Search found 3472 matches

by magellan
Mon Mar 15, 2021 8:33 am
Forum: Personal Consumer Issues
Topic: Time to ditch Tivo?
Replies: 49
Views: 4412

Re: Time to ditch Tivo?

Looks like Stremium plans now start at $10 mo./$100 yr. Hmmm. When I scroll down on their homepage about 3/4 of the way down, they show the 25 hour plan at $5/mo and $50/yr. Do you see something different on that page? If you do, maybe try it in a private browser window and see if that changes it. ...
by magellan
Sat Mar 13, 2021 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

talzara wrote: Sat Mar 13, 2021 7:50 pm ...Delete both forms 1116, update TurboTax to the latest version, and then go through the interview again.
Just be careful with this if you have carryforwards, because deleting the F1116s seems to wipe out the carryforward history (that got imported from last year's return).
by magellan
Sat Mar 13, 2021 7:54 pm
Forum: Personal Consumer Issues
Topic: Time to ditch Tivo?
Replies: 49
Views: 4412

Re: Time to ditch Tivo?

But most of our TV viewing is streaming through a Roku Ultra. ... TiVo really dropped the ball, that's a company that should have been a major tech player. Lots and lots of mistakes, but they were really ahead of he curve when it came out. We're long time Tivo users and we also use our roku more th...
by magellan
Sat Mar 13, 2021 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

Are you aware of any other "tricks" I might try? Unfortunately, I'm not. It's strange that yours had RIC in the date. Do you think TT automatically put that in or did you enter RIC yourself in the interview for the date? In my case, I originally typed various in for the date during the in...
by magellan
Sat Mar 13, 2021 7:08 pm
Forum: Personal Consumer Issues
Topic: Time to ditch Tivo?
Replies: 49
Views: 4412

Re: Time to ditch Tivo?

If you just want to watch local TV via streaming, you can use Locast (https://www.locast.org). It's a non-profit so you can donate if you wish. The drawback is that it does not cover the whole US yet. Thanks. It's available where I am and I already "subscribe." I do want the option of rec...
by magellan
Tue Feb 23, 2021 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

The error we get is "ForeignTaxesPaidOrAccruedDt" under "ForeignTaxCreditSource" according to the TurboTax software client. But I used 12/31/2020 there as suggested (since everything was withheld), so I don't understand what's going on. I've specified the country and done everyt...
by magellan
Mon Feb 22, 2021 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

In TT I see that it is being tracked also in the FTC Worksheet. Is this not correct? In the worksheet it goes back quite a few years and all empty. Then AMT entry in 2019 and now a 2020 entry for Regular tax. This is how I've done it for years. TT is actually the only way I track it (no external sp...
by magellan
Mon Feb 22, 2021 7:51 am
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

Are you sure your 1116 part II column q has a value? It should be your foreign tax from dividends. The mystery is solved and it turns out you were very close with your suggestion (same table, same row, different column). I compared last year's F1116 to this year's and the only thing I noticed was t...
by magellan
Sun Feb 21, 2021 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

Are you sure your 1116 part II column q has a value? It should be your foreign tax from dividends. It does and the value seems to be correct. But thanks for trying. This has been a pretty frustrating filing year after decades of using tt with no real issues. My guess is everything would be fine if ...
by magellan
Sun Feb 21, 2021 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

Just out of curiousity, has anyone else gotten this rejection error message and refiled successfully:
/Return/ReturnData/IRS1116/ForeignTaxCreditSource/USTaxWithheldOnDividendAmt - Data in the return is missing or invalid. Please double check your entries.
by magellan
Sun Feb 21, 2021 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

good to hear its been fixed I don't think it's completely fixed, at least for some of us. I'm waiting for a fix that doesn't require me to delete the form and redo the interview. RIght now, I can complete the interview and run an error check with no errors, re-file, then get a rejection an hour lat...
by magellan
Sun Feb 21, 2021 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

stan1 wrote: Sun Feb 21, 2021 6:41 pmYikes, I updated my post up-thread where I wrote to do that (TT did not say that was necessary).
No worries. It turned out I could just exit tt without saving and everything was there when I reloaded tt.
by magellan
Sun Feb 21, 2021 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

FYI, I deleted my form 1116 so it would be automatically recreated from scratch by rerunning the interview.

