Search found 939 matches

by mancich
Thu Apr 15, 2021 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Biggest expenses in life
Replies: 50
Views: 4109

Re: Biggest expenses in life

House
Cars
College for oldest daughter starting in the Fall. Daughters are all 4 years apart so basically non-stop college for next 12 years
I'll be a dried-out husk by the time this is all over :D
by mancich
Thu Apr 15, 2021 10:24 am
Forum: Personal Consumer Issues
Topic: DIY Pest Control
Replies: 22
Views: 1503

Re: DIY Pest Control

Definite DIY. As others have said, consistent barrier treatment will solve most or all of your issues.
by mancich
Thu Apr 15, 2021 10:21 am
Forum: Personal Consumer Issues
Topic: DIY recessed lighting installation?
Replies: 47
Views: 2380

Re: DIY recessed lighting installation?

We have a dozen of those can-less thin wafer LED lights and they look great. As for an electrician, I would hire one if you don't know what you're doing. To me it's not worth the safety risk but everyone is different :beer
by mancich
Sat Apr 10, 2021 5:05 am
Forum: Personal Consumer Issues
Topic: Gardening 2021
Replies: 30
Views: 2529

Re: Gardening 2021

Zone 5 here in Upstate NY. Already added compost to our raised beds and can't wait to get the veggies planted..
by mancich
Sat Apr 10, 2021 5:04 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324652

Re: What Book Are You Currently Reading? Part VI

The Spy and the Traitor: The Greatest Espionage Story of the Cold War by Ben Macintyre. Fascinating true story spy
by mancich
Tue Apr 06, 2021 4:46 am
Forum: Personal Consumer Issues
Topic: Recommendation for simple home gym
Replies: 41
Views: 3315

Re: Recommendation for simple home gym

She doesn't need to buy anything. There are tons of beginner level high intensity interval training videos free on YouTube that just use bodyweight. She should start with those instead of spending a penny Realistically, if someone can't stick with YouTube bodyweight exercises for a few weeks, then ...
by mancich
Wed Mar 31, 2021 1:02 pm
Forum: Personal Investments
Topic: Rolling a lump sum pension into 401k and rule of 55
Replies: 4
Views: 366

Re: Rolling a lump sum pension into 401k and rule of 55

I think you would have the entire 401k (including pension) available to you from 55 to 59.5 without penalty if it is all left in the 401k. What I don't understand is why would it matter? If your wife is still working and you have money in taxable and you have 401k money in the 401k....why do you ne...
by mancich
Wed Mar 31, 2021 11:55 am
Forum: Personal Investments
Topic: Rolling a lump sum pension into 401k and rule of 55
Replies: 4
Views: 366

Re: Rolling a lump sum pension into 401k and rule of 55

I'm not sure about pensions, but it's a common strategy to roll other 401ks, IRAs, etc into the plan you retire from due to the 55 rule. One thing to double check is that your plan allows you to use the 55 rule. It is allowed by the IRS but not mandated/required, so not all plans allow it. I think ...
by mancich
Wed Mar 31, 2021 11:45 am
Forum: Personal Investments
Topic: Rolling a lump sum pension into 401k and rule of 55
Replies: 4
Views: 366

Rolling a lump sum pension into 401k and rule of 55

Hello all, My Megacorp uses Fidelity to handle our 401k and pension. I am 53 and plan to retire hopefully at 56. I've already done the modelling on Fidelity's site for the pension, and plan to take the lump sum pension instead of monthly payments. I called Fidelity to start asking about my options, ...
by mancich
Fri Mar 19, 2021 11:50 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324652

Re: What Book Are You Currently Reading? Part VI

Just finished Theodore Rex by Edmund Morris, the 2nd in the Teddy Roosevelt trilogy. It is long, like the first one was, but well worth the read if you're a history buff.
by mancich
Sat Mar 06, 2021 6:29 am
Forum: Personal Consumer Issues
Topic: Does anyone use travelers checks any more?
Replies: 110
Views: 5746

Re: Does anyone use travelers checks any more?

furwut wrote: Thu Mar 04, 2021 10:34 am Karl Malden still won’t leave home without them.
:D :D :D
by mancich
Fri Mar 05, 2021 4:27 pm
Forum: Personal Consumer Issues
Topic: Help with data pull from multiple files
Replies: 17
Views: 4459

Re: Help with data pull from multiple files

I wonder if there is a way to do it with Power Query, which is built into Excel 365 (and available from Office 2010 on)? I've been playing around with PQ quite a bit and am amazed at what it can do, but haven't yet tried importing data from Word.
by mancich
Fri Mar 05, 2021 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: FED_Taxable_Inherited_IRA rejection Turbotax
Replies: 112
Views: 7567

