Search found 722 matches

by Crimsontide
Thu Mar 24, 2016 3:51 pm
Forum: Personal Consumer Issues
Topic: Wet / Dry (shop) vac recommendations
Replies: 21
Views: 2592

Re: Wet / Dry (shop) vac recommendations

daveatca wrote:Consumer Reports says - Ridgid WD1450
I own RIDGID Model # WD1270 12 Gal. 5 PHP Wet/Dry Vacuum and like it.
My local Home Depot has an overwhelming selection.
+1 I have this one as well. Works great all around the house and the shop.
by Crimsontide
Tue Mar 22, 2016 8:34 pm
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 133
Views: 27380

Re: Best DNA genealogy testing kits

So if you are not doing serious genealogy work now - just taking a test to take one is a parlor amusement trick - hey it's your money! Test results that try to break down where you came from at the country level are pretty much winging it. Yep, you've nailed it. We've traced back to 1798, all Ameri...
by Crimsontide
Tue Mar 22, 2016 5:23 pm
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 133
Views: 27380

Re: Best DNA genealogy testing kits

Just got my results from Ancestry. Big whoop. Results show I'm a mutt from Western Europe, one could tell this without the saliva sample :annoyed Glad I paid for this with the free Amazon gift card I had left over from Christmas...
by Crimsontide
Wed Mar 16, 2016 8:29 pm
Forum: Personal Consumer Issues
Topic: Dallas Metro Area
Replies: 28
Views: 3951

Re: Dallas Metro Area

My daughter and SIL live near Harvest in the Country Lakes Estates on the Denton/Argyle line http://www.countrylakeshoa.com Homes here are within your requested range, close to FM and close to outdoor activities. The subdivision itself has plenty of OD activities as well. A few rentals are available...
by Crimsontide
Wed Mar 09, 2016 3:20 pm
Forum: Personal Consumer Issues
Topic: What are you frugal with, what are you not, but still buy?
Replies: 53
Views: 7003

Re: What are you frugal with, what are you not but still buy?

We are fairly frugal in all our purchases, except maybe tires. We do not cheap out on tires, we do look for a discount at Discount but we don't buy low end when it comes to our safety...
by Crimsontide
Thu Feb 25, 2016 8:18 pm
Forum: Personal Consumer Issues
Topic: Are food prices falling?
Replies: 54
Views: 6239

Re: Are food prices falling?

Is it just my own perception? Beef prices at the high end have been falling quite dramatically. I saw prime (not choice) steaks for $6.99 at Costco yesterday. There is a glut of milk, but recent high prices seem to have destroyed demand in spite of now lower prices. Eggs at 99 cents? Who would have...
by Crimsontide
Fri Feb 19, 2016 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Should I pursue a Masters in Computer Science?
Replies: 60
Views: 7083

Re: Should I pursue a Masters in Computer Science?

Talk with other people in computer science jobs. I considered a similar change some years ago (MSEE) and spoke with several of the digital guys who do a lot of coding at my place of work. They all told me that it's a shrinking field because new jobs were going to Bangalore and China. Our employer (...
by Crimsontide
Wed Feb 10, 2016 8:57 pm
Forum: Personal Consumer Issues
Topic: Bear Meat
Replies: 37
Views: 4475

Re: Bear Meat

Black or Griz?
by Crimsontide
Mon Feb 08, 2016 8:25 pm
Forum: Personal Consumer Issues
Topic: DISH TV versus DirecTV
Replies: 22
Views: 2560

Re: DISH TV versus DirecTV

. called Direct TV last week after they raised the rate for my package to $95 per month. I asked to cancel and told them I was going with cable. They offered to give me the original introductory rate of $55 per month if I re-upped for 2 years. You made out very well indeed! I am going to make one l...
by Crimsontide
Mon Feb 08, 2016 2:50 pm
Forum: Personal Consumer Issues
Topic: DISH TV versus DirecTV
Replies: 22
Views: 2560

Re: DISH TV versus DirecTV

I've had both. Direct TV seems to be better customer service-wise. I called Direct TV last week after they raised the rate for my package to $95 per month. I asked to cancel and told them I was going with cable. They offered to give me the original introductory rate of $55 per month if I re-upped fo...
by Crimsontide
Sat Feb 06, 2016 7:52 pm
Forum: Personal Consumer Issues
Topic: Sell truck and buy SUV?
Replies: 44
Views: 5138

Re: Sell truck and buy SUV?

