Search found 1826 matches

by TheGreyingDuke
Fri Mar 06, 2020 8:21 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block and missing form 8911, EV Charging credit
Replies: 9
Views: 768

Re: H&R Block and missing form 8911, EV Charging credit

HueyLD wrote: Fri Mar 06, 2020 7:06 am I just did an online search and found that this form is still not available for HRB customers but is available for TT customers.

The OP may want to consider the alternative.
Taxes are all but done at this point, I will give them another week
by TheGreyingDuke
Fri Mar 06, 2020 8:20 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block and missing form 8911, EV Charging credit
Replies: 9
Views: 768

Re: H&R Block and missing form 8911, EV Charging credit

nalor511 wrote: Fri Mar 06, 2020 2:14 amAsk them?
Tried to do so, was on a messaging queue with 25 ahead, gave up and went to dinner. :happy
by TheGreyingDuke
Thu Mar 05, 2020 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block and missing form 8911, EV Charging credit
Replies: 9
Views: 768

H&R Block and missing form 8911, EV Charging credit

Admittedly, this is a last-minute change to the tax law, made retroactive to 2018 and gets you a 30% credit for the cost of installation of electric vehicle service equipment aka "chargers". The form was finalized in February and the instructions were last revised this week. My update toda...
by TheGreyingDuke
Sun Mar 01, 2020 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: H&R block and State exempt dividends
Replies: 4
Views: 339

Re: H&R block and State exempt dividends

indeed, it all brings me back to taxes in the old adding machine (what's a calculator?) and paper forms. Manageable for sure, thanks.
by TheGreyingDuke
Sun Mar 01, 2020 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: H&R block and State exempt dividends
Replies: 4
Views: 339

Re: H&R block and State exempt dividends

It is a VBS account and all the dividends and interest are totaled; if I download them directly I can't separate those that have US interest that is not subject to NY tax. The alternative is to manually enter the numbers for each holding.
by TheGreyingDuke
Sun Mar 01, 2020 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: H&R block and State exempt dividends
Replies: 4
Views: 339

H&R block and State exempt dividends

For various funds that hold enough US obligation, I can exempt that from NY taxes. I have several eligible funds in one account with various percentages of exempt interest (TIPS, Int Term Bond Index). The software only asks for a percentage based on the total dividends in the account and they vary f...
by TheGreyingDuke
Thu Feb 27, 2020 7:25 am
Forum: Personal Consumer Issues
Topic: Photochromic Transitions glasses
Replies: 14
Views: 1289

Re: Photochromic Transitions glasses

Have you considered a polarized gradient tint? Polarized will eliminate road/puddle glare on the ground, but the gradient will allow you to see rocks and things on the ground more clearly while more strongly blocking bright sky. How are the polarized lenses when looking at phone screens? Can you se...
by TheGreyingDuke
Wed Feb 26, 2020 11:20 am
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 266
Views: 27082

Re: Tesla Model Y

I am all in on the Teslas but can't convince myself to buy one. I am 4 hours from the nearest service station and even with the road service, it seems most people have some reason to visit a service station. I am also concerned about the restricted availability of parts, especially body parts. Havin...
by TheGreyingDuke
Tue Feb 25, 2020 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Anonymous QCD??
Replies: 20
Views: 1692

Re: Anonymous QCD??

Brilliant, thanks!
by TheGreyingDuke
Tue Feb 25, 2020 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Anonymous QCD??
Replies: 20
Views: 1692

Re: Anonymous QCD??

Brilliant, thanks!
by TheGreyingDuke
Tue Feb 25, 2020 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: Anonymous QCD??
Replies: 20
Views: 1692

Anonymous QCD??

