Search found 443 matches

by marc in merrimack
Mon Mar 29, 2021 2:14 pm
Forum: Personal Consumer Issues
Topic: Gas Water Heaters
Replies: 9
Views: 564

Re: Gas Water Heaters

I am looking to replace our AO Smith Gas Water Heater that has 50 gallons capacity. This water heater came when I purchased the existing home. It seems to be about 15 years old. I would like your opinion about the following brands 1. A O Smith 2. Rheems 3. Bradford White 4. Any other brand We are a...
by marc in merrimack
Mon Mar 22, 2021 1:50 pm
Forum: Personal Consumer Issues
Topic: Digital Music/Audio Makeover
Replies: 27
Views: 1766

Re: Digital Music/Audio Makeover

I take it from this discussion that there is no way to ‘simply’ rip CD’s to Flac format, transfer the files to an iPhone and create a music library, and then stream as desired to Sonos. Am I right? Must the process involve some external networking/storage hardware? It's easy as pie. One super easy ...
by marc in merrimack
Mon Mar 22, 2021 1:46 pm
Forum: Personal Consumer Issues
Topic: Digital Music/Audio Makeover
Replies: 27
Views: 1766

Re: Digital Music/Audio Makeover

I take it from this discussion that there is no way to ‘simply’ rip CD’s to Flac format, transfer the files to an iPhone and create a music library, and then stream as desired to Sonos. Am I right? Must the process involve some external networking/storage hardware? Now that you mention it, that wor...
by marc in merrimack
Mon Mar 22, 2021 3:53 am
Forum: Personal Consumer Issues
Topic: Digital Music/Audio Makeover
Replies: 27
Views: 1766

Re: Digital Music/Audio Makeover

I take it from this discussion that there is no way to ‘simply’ rip CD’s to Flac format, transfer the files to an iPhone and create a music library, and then stream as desired to Sonos. Am I right?

Must the process involve some external networking/storage hardware?
by marc in merrimack
Sat Mar 20, 2021 8:53 pm
Forum: Personal Consumer Issues
Topic: 2021 Sunglasses Thread 😎
Replies: 62
Views: 4680

Re: 2021 Sunglasses Thread 😎

I will second the recommendations for getting glass lenses. Optically, they are way better than plastic, and they don't scratch. I don't understand why people pay $200+ for plastic lenses. What metric are you using for your comparison of glass vs plastic lenses? The ABBE value of CR-39 plastic is e...
by marc in merrimack
Fri Mar 19, 2021 7:54 pm
Forum: Personal Consumer Issues
Topic: upgrade iphone 6??
Replies: 62
Views: 3818

Re: upgrade iphone 6??

If Mint/T-Mobile doesn't work well for you, Red Pocket is generally the cheapest way to get Verizon or AT&T for moderate data users. For example 1GB/mo is $8.25/mo, 3GB is $15, if you buy a year. That's a much better value than Tracfone's 1GB/mo plan ($20). Could be. But a quick check of reddit...
by marc in merrimack
Fri Mar 19, 2021 7:49 pm
Forum: Personal Consumer Issues
Topic: upgrade iphone 6??
Replies: 62
Views: 3818

Re: upgrade iphone 6??

As far as a carrier lock, it’s one year on Tracfone’s phones. Can you use Tracfone phones with Net10, Total Wireless, Simple, or Straight Talk or any combination? Some folks have had luck while others seem locked out. Also, I've used a Tracfone phone with a 1 year data plan, but midway I moved the ...
by marc in merrimack
Fri Mar 19, 2021 3:27 pm
Forum: Personal Consumer Issues
Topic: upgrade iphone 6??
Replies: 62
Views: 3818

Re: upgrade iphone 6??

f you're on a prepaid plan like Mint Mobile, you can buy a new SE2 (locked to them) for $400 (no trade-in so you can lower the out of pocket cost by selling your current phone and they have some modest service deals as well -- $15/month x 24 months). Tracfone is offering the SE2 for $200 with servi...
by marc in merrimack
Thu Mar 18, 2021 6:20 pm
Forum: Personal Consumer Issues
Topic: upgrade iphone 6??
Replies: 62
Views: 3818

Re: upgrade iphone 6??

f you're on a prepaid plan like Mint Mobile, you can buy a new SE2 (locked to them) for $400 (no trade-in so you can lower the out of pocket cost by selling your current phone and they have some modest service deals as well -- $15/month x 24 months). Tracfone is offering the SE2 for $200 with servi...
by marc in merrimack
Wed Mar 17, 2021 9:06 pm
Forum: Personal Consumer Issues
Topic: upgrade iphone 6??
Replies: 62
Views: 3818

Re: upgrade iphone 6??