The Tundra rides well, but we don't find it that comfortable on long highway trips. I am surprised to read that your Tundra is not comfortable on long trips. I have a 2013 GMC Sierra 1500. I find it a pleasure to drive on long trips. This summer I will be taking a couple of 2 to 3K trips in it. I h...
by Crimsontide
Sat Feb 06, 2016 2:50 pm
Forum: Investing - Theory, News & General
Topic: If SS covers expenses why invest?
Replies: 89
Views: 10229

Re: If SS covers expenses why invest?

Why do people always assume its so much cheaper to live in the rural south? If you own your house in a small to medium size city anywhere other than the top COL areas its about the same. One of the highest costs in rural areas is transportation, you almost have to have car or truck in rural areas. ...
by Crimsontide
Thu Feb 04, 2016 8:43 pm
Forum: Personal Investments
Topic: [Am I getting a bad deal from my financial planner?]
Replies: 58
Views: 6301

Re: Am I getting screwed?

SeeMoe wrote:Why not confront your CFP and frankly discuss your views with him and his supervisors also , if possibe
This is exactly what I did at A.G. Edwards in 2000. Guess what was the outcome of that meeting: they blamed me for taking their advice, I kid you not :oops:
by Crimsontide
Thu Feb 04, 2016 8:32 pm
Forum: Investing - Theory, News & General
Topic: Take the Verb Tense Pledge!
Replies: 69
Views: 8168

Re: Take the Verb Tense Pledge!

blueblock wrote:I'm reluctant to take this pledge, because my last one, not to end sentences with prepositions, I failed at.
Me to.
by Crimsontide
Thu Feb 04, 2016 4:05 pm
Forum: Personal Investments
Topic: [Am I getting a bad deal from my financial planner?]
Replies: 58
Views: 6301

Re: Am I getting screwed?

Yes, you are. You are me circa 2000... Looks like your wake up call has arrived and your tuition to the school of hard knocks has been paid in full. Go forth with this knowledge and prosper.
by Crimsontide
Tue Feb 02, 2016 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Friend is an Edward Jones financial advisor -- should I drop him?
Replies: 76
Views: 13176

Re: Friend is an Edward Jones financial advisor -- should I drop him?

I faced this exact situation a few years ago. The friend was also my former boss and mentor. He gave up an excellent career in program management to join Edward Jones as a FA/salesman. He tried for quite a while to convince me to move my hard earned money to Edward Jones (was very successful with so...
by Crimsontide
Wed Jan 27, 2016 9:07 pm
Forum: Personal Investments
Topic: Starting off 2016: If you had $15,000.00 to invest, what would you do with it?
Replies: 21
Views: 3320

Re: Starting off 2016: If you had $15,000.00 to invest, what would you do with it?

FiveK wrote:
mod122 wrote:Any ideas on where I could use the $15 k and make lets say $500 a week and keep building on it?
Yes, but none of them are legal.
Doh, you beat me to it :oops:
by Crimsontide
Wed Jan 27, 2016 8:56 pm
Forum: Personal Consumer Issues
Topic: Do you pay for exercise?
Replies: 222
Views: 22581

Re: Do you pay for exercise?