If one wanted to make a Qualified Charitable Donation from an IRA is there a way to make it anonymously? When I have made such donations in the past the custodian would send me a check made out to ABC Charity % The Greying Duke. Any way to keep my name off of it??
by TheGreyingDuke
Sat Feb 22, 2020 2:09 pm
Forum: Personal Consumer Issues
Topic: [Chromebook recommendation]
Replies: 39
Views: 2295

Re: [Chromebook recommendation]

Not sure if it works for all printers but this video demonstrates how I was able to cloud scan from my Chrome OS notebook to my Brother printer.

https://www.youtube.com/watch?v=3YM-LC5DOCI
by TheGreyingDuke
Thu Feb 20, 2020 11:42 am
Forum: Personal Consumer Issues
Topic: [Chromebook recommendation]
Replies: 39
Views: 2295

Re: [Chromebook recommendation]

I bought a Chromebook 2 years ago (Asus 302A) and have been satisfied with it. Rather than focus on speed or storage, my attention was on display and keyboard. In addition, the model I purchased was, at the time, one of the few that supported Android apps. At one time I had it set up to also boot in...
by TheGreyingDuke
Wed Feb 19, 2020 10:06 am
Forum: Personal Consumer Issues
Topic: PSA: Global Entry suspended for New York residents
Replies: 15
Views: 2351

Re: PSA: Global Entry suspended for New York residents

Can we assume that Nexus is also unavailable to NY residents? It is a better deal, gives all the benefits of Global Entry plus priority at land crossings into Canada. It does require an interview at a border station as it needs both US and Canadian interviewers.
by TheGreyingDuke
Wed Feb 19, 2020 8:33 am
Forum: Personal Consumer Issues
Topic: PSA: Global Entry suspended for New York residents
Replies: 15
Views: 2351

Re: PSA: Global Entry suspended for New York residents

Just received the following: Dear Trusted Traveler Applicant, Thank you for your interest in Trusted Traveler Programs of U.S. Customs and Border Protection (CBP). Trusted Traveler Programs are voluntary and available to travelers that go through a comprehensive vetting. Applicants found to be inel...
by TheGreyingDuke
Mon Feb 10, 2020 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: rear ended, police witnessed
Replies: 17
Views: 3097

Re: rear ended, police witnessed

I personally would always contact my insurance company in a timely manner if I was involved in an accident where another driver was at-fault and I was in the car when hit. The other driver might renege on paying privately, you might have whiplash or other issues that show up in a couple days, the b...
by TheGreyingDuke
Mon Feb 10, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: Chrysler Pacifica?
Replies: 33
Views: 2383

Re: Chrysler Pacifica?

Why a Pacifica and not an Odyssey? Odyssey doesn’t come in AWD and I live on a mile long gravel driveway. My civic can’t make it out in the snow but the Subaru does fine. Does your civic have snow tires and have you tried reversing out of your driveway? I would get the hybrid Pacifica, otherwise op...
by TheGreyingDuke
Sat Feb 08, 2020 7:24 am
Forum: Personal Consumer Issues
Topic: NY Solar Farms- Scam?
Replies: 33
Views: 7676

Re: NY Solar Farms- Scam?

And in one local site, there are sheep grazing among the panels
by TheGreyingDuke
Fri Feb 07, 2020 6:16 pm
Forum: Personal Consumer Issues
Topic: NY Solar Farms- Scam?
Replies: 33
Views: 7676

Re: NY Solar Farms- Scam?

Not a scam, one of the models out there to help the state reach its goal regarding renewables, 70% by 2030. There are several approaches out there and you are being solicited for one of them. Another approach is to actually "buy" panels that are being installed in a location that is favora...
by TheGreyingDuke
Fri Feb 07, 2020 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay Medicare premium from Fidelity CMA
Replies: 2
Views: 301

Re: How to pay Medicare premium from Fidelity CMA

New to Medicare and just got first bill. Does anyone pay from the Fidelity CMA account? I can't seem to find the correct payee. I am assuming you are not collecting Social Security; if you were the Medicare premium would be deducted from your monthly check. I was in a similar position some years ag...
by TheGreyingDuke
Fri Feb 07, 2020 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Citi Costco card - “instant” credit for disputed charge
Replies: 16
Views: 1258

