Search found 171 matches

by RMO87
Wed Mar 31, 2021 6:52 pm
Forum: Personal Consumer Issues
Topic: Pedestal Sink - Disposal?
Replies: 15
Views: 929

Pedestal Sink - Disposal?

I just removed a pedestal sink (porcelain). We are replacing it with a new vanity. How does one go about disposing the sink? Set it out on the curb on trash day? Something else?

Thanks in advance!
Ryan
by RMO87
Thu Mar 25, 2021 2:50 pm
Forum: Personal Consumer Issues
Topic: Flooring Trim - Paint Color
Replies: 7
Views: 606

Re: Flooring Trim - Paint Color

I felt the cost for the wood variety wasn't cost prohibitive. For what we needed--I believe 167 linear feet--the cost was in the $170 range, if I recall correctly. So, $1 per foot or so.
by RMO87
Thu Mar 25, 2021 12:05 pm
Forum: Personal Consumer Issues
Topic: Flooring Trim - Paint Color
Replies: 7
Views: 606

Flooring Trim - Paint Color

We are having new laminate flooring installed in our 13-year-old home next week. In some rooms, it will be replacing carpeting. As such, new quarter-rounds will be needed in those areas. We will be needing to paint the quarter-rounds, as they come unpainted. The current trim work is a whitish, cream...
by RMO87
Tue Jan 19, 2021 6:23 pm
Forum: Personal Consumer Issues
Topic: HBOMax Has Me Confused
Replies: 35
Views: 3539

Re: HBOMax Has Me Confused

If you go to the setup of Roku, it will search for the latest version available. On the Roku menu, if it is not there by default, do a search for "HBO Max."
by RMO87
Sat Jan 16, 2021 2:12 pm
Forum: Personal Consumer Issues
Topic: Buying a new car - what after market accessories to get?
Replies: 4
Views: 643

Re: Buying a new car - what after market accessories to get?

I have always liked mudguards to give a little protection to the paint. Never had leather seats, so can't help you there.
by RMO87
Wed Nov 11, 2020 10:55 am
Forum: Personal Consumer Issues
Topic: New Car Scratch: Fix Completely or Partially?
Replies: 32
Views: 1842

Re: New Car Scratch: Fix Completely or Partially?

You could try Meguiar's Scratch X 2.0. I have read good things about it.
by RMO87
Mon Oct 05, 2020 12:10 pm
Forum: Personal Consumer Issues
Topic: LED Strip Lights - Installation Question
Replies: 2
Views: 428

LED Strip Lights - Installation Question

I purchased a set of two 16' strip lights (5050 RGB) for my daughter's room. I realize that each are ideally connected to one of the connector wires near the power source.
However, is it safe / possible to connect one of the 16' strips to the other via the use of a connector?

Thanks in advance!
Ryan
by RMO87
Sat Sep 05, 2020 7:31 am
Forum: Personal Consumer Issues
Topic: Deck Staining preparation
Replies: 5
Views: 464

Deck Staining preparation

It has been 2-3 years since the last time, and with cooler weather arriving soon, I felt this was a good month to tackle staining our smallish 12' x 12' deck. I have only used TWP 100 stain in the past. It is an oil-based penetrating stain. My question is how best to prep? I don't have a power washe...
by RMO87
Fri Aug 28, 2020 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10298
Views: 746487

Re: Refinance Mega Thread

For those of you that have refinanaced more than one in 2020: does the second refi usually require an appraisal, even if the first refi did? Can they simply refer to the one completed just a month or two ago? I closed with Better Mortgage in mid-July.
by RMO87
Wed Aug 26, 2020 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10298
Views: 746487

Re: Refinance Mega Thread

I refinanced with Better, closed in mid-July. The $2,500 AMEX deal was used, as well, but have yet to receive it. Should I find it worthwhile to refinance AGAIN, is there anything keeping me for doing so right away? Do I have to wait so many months? Should I wait until I receive the AMEX credit? Tha...
by RMO87
Sat Jul 25, 2020 8:46 pm
Forum: Personal Consumer Issues
Topic: How to remove mold?
Replies: 13
Views: 1395

Re: How to remove mold?

FYI, based on what I just read elsewhere, what I have may not actually be mold, but lichens. Probably a similar treatment plan?
by RMO87
Sat Jul 25, 2020 3:52 pm
Forum: Personal Consumer Issues
Topic: How to remove mold?
Replies: 13
Views: 1395

How to remove mold?

Our wooden backyard swing set has developed a mold problem. What is the best way to remove? Some type of deck cleaner, perhaps? Bleach?

