Search found 722 matches

by Crimsontide
Sun Mar 05, 2017 8:15 pm
Forum: Personal Consumer Issues
Topic: Camry Redesign
Replies: 61
Views: 8254

Re: Camry Redesign

Camry redesign?? I just bought a 2017 in November :oops:
by Crimsontide
Fri Feb 10, 2017 2:01 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 555
Views: 77297

Re: Your USER NAME...what does it mean?

Think nuclear submarine, oh, and football :happy
by Crimsontide
Thu Feb 02, 2017 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing 4 Family House for Rental Income
Replies: 34
Views: 3515

Re: Purchasing 4 Family House for Rental Income

dbr wrote:I guess somebody has to say it, but getting tied up in a 20 year financial deal with three other guys is absolutely insane. The issue has nothing to do with the financial merits of owning and renting that particular property.
+1 this is not going to end well...
by Crimsontide
Thu Feb 02, 2017 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Milestone and gotta tell someone
Replies: 61
Views: 7997

Re: Milestone and gotta tell someone

Excellent. Congratulations, it's a wonderful feeling :beer
by Crimsontide
Wed Jan 25, 2017 8:42 pm
Forum: US Chapters
Topic: HAPPY 93RD BIRTHDAY, TAYLOR!
Replies: 199
Views: 17782

Re: HAPPY 93RD BIRTHDAY, TAYLOR!

Happy Birthday, Taylor. Your posts continue to be very inspirational to me.
by Crimsontide
Mon Jan 16, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: How much do you typically spend in a restaurant?
Replies: 171
Views: 16579

Re: How much do you typically spend in a restaurant?

When we go out to eat it's typically mid range, non-chain type restaurants. It runs us about 40-60 all in with no alcohol (2 people). Usually 2 salads, 2 entrees, and either 1 app or 1 dessert depending on how we're feeling. We do this once a week or so. Once in a while we go to the high end places...
by Crimsontide
Mon Jan 16, 2017 9:00 pm
Forum: Personal Consumer Issues
Topic: How much do you typically spend in a restaurant?
Replies: 171
Views: 16579

Re: How much do you typically spend in a restaurant?

Perhaps it belongs in another thread, but we rarely eat the entire meal in a restaurant, so we almost always have a to-go box. Even the burgers at these places are HUGE, so I usually only eat half a burger and bring the other half home for another meal. So I'd put to-go box usage for us at 90% or h...
by Crimsontide
Wed Jan 11, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: Are $50 drugstore and supermarket "drones" any fun?
Replies: 18
Views: 3159

Re: Are $50 drugstore and supermarket "drones" any fun?

I bought this one several months ago and it's lots of fun - https://www.amazon.com/Syma-X5SC-Explorers-Headless-Quadcopter/dp/B00WJOLJW8/ref=sr_1_1?s=photo&ie=UTF8&qid=1484139988&sr=1-1&keywords=syma+x5c+headless Pretty easy to set up and learn to fly. Video and still images are ok ...
by Crimsontide
Sun Jan 08, 2017 6:10 pm
Forum: Personal Consumer Issues
Topic: Help choosing a mattress
Replies: 38
Views: 7111

Re: Help choosing a mattress

From a previous mattress thread: http://sleepopolis.com/mattress-reviews/ I am leaning toward the Brooklyn Bedding, Medium firmness. I ordered this exact mattress on Sunday morning (after suffering through another sleepless night), it should arrive tomorrow. Fingers crossed... Just an update on thi...
by Crimsontide
Sun Jan 08, 2017 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to the Dallas, TX Area
Replies: 32
Views: 4325

Re: Relocation to the Dallas, TX Area

I would focus the search on Frisco. Fast growing, lots to do and easy commute to Plano.
by Crimsontide
Sat Jan 07, 2017 7:57 pm
Forum: Personal Consumer Issues
Topic: Ally Website and Mobile Banking Down???
Replies: 14
Views: 2481

Re: Ally Website and Mobile Banking Down???

prudent wrote:Their home page says:
We’re making a few updates.

Certain services like online & mobile banking will be unavailable for an extended duration today due to scheduled maintenance. Please check back with us later.
Thanks!!! The last message I got was try again Saturday morning...
by Crimsontide
Sat Jan 07, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Ally Website and Mobile Banking Down???
Replies: 14
Views: 2481

Ally Website and Mobile Banking Down???