Re: Citi Costco card - “instant” credit for disputed charge

I’ve found that both Citi and AMEX will instantly side with you for smallish credits (under $100) if you’re not in the habit of having many chargebacks. These vendors are then left up either eating it or pursuing you directly. I have been told that sometimes the bank will just eat the charge if it ...
by TheGreyingDuke
Mon Feb 03, 2020 7:14 pm
Forum: Personal Investments
Topic: Vanguard Roth IRA brokerage index fund/ETFs exchange?
Replies: 6
Views: 557

Re: Vanguard Roth IRA brokerage index fund/ETFs exchange?

You can exchange one fund for another, if you begin the process on Day 1, you will get the close of market price for the fund you are exchanging out of. For the fund you are exchanging into, you will get the close fo business on Day 2 EDIT: Go the fund, click on "transact", then exchange f...
by TheGreyingDuke
Wed Jan 29, 2020 8:55 am
Forum: Personal Consumer Issues
Topic: Tell me where I'm wrong -- leasing a new car to replace our high-miler
Replies: 42
Views: 4124

Re: Tell me where I'm wrong -- leasing a new car to replace our high-miler

One can also sell a significantly under mileage vehicle to Carmax/Carvana/etc...get a quote from one of them in the last month of the lease & if the value exceeds the buyout (plus any turn-in fees) they'll cut you a check for the difference...though such situations are rare in real life. There ...
by TheGreyingDuke
Tue Jan 28, 2020 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Swapping a lease and buying used car?
Replies: 18
Views: 1331

Re: Swapping a lease and buying used car?

Or keep it given the modest payment (~$250/month vs. $10,000+ to buy another vehicle now...i.e. consider the time value of money) But in the last month of the lease if you are still significantly under mileage get offers from Carmax/Carvana/etc...if they value it over your buyout they'll take it of...
by TheGreyingDuke
Mon Jan 27, 2020 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Replacement for Medigap F high deductible?
Replies: 3
Views: 470

Re: Replacement for Medigap F high deductible?

As a legacy with high deductible f in NY I am also looking for a soon to be needed replacement
by TheGreyingDuke
Sun Jan 26, 2020 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Swapping a lease and buying used car?
Replies: 18
Views: 1331

Re: Swapping a lease and buying used car?

You haven't mentioned what you have leased, that is "how good a deal did you get?" If you were able to negotiate a screaming deal, a www.leasehackr.com sort of deal, then you may find someone to take it over. If you got hosed on the lease your chances diminish. And depending on the finance...
by TheGreyingDuke
Sat Jan 25, 2020 1:12 pm
Forum: Personal Investments
Topic: Approximating Total US Stock with Private Label BlackRock funds
Replies: 17
Views: 911

Re: Approximating Total US Stock with Private Label BlackRock funds

I've been struggling about what, if any, international allocation I should go with. I don't want to add international equity in my taxable (for tax purposes -- I'm at a very high tax bracket, both federal and state), and at a 40% international allocation in my tax-advantaged accounts, I recall the ...
by TheGreyingDuke
Sat Jan 25, 2020 7:23 am
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 125
Views: 12316

Re: Subaru Outback engine stop/start

Regarding the comments on manual transmission and cost to repair the 8-speeds. The sales information that all OEMs have now indicate that most buyers of new cars lease, rather than buy. Thus, for most buyers, it won't be their problem with regards to repair. This is the advantage of leasing that th...
by TheGreyingDuke
Sat Jan 25, 2020 7:17 am
Forum: Personal Investments
Topic: quick confirm on best place to stash (lotsa) cash for ~3 months, before deploying
Replies: 8
Views: 1164

