Search found 9 matches

by geranium
Thu Feb 15, 2024 5:40 pm
Forum: Personal Investments
Topic: relying on interactive charts to make investment decisions
Replies: 12
Views: 1022

Re: relying on interactive charts to make investment decisions

Hello, and thank you everyone who replied to my question. I cannot see how to answer people individually, hence this global response to everyone. I should have been more specific in my question, and will start with an explanation. I look at the charts and see what goes up consistently over time, despite the ups and downs along the way. I invest for the long term, and want to park my money where it will grow reliably and substantially. So far, I like the high growth funds (MGK, VGT, VIGAX). I also keep some money in a more conservative fund in case I need to draw on it for house repairs, a new appliance, a new car, etc. My question relates to how reliable are the charts in presenting a true picture of returns? I recently saw VBIAX compared t...
by geranium
Wed Feb 14, 2024 1:27 pm
Forum: Personal Investments
Topic: relying on interactive charts to make investment decisions
Replies: 12
Views: 1022

relying on interactive charts to make investment decisions

Is this a smart (safe) way to go? I use Yahoo Finance interactive charts, the only free interactive chart I know. Are there better ones to use?
Geranium
by geranium
Mon May 10, 2021 5:49 pm
Forum: Personal Investments
Topic: liquidating a 35-yr-old mutual fund
Replies: 6
Views: 975

liquidating a 35-yr-old mutual fund

Question:
I put $3000 in a mutual fund some 35 years ago. Now it is worth $44,000. I never liked this fund and am getting up the courage to move out of it. What are the tax implications? I am in the lowest tax bracket. Thanks for any expert help!
by geranium
Mon May 10, 2021 4:02 pm
Forum: Forum Issues and Administration
Topic: How to make a first post?
Replies: 16
Views: 9008

Re: How to make a first post?

Hello? Can you please help me make a first post?
by geranium
Tue Apr 07, 2015 6:41 pm
Forum: Personal Investments
Topic: converting IRA funds to Roth, to avoid RMDs
Replies: 8
Views: 1192

Re: converting IRA funds to Roth, to avoid RMDs

Wow, thanks for the TaxCaster tip! I entered my projected retirement pensions, and social security benefits minus the whiplash elimination provision, and TaxCaster calculated that I had no taxable income, and put me in the 10% tax bracket.

But I don't see where to enter 5k increments of IRA funds. There are little boxes for entering interest, capital gains, etc., but no IRA fund boxes.
by geranium
Tue Apr 07, 2015 5:03 pm
Forum: Personal Investments
Topic: converting IRA funds to Roth, to avoid RMDs
Replies: 8
Views: 1192

converting IRA funds to Roth, to avoid RMDs

If I am retired, in the 15% tax bracket, how can I tell how much I can convert from my IRA to a Roth in any given year, without incurring extra taxes?
by geranium
Tue Mar 17, 2015 3:06 pm
Forum: Investing - Theory, News & General
Topic: What to look for in an income fund?
Replies: 11
Views: 1841

Re: What to look for in an income fund?

So…what are the assets one should target when looking for a good income fund? Does it really matter, as long as the fund delivers good dividends?
by geranium
Tue Mar 17, 2015 1:47 pm
Forum: Investing - Theory, News & General
Topic: What to look for in an income fund?
Replies: 11
Views: 1841

Re: What to look for in an income fund?

Thank you, Gill and John.

To rephrase my question:
Some Vanguard funds have the word "income" in their title (for example: Equity Income, Growth & Income…). What makes them income funds? High yield? Couldn't any fund with a high yield be used for income? What other factors should be considered when choosing a fund for generating income?

Is this still the wrong question to be asking?
by geranium
Mon Mar 16, 2015 6:07 pm
Forum: Investing - Theory, News & General
Topic: What to look for in an income fund?
Replies: 11
Views: 1841

What to look for in an income fund?

I'm not very knowledgeable about investing, despite having been in mutual funds almost three decades. I am retiring this year and realize that I should be switching from growth funds to income funds. What should I look for in an income fund? Does chart growth matter, or is it all about high yields or dividends, or what?