Is it just me or have others experienced issues logging into Ally today? I haven't been able to get in all day...
by Crimsontide
Thu Jan 05, 2017 8:30 pm
Forum: Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 108
Views: 41967

Re: Ally Bank - Is this a safe/best place to stash some cash?

We use Ally as our ONLY bank. Only issue is depositing cash, can only do it via getting a money order and mailing it in. I use the e-deposit on my phone about once a week, no issues at all. Really like the convenience of e-check and of using any ATM. Much better rates, convenience and service than ...
by Crimsontide
Thu Jan 05, 2017 8:27 pm
Forum: Personal Investments
Topic: Ally Bank - Is this a safe/best place to stash some cash?
Replies: 108
Views: 41967

Re: Ally Bank - Is this a safe/best place to stash some cash?

Ally is our primary bank. We do all our checking (which is really only one or two transactions a month to pay off the Quicksilver card and an occasional non recurring expense), have some CDs, savings and MM accounts as well. They have excellent customer service and are especially nuts about your acc...
by Crimsontide
Wed Dec 28, 2016 6:04 pm
Forum: Personal Finance (Not Investing)
Topic: large purchase [engagement ring]
Replies: 72
Views: 8775

Re: large purchase [engagement ring]

While women who dislike jewelry certainly exist, I don't know many of 'em myself. Enjoy! Fortunately for me my wife is one of those women who aren't really that into jewelry. The only jewelry she wears is her wedding band. The engagement ring is pretty and looks expensive sitting in her jewelry box...
by Crimsontide
Wed Dec 28, 2016 9:09 am
Forum: Personal Consumer Issues
Topic: TV in the bedroom?
Replies: 82
Views: 8740

Re: TV in the bedroom?

Yes, we have always had a TV in our bedroom. We currently have a 65 inch Samsung, love it.
by Crimsontide
Sat Dec 24, 2016 3:31 pm
Forum: US Chapters
Topic: My Christmas Gift to You.
Replies: 100
Views: 12236

Re: My Christmas Gift to You.

Thank you Taylor. Merry Christmas.
by Crimsontide
Sat Dec 24, 2016 3:28 pm
Forum: Personal Consumer Issues
Topic: If you could only choose one [car] to keep...?
Replies: 26
Views: 2878

Re: If you could only choose one [car] to keep...?

I'd keep the Accord and send the Chevy packing...
by Crimsontide
Fri Dec 23, 2016 9:10 pm
Forum: Investing - Theory, News & General
Topic: Financial Independence is not the Holy Grail
Replies: 85
Views: 11788

Re: Financial Independence is not the Holy Grail

The problem is for many people like us have no job security. We are under constant threat of permanent unemployment or under-employment. Hence, there is no difference for us between financial security and financial independence. We only have financial security when we achieve financial independence...
by Crimsontide
Thu Dec 22, 2016 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Fender-bender, insurance company, etc. etc.
Replies: 4
Views: 804

Re: Fender-bender, insurance company, etc. etc.

Long story short: you should have filed the claim against his insurance... I have just completed this exercise myself, his insurer paid for my totaled car, my medical bills including deductibles and other incidentals.
by Crimsontide
Wed Dec 21, 2016 7:57 pm
Forum: Personal Consumer Issues
Topic: Help choosing a mattress
Replies: 38
Views: 7111

Re: Help choosing a mattress

bloom2708 wrote:From a previous mattress thread:

http://sleepopolis.com/mattress-reviews/

I am leaning toward the Brooklyn Bedding, Medium firmness.
I ordered this exact mattress on Sunday morning (after suffering through another sleepless night), it should arrive tomorrow. Fingers crossed...
by Crimsontide
Tue Dec 13, 2016 6:41 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 20961

Re: How old is your vehicle?

2017 Toyota Camry, 1 week old. Love that new car smell :happy

... my 2013 Sonata 2.0t was destroyed a couple of weeks ago when we were rear ended and shoved into a stone wall. Heck of a way to get a new car...
by Crimsontide
Wed Nov 30, 2016 7:52 am
Forum: Personal Consumer Issues
Topic: Should I buy a new car for safety's sake?
Replies: 152
Views: 10835

Re: Should I buy a new car for safety's sake?

