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Crimsontide

daveatca wrote:Consumer Reports says - Ridgid WD1450
I own RIDGID Model # WD1270 12 Gal. 5 PHP Wet/Dry Vacuum and like it.
My local Home Depot has an overwhelming selection.

+1 I have this one as well. Works great all around the house and the shop.

Crimsontide

So if you are not doing serious genealogy work now - just taking a test to take one is a parlor amusement trick - hey it's your money! Test results that try to break down where you came from at the country level are pretty much winging it. Yep, you've nailed it. We've traced back to 1798, all Ameri...

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Just got my results from Ancestry. Big whoop. Results show I'm a mutt from Western Europe, one could tell this without the saliva sample

Glad I paid for this with the free Amazon gift card I had left over from Christmas...

Crimsontide

My daughter and SIL live near Harvest in the Country Lakes Estates on the Denton/Argyle line http://www.countrylakeshoa.com Homes here are within your requested range, close to FM and close to outdoor activities. The subdivision itself has plenty of OD activities as well. A few rentals are available...

Crimsontide

We are fairly frugal in all our purchases, except maybe tires. We do not cheap out on tires, we do look for a discount at Discount but we don't buy low end when it comes to our safety...

Crimsontide

Is it just my own perception? Beef prices at the high end have been falling quite dramatically. I saw prime (not choice) steaks for $6.99 at Costco yesterday. There is a glut of milk, but recent high prices seem to have destroyed demand in spite of now lower prices. Eggs at 99 cents? Who would have...

Crimsontide

Talk with other people in computer science jobs. I considered a similar change some years ago (MSEE) and spoke with several of the digital guys who do a lot of coding at my place of work. They all told me that it's a shrinking field because new jobs were going to Bangalore and China. Our employer (...

Crimsontide

Black or Griz?

Crimsontide

. called Direct TV last week after they raised the rate for my package to $95 per month. I asked to cancel and told them I was going with cable. They offered to give me the original introductory rate of $55 per month if I re-upped for 2 years. You made out very well indeed! I am going to make one l...

Crimsontide

250 miles?? That's only 2.5 commutes for me

Crimsontide

I've had both. Direct TV seems to be better customer service-wise. I called Direct TV last week after they raised the rate for my package to $95 per month. I asked to cancel and told them I was going with cable. They offered to give me the original introductory rate of $55 per month if I re-upped fo...

Crimsontide

The Tundra rides well, but we don't find it that comfortable on long highway trips. I am surprised to read that your Tundra is not comfortable on long trips. I have a 2013 GMC Sierra 1500. I find it a pleasure to drive on long trips. This summer I will be taking a couple of 2 to 3K trips in it. I h...

Crimsontide

Why do people always assume its so much cheaper to live in the rural south? If you own your house in a small to medium size city anywhere other than the top COL areas its about the same. One of the highest costs in rural areas is transportation, you almost have to have car or truck in rural areas. ...

Crimsontide

SeeMoe wrote:Why not confront your CFP and frankly discuss your views with him and his supervisors also , if possibe

This is exactly what I did at A.G. Edwards in 2000. Guess what was the outcome of that meeting: they blamed me for taking their advice, I kid you not

Crimsontide

blueblock wrote:I'm reluctant to take this pledge, because my last one, not to end sentences with prepositions, I failed at.

Me to.

Crimsontide

Yes, you are. You are me circa 2000... Looks like your wake up call has arrived and your tuition to the school of hard knocks has been paid in full. Go forth with this knowledge and prosper.

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I faced this exact situation a few years ago. The friend was also my former boss and mentor. He gave up an excellent career in program management to join Edward Jones as a FA/salesman. He tried for quite a while to convince me to move my hard earned money to Edward Jones (was very successful with so...

Crimsontide

FiveK wrote:
mod122 wrote:Any ideas on where I could use the $15 k and make lets say $500 a week and keep building on it?
Yes, but none of them are legal.

Doh, you beat me to it

Crimsontide

Thinking about this more I have concluded that not only do I not pay for exercise, it actually pays me. Our wellness program subsidy at work pays ~90% of my healthcare insurance premiums. Since I walk or hike a couple of miles daily (wearing clothes and shoes that I would normally wear for everyday ...

Crimsontide

This thread has me really wanting to throw the Direct TV dish off of my roof again. They just raised my rate to $95/month. I went online and backed my service down to the next level and it will still be $85. I have cable internet and Amazon Prime and am really leaning towards going with Sling and sl...

Crimsontide

"There's a sucker born every minute".

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Happy Birthday Taylor. I always look forward to reading your words of wisdom.

Crimsontide

No. Walking is free. You can walk slowly or quickly. For a more vigorous workout, walk up a hill. Treadmills are dreadfully boring without a workout partner, and the air is stale. Outside, the air smells fresher (except at rush hour on a humid summer day). The scenery is stimulating too. I can walk...