Hello I recently switched jobs and the new employer's IT system will not allow me to check my work email on my personal phone because my IOS version is 12.5.1. I have an iphone 6. I know Apple stopped supporting IOS software updates for my model of iphone. 1. Is there a way to work around this issu...
by marc in merrimack
Wed Mar 17, 2021 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: Which credit unions offer deposit accounts paying more than 3% interest?
Replies: 73
Views: 6782

Re: Which credit unions offer deposit accounts paying more than 3% interest?

Digital Credit Union (DCU) pays 6.17% on the first $1000 of your primary savings account. Zero hoops to jump through. My family of 4 has 4 of these accounts. Cha ching. Maybe $50 after taxes per account. After a year’s time. That’s cha ching? Total for 4 of us.....$246.80 for doing absolutely nothi...
by marc in merrimack
Tue Mar 16, 2021 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: Which credit unions offer deposit accounts paying more than 3% interest?
Replies: 73
Views: 6782

Re: Which credit unions offer deposit accounts paying more than 3% interest?

Jack FFR1846 wrote: Tue Mar 16, 2021 8:03 pm Digital Credit Union (DCU) pays 6.17% on the first $1000 of your primary savings account. Zero hoops to jump through. My family of 4 has 4 of these accounts. Cha ching.
Maybe $50 after taxes per account. After a year’s time. That’s cha ching?
by marc in merrimack
Tue Mar 16, 2021 2:48 pm
Forum: Personal Consumer Issues
Topic: Tesla for people that keep cars a long time
Replies: 147
Views: 11203

Re: Tesla for people that keep cars a long time

If you can wait a couple of years and can forgive VW’s history with the diesel scandal (I can’t, but I bear a grudge and probably shouldn’t), I’d consider the ID.4 and ID.5. No need to wait a couple of years for the ID.4, it's literally arriving on our shores now from Germany. The ID.5 is coming a ...
by marc in merrimack
Tue Mar 16, 2021 2:24 pm
Forum: Personal Consumer Issues
Topic: Tesla for people that keep cars a long time
Replies: 147
Views: 11203

Re: Tesla for people that keep cars a long time

If you can wait a couple of years and can forgive VW’s history with the diesel scandal (I can’t, but I bear a grudge and probably shouldn’t), I’d consider the ID.4 and ID.5. No need to wait a couple of years for the ID.4, it's literally arriving on our shores now from Germany. The ID.5 is coming a ...
by marc in merrimack
Tue Mar 16, 2021 2:06 pm
Forum: Personal Consumer Issues
Topic: Tesla for people that keep cars a long time
Replies: 147
Views: 11203

Re: Tesla for people that keep cars a long time

How many of you are willing to buy used 5 yr old iphone? Same goes with 5 yr old Tesla. People buy Tesla for cool factor. Not for long term reliability. Raises hand. I bought my "new" iPhone in the last year when I botched a battery replacement on my iPhone 5s, which I would have loved to...
by marc in merrimack
Mon Mar 15, 2021 3:51 pm
Forum: Personal Consumer Issues
Topic: What did you successfully downshift to?
Replies: 65
Views: 7357

Re: What did you successfully downshift to?