Re: TurboTax Return Rejected - IRAs

mancich wrote: Tue Mar 02, 2021 4:53 am Yes, I got the same message. Other threads already on the board. I'm going to wait until Friday and then see what happens.
All, as follow-up, my Federal return was accepted this morning about 30 minutes after e filing again. Still waiting on NYS, but Federal is a good sign.
by mancich
Tue Mar 02, 2021 6:47 am
Forum: Personal Consumer Issues
Topic: Tiling a Shower
Replies: 44
Views: 3464

Re: Tiling a Shower

I would say if you haven't done tile before, a shower is a risky place to start as it needs to be water-tight and sloped or else you'll have significant problems down the road. Adding in a bench, the thresholds and sealing around doors will add even more complexity. What he said. I have tiled a bac...
by mancich
Tue Mar 02, 2021 4:53 am
Forum: Personal Finance (Not Investing)
Topic: FED_Taxable_Inherited_IRA rejection Turbotax
Replies: 112
Views: 7567

Re: TurboTax Return Rejected - IRAs

Yes, I got the same message. Other threads already on the board. I'm going to wait until Friday and then see what happens.
by mancich
Mon Mar 01, 2021 3:30 pm
Forum: Personal Finance (Not Investing)
Topic: FED_Taxable_Inherited_IRA rejection Turbotax
Replies: 112
Views: 7567

TurboTax rejection of e-file - Inherited IRA??

[Thread merged into here --admin LadyGeek] Hello all, I did a backdoor Roth this year, as I have for the last 7 years. I received an e-mail today saying my Federal return (and also therefore my State return), were rejected via e-file. The e-mail said: "FED_Taxable_Inherited_IRA - There is a po...
by mancich
Fri Feb 26, 2021 4:32 am
Forum: Personal Consumer Issues
Topic: New Laptop - Dell XPS
Replies: 29
Views: 1987

Re: New Laptop - Dell XPS

I bought a used Dell Latitude off eBay several years ago and it is built like a tank. eBay has tons of used Dells in the $200 - $300 range with decent specs. I'd also check the Dell Refurbished site https://www.dellrefurbished.com/ Dell sells two main kinds of "refurbished" - Dell Refurbi...
by mancich
Wed Feb 24, 2021 4:32 am
Forum: Personal Consumer Issues
Topic: New Laptop - Dell XPS
Replies: 29
Views: 1987

Re: New Laptop - Dell XPS

I have bought factory recons from Woot. The Factory recon is the key. Not a random refurb. Something like this its older but its a entry level business class laptop that has user swappable parts (Hard drive) https://computers.woot.com/offers/dell-5490-14-full-hd-i5-256gb-notebook-1?ref=w_cnt_lnd_ca...
by mancich
Sun Feb 14, 2021 4:52 am
Forum: Personal Consumer Issues
Topic: Breakfast cereal?
Replies: 172
Views: 18379

Re: Breakfast cereal?

If you like Peanut Butter, I suggest Kashi Go Crunch Peanut Butter. Delicious. High in protein but also sugar. Miss my Grape Nuts though; as other posters said, nearly impossible to find these days.. Kashi does a good job of branding themselves as "healthy" but most of their products are ...
by mancich
Fri Feb 12, 2021 4:44 am
Forum: Personal Consumer Issues
Topic: Breakfast cereal?
Replies: 172
Views: 18379

Re: Breakfast cereal?

If you like Peanut Butter, I suggest Kashi Go Crunch Peanut Butter. Delicious. High in protein but also sugar. Miss my Grape Nuts though; as other posters said, nearly impossible to find these days..
by mancich
Sun Feb 07, 2021 6:26 am
Forum: Personal Consumer Issues
Topic: What are your staple healthy meals?
Replies: 122
Views: 10055

Re: What are your staple healthy meals?

Breakfast is protein shake with berries, a banana, and almond milk, followed by a small bowl of Greek yogurt with some Kashi cereal (Peanut butter, it's the best) mixed in. Lunch is usually a big salad with some avocado, shredded cheese, and leftover chicken or other meat cut up, with avocado oil. D...
by mancich
Sun Feb 07, 2021 6:15 am
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 300
Views: 30353

Re: Any Minimalists on here?

abuss368 wrote: Fri Feb 05, 2021 11:36 pm
Toons wrote: Fri Feb 05, 2021 11:03 pm
London wrote: Fri Feb 05, 2021 5:55 am
Toons wrote: Wed Feb 03, 2021 8:41 pm Yes



:mrgreen:
Best response. Apparently, other than you, minimalists aren’t minimal when it comes to talking about it.