The only feature I have seen that my car doesn't have is an anti-collision feature that automatically applied brakes & I'm not a fan of taking control away from an aware driver. I wish the guy that rear-ended us last Saturday would have had this feature :oops: Knuckle head was texting or someth...
by Crimsontide
Tue Nov 15, 2016 8:48 pm
Forum: Personal Consumer Issues
Topic: Liver
Replies: 43
Views: 10759

Re: Liver

Why would you want to eat a filter? :shock: JK, my wife loves chicken livers, I opt for the gizzards...
by Crimsontide
Fri Nov 04, 2016 8:11 pm
Forum: Personal Consumer Issues
Topic: Dress shoes
Replies: 33
Views: 6093

Re: Dress shoes

Lou354 wrote:I like Ecco Helsinki loafers.
+1 these are the shoes I wear every day.
by Crimsontide
Thu Nov 03, 2016 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance rates went up
Replies: 155
Views: 23767

Re: Health Insurance rates went up

In my opinion, the whole US healtcare cost "crisis" has many aspects, some of which are purely political. Three of these (in my opinion) are: 1. The serious decline in "lifestyle" choices that lead to huge healthcare costs. Bad diets, overweight/obesity, sedentary liefestyle, et...
by Crimsontide
Thu Nov 03, 2016 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: 27/m. Wanting to Quit My Job. Any Words of Wisdom?
Replies: 55
Views: 9492

Re: 27/m. Wanting to Quit My Job. Any Words of Wisdom?

expat wrote:Assuming you have cash reserves, quit your job and enjoy your youth and freedom while you still have it.
Do not do this... you just need a break to clear your head. I repeat, do not do this...
by Crimsontide
Tue Nov 01, 2016 6:40 pm
Forum: Personal Consumer Issues
Topic: Texas [road trip]
Replies: 63
Views: 8457

Re: Texas

My brown skinned friends and I were stopped many times driving long distances in Texas, whether to Louisiana (stopped repeatedly over the years including by the same officer more than once), Las Vegas NV, or Big Bend. Tried to be good humored about it but after a while it gets old. Of course they'r...
by Crimsontide
Tue Nov 01, 2016 6:31 pm
Forum: Personal Consumer Issues
Topic: Texas [road trip]
Replies: 63
Views: 8457

Re: Texas

Agree with Guadalupe Mountains National Park. Guadalupe Peak (highest point in Texas) and adjacent El Capitan are the fossilized remnants of an ancient reef and rise dramatically above the roadway and desert to the east. Brief southerly drive from Carlsbad Caverns. The best part of the park, in my ...
by Crimsontide
Wed Oct 26, 2016 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Will the market go up or down after the election?
Replies: 24
Views: 4092

Re: Will the market go up or down after the election?

YES, it will go up or down after the election, then again it could be unchanged but that is doubtful... maybe.
by Crimsontide
Tue Oct 25, 2016 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: Healthcare costs and self funding
Replies: 96
Views: 11909

Re: Healthcare costs and self funding

My wife was very healthy right up until she wasn't... Her cancer diagnosis would have no doubt bankrupted us without insurance. Don't do it, way too risky, especially for the entire family.
by Crimsontide
Thu Oct 13, 2016 6:01 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4999
Views: 1317002

Re: What Book Are You Currently Reading? Part VI

Killing the Rising Sun, by Bill O'Reilly. Fantastic read. Really brings the fight in the Pacific to life.
by Crimsontide
Fri Oct 07, 2016 5:18 pm
Forum: Personal Consumer Issues
Topic: Join AARP
Replies: 56
Views: 6694

Re: Join AARP

No thanks. Does anyone know how to make them stop sending me junk mail?
by Crimsontide
Sat Oct 01, 2016 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank app/website issues?
Replies: 8
Views: 1763

Re: Ally Bank app/website issues?

Yes, they were down for maintenance most of the day. I had to delete and reload the app on my iPad to get back up and running.
by Crimsontide
Tue Sep 27, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: Bogleheads for Diet/Nutrition?
Replies: 66
Views: 8025

Re: Bogleheads for Diet/Nutrition?

Just like the 3 fund Portfolio - Make it Simple: Eat some fruit, vegetables and a small portion of protein at every meal. Throw in some beans and rice once in awhile and snack on nuts and berries Example: Breakfast: Cantaloupe, Sauteed Spinach and a small Turkey One word on this breakfast, yuck :co...
by Crimsontide
Mon Sep 19, 2016 8:14 pm
Forum: Personal Consumer Issues
Topic: Cities like New Orleans?
Replies: 112
Views: 13304

Re: Cities like New Orleans?