This seems to have erased 10 years of foreign tax credit carryover history (that was previously imported from last year's return).

Looking to restore from a backup now...
by magellan
Sun Feb 21, 2021 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone had a TurboTax return that included a form 1116 accepted?
Replies: 207
Views: 10705

Re: Has anyone had a TurboTax return that included a form 1116 accepted?

After waiting over a week in pending status, I finally got the following rejection: /Return/ReturnData/IRS1116/ForeignTaxCreditSource/USTaxWithheldOnDividendAmt - Data in the return is missing or invalid. Please double check your entries. I went through the foreign tax credit interview again, ran er...
by magellan
Sat Mar 28, 2020 10:57 am
Forum: Personal Finance (Not Investing)
Topic: CARES Act penalizes early filers?
Replies: 14
Views: 1310

Re: CARES Act penalizes early filers?

I believe this is the text of the law as it was passed: https://www.congress.gov/bill/116th-congress/senate-bill/3548/text It is not. You can tell because its status is "Introduced" and not "Became Law." The correct text is here: https://www.congress.gov/bill/116th-congress/hous...
by magellan
Sat Mar 28, 2020 10:07 am
Forum: Personal Finance (Not Investing)
Topic: CARES Act penalizes early filers?
Replies: 14
Views: 1310

Re: CARES Act penalizes early filers?

Deleted to avoid confusing anyone. See comments below...
by magellan
Sun Feb 23, 2020 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 500
Views: 44098

Re: Quicken 2019 and forward

Did you also experience portfolio view problems of: a. Not being able to see the account values as of a certain date? b. Not being able to see total shares owned? The account values as of a certain date isn't a deal breaker for me. For total shares owned, as long as you just want total shares withi...
by magellan
Tue Jan 07, 2020 8:31 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 500
Views: 44098

Re: Quicken 2019 and forward

After a 2 year hiatus with Moneydance, I just switched back to Quicken. Details are in this Quicken 2017 post . I'm in the middle of converting 3 files, so it'll be a while until I have the reports and reminders configured the way I like. I saw your other posts about the problems you had with the p...
by magellan
Sat Feb 24, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Xfinity Mobile ?
Replies: 19
Views: 2833

Re: Xfinity Mobile ?

I don't use Xfinity Mobile, but I regularly use the wifi hotspots on both my mobile phone and my laptop. In New England at least, the hotspot network is very robust and the service works well for me. For context, Comcast offers free access to their Xfinity hotspot network to all broadband subscriber...
by magellan
Tue Feb 20, 2018 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Connecticut is charging sales tax on out of state purchases
Replies: 40
Views: 4040

Re: Connecticut is charging sales tax on out of state purchases

CT tax folks have also been known to stake out MA liquor stores near the border and watch for large purchases of liquor especially at holiday time and then report license numbers back to CT authorities who stopped the cars on the return trip. The same thing happened at the NH/ME border back in the ...
by magellan
Thu Nov 02, 2017 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 21759

Re: 2018 ACA rates now live....

I agree. This is not "insurance" in the usual sense of the word because there is little recognition of risk. When signing up, An Olympic athlete pays the same rate as a stage 3 cancer patient, all other factors being equal. I suppose it depends on how you define "usual." This ha...
by magellan
Mon Oct 30, 2017 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 21759

Re: 2018 ACA rates now live....

