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TheGreyingDuke

HueyLD wrote: ↑Fri Mar 06, 2020 7:06 am I just did an online search and found that this form is still not available for HRB customers but is available for TT customers.

The OP may want to consider the alternative.

Taxes are all but done at this point, I will give them another week

TheGreyingDuke

nalor511 wrote: ↑Fri Mar 06, 2020 2:14 amAsk them?

Tried to do so, was on a messaging queue with 25 ahead, gave up and went to dinner.

TheGreyingDuke

Admittedly, this is a last-minute change to the tax law, made retroactive to 2018 and gets you a 30% credit for the cost of installation of electric vehicle service equipment aka "chargers". The form was finalized in February and the instructions were last revised this week. My update toda...

TheGreyingDuke

indeed, it all brings me back to taxes in the old adding machine (what's a calculator?) and paper forms. Manageable for sure, thanks.

TheGreyingDuke

It is a VBS account and all the dividends and interest are totaled; if I download them directly I can't separate those that have US interest that is not subject to NY tax. The alternative is to manually enter the numbers for each holding.

TheGreyingDuke

For various funds that hold enough US obligation, I can exempt that from NY taxes. I have several eligible funds in one account with various percentages of exempt interest (TIPS, Int Term Bond Index). The software only asks for a percentage based on the total dividends in the account and they vary f...

TheGreyingDuke

Have you considered a polarized gradient tint? Polarized will eliminate road/puddle glare on the ground, but the gradient will allow you to see rocks and things on the ground more clearly while more strongly blocking bright sky. How are the polarized lenses when looking at phone screens? Can you se...

TheGreyingDuke

I am all in on the Teslas but can't convince myself to buy one. I am 4 hours from the nearest service station and even with the road service, it seems most people have some reason to visit a service station. I am also concerned about the restricted availability of parts, especially body parts. Havin...

TheGreyingDuke

Brilliant, thanks!

TheGreyingDuke

Brilliant, thanks!

TheGreyingDuke

If one wanted to make a Qualified Charitable Donation from an IRA is there a way to make it anonymously? When I have made such donations in the past the custodian would send me a check made out to ABC Charity % The Greying Duke. Any way to keep my name off of it??

TheGreyingDuke

Not sure if it works for all printers but this video demonstrates how I was able to cloud scan from my Chrome OS notebook to my Brother printer.

https://www.youtube.com/watch?v=3YM-LC5DOCI

TheGreyingDuke

I bought a Chromebook 2 years ago (Asus 302A) and have been satisfied with it. Rather than focus on speed or storage, my attention was on display and keyboard. In addition, the model I purchased was, at the time, one of the few that supported Android apps. At one time I had it set up to also boot in...

TheGreyingDuke

Can we assume that Nexus is also unavailable to NY residents? It is a better deal, gives all the benefits of Global Entry plus priority at land crossings into Canada. It does require an interview at a border station as it needs both US and Canadian interviewers.

TheGreyingDuke

Just received the following: Dear Trusted Traveler Applicant, Thank you for your interest in Trusted Traveler Programs of U.S. Customs and Border Protection (CBP). Trusted Traveler Programs are voluntary and available to travelers that go through a comprehensive vetting. Applicants found to be inel...

TheGreyingDuke

I personally would always contact my insurance company in a timely manner if I was involved in an accident where another driver was at-fault and I was in the car when hit. The other driver might renege on paying privately, you might have whiplash or other issues that show up in a couple days, the b...

TheGreyingDuke

Why a Pacifica and not an Odyssey? Odyssey doesn’t come in AWD and I live on a mile long gravel driveway. My civic can’t make it out in the snow but the Subaru does fine. Does your civic have snow tires and have you tried reversing out of your driveway? I would get the hybrid Pacifica, otherwise op...

TheGreyingDuke

And in one local site, there are sheep grazing among the panels

TheGreyingDuke

Not a scam, one of the models out there to help the state reach its goal regarding renewables, 70% by 2030. There are several approaches out there and you are being solicited for one of them. Another approach is to actually "buy" panels that are being installed in a location that is favora...

TheGreyingDuke

New to Medicare and just got first bill. Does anyone pay from the Fidelity CMA account? I can't seem to find the correct payee. I am assuming you are not collecting Social Security; if you were the Medicare premium would be deducted from your monthly check. I was in a similar position some years ag...

TheGreyingDuke

I’ve found that both Citi and AMEX will instantly side with you for smallish credits (under $100) if you’re not in the habit of having many chargebacks. These vendors are then left up either eating it or pursuing you directly. I have been told that sometimes the bank will just eat the charge if it ...

TheGreyingDuke

You can exchange one fund for another, if you begin the process on Day 1, you will get the close of market price for the fund you are exchanging out of. For the fund you are exchanging into, you will get the close fo business on Day 2 EDIT: Go the fund, click on "transact", then exchange f...

TheGreyingDuke

One can also sell a significantly under mileage vehicle to Carmax/Carvana/etc...get a quote from one of them in the last month of the lease & if the value exceeds the buyout (plus any turn-in fees) they'll cut you a check for the difference...though such situations are rare in real life. There ...

TheGreyingDuke

Or keep it given the modest payment (~$250/month vs. $10,000+ to buy another vehicle now...i.e. consider the time value of money) But in the last month of the lease if you are still significantly under mileage get offers from Carmax/Carvana/etc...if they value it over your buyout they'll take it of...