Re: quick confirm on best place to stash (lotsa) cash for ~3 months, before deploying

fredflinstone wrote: Sat Jan 25, 2020 7:06 am

VWSUX yields 1.19 percent. Expense ratio is 0.09 percent. You will pay a state tax of X%, so after-tax, after-expense rate of return is (1.19) x (1-.09) x (1-X) percent.
The yield of these funds takes into account the expense ratio, no need for a further deduction
by TheGreyingDuke
Thu Jan 23, 2020 7:22 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 125
Views: 12316

Re: Subaru Outback engine stop/start

As a lifelong manual transmission person, I am contemplating purchasing what may be the last such vehicle, I assume that this technology is NOT available on a stick?
by TheGreyingDuke
Wed Jan 22, 2020 7:01 am
Forum: Personal Consumer Issues
Topic: Anybody else have trouble with USPS Informed Delivery?
Replies: 36
Views: 7136

Re: Anybody else have trouble with USPS Informed Delivery?

I get the email daily, but it often includes something like "you have a piece of mail for which we have no photo".
by TheGreyingDuke
Fri Jan 17, 2020 7:32 am
Forum: Investing - Theory, News & General
Topic: Are Fidelity Zero Funds Underperforming or ...
Replies: 28
Views: 7249

Re: Are Fidelity Zero Funds Underperforming or ...

Wouldn't a large difference with the tracking index, whether negative OR positive, be of note. Presumably, any deviation in return comes from a deviation in holdings and thus an increase/decrease in risk??
by TheGreyingDuke
Fri Jan 17, 2020 6:45 am
Forum: Personal Consumer Issues
Topic: Toyota recall
Replies: 15
Views: 1915

Re: Toyota recall

chambers136 wrote: Fri Jan 17, 2020 6:30 am I believe it's only the V6 model, so if you're planning on getting the 4cyl, it shouldn't be affected. Verify this if you wish though, I'm not positive.
According to the CR article that is linked, it includes Corollas from 2019, they came exclusively with 4 cylinder engines.
by TheGreyingDuke
Wed Jan 15, 2020 8:37 pm
Forum: Personal Consumer Issues
Topic: Recommend Dual SIM smartphone please
Replies: 25
Views: 2029

Re: Recommend Dual SIM smartphone please

Just yesterday I bought a Google 3 XL on swappa.com, two weeks old and with almost a year of warranty left, $308.
by TheGreyingDuke
Mon Jan 13, 2020 3:34 pm
Forum: Personal Consumer Issues
Topic: Anyone bought a Volvo with Swedish pickup/shipment to US option?
Replies: 19
Views: 1319

Re: Anyone bought a Volvo with Swedish pickup/shipment to US option?

In addition to the delay to receive your vehicle, another downside is that the price is not negotiable. If it is in fact 9% off of MSRP you have a chance of doing better were you to go the more conventional route of bargaining with a local dealer. One other thing to check, I believe that in some sta...
by TheGreyingDuke
Fri Jan 10, 2020 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: Housing co-op needs insurance advice
Replies: 5
Views: 238

Re: Housing co-op needs insurance advice

Are you in NYC? There is a wonderful news source and accompanying website https://cooperator.com/. The print version has timely articles on stuff like insurance and I believe that the back issues are searchable. Do the by-laws address what sort of insurance shareholders must have? The board members...
by TheGreyingDuke
Fri Jan 10, 2020 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Housing co-op needs insurance advice
Replies: 5
Views: 238

Housing co-op needs insurance advice

We live in a 30 unit housing co-op, there is some untangling of history that is required regarding the type of insurance individual shareholders (that's co-op speak for "owners") need to have on their homes. This is embedded in a larger question as to what level of coverage is needed for t...
by TheGreyingDuke
Thu Jan 09, 2020 7:14 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 930
Views: 84637

Re: Talk me out of buying a Tesla Model 3

I have been back and forth on a Tesla and the flood of comments about range and fueling miss, for me, a more relevant concern. By way of illustration: Whenever I encounter a Tesla driver I make an effort to learn of their experience. A recent encounter, with a 100d, revealed that in the 13 months of...
by TheGreyingDuke
Mon Jan 06, 2020 2:00 pm
Forum: Personal Investments
Topic: QDRO choice/no choice
Replies: 6
Views: 417