I once uncessessully downshifted into third gear. Bent valves, motor toast. Meant to hit 5th gear. Wasn’t there a redline limiter? Rev limiters only cut fuel/timing at a certain RPM. They can't prevent a mechanically caused over-rev condition caused by a bad downshift. This is what is commonly know...
by marc in merrimack
Mon Mar 15, 2021 3:37 pm
Forum: Personal Consumer Issues
Topic: What did you successfully downshift to?
Replies: 65
Views: 7357

Re: What did you successfully downshift to?

alfaspider wrote: Mon Mar 15, 2021 2:31 pm I once uncessessully downshifted into third gear. Bent valves, motor toast. Meant to hit 5th gear.
Wasn’t there a redline limiter?
by marc in merrimack
Tue Mar 09, 2021 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Renting for life - a bad idea?
Replies: 154
Views: 11009

Re: Renting for life - a bad idea?

Having owned my house now more than fifteen years, I’d have to agree with Bob Brinker’s sentiment that there’s a ‘psychic benefit’ to home ownership. That said, I’ve spent oodles of money on house maintenance and improvements and I’d be vastly wealthier in a dollar sense if I had rented and ‘market ...
by marc in merrimack
Mon Mar 08, 2021 8:18 pm
Forum: Personal Consumer Issues
Topic: Using OBD2 scanner to evaluate used car buying
Replies: 102
Views: 4750

Re: Using OBD2 scanner to evaluate used car buying

"There are lots of people wanting to buy vehicles right now." Exactly. OP is one of them. And there are LOTS of people who have no compunction about selling crappy used cars for as much money as they can get for them. And how is this ECL Reset ruse much different than putting heavy weight...
by marc in merrimack
Mon Mar 08, 2021 7:58 pm
Forum: Personal Consumer Issues
Topic: Using OBD2 scanner to evaluate used car buying
Replies: 102
Views: 4750

Re: Using OBD2 scanner to evaluate used car buying

I disagree with all of these posts. If there's a problem that's setting a check engine light, it's very easy to reset the light with an OBD reader. Not true in all cases. My OBD reader (and another I’ve tried) is not able to force a 0420 code reset in my 2007 Accord. You can disconnect the battery ...
by marc in merrimack
Sun Mar 07, 2021 7:04 pm
Forum: Personal Consumer Issues
Topic: Using OBD2 scanner to evaluate used car buying
Replies: 102
Views: 4750

Re: Using OBD2 scanner to evaluate used car buying

I disagree with all of these posts. If there's a problem that's setting a check engine light, it's very easy to reset the light with an OBD reader. Not true in all cases. My OBD reader (and another I’ve tried) is not able to force a 0420 code reset in my 2007 Accord. You can disconnect the battery ...
by marc in merrimack
Sun Mar 07, 2021 11:50 am
Forum: Personal Consumer Issues
Topic: Using OBD2 scanner to evaluate used car buying
Replies: 102
Views: 4750

Re: Using OBD2 scanner to evaluate used car buying

Jack FFR1846 wrote: Sun Mar 07, 2021 8:27 am I disagree with all of these posts. If there's a problem that's setting a check engine light, it's very easy to reset the light with an OBD reader.
Not true in all cases. My OBD reader (and another I’ve tried) is not able to force a 0420 code reset in my 2007 Accord.
by marc in merrimack
Sat Mar 06, 2021 7:42 pm
Forum: Personal Consumer Issues
Topic: Smart thermostat
Replies: 15
Views: 970

Re: Smart thermostat

They are dependent on internet connections to their server where your settings are stored. They can become a brick if the manufacturer ceases to maintain the necessary server. The ones I looked at said that while there was presently no periodic charge for access to the server that was not always gu...
by marc in merrimack
Sat Mar 06, 2021 12:05 pm
Forum: Investing - Theory, News & General
Topic: Cliff Asness: The Long Run Is Lying To You
Replies: 86
Views: 11261

Re: Cliff Asness: The Long Run Is Lying To You

Let's say we attend an auction where they only sell $1 bills. Of the 50 buyers in attendance, 49 are "rational" and only willing to pay $1 to win $1. But the 50th buyer has no such qualms. Perhaps she likes the way the bills look, or the year they were made. Perhaps she gets a kick out of...
by marc in merrimack
Fri Mar 05, 2021 3:24 pm
Forum: Personal Consumer Issues
Topic: 2021 Sunglasses Thread 😎
Replies: 62
Views: 4680