Watch the news footage from Hurricane Katrina on YouTube, it really exposed the "real" New Orleans, not some fantasy cover from Southern Living Magazine that you're dreaming of...
by Crimsontide
Mon Sep 19, 2016 8:01 pm
Forum: Personal Consumer Issues
Topic: Favorite Coffee
Replies: 147
Views: 20570

Re: Favorite Coffee

Dunkin's Colombian fan here.
by Crimsontide
Mon Sep 12, 2016 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Should I pay off my mortgage?
Replies: 45
Views: 6318

Re: Should I pay off my mortgage?

Yes, pay off the mortgage and the stupid truck loan. Oh, sorry, that probably sounds too much like Dave :oops:
by Crimsontide
Thu Sep 08, 2016 8:11 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 14446

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently. - Warren Buffett Time to put up or shut up, Mr. Buffett. There is no way executive management at Wells Fargo didn't know that they were firing thousands of employees over this...
by Crimsontide
Thu Sep 08, 2016 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Moving coverage from State Farm to GEICO
Replies: 16
Views: 3053

Re: Moving coverage from State Farm to GEICO

I made this same move earlier this year. Saved over $900 per year as well.
by Crimsontide
Thu Sep 08, 2016 7:52 pm
Forum: Personal Consumer Issues
Topic: So being 40 is "old" in the high tech business?
Replies: 129
Views: 14693

Re: So being 40 is "old" in the high tech business?

I'm 54, work in high tech (telecom), not in Silicon Valley thank goodness. I also have two 70 somethings working in my team. Survivors!!!
by Crimsontide
Thu Sep 08, 2016 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Your contribution to employee health care
Replies: 17
Views: 2533

Re: Your contribution to employee health care

I have a $400 deductible plan and pay $9 per pay period (biweekly). I'm also at platinum status in our employee wellness plan (that accounts for an additional $75 per pay period contribution to my share of the premimun). I love our wellness plan :happy
by Crimsontide
Thu Sep 08, 2016 7:13 pm
Forum: Investing - Theory, News & General
Topic: ["Wells Fargo Fined for Years of Harm to Customers"]
Replies: 129
Views: 14446

Re: ["Wells Fargo Fined for Years of Harm to Customers"]

Is there any integrity in the entire finacial industry? Are they all fat, greedy pigs like Wells Fargo or are they just the latest example that has been caught with their fat, greedy hands in the cookie jar? Yes, I'm very upset to read about this horrendous behavior :annoyed
by Crimsontide
Thu Sep 08, 2016 12:53 pm
Forum: Personal Consumer Issues
Topic: Breaking the iPhone cycle - Any Macbook users with Android Phones?
Replies: 49
Views: 6368

Re: Breaking the iPhone cycle - Any Macbook users with Android Phones?

Interesting to see the Android love here. I've been a diehard anti-apple person since the iphone came out. I've used every smartphone from WebOS to Windows Phone to Android. On android, I've always gotten the flagship phone, the one that was $200 plus a contract. The S4, LG G3, etc. I broke down an...
by Crimsontide
Mon Sep 05, 2016 7:52 pm
Forum: Investing - Theory, News & General
Topic: Ric Edelman's The Truth about Retirement on PBS
Replies: 142
Views: 31588

Re: Ric Edelman's The Truth about Retirement on PBS

No mortgage in retirement lowers your fixed costs. Maybe by a lot. This allows you to keep more in stocks, because you can more easily weather a drop in the market. Best is to arrive at retirement with a paid-off house AND substantial investments. this simply isn't true. if you don't need the extra...
by Crimsontide
Mon Sep 05, 2016 7:27 pm
Forum: Personal Investments
Topic: payoff my mortgage ?
Replies: 18
Views: 2595

Re: payoff my mortgage ?

Yep, I vote for paying it off and not getting any ideas about buying a new one :oops:
by Crimsontide
Fri Sep 02, 2016 8:52 pm
Forum: Personal Consumer Issues
Topic: Best Crossover SUV to purchase
Replies: 146
Views: 29673

Re: Best Crossover SUV to purchase

sunny_socal wrote:“The enemy of a good plan is the dream of a perfect plan.”
-Carl von Clausewitz
+1, analysis paralysis. I've got tired head following this mess...