I was just experimenting with last year's Turbo Tax to better understand MAGI and qualifying for the premium tax credit. From form 1040, starting on line 25, below are some of the allowed adjustments to gross income that are used to generate AGI: 1) HSA contributions 2) SEP, SIMPLE, IRA contribution...
by magellan
Sun Oct 29, 2017 9:08 am
Forum: Personal Finance (Not Investing)
Topic: 2017 Bogleheads Conference - Annuities: The Good, The Bad, and The Ugly
Replies: 18
Views: 3586

Re: 2017 Bogleheads Conference - Annuities: The Good, The Bad, and The Ugly

Here's the table again, but this time with type=1 in the formula so it exactly matches whitecoatinvestor's result. setting type=1 indicates that the payment is made at the end of the period rather than at the beginning. I'm actually surprised this makes so much of a difference. For the return column...
by magellan
Sun Oct 29, 2017 8:45 am
Forum: Personal Finance (Not Investing)
Topic: 2017 Bogleheads Conference - Annuities: The Good, The Bad, and The Ugly
Replies: 18
Views: 3586

Re: 2017 Bogleheads Conference - Annuities: The Good, The Bad, and The Ugly

I guess what i am questioning is the rosy +4% return for the 60 year old. feels wrong to me I see what you're getting at. First, here's the whitecoatinvestor post where the table came from. It has a bit more detail, but not much: https://www.whitecoatinvestor.com/spia-the-good-annuity/?print=pdf I ...
by magellan
Sun Oct 29, 2017 7:17 am
Forum: Personal Finance (Not Investing)
Topic: 2017 Bogleheads Conference - Annuities: The Good, The Bad, and The Ugly
Replies: 18
Views: 3586

Re: 2017 Bogleheads Conference - Annuities: The Good, The Bad, and The Ugly

it seems to suggest that annuities become a worse deal the older one is. I wasn't at the conference, but imo there are two things to consider. The first is what you're trying to optimize. If you're trying to protect against living too long, it probably makes more sense to compare using the LE+5 col...
by magellan
Sat Oct 28, 2017 10:31 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 21759

Re: 2018 ACA rates now live....

...and if you offer a premium product like you describe, most of the people who will pay the premium aren't people like yourself who want a little extra security of a better network of doctors "just in case". ... no insurance premium is enough to offset the adverse selection costs of Obam...
by magellan
Sat Oct 28, 2017 9:57 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 21759

Re: 2018 ACA rates now live....

I agree the networks can be very narrow. I live in a big city and with my plan I can only go to around 15% of the hospitals within 10 miles. I used to have two or three very expensive off exchange options with great networks. Sure, they cost maybe 30% more compared to crappy networks, but that was ...
by magellan
Sat Oct 28, 2017 9:42 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 21759

Re: 2018 ACA rates now live....

This thread has been very disheartening. For someone who plans on early retirement it is downright frightening to do so. Why? If you can manage your MAGI and get a subsidy, it helps a lot of early retirees. If the premium goes up 30% the subsidy goes up too. IMO, for many early retirees the biggest...
by magellan
Sat Oct 28, 2017 6:37 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 21759

Re: 2018 ACA rates now live....

Duplicate post deleted.
by magellan
Sat Oct 28, 2017 6:36 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 21759

Re: 2018 ACA rates now live....

It appears that neither insurer will let me keep my primary doctor that I've had for over a decade now. Paying cash to your out of network primary doctor might be worth considering. If you're healthy, it'd maybe add $200-400 to your annual out of pocket cost. Even if you get a serious condition, yo...
by magellan
Sat Oct 21, 2017 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: HDHP vs PPO (baby in 2017) [High Deductible vs. Preferred Provider plans]
Replies: 20
Views: 6745

Re: HDHP vs PPO (baby in 2017) [High Deductible vs. Preferred Provider plans]

So back to the OP. Because a HDHP can either be a PPO or an HMO, it's important to check whether both options use the same network rules (eg are they both PPOs), use the same provider networks, and the same drug formularies. Most people carefully consider differences in deductibles and co-pays, but ...
by magellan
Sat Oct 21, 2017 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: HDHP vs PPO (baby in 2017) [High Deductible vs. Preferred Provider plans]
Replies: 20
Views: 6745