Crimsontide

In my opinion, The Wire is the best series I have ever seen on TV (Breaking Bad is second). But, I advise watching it with english subtitles because it is difficult to understand the street talk. (Heck, difficult to understand even with the subtitles!). Better than Breaking Bad? Ok, now you've got ...

Crimsontide

Termite damage in the master bath. Sub-par shower pan had been leaking for years providing the optimal habitat for the colony. Cost about $20k to replace the shower stall, walls and treatment of the site. On the bright side, the new shower is awesome: natural stone and frame-less glass

Crimsontide

Can you explain what you did step by step? After you took a loan from your 401k plan (I.e. payoff debt or put downpayment on house), where did you direct your loan repayment funds? Doesn't your 401k plan expect the repayment to go back in there? How were you able to put the repayment in a 529 plan....

Crimsontide

Guess the stopped clock is right for now????

Crimsontide

According to the futures tab on the Marketwatch website the Dow will open up ~1.5%. How long it stays there, and which direction it goes, is anyone's guess...

Crimsontide

"Nebraska" on Amazon Prime. Thought it was very well done, good story and loved the black and white. If it had been in color the mood would have been completely different.

Crimsontide

A CAGR from start to finish over a long period can be a bit misleading, as it hides dips and struggles. My career went from losing money to inflation for the first 10 years to going way beyond it in the last 5. 2000-2009 CAGR: 1.0% nominal (inflation was 2.25%) 2010-2014 CAGR: 31.2% nominal (inflat...

Crimsontide

^^^ Perhaps, but you need a properly lit (meaning darkened) room. I used to have a 67" DLP, but the color wheel broke (twice) and wasn't worth fixing. Replaced the color wheel on our DLP last year (my wife did actually, since she has smaller hands), that and a new bulb have it looking brand ne...

Crimsontide

BahamaMan wrote:As far as the TV, I am not a Video guy.

That's for sure, I would expect to see a 65 incher at a min in a room like that

Crimsontide

obgyn65 wrote:+2
Toons wrote:
mlebuf wrote:Never count your chickens before they hatch.

+1

+3 Stuff Happens

Crimsontide

PVW wrote: to 7 significant figures, you still have the exact same chance of winning the big prize.

"So, you're saying there's a chance??"

-Lloyd from Dumb and Dumber.

Crimsontide

Yep, agree with your wife. You have gone mad

Crimsontide

lthenderson wrote:The best bang for the buck vacation for me is hands down vacationing in a small cabin on the edge of the park and a trailhead with thousands of miles of hiking trails, a gorgeous float river and mountains full of old logging roads perfect for mountain biking.

Yep, this

Crimsontide

pencap75 wrote: Base salary 275k, but can be in low-mid 300's depending on bonus.

Just curious, how do doctors earn bonuses?

Crimsontide

I don't really care what you do with your money, so I won't comment on your plan. But clearly it's a waste of time to post ideas like this here when there are a thousand chat boards you could post on. Clearly you're bored and need to be entertained (evidence by your financial plan and this thread w...

Crimsontide

No and no.

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I don't think Christmas is the time for broaching this subject. Wait until New Years when the focus shifts to "resolutions". Pay for him to attend Financial Peace classes next year.

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Toons wrote:If I was to find my mailbox frozen shut,
I would pour warm water over it.

If I was to find my mailbox frozen shut,
I would move south

Crimsontide

Userdc wrote:I'd start with a super cheapo like the $50 syma X-5c before sinking any money into an intermediate or advanced model.

+1 exactly what I started with.

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wander wrote:I've never bought extended warranty for anything.

+1 same here and I have driven 30K miles per year for the last 25 years...

Crimsontide

I just leave the items we no longer want/need at the end of our driveway with a "free to go home" sign on it. I've never had anything sit for more than a couple of hours.

Crimsontide

Go to Swappa.com and buy last year's model at a huge discount. Take it to the carrier of your choice, easy peasy...

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stoptothink wrote:
lovingwife wrote:I edited my original post.
I think that (it is a vacation home) makes it even more of a gamble. Do you know if you'd even qualify?

+1 you should pay cash for your toys, in my opinion a vacation home is a toy...

Crimsontide

Completed the upgrade a couple of hours ago. It went amazingly smooth. Only one driver issue (for my USB 3.0 docking station). That has been resolved and all is good so far...

Crimsontide

We won't know until late Jan when 4Q15 results and full year 2015 results are announced. Looking pretty good so far, I expect around 20% of full year's earning. I'm in R&D, not sales though...

Crimsontide

It's all in the spreadsheet... Dave Ramsey talks about the legacy drawer, I have the legacy spreadsheet

Crimsontide

Not sure if this is helpful or not but here are some real life numbers. I'm an engineer and salary ranges are available on our company intranet. My manager makes ~44% more than I do. I'm sure he gets a much larger bonus as well. My wife (in a completely different industry) was just recruited to a m...

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