Re: 2021 Sunglasses Thread 😎

I did a cursory scan through most of the responses and didn't see any mention about prescription sunglasses.....which is what I need. If there is, I'm sorry that I missed it. Last year I ordered a pair of Ray-ban prescription sunglasses from Glasses USA. Cost was $280.00 and wasn't too impressed wi...
by marc in merrimack
Thu Mar 04, 2021 9:01 pm
Forum: Personal Consumer Issues
Topic: 2021 Sunglasses Thread 😎
Replies: 62
Views: 4680

Re: 2021 Sunglasses Thread 😎

shunkman wrote: Thu Mar 04, 2021 7:50 pm REAL GLASS lenses are important to me. My Maui Jims are excellent.
Ok, but just so people know — CR-39 plastic lenses are half the weight of glass, far less likely to shatter, and of nearly equivalent optical quality.
by marc in merrimack
Mon Mar 01, 2021 10:21 am
Forum: Personal Consumer Issues
Topic: Do I need new tires?
Replies: 106
Views: 4677

Re: Do I need new tires?

squirm wrote: Sun Feb 28, 2021 4:42 pm Don't overanalyze this, just go to Costco and get new set and move on with life. Why even post such a question, you know it's just going to morph into 50 useless messages.
I think this is the best response to the OP. And it’s applicable to so many threads on this forum.
by marc in merrimack
Tue Feb 23, 2021 8:11 pm
Forum: Personal Consumer Issues
Topic: Where would you live in Phoenix if you could WFH
Replies: 125
Views: 8284

Re: Where would you live in Phoenix if you could WFH

The other weird thing is there is a certain dry cold. In the winter, 50 F seems colder than expected. Some of that as others have said is due to your body adjusting but I think the lack of humidity plays a role as well. This doesn’t seem right. In the summer, humid air inhibits the evaporation of p...
by marc in merrimack
Tue Feb 23, 2021 7:08 pm
Forum: Personal Consumer Issues
Topic: Where would you live in Phoenix if you could WFH
Replies: 125
Views: 8284

Re: Where would you live in Phoenix if you could WFH

The other weird thing is there is a certain dry cold. In the winter, 50 F seems colder than expected. Some of that as others have said is due to your body adjusting but I think the lack of humidity plays a role as well. This doesn’t seem right. In the summer, humid air inhibits the evaporation of p...
by marc in merrimack
Sat Jan 23, 2021 1:20 pm
Forum: Personal Investments
Topic: I Bonds or CD or VTSAX
Replies: 15
Views: 1796

Re: I Bonds or CD or VTSAX

Why not a bond fund like BND? BND has credit risk, I-bonds doesn't BND has duration risk, I-bonds doesn't BND has a lower yield than I-bonds In almost every possible way, BND is inferior to I-bonds. Well, the money is locked in I-bonds for 1 year, so if an immediate liquidity is a concern, then one...
by marc in merrimack
Thu Jan 21, 2021 12:55 pm
Forum: Personal Consumer Issues
Topic: I can’t bring myself to spend as much as my first new car on roller shades
Replies: 34
Views: 2352

Re: I can’t bring myself to spend as much as my first new car on roller shades

We all have a price for everything that we consider reasonable and a higher price that we consider too much. Don't worry about what the prior owners thought. Don't worry about what anyone here thinks. Decide for yourself. Either way, make your decision and put it behind you without worry. I like yo...
by marc in merrimack
Sun Jan 17, 2021 2:25 pm
Forum: Personal Consumer Issues
Topic: Real reviews of Gas Hot water heaters
Replies: 31
Views: 2263

Re: Real reviews of Gas Hot water heaters

I was suggesting that you need to be aware of the type of venting you currently have, and if it is adequate, and what the replacement venting requirements would be. If you are having a plumber do the work, he/she will be aware of the requirements and will advise you too. I wish this were always so....
by marc in merrimack
Sun Jan 17, 2021 12:49 pm
Forum: Personal Consumer Issues
Topic: Real reviews of Gas Hot water heaters
Replies: 31
Views: 2263

Re: Real reviews of Gas Hot water heaters

Surprised nobody has mentioned venting. I suggest that you investigate that issue since newer higher efficient water heaters may now be vented out the side of the home instead of the traditional through the roof style. Several years ago when I had to replace our heater venting was a huge issue, so ...
by marc in merrimack
Sun Jan 17, 2021 12:41 pm
Forum: Personal Consumer Issues
Topic: Old Apple iPhone - Worth Replacing Battery?
Replies: 33
Views: 2046

Re: Old Apple iPhone - Worth Replacing Battery?

