Actually, I see standards rapidly dropping in the Asian-American community. Not long ago, if the kid didn't get into Harvard or Stanford, the entire family would commit suicide. Nowadays, many Asian-American parents openly admit their kids are going to state schools (and I don't mean Berkeley )slick_dealer_05 wrote:Do you really believe that a Caucasian/Hispanic-American/African-American has any chance of competing with Asian-Americans?
Search found 402 matches
- Tue Oct 05, 2010 9:44 pm
- Forum: Personal Consumer Issues
- Topic: Is society being "dumbed" down
- Replies: 71
- Views: 7906
- Tue Oct 05, 2010 4:04 pm
- Forum: Personal Consumer Issues
- Topic: Is society being "dumbed" down
- Replies: 71
- Views: 7906
Students and parents are discouraged from caring about proper spelling and grammar. Such caring is out down as being "old fashioned" and stifling creativity. We wouldn't want to stifle Maria Alquilar's creativity. You wouldn't expect to see a lot of misspelled words when you enter a public library. That's why a California city is paying thousands of dollars to an artist so she'll correct the words she misspelled on a giant mural in the entryway of the new main library. Eleven of the 175 words and names are misspelled, including Vincent Van Gogh, Michelangelo and Einstein. Artist Maria Alquilar was initially paid $40,000 for the mosaic. Now, the city will pay another $6,000 plus her travel expenses from Miami for her to correct th...
- Tue Oct 05, 2010 3:57 pm
- Forum: Personal Consumer Issues
- Topic: Is society being "dumbed" down
- Replies: 71
- Views: 7906
Re: Is society being "dumbed" down
This says it all.jumpin wrote:You're input please?
- Tue Oct 05, 2010 2:08 pm
- Forum: Personal Consumer Issues
- Topic: Is society being "dumbed" down
- Replies: 71
- Views: 7906
In the not too distant past, some brokers wouldn't open accounts for women without their husband's "permission". Even if they were single! As bad as things may or may not be now, there has been progress.monkey_business wrote:I would disagree on the hatred and bigotry part, however. Both surely exist, but I believe in lesser amounts. Just look back at the last century: do you think the world was less hateful/bigoted towards minorities? Heck, you couldn't even ride the bus in the front if you were black right here in the US just some decades ago.
- Tue Oct 05, 2010 12:30 pm
- Forum: Investing - Theory, News & General
- Topic: Any reason to purchase CD through financial group
- Replies: 5
- Views: 2139
Re: Kent Balch First Fidelity Financial Group of Atlanta
Darn! Any chance you'll make an exception?kentbalchjr wrote:Balch dedicates himself almost exclusively to working with seniors .
- Sat Oct 02, 2010 8:49 pm
- Forum: Personal Investments
- Topic: Short term bond fund/ETF?
- Replies: 3
- Views: 1310
- Wed Sep 29, 2010 5:23 pm
- Forum: Personal Investments
- Topic: Global Information Network
- Replies: 7
- Views: 1241
- Tue Sep 28, 2010 7:13 pm
- Forum: Investing - Theory, News & General
- Topic: Should I use check cash advance to invest?
- Replies: 30
- Views: 4953
- Tue Sep 28, 2010 6:57 pm
- Forum: Investing - Theory, News & General
- Topic: Should I use check cash advance to invest?
- Replies: 30
- Views: 4953
Re: Should I use check cash advance to invest?
He was being sarcastic.SSSS wrote:I'd like to know what kind of "playing safe" investment you can earn 7% from. In fact, I'd settle for a "playing safe" investment you can earn 4% from. I sure can't think of any.EO 11110 wrote:playing safe and earning 7% while paying 4% yields you thirty bucks before taxes, not worth the effort.
- Tue Sep 28, 2010 6:53 pm
- Forum: Investing - Theory, News & General
- Topic: Possible to get Treasury MMF again?
