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westcoast

We like Cupcake wines, both the reds and whites are great IMHO. They are under ten dollars a bottle and available in most grocery stores here.

westcoast

Great story and congratulations also I hope you keep prospering in our great country. Again great job.

westcoast

We are retired and have 2997 square feet, with a three car garage. 3 bed, 2 1/2 bath with a bonus room over the garage. Way to big for the two of use. My wife had her office and business in bonus room when she was working. I am trying to convince her we should down size to around 1500/1800 square fe...

westcoast

I am not

westcoast

You might try wines from Cupcake vineyards, they are priced around 10+ dollars a bottle and I have found them to be very good no matter the type of wine you like.

westcoast

A 1911 style 45 cal handgun is a very good weapon for this purpose. Easy to use (with practice) with lots of stopping power. You must practice with it and know the law on its use in your jurisdiction and be mentally prepared to use if you must. It's not a toy to try and scare someone with, its a ver...

westcoast

Thank you all for the replies and recommendations. I am going with the Trek FX 7.2 and am going to add bar ends to it.

Ed

westcoast

My bicycle riding experience consists of riding a Fugi mountain bike to work most days when the weather permitted. This was about a ten mile round trip. I enjoyed the ride and it helped me keep the weight down. I fully retired over two years ago and stopped riding and gave my bike to my son in law. ...

westcoast

I would tell them you are recording the call an you intend to file bar complaint agaist the attorney if they continue to harass you.

westcoast

Thanks for the help, my wife and I decided to rent to someone else instead of the lady who wanted to have the day care. Again thanks for the help.

westcoast

I have a rental house in which the current tenant is moving out. A potential new tenant wants to start a small day care for 3/4 kids under the age of four. Does anyone have any experience with this. I am waiting for a call from my insurance agent to see if my policy covers any liability we would hav...

westcoast

The OP wasn't taken up the advisors time, the advisor was taking up the OP's time buy trying to separate him from his money.

westcoast

Thank you Mr. Bogle for all of your wisdom you have given us and I wish you many many more birthdays.

westcoast

USAA has a chip and pin card. If you call them you need to ask about it I don't think it is advertised on their web site.

westcoast

age 61 and 59

Stocks 45% Bonds 55%

We are both retired

westcoast

Thank you all for the great advise we received. We are checking the cruise critic web-site for more information on the ship and tours. We are thinking we may take some of the ship offered tour in Livorno (Florence), Barcelona and Tunis. The others we may do on our own. Hoping to make this a great an...

westcoast

We are planning a cruise this april leaving from the port of Cititavecchia (Rome) and returning there 10 days later. We have stops in Livorno Italy, Monaco, Barcelona, Palma de Mallorca, Tunis, Sicily and Naples. We have been checking the tours offered by the cruise line and with some on-line tour o...

westcoast

It' looks like you may be over complicating the situation. I would keep it simple and pay of the mortgage.

westcoast

Before I retired I had a similar 457b from Nationwide at 3.5%. The only disadvantage was you could not move than 20% out of the fund in a calendar year. When I retired I left the money in the fund but can now transfer or take whatever I need from it without any fees. As you said it makes a good back...

westcoast

Thank you all for your advise and suggestions, I am going to ponder it for awhile before I decide what to do for sure. Right now I am leaning to consider it part of our bond allocation and take the income it produces. Thank you again for your help. Before I retired I transferred my deferred 457 fund...

westcoast

My wife and I have our accounts 60% stock and 40% bond after getting suggestions from this fine forum, and thanks for the great advice. Vanguard total stock market vtsax 35% Vanguard International vgtsx 15% Vanguard TIPs vipsx 10% Vanguard total bond fund vbtlx 30% Vanguard REIT vgslx 10% I have a 4...

westcoast

Thanks for the information

westcoast

I agree with lessbro63 apples and oranges

westcoast

Thanks for the update and for the courage to let us know how you fared.

westcoast

1643.12

westcoast

I had them calling me all the the time also two years ago. I got rude to the guy on the phone and told him firmly to stop calling me at work. They have not called since. And happily I found this great website.

westcoast

I have used a dyson for several years. Have not had any problems with it at all. Cleans both tile and carpets very well.

westcoast

Retired at age 51 in 2003. Worked part time for several years but looking back wish I had just retired and not worked part time. Always keeping busy, traveling, visiting friends and our kids. Took a big hit from the down turn in 2008 but have bounced back just fine. Pension and some rental housing h...

westcoast

Take her to a finest hotel in your area for the weekend and dinner at a four star restaurant. Or a gift certificate to Starbucks.

westcoast

I agree with Taylor sell before the dividend.

westcoast

My wife and I are planning a trip for our 39th wedding anniversary this coming April. Of the countries we are going to Russia is the only one which requires a tourist visa. We have been told by a tour agency the Russian visa can be expensive and a long process as you need someone to sponsor you. We ...

westcoast

Me 2004 Honda CRV

My wife 2006 Lexus Es330

harley davidson roadking

westcoast

Sounds like you have done your research so I think it would be a waste of your time to go back for another meeting.

westcoast

I would buy a t-shirt

westcoast

Just started Lost Symbol by Dan Brown. First few chapters have been very good, hard to put down the kindle.

westcoast

I have used used Norton in the past an recently switched to Microsoft Security Essentials. I have been very satisfied with it.

westcoast

I can take social security at age 62 in 10 months. I am trying to compare it with taking it at 66. At 62 I can get $18000 per year, and at 66 I would get about $24000 per year. A $6000 dollar per year difference. The fours years from 62 to 66 I would collect about $72000. If I wait to age 66 to star...

westcoast

Check Edmunds.com and Kelly blue book to see what your car is worth. Make sure you have the price for the car and a description of the car including good and bad aspects of the car displayed on it. I said I would only take cash and the car was "as is". I sold one last year in the parking l...

westcoast

The Sins of Viscount Sutherland by Samantha James

westcoast

Not only does Oregon have a high state income tax, it rains all the time. So please just visit.

westcoast

Has your friend thought about a career in law enforcement? I have several friends who started as lawyers and later became police officers. They worked in all areas including training on search and seizure, recent court decisions, civil liability, patrol, internal affairs, investigations etc.

westcoast

All of the funds listed with blue arrow are retirement accounts except the credit union account. We are trying to get more of a return by going to a 50/50 allocation. With my pension and we felt we could take more risk.

Thanks
Ed

westcoast

Regarding the 457, I had been told when I enrolled in it, the 457 is different than an IRA as I would not have to take any money from it when I turn 70 1/2. However I just got off the phone with Nationwide and was told I do have to make withdrawals when I turn 70 1/2. If I stay in Nationwide with th...

westcoast

Yes I am going to keep the Deferred compensation 457 money in there but but want to diversify some or all of it out the annuity.

thanks
Ed

westcoast

I am 60 and retired several years ago my wife is 58 and retired this year. Income from my pension (increases maximum 2 per cent each year) and rental properties cover our current expenses. I may take social security in two years and my wife in four years. Emergency fund-- none Debt home mortgage 30y...

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