Thinking about this more I have concluded that not only do I not pay for exercise, it actually pays me. Our wellness program subsidy at work pays ~90% of my healthcare insurance premiums. Since I walk or hike a couple of miles daily (wearing clothes and shoes that I would normally wear for everyday ...
by Crimsontide
Tue Jan 26, 2016 7:15 pm
Forum: Personal Consumer Issues
Topic: Cutting Cable Cord Only to Strengthen Internet Cord
Replies: 64
Views: 9017

Re: Cutting Cable Cord Only to Strengthen Internet Cord

This thread has me really wanting to throw the Direct TV dish off of my roof again. They just raised my rate to $95/month. I went online and backed my service down to the next level and it will still be $85. I have cable internet and Amazon Prime and am really leaning towards going with Sling and sl...
by Crimsontide
Mon Jan 25, 2016 9:18 pm
Forum: Investing - Theory, News & General
Topic: What is your favorite Financial Quote or Metaphor??
Replies: 179
Views: 19402

Re: What is your favorite Financial Quote or Metaphor??

"There's a sucker born every minute".
by Crimsontide
Mon Jan 25, 2016 9:11 pm
Forum: US Chapters
Topic: Happy Birthday Taylor!
Replies: 87
Views: 8861

Re: Happy Birthday Taylor!

Happy Birthday Taylor. I always look forward to reading your words of wisdom. :beer
by Crimsontide
Mon Jan 25, 2016 2:04 pm
Forum: Personal Consumer Issues
Topic: Do you pay for exercise?
Replies: 222
Views: 22581

Re: Do you pay for exercise?

No. Walking is free. You can walk slowly or quickly. For a more vigorous workout, walk up a hill. Treadmills are dreadfully boring without a workout partner, and the air is stale. Outside, the air smells fresher (except at rush hour on a humid summer day). The scenery is stimulating too. I can walk...
by Crimsontide
Sun Jan 24, 2016 8:42 pm
Forum: Personal Consumer Issues
Topic: New Amazon Prime Member w/streaming - need recs
Replies: 26
Views: 3127

Re: New Amazon Prime Member w/streaming - need recs

In my opinion, The Wire is the best series I have ever seen on TV (Breaking Bad is second). But, I advise watching it with english subtitles because it is difficult to understand the street talk. (Heck, difficult to understand even with the subtitles!). Better than Breaking Bad? Ok, now you've got ...
by Crimsontide
Fri Jan 22, 2016 8:49 am
Forum: Personal Consumer Issues
Topic: What was your biggest unexpected home expense?
Replies: 87
Views: 12826

Re: What was your biggest unexpected home expense?

Termite damage in the master bath. Sub-par shower pan had been leaking for years providing the optimal habitat for the colony. Cost about $20k to replace the shower stall, walls and treatment of the site. On the bright side, the new shower is awesome: natural stone and frame-less glass :happy
by Crimsontide
Thu Jan 21, 2016 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Payoff 401K loan early?
Replies: 35
Views: 64427

Re: Payoff 401K loan early?

Can you explain what you did step by step? After you took a loan from your 401k plan (I.e. payoff debt or put downpayment on house), where did you direct your loan repayment funds? Doesn't your 401k plan expect the repayment to go back in there? How were you able to put the repayment in a 529 plan....
by Crimsontide
Wed Jan 20, 2016 11:37 am
Forum: Investing - Theory, News & General
Topic: Ken Moraif must be getting nervous
Replies: 91
Views: 26066

Re: Ken Moraif must be getting nervous

Guess the stopped clock is right for now????
by Crimsontide
Tue Jan 19, 2016 7:43 am
Forum: Investing - Theory, News & General
Topic: Tomorrows Market Open?
Replies: 37
Views: 6697

Re: Tomorrows Market Open?

According to the futures tab on the Marketwatch website the Dow will open up ~1.5%. How long it stays there, and which direction it goes, is anyone's guess...
by Crimsontide
Thu Jan 07, 2016 7:54 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6430
Views: 1438475

Re: What Movie Have You Recently Watched?

"Nebraska" on Amazon Prime. Thought it was very well done, good story and loved the black and white. If it had been in color the mood would have been completely different.
by Crimsontide
Thu Jan 07, 2016 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: How has your Salary performed against inflation?
Replies: 59
Views: 8289

Re: How has your Salary performed against inflation?