- Replies: 11
- Views: 2354
- Tue Sep 28, 2010 1:56 pm
- Forum: Investing - Theory, News & General
- Topic: Total International Index Fund Dividend
- Replies: 3
- Views: 1269
- Tue Sep 28, 2010 2:18 am
- Forum: Personal Investments
- Topic: Looking to open Roth IRA, where to open? 35k liquid assets.
- Replies: 6
- Views: 1592
Re: Looking to open Roth IRA, where to open? 35k liquid asse
It's unclear from your post if you realize this, but Roth contributions are limited to 5K per year for someone under 50 year old.stives wrote:I meet the 25k requirements just fine
I apologize if I misunderstood your post.
- Tue Sep 28, 2010 2:15 am
- Forum: Investing - Theory, News & General
- Topic: Sell for 0% CG this yr, but miss out on this yr's dividend?
- Replies: 3
- Views: 842
- Mon Sep 27, 2010 3:59 pm
- Forum: Investing - Theory, News & General
- Topic: Charlie Munger on Communism, Botox, and Goldbug Jerks
- Replies: 17
- Views: 4345
Re: When Charlie talks--I listen.
So why not listen (http://www.bogleheads.org/forum/viewtop ... 1285126472), instead of reading a dumbed-down article?Taylor Larimore wrote:When Charlie talks--I listen.
- Sat Sep 25, 2010 12:41 am
- Forum: Personal Consumer Issues
- Topic: The "explain your username" thread
- Replies: 93
- Views: 11866
- Wed Sep 22, 2010 9:10 pm
- Forum: Personal Investments
- Topic: iBonds account(s) for married couples
- Replies: 3
- Views: 881
- Tue Sep 21, 2010 2:31 pm
- Forum: Personal Investments
- Topic: Better way to buy Vanguard ETF's
- Replies: 19
- Views: 8941
- Mon Sep 20, 2010 9:59 pm
- Forum: Investing - Theory, News & General
- Topic: Pert in the real world?
- Replies: 7
- Views: 2198
- Mon Sep 20, 2010 1:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: Best credit card deals
- Replies: 31
- Views: 5300
- Sun Sep 19, 2010 9:57 pm
- Forum: Investing - Theory, News & General
- Topic: Pert in the real world?
- Replies: 7
- Views: 2198
- Sat Sep 18, 2010 6:15 pm
- Forum: Personal Finance (Not Investing)
- Topic: What's your number?
- Replies: 12
- Views: 2795
- Sat Sep 18, 2010 6:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: Schwab Bank will no longer sponsor credit cards
- Replies: 138
- Views: 28059
- Sat Sep 18, 2010 10:31 am
- Forum: Investing - Theory, News & General
- Topic: gold hits all time high, silver hot too
- Replies: 44
- Views: 5566
- Sat Sep 18, 2010 10:20 am
- Forum: Personal Finance (Not Investing)
- Topic: 500% bullion return in 48 hours! :)
- Replies: 19
- Views: 3070
- Fri Sep 17, 2010 11:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: Schwab Bank will no longer sponsor credit cards
- Replies: 138
- Views: 28059
The PenFed Promise Card and the PenFed American Express Card both have 0% foreign transaction fees. This is not true however of their more famous Platinum cashbask Visa.natureexplorer wrote:The CapitalOne No Hassle CashSM Rewards Credit Card with 1% cash-back seems interesting. It's my understanding that CapitalOne is the only other provider offering credit cards without international transaction fees.
https://www.penfed.org/usedBehindPin/Fo ... ms-Web.pdf
https://www.penfed.org/usedBehindPin/Fo ... ms-Web.pdf
Note: The Amex card has an annual fee (waived the first year).
