimsontide
Thu Nov 14, 2013 7:53 pm
Forum: Personal Consumer Issues
Topic: Moving to Dallas, TX
Replies: 76
Views: 7938

Re: Moving to Dallas, TX

The scenery really does suck here. I live just north of the metromess and can attest to the fact that it's absolutely devoid of any natural beauty (or real trees for that matter). They call Chicago the Windy City but I think we can give you a run for your money on that title. North Texas is, however...
by Crimsontide
Wed Nov 13, 2013 9:08 pm
Forum: Personal Consumer Issues
Topic: Journal of my bike tour from Missoula, MT to Jasper, AB
Replies: 19
Views: 1721

Re: Journal of my bike tour from Missoula, MT to Jasper, AB

I just spent the last three hours reading the entire trip report. It was fantastic, thanks for sharing. I have toured the Banff/Lake Louise area and up to the Athabasca Glacier, we even went out on the glacier on the ice crawler. Thanks for bringing those memories back :happy
by Crimsontide
Mon Oct 28, 2013 6:39 pm
Forum: Personal Consumer Issues
Topic: Does anyone own a Hyundai?
Replies: 71
Views: 8707

Re: Does anyone own a Hyundai?

I bought a 2013 Sonata this time last year. It has the 2.0 Turbo 4 cylinder, in the SE package. I average 34-35 MPG on my daily commute up and down I35. I currently have over 19,000 miles on it with no issues seen (knock on wood). The car is still just as quiet and tight as the day I bought it. I bo...