A CAGR from start to finish over a long period can be a bit misleading, as it hides dips and struggles. My career went from losing money to inflation for the first 10 years to going way beyond it in the last 5. 2000-2009 CAGR: 1.0% nominal (inflation was 2.25%) 2010-2014 CAGR: 31.2% nominal (inflat...
by Crimsontide
Wed Jan 06, 2016 8:59 pm
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 151
Views: 15128

Re: Waste of money? [High-end home theater]

^^^ Perhaps, but you need a properly lit (meaning darkened) room. I used to have a 67" DLP, but the color wheel broke (twice) and wasn't worth fixing. Replaced the color wheel on our DLP last year (my wife did actually, since she has smaller hands), that and a new bulb have it looking brand ne...
by Crimsontide
Tue Jan 05, 2016 9:07 pm
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 151
Views: 15128

Re: Waste of money? [High-end home theater]

BahamaMan wrote:As far as the TV, I am not a Video guy.
That's for sure, I would expect to see a 65 incher at a min in a room like that :oops:
by Crimsontide
Tue Jan 05, 2016 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Inheritance estimate inclusion in net worth?
Replies: 19
Views: 2669

Re: Inheritance estimate inclusion in net worth?

obgyn65 wrote:+2
Toons wrote:
mlebuf wrote:Never count your chickens before they hatch.

+1 :happy
+3 Stuff Happens :oops:
by Crimsontide
Mon Jan 04, 2016 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Lottery - lump sum or annual payout?
Replies: 75
Views: 9731

Re: Lottery - lump sum or annual payout?

PVW wrote: to 7 significant figures, you still have the exact same chance of winning the big prize.
"So, you're saying there's a chance??"

-Lloyd from Dumb and Dumber.
by Crimsontide
Mon Jan 04, 2016 11:18 am
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 151
Views: 15128

Re: Waste of money?

Yep, agree with your wife. You have gone mad :happy
by Crimsontide
Fri Dec 18, 2015 2:41 pm
Forum: Personal Consumer Issues
Topic: Bogleheads: Share how you like to vacation
Replies: 113
Views: 14016

Re: Bogleheads: Share how you like to vacation

lthenderson wrote:The best bang for the buck vacation for me is hands down vacationing in a small cabin on the edge of the park and a trailhead with thousands of miles of hiking trails, a gorgeous float river and mountains full of old logging roads perfect for mountain biking.
Yep, this :sharebeer
by Crimsontide
Wed Dec 16, 2015 5:41 pm
Forum: Personal Consumer Issues
Topic: I would like to play the Boglehead car game too
Replies: 163
Views: 15718

Re: I would like to play the Boglehead car game too

pencap75 wrote: Base salary 275k, but can be in low-mid 300's depending on bonus.
Just curious, how do doctors earn bonuses?
by Crimsontide
Tue Dec 15, 2015 8:46 pm
Forum: Personal Investments
Topic: 40k car + 110k stock purchase as an alternative to a 150k sports car purchase?
Replies: 29
Views: 2380

Re: 40k car + 110k stock purchase as an alternative to a 150k sports car purchase?

I don't really care what you do with your money, so I won't comment on your plan. But clearly it's a waste of time to post ideas like this here when there are a thousand chat boards you could post on. Clearly you're bored and need to be entertained (evidence by your financial plan and this thread w...
by Crimsontide
Tue Dec 15, 2015 8:42 pm
Forum: Personal Consumer Issues
Topic: Anyone using Plastc or Coin?
Replies: 8
Views: 1293

Re: Anyone using Plastc or Coin?