Re: HDHP vs PPO (baby in 2017) [High Deductible vs. Preferred Provider plans]

First, a perhaps pedantic mini-rant about the confusing HDHP vs PPO terminology that's often used by corporate HR people. If you've read posts I've done about this in the past, please feel free to skip this one. The HDHP vs PPO terminology is commonly used by corporate HR folks, but it's incorrect a...
by magellan
Sun Oct 15, 2017 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 88
Views: 14652

Re: 2018 ACA costs arrived

This article discusses paying the individual mandate penalty: https://www.healthinsurance.org/faqs/ive-heard-that-the-government-wont-really-be-able-to-enforce-the-penalty-for-not-having-health-insurance-is-this-true/ Thanks for the extra info. You got me to do some googling and surprisingly, the I...
by magellan
Sun Oct 15, 2017 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 88
Views: 14652

Re: 2018 ACA costs arrived

As I understand it, you no longer have to specify on your tax return if you have insurance. The IRS will accept your return without it so there is no way they can figure out if you owe a penalty or not. Maybe I'm paranoid, but as I understand it, willfully misrepresenting the refund you're entitled...
by magellan
Sun Oct 15, 2017 10:30 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 88
Views: 14652

Re: 2018 ACA costs arrived

1) Look at short term insurance which can be purchased up to a year at the time with the new EO. These plans are non-ACA compliant, but probably there will be no tax penalty with the guidance under the new EO. I'd be careful assuming they'll be no tax penalty. The tax penalty provision is part of t...
by magellan
Sun Oct 15, 2017 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Help me understand what happens with the new law and ACA subsidies
Replies: 80
Views: 8536

Re: Help me understand what happens with the new law and ACA subsidies

I don't want to repost everything I said on a different thread about this, so here's a link: https://www.bogleheads.org/forum/viewtopic.php?f=2&t=229476&start=50#p3573510 The most important thing is to know is how your state's insurance regulators have instructed insurers to handle things if...
by magellan
Sun Oct 15, 2017 7:53 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 88
Views: 14652

Re: 2018 ACA costs arrived

A Federal court ruled that those CSR payments were illegal. So who sabotaged it? http://www.latimes.com/nation/la-na-obamacare-court-ruling-20160512-snap-story.html "Federal judge rules Obamacare is being funded unconstitutionally" The reimbursement issue is much more complicated than tha...
by magellan
Sun Oct 15, 2017 7:10 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 88
Views: 14652

Re: 2018 ACA costs arrived

Here's a map showing how regulators in each state instructed insurers to handle the costs of unreimbursed CSR subsidies: https://www.balloon-juice.com/2017/10/12/csr-wont-be-paid/ Most state regulators are telling insurers to recover the costs by increasing silver plan premiums only. One odd side ef...
by magellan
Wed Jul 12, 2017 6:09 pm
Forum: Personal Consumer Issues
Topic: how to destroy hard disk with personal info
Replies: 99
Views: 12894

Re: how to destroy hard disk with personal info

All of these physical destruction methods are inferior to a simple wipe, and then secure erase If you 0 out every bit on the drive, there is nothing to read This may work a lot of the time, but it's simply impossible to 0 out every bit on a disk drive. Disk drives ship with unmapped extra physical ...
by magellan
Tue Jul 11, 2017 6:01 am
Forum: Personal Investments
Topic: LMP at age 50 (help with TIPS Ladder)
Replies: 33
Views: 4575

Re: LMP at age 50 (help with TIPS Ladder)

Is anyone serious (goldbugs disqualified) actually forecasting double digit inflation in the US any time in the near-medium turn? My comment was just to illustrate the considerable risk in the real cash flows from a TIPS portfolio held in a taxable account. It wasn't meant as a prediction. That sai...
by magellan
Tue Jul 04, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Should I move abroad to minimize health care costs?
Replies: 80
Views: 9934

Re: Should I move abroad to minimize health care costs?

For the OP, one thing to consider is that depending on where you live, you may be able to get more stability and security just by moving to a different state. Several states have reasonably well-functioning individual insurance markets that are backstopped by a state level commitment to keeping thin...
by magellan
Tue Jul 04, 2017 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Should I move abroad to minimize health care costs?
Replies: 80
Views: 9934

Re: Should I move abroad to minimize health care costs?

We are a non-Medicare family of four. Last year we spent $8300 on medical care, including health/dental insurance. That included one minor surgery and medication for two chronic conditions. ...But $10,000 buys all the healthcare needed for many people/families. Actually, it often doesn't. My guess ...
by magellan
Sun Jun 11, 2017 3:56 pm
Forum: Personal Consumer Issues
Topic: Best Way To Code A Text Parser
Replies: 27
Views: 3350

Re: Best Way To Code A Text Parser

You didn't mention what operating system you'd like to do this with. If I'm on Windows and for whatever reason don't want to use a batch file, I use a portable c compiler called lcc. For stuff like this on Windows, I prefer compiled languages like C because the result is a self-contained executable ...
by magellan
Mon Jun 05, 2017 7:04 am
Forum: Personal Consumer Issues
Topic: Recommendation of Security Cameras for Exterior of House
Replies: 47
Views: 17710

Re: Recommendation of Security Cameras for Exterior of House

I agree with others that wired is the way to go if it's at all feasible. I also recommend BlueIris, especially if you'd like to control multiple cameras from a single application. One big advantage of Blue Iris compared to a DVR package is that you're not locked into one camera brand. The software s...
by magellan
Sat May 27, 2017 7:11 pm
Forum: Personal Consumer Issues
Topic: Paying someone to build a website
Replies: 28
Views: 3695

Re: Paying someone to build a website

The benefit for using GoDaddy is that they update the WordPress on your website when the software is updated at no extra charge. Most wordpress installations can be set up to auto-update regardless of who's hosting the site. In fact, auto-update is really best practice now to be sure your site gets...
by magellan
Thu May 18, 2017 6:35 am
Forum: Personal Consumer Issues
Topic: Cheshire County New Hampshire: Which town for retirement?
Replies: 14
Views: 2592

Re: Cheshire County New Hampshire: Which town for retirement?

When considering property taxes in NH, research the tax base in each town, historical tax rates, and recent major expenditures. In many cases you'll see a step function in tax rates from town to town. One town will build a new school and their rates will be considerably higher than nearby towns for ...
by magellan
Thu May 18, 2017 6:06 am
Forum: Personal Consumer Issues
Topic: Window tint (film) on house windows?
Replies: 24
Views: 5673

Re: Window tint (film) on house windows?

I applied DIY solar film on the inside of 2 velux skylights about 5 years ago and overall I've been very happy with the result. Unfortunately, the air seal on one of the skylights blew and this has dramatically reduced its insulating capability in the winter. It's very noticeable after a snowfall. T...
by magellan
Sun Apr 09, 2017 10:05 am
Forum: Investing - Theory, News & General
Topic: Bankruptcy of Westinghouse Electric
Replies: 79
Views: 10976

Re: Bankruptcy of Westinghouse Electric

I am sorry but solar is just not the choice for base load electricity. Natural gas wins easily in the US. Natural gas definitely wins on both cost and flexibility. However, I'd suggest that the idea of as base load electricity has outlived its usefulness. The concept of base load generation was cre...
by magellan
Sun Apr 09, 2017 9:39 am
Forum: Investing - Theory, News & General
Topic: Bankruptcy of Westinghouse Electric
Replies: 79
Views: 10976

Re: Bankruptcy of Westinghouse Electric

The exelon guy probably doesn't consider the regulated utilities to be "privately owned utilities". He's really referring to merchant utilities like exelon, which the statement definitely is true for them. But the key point is still that nuclear is thoroughly unable to compete without a h...