A battery bank is a much better buy. A battery case will be useless once you replace the phone with a different model, and it adds bulk even when you don't need it. How does this work exactly from a practical point of view? A typical battery bank looks to be comparable or larger in size and weight ...
by marc in merrimack
Sun Jan 17, 2021 12:31 pm
Forum: Personal Consumer Issues
Topic: Real reviews of Gas Hot water heaters
Replies: 31
Views: 2263

Re: Real reviews of Gas Hot water heaters

Surprised nobody has mentioned venting. I suggest that you investigate that issue since newer higher efficient water heaters may now be vented out the side of the home instead of the traditional through the roof style. Several years ago when I had to replace our heater venting was a huge issue, so ...
by marc in merrimack
Sun Jan 17, 2021 12:03 pm
Forum: Personal Consumer Issues
Topic: Old Apple iPhone - Worth Replacing Battery?
Replies: 33
Views: 2046

Re: Old Apple iPhone - Worth Replacing Battery?

A battery bank is a much better buy. A battery case will be useless once you replace the phone with a different model, and it adds bulk even when you don't need it. How does this work exactly from a practical point of view? A typical battery bank looks to be comparable or larger in size and weight ...
by marc in merrimack
Tue Jan 12, 2021 11:46 am
Forum: Personal Consumer Issues
Topic: iOS 14 Battery drain on iPhone
Replies: 39
Views: 2660

Re: iOS 14 Battery drain on iPhone

I tried wireless charging for a while but found it not particularly worthwhile even leaving aside the issue of heat/battery degradation. It's much slower on the iPhone (7.5W max unless you get MagSafe, which doesn't actually reach the claimed 15W, either) than USB-C charging. And I do shallow charg...
by marc in merrimack
Tue Jan 12, 2021 11:10 am
Forum: Personal Consumer Issues
Topic: Speed Queen Washer & Dryer
Replies: 24
Views: 2054

Re: Speed Queen Washer & Dryer

This isn't going to be a popular answer on here where Speed Queen is revered but as someone who designed washing machines for a living once upon a time, there isn't anything special about them other than they are basic machines. We bought the same pressure transducers, infill valves, circuit boards...
by marc in merrimack
Tue Jan 12, 2021 11:05 am
Forum: Personal Consumer Issues
Topic: iOS 14 Battery drain on iPhone
Replies: 39
Views: 2660

Re: iOS 14 Battery drain on iPhone

I know wireless charging reduces battery life. As does using after market cords. Neither claim is true. https://www.digitaltrends.com/mobile/does-wireless-charging-degrade-your-battery-faster/ Wireless charging does degrade batteries faster. It's inherently less efficient and produces more heat tha...
by marc in merrimack
Tue Jan 12, 2021 10:21 am
Forum: Personal Consumer Issues
Topic: iOS 14 Battery drain on iPhone
Replies: 39
Views: 2660

Re: iOS 14 Battery drain on iPhone

I know wireless charging reduces battery life. As does using after market cords. Neither claim is true. https://www.digitaltrends.com/mobile/does-wireless-charging-degrade-your-battery-faster/ Wireless charging does degrade batteries faster. It's inherently less efficient and produces more heat tha...
by marc in merrimack
Tue Jan 12, 2021 10:00 am
Forum: Personal Consumer Issues
Topic: iOS 14 Battery drain on iPhone
Replies: 39
Views: 2660

Re: iOS 14 Battery drain on iPhone

bloom2708 wrote: Mon Jan 11, 2021 7:49 am
I know wireless charging reduces battery life. As does using after market cords.
Neither claim is true.

https://www.digitaltrends.com/mobile/do ... ry-faster/
by marc in merrimack
Sat Jan 09, 2021 6:19 pm
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9746

Re: Tesla [car] purchase any significant downside?