Thanks in advance!
Ryan
by RMO87
Wed Jul 22, 2020 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10298
Views: 746487

Re: Refinance Mega Thread

FYI (and I don't believe it has been mentioned in this thread), for those using Better Mortgage, last month I presented to them a LE from my local credit union. The rep at Better said that they do not match credit unions.
by RMO87
Tue Jul 07, 2020 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: returning PPP loan
Replies: 45
Views: 2533

Re: returning PPP loan

I work in the loan department at a bank, and have seen this occur several times. Simply call your lender and ask for a payoff statement.
by RMO87
Sun Jun 28, 2020 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: Auto Insurance and Credit Score
Replies: 29
Views: 1846

Auto Insurance and Credit Score

I've heard that your credit score impacts the rate you pay for auto insurance. Our credit is good (750-760), but I was just curious if anyone knew how it works. Do the insurance companies check your credit every six months (at renewal) and then potentially adjust your rate if your credit score has s...
by RMO87
Fri Jun 05, 2020 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10298
Views: 746487

Re: Refinance Mega Thread

RE: the AMEX promotion. You don't have to currently have an AMEX statement balance of at least $2,500 to get the full amount, do you? Would you just have a negative balance (and ideally, have AMEX cut you a check)?
by RMO87
Wed Jun 03, 2020 9:24 pm
Forum: Personal Consumer Issues
Topic: Car question for a white vehicle - acid washing?
Replies: 29
Views: 1381

Re: Car question for a white vehicle - acid washing?

From a quick Google search, it appears that acid washing can easily do more harm than good (not a surprise). If it were me, I would simply use a good car wash (I use Meguiar's), and a good wax (I like Collinite). Doing that should be plenty to avoid rust, and I live in the Midwest, with it's fair sh...
by RMO87
Sun May 31, 2020 1:56 pm
Forum: Personal Consumer Issues
Topic: Double Play (Internet and TV)
Replies: 28
Views: 1254

Re: Double Play (Internet and TV)

The most cost-effective option (and what I do) would be to do internet-only (I pay Xfinity/Comcast $45/month) and just watch free network TV and Netflix.
by RMO87
Sat May 23, 2020 8:59 am
Forum: Personal Consumer Issues
Topic: Mattress for Side Sleepers
Replies: 20
Views: 1932

Mattress for Side Sleepers

We are finally deciding to replace our old (2003) latex mattress. I've been doing some online research and have been reading some good things about DreamCloud, Winkbed, Purple, Casper, Sleep Number, etc. Many have 100-night to 1-year free trials, but do any have actual stores to see them in person? ...
by RMO87
Wed Apr 15, 2020 6:15 am
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 361
Views: 30367

Re: Report when you receive your stimulus check here

Today, on Tax Day!
by RMO87
Sat Jan 11, 2020 9:09 am
Forum: Personal Consumer Issues
Topic: Water heater - to drain or not?
Replies: 26
Views: 3867

Re: Water heater - to drain or not?

There are opinions on each side right here on this board, as I posted a similar question to yours a couple years ago. I drained mine, on just a 6-month old heater, and it caused problems in two faucets in my home. Draining the heater stirs up sediment at the bottom of the heater. I lost most of the ...
by RMO87
Mon Dec 23, 2019 6:44 pm
Forum: Personal Consumer Issues
Topic: Navigation App - Android Auto
Replies: 22
Views: 875

Re: Navigation App - Android Auto

OK, I have decided to start with Google Maps, as that is already on my phone. Now, I need a little hand-holding getting it set up and knowing what to expect. A couple questions: 1. Do I need to have the Android Auto app and the Google Maps app open when I want to use it? 2. Will I see the map on my ...
by RMO87
Sun Dec 22, 2019 12:03 pm
Forum: Personal Consumer Issues
Topic: Navigation App - Android Auto
Replies: 22
Views: 875

Navigation App - Android Auto

I recently purchased a new car with Android Auto. I've never used a navigation app before, but I'm thinking it is more convenient than printing off directions from Google Maps or Mapquest!! Is anyone familiar with a good app that they find easy to use? Even better, do any good free apps exist? Thank...
by RMO87
Tue Oct 15, 2019 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage for vacation property in Colorado
Replies: 8
Views: 1079

Re: Mortgage for vacation property in Colorado

If you want a local lender, look into Community Banks of Colorado.
by RMO87
Sun Mar 24, 2019 10:03 pm
Forum: Personal Consumer Issues
Topic: Old Laptop - Keeps Freezing - Help!
Replies: 21
Views: 1325

Re: Old Laptop - Keeps Freezing - Help!

I believe I got it fixed! I simply had to 'End Task' a program running in Task Manager that was causing my CPU to be using 40% of its resources. Now that it's removed, CPU usage is less than 10%. Thanks for all your suggestions. Glad it was an easy fix!

Ryan
by RMO87
Sun Mar 24, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Uber - Fare Estimator question
Replies: 11
Views: 649

Uber - Fare Estimator question

Hi, I have never used Uber. I went online and looked at their fare estimator screen. I entered my pickup and destination and was given various options. 'Pool' was the cheapest one listed. I will be traveling with my wife and daughter. Is this 'Pool' price the price per person?

Thanks in advance!
by RMO87
Thu Mar 21, 2019 9:52 pm
Forum: Personal Consumer Issues
Topic: Old Laptop - Keeps Freezing - Help!
Replies: 21
Views: 1325

Old Laptop - Keeps Freezing - