Search found 2320 matches

by JMacDonald
Mon Feb 15, 2021 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Moving from Bay Area to LA Area - Best Value?
Replies: 114
Views: 8455

Re: Moving from Bay Area to LA Area - Best Value?

Lots of folks in this thread have suggested San Diego and nearby areas like Poway. I'll definitely need to look into those areas. I started a search previously but decided it was too hot in the summer for our liking - I gess I was misinformed! I have friends that live in the Poway area. I have visi...
by JMacDonald
Mon Feb 15, 2021 9:26 am
Forum: Personal Finance (Not Investing)
Topic: Moving from Bay Area to LA Area - Best Value?
Replies: 114
Views: 8455

Re: Moving from Bay Area to LA Area - Best Value?

I have friends who live in the 92128 area code of San Diego. It is a nice area. I know nothing about the schools, but you should be able to find a home that meets your needs there.
by JMacDonald
Sun Feb 14, 2021 8:21 pm
Forum: Personal Consumer Issues
Topic: National Park Lovers & Travel Options
Replies: 28
Views: 2198

Re: National Park Lovers & Travel Options

Here is the information page on Camping in Glacier:
https://www.nps.gov/glac/planyourvisit/camping.htm
by JMacDonald
Sun Feb 14, 2021 8:16 pm
Forum: Personal Consumer Issues
Topic: National Park Lovers & Travel Options
Replies: 28
Views: 2198

Re: National Park Lovers & Travel Options

MJS wrote: Mon Feb 08, 2021 12:25 pm Driving a RV in SF is very challenging.
I have to laugh at that as just driving in SF is challenging, never mind trying to park. I stay outside the city now and take Bart in.
by JMacDonald
Sun Feb 14, 2021 8:09 pm
Forum: Personal Consumer Issues
Topic: National Park Lovers & Travel Options
Replies: 28
Views: 2198

Re: National Park Lovers & Travel Options

One of the big problems in trying to go to one of these popular parks is getting a reservation whether you want to camp on stay in one of the lodges. You need to find out when you can make a reservation which is usually about a year in advance. The lodges and campgrounds fill up quickly.
by JMacDonald
Thu Feb 11, 2021 6:40 pm
Forum: Personal Consumer Issues
Topic: What is your favorite non fiction book?
Replies: 142
Views: 8515

Re: What is your favorite non fiction book?

Arctic Dreams by Barry Lopez https://www.amazon.com/Arctic-Dreams-Barry-Lopez/dp/0375727485/ref=sr_1_1?crid=3CPIL3TZVR84T&dchild=1&keywords=arctic+dreams+barry+lopez&qid=1613086607&sprefix=arctic+area%2Caps%2C206&sr=8-1 Snow Leopard by Peter Matthiessen https://www.amazon.com/Sno...
by JMacDonald
Mon Jan 04, 2021 11:35 am
Forum: Personal Consumer Issues
Topic: AAA - American Auto Assn - Service has gone way down
Replies: 100
Views: 8765

Re: AAA - American Auto Assn - Service has gone way down

I suppose that service varies by region; but here is car culture Southern California, I have always had good service. The last time I used AAA was when I ran over a beer bottle parking and destroyed my tire. AAA was there in a half hour and put the spare on, and I had Costco get me a new tire withou...
by JMacDonald
Sun Dec 20, 2020 7:47 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1085
Views: 49691

Re: Bird watchers – what birds are you seeing?

How did these Black Swans end up on Bolsa Chica State Beach in Southern California. Strange!
I took this picture two days ago.

Image
by JMacDonald
Tue Dec 15, 2020 8:47 pm
Forum: Investing - Theory, News & General
Topic: Taylor Sends His Best to Fellow Bogleheads
Replies: 334
Views: 26754

Re: Love and Best Wishes

My Dear Bogleheads: My bleeding lung and small cancer appear to have been totally cured. Your caring replies leave me humbled with gratitude. Today I received the bill for my 3-day visit in Miami Baptist Hospital: $68,266.00 . Fortunately, Medicare and my Federal Blue Cross health insurance policy ...
by JMacDonald
Wed Dec 09, 2020 12:55 pm
Forum: Personal Consumer Issues
Topic: is it ok to download Big Sur for MAC yet??
Replies: 47
Views: 3917

Re: is it ok to download Big Sur for MAC yet??

With us we are frightened to death to ever upgrade anything on an iMAC fearing that something won't work anymore. We have more problems with that D computer than any other I have ever had. Right now we are on 10.14 and I am not even going to Catalina. It was enough of a trauma for my wife to see iP...
by JMacDonald
Mon Dec 07, 2020 6:42 pm
Forum: Personal Consumer Issues
Topic: is it ok to download Big Sur for MAC yet??
Replies: 47
Views: 3917

Re: is it ok to download Big Sur for MAC yet??