Re: QDRO choice/no choice

and a QDRO is...?
by TheGreyingDuke
Mon Jan 06, 2020 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Beneficiary surprise
Replies: 47
Views: 6303

Re: Vanguard Beneficiary surprise

We ran into this with our taxable Vanguard holdings. We just made sure that our will and standby trust instructions were clear on how those holdings should be distributed. Considering this is really only an issue if the joint holders die together, it wasn’t worth doing something drastic over for ou...
by TheGreyingDuke
Sat Jan 04, 2020 8:21 pm
Forum: Personal Consumer Issues
Topic: Please vote for a car option
Replies: 57
Views: 4715

Re: Please vote for a car option

watchnerd wrote: Sat Jan 04, 2020 6:05 pm Other:

Prius Prime
If you go this route, be sure you buy the blindfold so your eyes don't tear at the sight of it :happy
by TheGreyingDuke
Sun Dec 29, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: Good, Cheap, Fast - Pick 3
Replies: 20
Views: 2967

Re: Good, Cheap, Fast - Pick 3

I had always heard it as fast, cheap, safe; I thought it came from aeronautics.
by TheGreyingDuke
Sat Dec 28, 2019 5:37 pm
Forum: Personal Consumer Issues
Topic: Recommended physical fitness websites/books/apps?
Replies: 83
Views: 7198

Re: Recommended physical fitness websites/books/apps?

Another endorsement for starting strength. I have been using it for the past 2 years or so, 3X a week and it takes less than two hours. On the other days I do some aerobics for 60 minutes, total days in gym 6-7x/week. Basically, any routine that you can stick with will work, some better than others....
by TheGreyingDuke
Thu Dec 26, 2019 9:43 am
Forum: Personal Consumer Issues
Topic: Albany NY - relocation
Replies: 11
Views: 846

Re: Albany NY - relocation

Access to NYC is a straight shot on Amtrak from the station in Renssellaer, which is just across the Mohawk River from downtown Albany. Tons of hiking options; the Catskills are a short drive south, and the Adirondacks a straight shot in the other direction on the Northway. If he only has to commut...
by TheGreyingDuke
Wed Dec 25, 2019 2:11 pm
Forum: Personal Investments
Topic: CASH parking option for current environment?
Replies: 2
Views: 579

Re: CASH parking option for current environment?

At their website, SFGI states that the interest rate is 2.05%, APY is 2.07%, we are chasing rates as the get lower

http://www.sfgidirect.com/Default.aspx
by TheGreyingDuke
Tue Dec 24, 2019 8:44 am
Forum: Personal Finance (Not Investing)
Topic: Lost rental car key, any insurance cover it?
Replies: 5
Views: 516

Lost rental car key, any insurance cover it?

Before I go down a rabbit hole...

Key fell out of son's pocket and down an elevator shaft. Would either his auto comprehensive or homeowner's possibly cover the $200 fee?
by TheGreyingDuke
Wed Dec 18, 2019 10:54 am
Forum: Personal Investments
Topic: Fidelity Total Intl Index > Vanguard Total Intl Index?
Replies: 14
Views: 2241

Re: Fidelity Total Intl Index > Vanguard Total Intl Index?

Holding international funds in tax sheltered accounts loses the ability to take foreign tax credit on your income tax return
by TheGreyingDuke
Sat Dec 14, 2019 7:04 am
Forum: Personal Consumer Issues
Topic: Anyone skilled at Award Travel and want to help me fight flights to Maui?
Replies: 20
Views: 1817

Re: Anyone skilled at Award Travel and want to help me fight flights to Maui?

Socrates wrote: Fri Dec 13, 2019 10:38 pm That is not high season....not sure why people are posting that

summer and Christmas is high season

been to Maui 7 times
School break/"Presidents' Day"/ AKA Washington's birthday