- Fri Sep 17, 2010 11:10 am
- Forum: Personal Finance (Not Investing)
- Topic: Schwab Bank will no longer sponsor credit cards
- Replies: 138
- Views: 28059
- Thu Sep 16, 2010 11:37 am
- Forum: Personal Investments
- Topic: International Currencies Mutual Funds
- Replies: 26
- Views: 3381
Re: International Currencies Mutual Funds
GCF is absolutely not a Vanguard fund.rckowal wrote:Here is Vanguards fund. Global Income & Currency Fund Inc ( New York Stock Exchange : GCF )
- Tue Sep 14, 2010 1:55 pm
- Forum: Personal Investments
- Topic: Beginning Investment Help
- Replies: 5
- Views: 1019
- Mon Sep 13, 2010 3:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: wellesley ??
- Replies: 4
- Views: 1194
Re: wellesley ??
$5,000 ---> $5,187 is not $40 different than $3,000 ---> $3,147steve88 wrote:bought wellesley on 4/1/2010 for $5k nav price of 50.39 just checked it is worth $5187
bought another wellesley from another account on 5-21-2010 for $3k nav price is 49.83 and now it is worth $3147.00
I would think the first one would have more on dividend but the difference is only $40. Why so little? Any explanation would be appreciated.
Use percents.
- Sat Sep 11, 2010 1:54 pm
- Forum: Personal Consumer Issues
- Topic: Following sports closely...a distraction or healthy?
- Replies: 124
- Views: 14391
Re: Following sports closely...a distraction or healthy?
You would really enjoy this movie:lmpmd wrote:I guess it boils down to a question of taste. But I watch a section of Mike and Mike and am amazed how seriously they take this silly stuff. Like it could possibly matter. Maybe that's just me - but there seem to be others here that agree. - You can see a sample here:
http://sports.espn.go.com/espnradio/sho ... ikeandmike
http://en.wikipedia.org/wiki/Big_Fan
- Sat Sep 11, 2010 1:43 pm
- Forum: Personal Finance (Not Investing)
- Topic: condo assoc, letting in renters,,,rules say... No Renters.
- Replies: 8
- Views: 2220
Re: condo assoc, letting in renters,,,rules say... No Renter
Sounds like an interesting placeIrishgal wrote:our bi-laws
- Sat Sep 11, 2010 11:44 am
- Forum: Investing - Theory, News & General
- Topic: Rick and Larry's 2010ed. books
- Replies: 16
- Views: 2775
- Sat Sep 11, 2010 11:38 am
- Forum: Investing - Theory, News & General
- Topic: Updated Modification of Harry Browne Permanent Portfolio
- Replies: 3555
- Views: 1465571
Just to make sure you know, in a taxable account, whether you hold an individual zero-coupon bond or a fund of zero-coupon bonds, you are responsible each year for taxes on the inputted or "phantom" income. Even though the interest payments are deferred until maturity, the tax consequences are not.Buddtholomew wrote: I would like to know what to expect to avoid any surprises at tax time.
- Sat Sep 11, 2010 11:18 am
- Forum: Personal Consumer Issues
- Topic: Runaway College Costs?
- Replies: 36
- Views: 5011
- Sat Sep 11, 2010 11:11 am
- Forum: Investing - Theory, News & General
- Topic: Rick and Larry's 2010ed. books
- Replies: 16
- Views: 2775
- Fri Sep 10, 2010 4:12 pm
- Forum: Personal Consumer Issues
- Topic: Following sports closely...a distraction or healthy?
- Replies: 124
- Views: 14391
- Fri Sep 10, 2010 12:49 pm
- Forum: Personal Consumer Issues
- Topic: Following sports closely...a distraction or healthy?
- Replies: 124
- Views: 14391
Re: Following sports closely...a distraction or healthy?
Agreed. The issue is that there are a lot of intellectual-types who aren't very intelligent. They can't build their credibility using analytical horsepower or espousing well-articulated ideas, so they need to rely on prententious behavior like disdaining sports.KyleAAA wrote:There are considerably more than a few, I can assure you. Including a lot of people who know a lot more about DNA than you.
By the way, OP had a great thread (since deleted by the mods) where he struggled to figure out his 401(k) deductions.
- Thu Sep 09, 2010 7:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: credit card and debt collection agency question
- Replies: 4
- Views: 1351
The sleazebags at creditboards.com are in a better position to answer.