No and no.
by Crimsontide
Mon Dec 14, 2015 8:15 pm
Forum: Personal Consumer Issues
Topic: Christmas Gifts for the Financially Irresponsible
Replies: 20
Views: 2929

Re: Christmas Gifts for the Financially Irresponsible

I don't think Christmas is the time for broaching this subject. Wait until New Years when the focus shifts to "resolutions". Pay for him to attend Financial Peace classes next year.
by Crimsontide
Thu Dec 10, 2015 8:06 am
Forum: Personal Consumer Issues
Topic: mailboxes freezing shut?
Replies: 36
Views: 9066

Re: mailboxes freezing shut?

Toons wrote:If I was to find my mailbox frozen shut,
I would pour warm water over it. :happy
If I was to find my mailbox frozen shut,
I would move south :P
by Crimsontide
Tue Dec 08, 2015 8:59 pm
Forum: Personal Consumer Issues
Topic: Quadcopter (drone) experience/recommendation
Replies: 26
Views: 2390

Re: Quadcopter (drone) experience/recommendation

Userdc wrote:I'd start with a super cheapo like the $50 syma X-5c before sinking any money into an intermediate or advanced model.
+1 exactly what I started with.
by Crimsontide
Fri Dec 04, 2015 4:45 pm
Forum: Personal Consumer Issues
Topic: I drive 20k miles/yr. Should i buy an extended warranty for my new car?
Replies: 16
Views: 1880

Re: I drive 20k miles/yr. Should i buy an extended warranty for my new car?

wander wrote:I've never bought extended warranty for anything.
+1 same here and I have driven 30K miles per year for the last 25 years...
by Crimsontide
Tue Dec 01, 2015 8:24 pm
Forum: Personal Consumer Issues
Topic: How do high earners get rid of their junk?
Replies: 59
Views: 11328

Re: How do high earners get rid of their junk?

I just leave the items we no longer want/need at the end of our driveway with a "free to go home" sign on it. I've never had anything sit for more than a couple of hours.
by Crimsontide
Tue Dec 01, 2015 8:10 pm
Forum: Personal Consumer Issues
Topic: Boglehead cell phone strategy
Replies: 146
Views: 23451

Re: Boglehead cell phone strategy

Go to Swappa.com and buy last year's model at a huge discount. Take it to the carrier of your choice, easy peasy...
by Crimsontide
Sun Nov 29, 2015 2:00 pm
Forum: Personal Consumer Issues
Topic: Nice house vs traveling
Replies: 78
Views: 9052

Re: Nice house vs traveling

stoptothink wrote:
lovingwife wrote:I edited my original post.
I think that (it is a vacation home) makes it even more of a gamble. Do you know if you'd even qualify?
+1 you should pay cash for your toys, in my opinion a vacation home is a toy...
by Crimsontide
Fri Nov 27, 2015 5:26 pm
Forum: Personal Consumer Issues
Topic: Free Windows 10 Upgrade, Yes or No?
Replies: 533
Views: 93640

Re: Free Windows 10 Upgrade, Yes or No?

Completed the upgrade a couple of hours ago. It went amazingly smooth. Only one driver issue (for my USB 3.0 docking station). That has been resolved and all is good so far...
by Crimsontide
Sat Nov 21, 2015 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Getting a bonus this year?
Replies: 75
Views: 11156

Re: Getting a bonus this year?

We won't know until late Jan when 4Q15 results and full year 2015 results are announced. Looking pretty good so far, I expect around 20% of full year's earning. I'm in R&D, not sales though...
by Crimsontide
Tue Nov 17, 2015 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: What steps are you taking to prepare your spouse?
Replies: 32
Views: 4848

Re: What steps are you taking to prepare your spouse?

It's all in the spreadsheet... Dave Ramsey talks about the legacy drawer, I have the legacy spreadsheet :happy
by Crimsontide
Tue Nov 17, 2015 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on salary negotiation - Engineering
Replies: 22
Views: 3190

Re: Advice on salary negotiation - Engineering

Not sure if this is helpful or not but here are some real life numbers. I'm an engineer and salary ranges are available on our company intranet. My manager makes ~44% more than I do. I'm sure he gets a much larger bonus as well. My wife (in a completely different industry) was just recruited to a m...