TheGreyingDuke

As a legacy with high deductible f in NY I am also looking for a soon to be needed replacement

TheGreyingDuke

You haven't mentioned what you have leased, that is "how good a deal did you get?" If you were able to negotiate a screaming deal, a www.leasehackr.com sort of deal, then you may find someone to take it over. If you got hosed on the lease your chances diminish. And depending on the finance...

TheGreyingDuke

I've been struggling about what, if any, international allocation I should go with. I don't want to add international equity in my taxable (for tax purposes -- I'm at a very high tax bracket, both federal and state), and at a 40% international allocation in my tax-advantaged accounts, I recall the ...

TheGreyingDuke

Regarding the comments on manual transmission and cost to repair the 8-speeds. The sales information that all OEMs have now indicate that most buyers of new cars lease, rather than buy. Thus, for most buyers, it won't be their problem with regards to repair. This is the advantage of leasing that th...

TheGreyingDuke

fredflinstone wrote: ↑Sat Jan 25, 2020 7:06 am

VWSUX yields 1.19 percent. Expense ratio is 0.09 percent. You will pay a state tax of X%, so after-tax, after-expense rate of return is (1.19) x (1-.09) x (1-X) percent.

The yield of these funds takes into account the expense ratio, no need for a further deduction

TheGreyingDuke

As a lifelong manual transmission person, I am contemplating purchasing what may be the last such vehicle, I assume that this technology is NOT available on a stick?

TheGreyingDuke

I get the email daily, but it often includes something like "you have a piece of mail for which we have no photo".

TheGreyingDuke

Wouldn't a large difference with the tracking index, whether negative OR positive, be of note. Presumably, any deviation in return comes from a deviation in holdings and thus an increase/decrease in risk??

TheGreyingDuke

chambers136 wrote: ↑Fri Jan 17, 2020 6:30 am I believe it's only the V6 model, so if you're planning on getting the 4cyl, it shouldn't be affected. Verify this if you wish though, I'm not positive.

According to the CR article that is linked, it includes Corollas from 2019, they came exclusively with 4 cylinder engines.

TheGreyingDuke

Just yesterday I bought a Google 3 XL on swappa.com, two weeks old and with almost a year of warranty left, $308.

TheGreyingDuke

In addition to the delay to receive your vehicle, another downside is that the price is not negotiable. If it is in fact 9% off of MSRP you have a chance of doing better were you to go the more conventional route of bargaining with a local dealer. One other thing to check, I believe that in some sta...

TheGreyingDuke

UMPD?
Uninsured motorist protection ??

TheGreyingDuke

Are you in NYC? There is a wonderful news source and accompanying website https://cooperator.com/. The print version has timely articles on stuff like insurance and I believe that the back issues are searchable. Do the by-laws address what sort of insurance shareholders must have? The board members...

TheGreyingDuke

We live in a 30 unit housing co-op, there is some untangling of history that is required regarding the type of insurance individual shareholders (that's co-op speak for "owners") need to have on their homes. This is embedded in a larger question as to what level of coverage is needed for t...

TheGreyingDuke

Ctrl h, delete cookies

TheGreyingDuke

I have been back and forth on a Tesla and the flood of comments about range and fueling miss, for me, a more relevant concern. By way of illustration: Whenever I encounter a Tesla driver I make an effort to learn of their experience. A recent encounter, with a 100d, revealed that in the 13 months of...

TheGreyingDuke

and a QDRO is...?

TheGreyingDuke

We ran into this with our taxable Vanguard holdings. We just made sure that our will and standby trust instructions were clear on how those holdings should be distributed. Considering this is really only an issue if the joint holders die together, it wasn’t worth doing something drastic over for ou...

TheGreyingDuke

watchnerd wrote: ↑Sat Jan 04, 2020 6:05 pm Other:

Prius Prime

If you go this route, be sure you buy the blindfold so your eyes don't tear at the sight of it

TheGreyingDuke

I had always heard it as fast, cheap, safe; I thought it came from aeronautics.

TheGreyingDuke

Another endorsement for starting strength. I have been using it for the past 2 years or so, 3X a week and it takes less than two hours. On the other days I do some aerobics for 60 minutes, total days in gym 6-7x/week. Basically, any routine that you can stick with will work, some better than others....

TheGreyingDuke

Access to NYC is a straight shot on Amtrak from the station in Renssellaer, which is just across the Mohawk River from downtown Albany. Tons of hiking options; the Catskills are a short drive south, and the Adirondacks a straight shot in the other direction on the Northway. If he only has to commut...

TheGreyingDuke

At their website, SFGI states that the interest rate is 2.05%, APY is 2.07%, we are chasing rates as the get lower

http://www.sfgidirect.com/Default.aspx

TheGreyingDuke

Before I go down a rabbit hole...

Key fell out of son's pocket and down an elevator shaft. Would either his auto comprehensive or homeowner's possibly cover the $200 fee?

TheGreyingDuke

Holding international funds in tax sheltered accounts loses the ability to take foreign tax credit on your income tax return

TheGreyingDuke

Socrates wrote: ↑Fri Dec 13, 2019 10:38 pm That is not high season....not sure why people are posting that

summer and Christmas is high season

been to Maui 7 times

School break/"Presidents' Day"/ AKA Washington's birthday

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