:wink:
:sharebeer
Y
by mancich
Wed Feb 03, 2021 12:17 pm
Forum: Personal Consumer Issues
Topic: When is buying a home generator worth it?
Replies: 63
Views: 5677

Re: When is buying a home generator worth it?

Personally, I'd get a portable generator that handles the basics and just make sure you have three 5 gallon cans of gas with fuel stabilizer in them. That will get you maybe 20 - 24 hours, give or take.
by mancich
Sun Jan 31, 2021 9:00 am
Forum: Personal Consumer Issues
Topic: What are your not free but still frugal hobbies?
Replies: 157
Views: 13601

Re: What are your not free but still frugal hobbies?

Learning advanced Excel skills on YouTube (cost of Internet only). I recommend ExcelisFun. The guy who teaches it is awesome (I have no affiliation with him, I just think he is great) What is considered advanced excel skills these days? Its like 80% of my job and the everyone says the people in our...
by mancich
Sat Jan 30, 2021 9:39 am
Forum: Personal Consumer Issues
Topic: Do you cover your AC compressor in winter?
Replies: 50
Views: 4345

Re: Do you cover your AC compressor in winter?

Michael Patrick wrote: Mon Jan 25, 2021 10:53 am I put a small sheet of plywood over the top of it. That keeps out leaves and pine needles, but allows air flow and doesn't provide a hiding spot for critters.
+1. We do something similar and have never had an issue.
by mancich
Sat Jan 30, 2021 9:37 am
Forum: Investing - Theory, News & General
Topic: PSA: Fixed AA with 5/25 rebalancing works!
Replies: 85
Views: 7456

Re: PSA: Fixed AA with 5/25 rebalancing works!

Our portfolio is 50/50. I just use a 5% guide to rebalance. So if 50% of portfolio in stocks becomes 55% (or 45%) due to increases or decreases in the stock market, I rebalance so that stocks get back to 50%. It is simple and works well enough for us. The 5% is arbitrary; it could be 3% or 7% or any...
by mancich
Thu Jan 28, 2021 7:33 pm
Forum: US Chapters
Topic: Happy 97th Birthday, Taylor Larimore
Replies: 146
Views: 6388

Re: Happy 97th Birthday, Taylor Larimore

Happy Birthday Mr Larimore!
by mancich
Wed Jan 27, 2021 1:03 pm
Forum: Personal Consumer Issues
Topic: What are your DIY Home and Hobby Projects to Save $$$ and/or Have Fun?
Replies: 105
Views: 8479

Re: What are your DIY Home and Hobby Projects to Save $$$ and/or Have Fun?

Lots of projects. Woodworking: Made a close imitation of a Frank Lloyd Wright Taliesin 2 floor lamp from a cherry tree that had fallen in my backyard. Designed/built 18 case bulk wine rack from red oak and oak plywood. Cherry hanging file rack Walnut earring drawers/organizers for DW Walnut center ...
by mancich
Fri Jan 22, 2021 10:51 am
Forum: Personal Consumer Issues
Topic: any suggestions for best 65" TV under $1000?
Replies: 48
Views: 3177

Re: any suggestions for best 65" TV under $1000?

We have this one and really like it $499, can't go wrong:

https://www.bestbuy.com/site/lg-65-clas ... Id=6417306
by mancich
Fri Jan 15, 2021 12:29 pm
Forum: Personal Consumer Issues
Topic: HBO Max Issues?
Replies: 31
Views: 2556

Re: HBO Max Issues?

No issues on our Roku, with FIOS internet
by mancich
Wed Jan 13, 2021 5:31 am
Forum: Personal Consumer Issues
Topic: Who's keeping Netflix now? (price increased to $13.99)
Replies: 200
Views: 14308

Re: Who's keeping Netflix now? (price increased to $13.99)

We're keeping it. Still a pretty good deal.
by mancich
Wed Jan 13, 2021 5:29 am
Forum: Personal Consumer Issues
Topic: Robot vacuum cleaner for hardwood floor?
Replies: 46
Views: 4147

Re: Robot vacuum cleaner for hardwood floor?