I installed it on my mid 2013 MacBook Air on the first day with no issues.
by JMacDonald
Sun Nov 22, 2020 10:49 am
Forum: Personal Consumer Issues
Topic: Fossil Collecting?
Replies: 23
Views: 1367

Re: Fossil Collecting?

Depending where you live, there might be a Natural History Museum that has a dinosaur exhibit. The Los Angeles Natural History Museum has a nice one:

https://nhm.org/experience-nhm/exhibiti ... osaur-hall
by JMacDonald
Sat Nov 21, 2020 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: Credit freeze and free credit report
Replies: 9
Views: 929

Re: Credit freeze and free credit report

Use this form to get your credit reports from the three companies:

https://www.annualcreditreport.com/manu ... orm.action

I mailed for mine at the beginning of November and have received all three.
by JMacDonald
Thu Nov 19, 2020 8:56 pm
Forum: Personal Consumer Issues
Topic: New Truck Purchase
Replies: 105
Views: 7657

Re: New Truck Purchase

I agree- you're paying $50K+ for a capable truck WITH all the creature comforts of a Cadillac. Crazy thing is that nowadays there are 4 trim levels ABOVE a Lariat (Platinum, King Ranch, Limited, and Raptor). So a Lariat is basically the entry-level into the luxury truck offerings. It's crazy that y...
by JMacDonald
Wed Nov 18, 2020 11:16 am
Forum: Personal Consumer Issues
Topic: Medicare Advantage Commercials
Replies: 9
Views: 547

Re: Medicare Advantage Commercials

Not only the ads on TV, but my mailbox is loaded with ads.
by JMacDonald
Wed Nov 18, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: New Truck Purchase
Replies: 105
Views: 7657

Re: New Truck Purchase

I have a 2017 GMC Sierra extended cab 4X standard bed. I put a Snug Top camper shell on it with a carpet kit. I use it for camping. It is my tent as I sleep in it. My truck is just a hair over 19 feet long. I didn't want anything longer as some national park campgrounds I visit the length of a vehic...
by JMacDonald
Wed Nov 11, 2020 6:57 am
Forum: Personal Consumer Issues
Topic: [Discounts for Veterans]
Replies: 11
Views: 712

Re: Veteran's Day

To receive a pass, veterans, including members of the National Guard and Reserves, must present a Veteran ID card or other form of identification that proves they have served in the armed services. There's the rub. What exactly is such a thing? I lose out every week on a military discount from Lowe...
by JMacDonald
Wed Nov 11, 2020 6:30 am
Forum: Personal Consumer Issues
Topic: [Discounts for Veterans]
Replies: 11
Views: 712

[Discounts for Veterans]

[Title edited for clarity -- moderator oldcomputerguy]

Here is a new benefit for us Veterans:

U.S. veterans to receive free national park passes for life

https://www.latimes.com/travel/story/20 ... -park-pass
by JMacDonald
Sat Oct 31, 2020 8:17 pm
Forum: Personal Consumer Issues
Topic: Has Mirrorless overtaken DSLRs?
Replies: 100
Views: 6042

Re: Has Mirrorless overtaken DSLRs?

I have both (DSLR and mirrorless) and I don't see it as a bipolar choice. But then I live in Nikonland and all of my old lenses for the DSLR are usable on the new mirrorless camera. If you read the photo discussion board you "learn" the following things: - some class of photographers is d...
by JMacDonald
Sun Oct 25, 2020 8:41 pm
Forum: Personal Consumer Issues
Topic: Squirrel Proofing a Bird Feeder
Replies: 107
Views: 3669

Re: Squirrel proof bird feeder

Here is one guy's attempt to have a squirrel proof feeder: https://www.youtube.com/watch?v=hFZFjoX2cGg I thoroughly enjoyed this video and his narrative was funny and educational , watched it beginning to end , sharp guy - DW and I have also tried to outsmart squirrels for many years and gave up , ...
by JMacDonald
Fri Oct 23, 2020 4:40 am
Forum: Personal Consumer Issues
Topic: Squirrel Proofing a Bird Feeder
Replies: 107
Views: 3669

Re: Squirrel proof bird feeder

Here is one guy's attempt to have a squirrel proof feeder:
https://www.youtube.com/watch?v=hFZFjoX2cGg
by JMacDonald
Wed Sep 30, 2020 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a condo online
Replies: 14
Views: 1407

Re: Buying a condo online

When buying a condo, you are not just buying a unit, you are buying into a complex. You need to inspect the entire complex before buying.
by JMacDonald
Thu Aug 20, 2020 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Want to buy condo, unsure about earthquake safety
Replies: 12
Views: 1113

Re: Want to buy condo, unsure about earthquake safety

Why risk it? Find a townhouse that is single story.
by JMacDonald
Mon Aug 17, 2020 6:10 am
Forum: Personal Consumer Issues
Topic: Car alarm worth it?
Replies: 20
Views: 2396

Re: Car alarm worth it?

