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mancich

House
Cars
College for oldest daughter starting in the Fall. Daughters are all 4 years apart so basically non-stop college for next 12 years
I'll be a dried-out husk by the time this is all over

mancich

Definite DIY. As others have said, consistent barrier treatment will solve most or all of your issues.

mancich

We have a dozen of those can-less thin wafer LED lights and they look great. As for an electrician, I would hire one if you don't know what you're doing. To me it's not worth the safety risk but everyone is different

mancich

Zone 5 here in Upstate NY. Already added compost to our raised beds and can't wait to get the veggies planted..

mancich

The Spy and the Traitor: The Greatest Espionage Story of the Cold War by Ben Macintyre. Fascinating true story spy

mancich

She doesn't need to buy anything. There are tons of beginner level high intensity interval training videos free on YouTube that just use bodyweight. She should start with those instead of spending a penny Realistically, if someone can't stick with YouTube bodyweight exercises for a few weeks, then ...

mancich

I think you would have the entire 401k (including pension) available to you from 55 to 59.5 without penalty if it is all left in the 401k. What I don't understand is why would it matter? If your wife is still working and you have money in taxable and you have 401k money in the 401k....why do you ne...

mancich

I'm not sure about pensions, but it's a common strategy to roll other 401ks, IRAs, etc into the plan you retire from due to the 55 rule. One thing to double check is that your plan allows you to use the 55 rule. It is allowed by the IRS but not mandated/required, so not all plans allow it. I think ...

mancich

Hello all, My Megacorp uses Fidelity to handle our 401k and pension. I am 53 and plan to retire hopefully at 56. I've already done the modelling on Fidelity's site for the pension, and plan to take the lump sum pension instead of monthly payments. I called Fidelity to start asking about my options, ...

mancich

God I hate coach

https://www.youtube.com/watch?v=Pv1dWcD328s

mancich

And yet they let Cramer broadcast his drivel..

mancich

Just finished Theodore Rex by Edmund Morris, the 2nd in the Teddy Roosevelt trilogy. It is long, like the first one was, but well worth the read if you're a history buff.

mancich

Way, way, way too much. Don't do it

mancich

Solar is easy but doesn't last long term.
Recommend low voltage
https://www.voltlighting.com/

mancich

furwut wrote: ↑Thu Mar 04, 2021 10:34 am Karl Malden still won’t leave home without them.

mancich

I wonder if there is a way to do it with Power Query, which is built into Excel 365 (and available from Office 2010 on)? I've been playing around with PQ quite a bit and am amazed at what it can do, but haven't yet tried importing data from Word.

mancich

mancich wrote: ↑Tue Mar 02, 2021 4:53 am Yes, I got the same message. Other threads already on the board. I'm going to wait until Friday and then see what happens.

All, as follow-up, my Federal return was accepted this morning about 30 minutes after e filing again. Still waiting on NYS, but Federal is a good sign.

mancich

I would say if you haven't done tile before, a shower is a risky place to start as it needs to be water-tight and sloped or else you'll have significant problems down the road. Adding in a bench, the thresholds and sealing around doors will add even more complexity. What he said. I have tiled a bac...

mancich

Yes, I got the same message. Other threads already on the board. I'm going to wait until Friday and then see what happens.

mancich

[Thread merged into here --admin LadyGeek] Hello all, I did a backdoor Roth this year, as I have for the last 7 years. I received an e-mail today saying my Federal return (and also therefore my State return), were rejected via e-file. The e-mail said: "FED_Taxable_Inherited_IRA - There is a po...

mancich

I bought a used Dell Latitude off eBay several years ago and it is built like a tank. eBay has tons of used Dells in the $200 - $300 range with decent specs. I'd also check the Dell Refurbished site https://www.dellrefurbished.com/ Dell sells two main kinds of "refurbished" - Dell Refurbi...

mancich

I have bought factory recons from Woot. The Factory recon is the key. Not a random refurb. Something like this its older but its a entry level business class laptop that has user swappable parts (Hard drive) https://computers.woot.com/offers/dell-5490-14-full-hd-i5-256gb-notebook-1?ref=w_cnt_lnd_ca...

mancich

If you like Peanut Butter, I suggest Kashi Go Crunch Peanut Butter. Delicious. High in protein but also sugar. Miss my Grape Nuts though; as other posters said, nearly impossible to find these days.. Kashi does a good job of branding themselves as "healthy" but most of their products are ...

mancich

If you like Peanut Butter, I suggest Kashi Go Crunch Peanut Butter. Delicious. High in protein but also sugar. Miss my Grape Nuts though; as other posters said, nearly impossible to find these days..

mancich

Breakfast is protein shake with berries, a banana, and almond milk, followed by a small bowl of Greek yogurt with some Kashi cereal (Peanut butter, it's the best) mixed in. Lunch is usually a big salad with some avocado, shredded cheese, and leftover chicken or other meat cut up, with avocado oil. D...

mancich

abuss368 wrote: ↑Fri Feb 05, 2021 11:36 pm
Toons wrote: ↑Fri Feb 05, 2021 11:03 pm
London wrote: ↑Fri Feb 05, 2021 5:55 am
Toons wrote: ↑Wed Feb 03, 2021 8:41 pm Yes

Best response. Apparently, other than you, minimalists aren’t minimal when it comes to talking about it.