I recommend you choose your friends more wisely.
I recommend you choose your friends more wisely.
- Thu Sep 09, 2010 5:45 pm
- Forum: Personal Consumer Issues
- Topic: Following sports closely...a distraction or healthy?
- Replies: 124
- Views: 14391
Re: Following sports closely...a distraction or healthy?
Almost as much a waste of time as having kids.mrboast wrote: To me, sports is a useless distraction, an anti intellectual waste of time..
Oh.mrboast wrote: the son I am about to raise
- Thu Sep 09, 2010 9:28 am
- Forum: Personal Investments
- Topic: Ally CD Is Best "Money Market" I Can Find
- Replies: 26
- Views: 5593
- Wed Sep 08, 2010 6:08 pm
- Forum: Personal Consumer Issues
- Topic: Why is it called a "LEAP" Year??
- Replies: 23
- Views: 3245
I don't think there is a definitive answer but one old wives' tale I heard was that between two normal years, each date is offset by one day. For example, Sept 8, 2009 was a Tuesday, Sept. 8, 2010 is a Wednesday and Sept 8, 2011 will be a Thursday.
But in a leap year it will be offset by two days (Sept. 8, 2012 will be a Saturday) so Friday was "leaped" over.
Again, just an old wives' tale.
But in a leap year it will be offset by two days (Sept. 8, 2012 will be a Saturday) so Friday was "leaped" over.
Again, just an old wives' tale.
- Wed Sep 08, 2010 5:58 pm
- Forum: Personal Finance (Not Investing)
- Topic: Help for my Dad - super conservative
- Replies: 17
- Views: 4108
Exactly. I'm surprised people are still talking about ladders. Even before the Allan Roth article, there were dozens of mentions of this strategy.nycj wrote:How about a 5-7 year CD in either Alliant or PenFed CU. Look up the Allan Roth thread on boglehead and read about long term CDs and how the rates are effected if you you terminate the CD early (2 years).
- Wed Sep 08, 2010 3:29 pm
- Forum: Investing - Theory, News & General
- Topic: Wiki - CD Penalty Withdrawal Calculations - DIY!
- Replies: 17
- Views: 3683
- Wed Sep 08, 2010 2:50 am
- Forum: Personal Consumer Issues
- Topic: How to Retire Comfortably for Under $1,500 a Month in Belize
- Replies: 71
- Views: 14430
Interesting story about Belize.
http://www.cnn.com/2010/WORLD/americas/ ... tml?hpt=C2
http://www.cnn.com/2010/WORLD/americas/ ... tml?hpt=C2
- Mon Sep 06, 2010 8:24 pm
- Forum: Personal Investments
- Topic: On the right track or should be more cautious
- Replies: 31
- Views: 5458
- Mon Sep 06, 2010 2:01 pm
- Forum: Personal Investments
- Topic: Deleted
- Replies: 8
- Views: 1298
You could also argue that "Brian", the "extremely disciplined saver" who "tracks every penny" wouldn't be undisciplined enough to over-withhold and get a tax refund.hsv_climber wrote:Anyway, complete stupidity to sell more Fidelity Roth 401K investments.
However, neither this point nor the three you bring up effectively refutes the premise of the article.
- Mon Sep 06, 2010 11:35 am
- Forum: Investing - Theory, News & General
- Topic: PenFed Lowers CD Rates
- Replies: 22
- Views: 5126
- Mon Sep 06, 2010 1:39 am
- Forum: Investing - Theory, News & General
- Topic: Who's paying for the Vanguard ads?
- Replies: 14
- Views: 2377
- Sat Sep 04, 2010 10:04 pm
- Forum: Personal Finance (Not Investing)
- Topic: Restaurant tipping - cash or card?
- Replies: 102
- Views: 14072
- Thu Sep 02, 2010 7:07 pm
- Forum: Personal Investments
- Topic: Permanent Portfolio ?
- Replies: 5
- Views: 1638