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Been with State Farm for over 30 years. We have shopped around on occasion but no one has been able to beat SF yet.

Engineer/Project Manager

I've had this experience with my dentist as well. While I'll admit my teeth are not the greatest or the whitest my dentist is absolutely over the top with the upsell on whitening, implants, bridges, etc.... It really is a beating going to see this "healthcare professional".

We are currently saving 70% of our after tax income. Probably a little "over saving" by most measures but we are trying to make hay while the sun is shining My wife's 3 year battle with cancer has scared the bejesus out of us...

Skiffy wrote:Frankly, dreading what retirement might be. spouse who has been totally consumed with work, with no friends or hobbies and of a crabby personality is not something I look forward to.

Honey?? Is that you???

I'm about 3 years out from retirement and have no idea of what I will do when I'm actually retired. I have been working in a very stressful job/industry for the past 30 years and look forward to having time to actually think about what I want to do, not what I have to do... I think the first 6 month...

Used Facebook for a little while, but couldn't handle the incessant friend requests from old girlfriends

We set ours to 62 during the day and use the gas logs in the evening. We cuddle under the electric blanket at night

$23.00. The only time I use cash is for haircuts - once every six weeks whether I need it or not . At the rate I'm shedding now the interval is getting longer and longer...

Well you asked for opinions... Yep, bad idea. As others have said, send them to the GPs and have a nice trip with the wifey.

Yep, agree with most of the other posters. Time to move on. Don't go to HR, they are pretty much useless in these types of situations, that would only make things worse for your wife...

No Country for Old Men
Forrest Gump
3:10 to Yuma

It is best to keep more than one card. Quicksilver doesn't seem the best option available. I'm using: 1) Fidelity Visa for most day to day expenses (I easily exceed the 15,000/year threshold, so I expect more than 1.5% cash back) 2) Costco Amex at Costco (only card accepted), restaurants(2%), gas s...

Thanks for the quick reply Livesoft. I'll check the link you posted and also investigate the Foreign Tax credit. You are correct about the Schedule B, the vast majority of our money is in tax deferred accounts. We do have a pretty nice emergency fund and some CDs but with interest rates as low as th...

Hi All, Long time lurker, first time poster. The DW and I have been empty-nesters for the past few years and need some help with our tax strategy. I’m 51 and she is 48, our only child is married and doing a great job of being independent. Our current tax filing parameters are: - Married filing joint...

I switched to this card from Citi. 1.5% cash back on everything, everyday. Beats the crap out of getting miles that you can never use

Interesting exercise. From 1984 until this year I'm up 5.72%, just above inflation. From 1984 until 2006 I was up 7.8%. Seems I've been steadily loosing ground since 2006

Paid our mortgage off last year. No lawyer required. The lender filed the lien release with our county with no intervention from us required. Still get a kick out of seeing PAID IN FULL where the outstanding balance used to be

Was interested in this from the article: "Thompson says that a good goal is to retire with eight to 10 times your final salary" Median household retirement savings in the US for households age 55-64 is $12,000. So that's perhaps 0.2 times current final salary? I think Fidelity realizes th...

The scenery really does suck here. I live just north of the metromess and can attest to the fact that it's absolutely devoid of any natural beauty (or real trees for that matter). They call Chicago the Windy City but I think we can give you a run for your money on that title. North Texas is, however...

I just spent the last three hours reading the entire trip report. It was fantastic, thanks for sharing. I have toured the Banff/Lake Louise area and up to the Athabasca Glacier, we even went out on the glacier on the ice crawler. Thanks for bringing those memories back

I bought a 2013 Sonata this time last year. It has the 2.0 Turbo 4 cylinder, in the SE package. I average 34-35 MPG on my daily commute up and down I35. I currently have over 19,000 miles on it with no issues seen (knock on wood). The car is still just as quiet and tight as the day I bought it. I bo...