Y

mancich

Personally, I'd get a portable generator that handles the basics and just make sure you have three 5 gallon cans of gas with fuel stabilizer in them. That will get you maybe 20 - 24 hours, give or take.

mancich

Learning advanced Excel skills on YouTube (cost of Internet only). I recommend ExcelisFun. The guy who teaches it is awesome (I have no affiliation with him, I just think he is great) What is considered advanced excel skills these days? Its like 80% of my job and the everyone says the people in our...

mancich

Michael Patrick wrote: ↑Mon Jan 25, 2021 10:53 am I put a small sheet of plywood over the top of it. That keeps out leaves and pine needles, but allows air flow and doesn't provide a hiding spot for critters.

+1. We do something similar and have never had an issue.

mancich

Our portfolio is 50/50. I just use a 5% guide to rebalance. So if 50% of portfolio in stocks becomes 55% (or 45%) due to increases or decreases in the stock market, I rebalance so that stocks get back to 50%. It is simple and works well enough for us. The 5% is arbitrary; it could be 3% or 7% or any...

mancich

Happy Birthday Mr Larimore!

mancich

Lots of projects. Woodworking: Made a close imitation of a Frank Lloyd Wright Taliesin 2 floor lamp from a cherry tree that had fallen in my backyard. Designed/built 18 case bulk wine rack from red oak and oak plywood. Cherry hanging file rack Walnut earring drawers/organizers for DW Walnut center ...

mancich

We have this one and really like it $499, can't go wrong:

https://www.bestbuy.com/site/lg-65-clas ... Id=6417306

mancich

No issues on our Roku, with FIOS internet

mancich

We're keeping it. Still a pretty good deal.

mancich

We'd love to get a robotic vacuum but with two cats, who sometimes vomit, I'm afraid if what could happen :shock: This has happened to me a couple of times (elderly cat). Most parts of the Roomba can be hand wiped and sterilized easily. A few crevices require q-tips. The rollers can be removed and ...

mancich

Thanks, I appreciate the responses

mancich

Hello all, I have a LTD policy at work that pays 60% tax free, and this kicks in after 6 months of STD. Wife and I have about $550,000 in taxable/Emergency fund, and about $1.4MM in 401k. I am 22 months away from being able to access another $1.6MM in a lump sum pension from MegaCorp if needed, at 5...

mancich

The Luckiest Man, a biography about the late Senator John McCain. Pretty good

mancich

Nothing like a Bombay Sapphire G&T out on the deck in the summer time. Or two or three

mancich

We swear by Benjamin Moore for our exterior paint

mancich

I mow my own lawn. Have a 42" John Deere and about 3/4 acre. I like getting out there in the fresh air, and it only takes maybe 45 minutes.

mancich

+10.6%. We're at a bit less than 50/50 for AA

mancich

I saw a recent comment about 2020, paraphrased I think from something pre-2020, but it was: We are not all in the same boat; we are in the same storm. Some have yachts, some have rowboats, while others are drowning. I realized that I was fortunate that my particular job was largely unaffected; I ca...

mancich

Our daughter is a senior in high school with excellent grades. We sat her down before she started applying to schools, and told her how much we are willing to pay for a 4 year education, and laid out the expectation that she will in fact finish in exactly 4 years. Not 4.5, not 5. 4 years. We told he...

mancich

Wife (non-Boglehead): lease a GMC Acadia Denali (I have to admit it is beautiful and I love to drive it)
Me (Boglehead): 2019 Honda Accord base model, own it. Not as nice to drive as the big SUV, but I love that it is cheap and I will keep it until the wheels fall off.

mancich

$72 every two months for trash and recycling collection. It has barely increased in the last 20 years. I consider that very reasonable.

mancich

I think there is some degree of pent-up demand, and by Q3 of 2021 people will be in the mood to spend more. I don't know if I'd consider it a tidal wave, and I think stocks have largely already priced this in. But.... "nobody knows nuthin'".... so I could be wrong

mancich

I don't think there's anything here. Regardless, just make sure your asset allocation is reasonable and allows you to stay the course regardless of whether the market goes up or down. Life will go on either way. 'Nuff said.

mancich

I like Quaker Old Fashioned Oats the best. Reasonably priced and great quality. Plus I work for the company

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