We'd love to get a robotic vacuum but with two cats, who sometimes vomit, I'm afraid if what could happen :shock: This has happened to me a couple of times (elderly cat). Most parts of the Roomba can be hand wiped and sterilized easily. A few crevices require q-tips. The rollers can be removed and ...
by mancich
Mon Jan 11, 2021 4:50 am
Forum: Personal Finance (Not Investing)
Topic: Do I need my private LTD policy
Replies: 3
Views: 405

Re: Do I need my private LTD policy

Thanks, I appreciate the responses
by mancich
Sun Jan 10, 2021 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need my private LTD policy
Replies: 3
Views: 405

Do I need my private LTD policy

Hello all, I have a LTD policy at work that pays 60% tax free, and this kicks in after 6 months of STD. Wife and I have about $550,000 in taxable/Emergency fund, and about $1.4MM in 401k. I am 22 months away from being able to access another $1.6MM in a lump sum pension from MegaCorp if needed, at 5...
by mancich
Wed Jan 06, 2021 5:48 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324652

Re: What Book Are You Currently Reading? Part VI

The Luckiest Man, a biography about the late Senator John McCain. Pretty good
by mancich
Wed Jan 06, 2021 5:47 am
Forum: Personal Consumer Issues
Topic: What's your favorite reasonably priced gin?
Replies: 113
Views: 8545

Re: What's your favorite reasonably priced gin?

Nothing like a Bombay Sapphire G&T out on the deck in the summer time. Or two or three :D
by mancich
Tue Jan 05, 2021 4:49 am
Forum: Personal Consumer Issues
Topic: Exterior Paint Products
Replies: 36
Views: 1819

Re: Exterior Paint Products

We swear by Benjamin Moore for our exterior paint
by mancich
Mon Jan 04, 2021 6:35 am
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25975

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

I mow my own lawn. Have a 42" John Deere and about 3/4 acre. I like getting out there in the fresh air, and it only takes maybe 45 minutes.
by mancich
Fri Jan 01, 2021 8:04 am
Forum: Personal Finance (Not Investing)
Topic: 2020 Net Worth
Replies: 111
Views: 7433

Re: 2020 Net Worth

+10.6%. We're at a bit less than 50/50 for AA
by mancich
Mon Dec 28, 2020 9:28 am
Forum: Personal Finance (Not Investing)
Topic: 2020: Lessons learned
Replies: 237
Views: 16173

Re: 2020: Lessons learned

I saw a recent comment about 2020, paraphrased I think from something pre-2020, but it was: We are not all in the same boat; we are in the same storm. Some have yachts, some have rowboats, while others are drowning. I realized that I was fortunate that my particular job was largely unaffected; I ca...
by mancich
Wed Dec 23, 2020 5:13 am
Forum: Personal Consumer Issues
Topic: 6 years to college degree?????
Replies: 139
Views: 8319

Re: 6 years to college degree?????

Our daughter is a senior in high school with excellent grades. We sat her down before she started applying to schools, and told her how much we are willing to pay for a 4 year education, and laid out the expectation that she will in fact finish in exactly 4 years. Not 4.5, not 5. 4 years. We told he...
by mancich
Wed Dec 23, 2020 4:58 am
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 470
Views: 39329

Re: What kind of car do Bogleheads like to drive?

Wife (non-Boglehead): lease a GMC Acadia Denali (I have to admit it is beautiful and I love to drive it)
Me (Boglehead): 2019 Honda Accord base model, own it. Not as nice to drive as the big SUV, but I love that it is cheap and I will keep it until the wheels fall off.
by mancich
Fri Dec 18, 2020 7:18 am
Forum: Personal Consumer Issues
Topic: Waste collection (trash) prices
Replies: 56
Views: 2414

Re: Waste collection (trash) prices

$72 every two months for trash and recycling collection. It has barely increased in the last 20 years. I consider that very reasonable.
by mancich
Fri Dec 18, 2020 4:44 am
Forum: Investing - Theory, News & General
Topic: Do you expect a massive surge of economic activity if/when the Covid Pandemic "resolves"?
Replies: 51
Views: 4165

Re: Do you expect a massive surge of economic activity if/when the Covid Pandemic "resolves"?

I think there is some degree of pent-up demand, and by Q3 of 2021 people will be in the mood to spend more. I don't know if I'd consider it a tidal wave, and I think stocks have largely already priced this in. But.... "nobody knows nuthin'".... so I could be wrong :beer
by mancich
Mon Dec 14, 2020 4:44 am
Forum: Investing - Theory, News & General
Topic: Are we seeing a bad omen? [S&P 500 - Best November since 1928]
Replies: 64
Views: 5560

Re: Are we seeing a bad omen?

I don't think there's anything here. Regardless, just make sure your asset allocation is reasonable and allows you to stay the course regardless of whether the market goes up or down. Life will go on either way. 'Nuff said.
by mancich
Fri Dec 11, 2020 7:16 am
Forum: Personal Consumer Issues
Topic: Oatmeal -- figuring out what I bought earlier
Replies: 71
Views: 6399

Re: Oatmeal -- figuring out what I bought earlier

I like Quaker Old Fashioned Oats the best. Reasonably priced and great quality. Plus I work for the company :D