This is what I use for my vehicles: http://simjack.com:8185 On the left side click on product number 6 Here is video about it: https://www.youtube.com/watch?v=619sFv932ec This covers my steering wheel and locks to my brake pedal. Someone would have to have steel cutting tools to get this off. The y...
by JMacDonald
Thu Jun 25, 2020 5:37 pm
Forum: Personal Consumer Issues
Topic: Any Astronomy Buffs Out There?
Replies: 81
Views: 5917

Re: Any Astronomy Buffs Out There?

Here is a website that I have as my homepage. It has a different picture each day:

https://apod.nasa.gov/apod/astropix.html

It has been going for twenty five years 2020 June 16:

https://apod.nasa.gov/apod/ap200616.html
by JMacDonald
Mon May 25, 2020 7:33 am
Forum: Investing - Theory, News & General
Topic: Jeremiah B. says to buy gold and silver
Replies: 29
Views: 2210

Re: Jeremiah B. says to buy gold and silver

columbia wrote: Mon May 25, 2020 6:33 am Who is Jeremiah Babe and why would he be expected to properly predict inflation rates?

(A partial answer is that he’s a real estate agent.)
https://www.realtor.com/realestateagent ... _ca_396632
by JMacDonald
Sun May 24, 2020 6:07 pm
Forum: Personal Consumer Issues
Topic: Would you buy a new car without a spare tire?
Replies: 21
Views: 1110

Re: Would you buy a new car without a spare tire?

I recently bought a Honda Insight that is sold without a spare. I made the dealer supply a spare before I would drive the Honda off the lot. Was it just a generic spare or one meant for that model? The Honda Insight is basically a Honda Civic so I believe it was a Civic tire, but is came with all t...
by JMacDonald
Sun May 24, 2020 6:00 pm
Forum: Personal Consumer Issues
Topic: Would you buy a new car without a spare tire?
Replies: 21
Views: 1110

Re: Would you buy a new car without a spare tire?

I recently bought a Honda Insight that is sold without a spare. I made the dealer supply a spare before I would drive the Honda off the lot.
by JMacDonald
Sun May 24, 2020 8:11 am
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 174
Views: 14486

Re: If Jeep has such poor reliability, how come they are everywhere?

This website gives you some sense of the complaints about the Grand Cherokee:

https://www.carcomplaints.com/Jeep/Grand_Cherokee/

It seems to be doing better.
by JMacDonald
Thu May 21, 2020 11:01 am
Forum: Personal Consumer Issues
Topic: Do you dislike recurring billing for gyms?
Replies: 68
Views: 3809

Re: Do you dislike recurring billing for gyms?

Instead of monthly rates why don't you ask about yearly or multi year plans. I belong to LA Fitness for many years now. I signed up for a multi year plan where I paid three years upfront. My annual renewal is now much lower than most people that pay by the month, and it not recurring. I have to giv...
by JMacDonald
Mon May 18, 2020 1:18 pm
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 3190

Re: Choices of and precautions at hotels in this summer

From what I have been reading, hotels are not cleaning during your stay, something called "grab n go " for breakfast now, and some are using self check in. I am going to skip hotels for a while and just go camping instead. I am just curious, is it legal to camp on a beach, or at a rest ar...
by JMacDonald
Mon May 18, 2020 12:40 pm
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 3190

Re: Choices of and precautions at hotels in this summer

From what I have been reading, hotels are not cleaning during your stay, something called "grab n go " for breakfast now, and some are using self check in. I am going to skip hotels for a while and just go camping instead.
by JMacDonald
Sun May 10, 2020 4:53 pm
Forum: Personal Consumer Issues
Topic: What are your alternative plans this summer if it was travel?
Replies: 65
Views: 5720

Re: What are your alternative plans this summer if it was travel?

I had a trip planned almost every month this year, but not now. I am waiting for the campgrounds to be opened up. I can social distance in a campground and on the hiking trail.
by JMacDonald
Wed May 06, 2020 2:18 pm
Forum: Investing - Theory, News & General
Topic: Is Disney the most tempting value stock?
Replies: 242
Views: 16983

Re: Is Disney the most tempting value stock?

Disney will certainly become a value stock at this rate: "Disney theme parks take a $1-billion hit amid coronavirus closures" https://www.latimes.com/entertainment-arts/business/story/2020-05-05/disney-earnings-heres-how-much-coronavirus-has-hurt-so-far Disney estimated that the business m...
by JMacDonald
Thu Apr 23, 2020 5:49 pm
Forum: Personal Investments
Topic: All the upside of the S&P with 10% downside protection "Free"?
Replies: 116
Views: 8437

Re: All the upside of the S&P with 10% downside protection "Free"?