I've done a fairly significant level of due diligence but the results have been so one-sided on the positive side that I'm concerned that I'm missing some of the negatives. Does anyone care to weigh-in on any problems they've experienced or are aware of? Great cars. Highly recommend. What was uncle...
by marc in merrimack
Fri Jan 01, 2021 3:56 pm
Forum: Forum Issues and Administration
Topic: excessively long quotes
Replies: 69
Views: 5194

Re: excessively long quotes

Here's a suggestion that will likely cause quite a stir :shock: ....I wonder if there is some way we can motivate users to stop posting boxes inside of boxes inside of boxes? I'm not talking about a poster who quotes an entire post 1 time. I'm talking mostly about the "discussions" that g...
by marc in merrimack
Fri Jan 01, 2021 11:19 am
Forum: Forum Issues and Administration
Topic: excessively long quotes
Replies: 69
Views: 5194

Re: excessively long quotes

This suggestion is very device dependent in ease of use. Scrolling in the box is doable but annoyingly difficult on my IPad which is my major tool. Curious how you find scrolling using an iPad to be difficult. That’s my tool of choice too and I’m not findIng it a problem to scroll. I have a hard ti...
by marc in merrimack
Fri Jan 01, 2021 11:06 am
Forum: Forum Issues and Administration
Topic: excessively long quotes
Replies: 69
Views: 5194

Re: excessively long quotes

Dottie57 wrote: Fri Jan 01, 2021 10:31 am This suggestion is very device dependent in ease of use. Scrolling in the box is doable but annoyingly difficult on my IPad which is my major tool.
Curious how you find scrolling using an iPad to be difficult. That’s my tool of choice too and I’m not findIng it a problem to scroll.
by marc in merrimack
Fri Jan 01, 2021 9:52 am
Forum: Forum Issues and Administration
Topic: excessively long quotes
Replies: 69
Views: 5194

Re: excessively long quotes

An additional pro tip on the board software. If you only want to quote a small amount of someone's post, use the Reply button and then look below the text input area for the post. There is a section below labelled TOPIC REVIEW that shows previous posts in the topic. Click on the EXPAND VIEW and the...
by marc in merrimack
Wed Dec 30, 2020 2:42 pm
Forum: Personal Consumer Issues
Topic: Personal Life Coach
Replies: 58
Views: 4317

Re: Personal Life Coach

I have neighbors who have their own "life coaching" business, nice people but they are about the last people I would ask for advice in pretty much any aspect of life. It has to be somewhat successful as they support a family of 6 with the business as their sole source of income. I'd be re...
by marc in merrimack
Sat Dec 19, 2020 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Poll: how much annual income do you think you need in retirement?
Replies: 113
Views: 8682

Re: Poll: how much annual income do you think you need in retirement?

Forgive my poor "cut & paste" skills. Below is my estimated expenses in retirement: Budgeted Amount Mortgage Payment 0 Property Taxes 1,333 Assumes a $1.2MM home in Florida. Income Taxes (my 401k only) 1,000 Assumes first year taxes at 30% on a $1MM 401k HOA 833 Insurance - Car & ...
by marc in merrimack
Fri Dec 18, 2020 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: Poll: how much annual income do you think you need in retirement?
Replies: 113
Views: 8682

Re: Poll: how much annual income do you think you need in retirement?

Electricity & Natural Gas 600 Water & Trash 400 Are these really what it costs in Florida? Holy cow! I'll stay in good old cheap eastern Massachusetts where the total of those, even in the middle of the winter, where heating is a dominant cost are 1/3 that much. I’m in your area, Jack, and ...
by marc in merrimack
Fri Dec 18, 2020 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: Poll: how much annual income do you think you need in retirement?
Replies: 113
Views: 8682

Re: Poll: how much annual income do you think you need in retirement?

Electricity & Natural Gas 600 Water & Trash 400 Are these really what it costs in Florida? Holy cow! I'll stay in good old cheap eastern Massachusetts where the total of those, even in the middle of the winter, where heating is a dominant cost are 1/3 that much. I’m in your area, Jack, and ...