TooLegit2Quit wrote: Thu Apr 23, 2020 1:21 am
Initially, based on the blanket advice from white coat investor's teachings, I told him to "run" when his advisor mentioned annuity.
Here is your answer.
by JMacDonald
Thu Apr 23, 2020 12:18 pm
Forum: Personal Consumer Issues
Topic: Costco Delivery
Replies: 41
Views: 5869

Re: Costco Delivery

I was in my local Costco yesterday. There was tons of TP, paper towels, and water. Check out your local Costco if you need any to these items. It very much depends on which Costco and where you live. My local Costco's were heavily overused and sometimes ran out of stock even before C19. They certai...
by JMacDonald
Thu Apr 23, 2020 7:06 am
Forum: Personal Consumer Issues
Topic: Costco Delivery
Replies: 41
Views: 5869

Re: Costco Delivery

I was in my local Costco yesterday. There was tons of TP, paper towels, and water. Check out your local Costco if you need any to these items.
by JMacDonald
Wed Apr 22, 2020 8:11 pm
Forum: Investing - Theory, News & General
Topic: The new Bull Market Official Thread
Replies: 11
Views: 1252

Re: The new Bull Market Official Thread

Actually the S&P 500 was 2237.40 on March 23rd. https://www.marketwatch.com/investing/index/spx/charts Thanks! The close was 2,237.40. The low for the day traded all the way down to 2,191.86. That is interesting. I wondered where you got that number. So I guess in a way that was the bottom.
by JMacDonald
Tue Apr 14, 2020 10:47 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4089
Views: 325195

Re: Coronavirus and the market

NY Times article: The I.M.F. predicts the worst economic downturn since the Great Depression. The International Monetary Fund issued a stark warning about economic damage from the coronavirus, saying on Tuesday that the global economy faces its worst downturn since the Great Depression as shuttered ...
by JMacDonald
Sat Apr 11, 2020 6:41 pm
Forum: Personal Investments
Topic: Ponzi Scheme?
Replies: 218
Views: 19842

Re: Ponzi Scheme?

This is just like one of the episodes that I have watched on American Greed, especially a trusted member of a church.
by JMacDonald
Thu Apr 09, 2020 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Is saving $19k/yr worth having roommates? (California Bay Area)
Replies: 71
Views: 5858

Re: How much rent can I afford (California Bay Area)

You might want to stay put until this Coronavirus sorts itself out. Is your job so secure that you will be employed no matter what happens to the economy?
by JMacDonald
Fri Apr 03, 2020 4:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard blew away the competition in Q1
Replies: 6
Views: 1455

Vanguard blew away the competition in Q1

MarkerWatch:
Data out Friday from FactSet showed that Vanguard pulled in $48.5 billion in the first three months of the year, more than four times its nearest competitor, BlackRock.
https://www.marketwatch.com/story/vangu ... 2020-04-03
by JMacDonald
Thu Apr 02, 2020 9:04 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1775
Views: 150825

Re: Coronavirus (Consumer Issues) How you are preparing?

If the N95 mask protects everyone from the wearer, then in theory, if everyone wears an N95 mask, everyone is protected? I know it's not that simple, but makes one think. Separately, if masks become strongly recommended, where is everyone finding these masks? I am still unable to find masks to purc...
by JMacDonald
Thu Apr 02, 2020 7:49 pm
Forum: Personal Consumer Issues
Topic: Should I keep paying fitness center fees while it is closed?
Replies: 114
Views: 6473

Re: Should I keep paying fitness center fees while it is closed?

The local performing arts centers where I live are being hit hard. They have canceled the season or will be canceling. I will be donating the tickets I bought at the beginning of the season. I am hoping these organizations survive. As it would be a great lost to me not to have live performances to a...
by JMacDonald
Wed Apr 01, 2020 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Utah Remote Job, where will you relocate ?
Replies: 35
Views: 2034

Re: Utah Remote Job, where will you relocate ?

Here is a website that gives the average climate for cities in the US:
https://www.usclimatedata.com/climate/united-states/us
Use it to help you find a city that meets your shorts and tee requirements.

I live in SoCal and near the beach and have to wear long pants and a jacket sometimes.
by JMacDonald
Tue Mar 24, 2020 8:28 am
Forum: Personal Finance (Not Investing)
Topic: CSR travel insurance coverage? Stuck in Ecuador.
Replies: 20
Views: 1969

Re: CSR travel insurance coverage? Stuck in Ecuador.

When this all settles down, you need to write a screenplay for a movie.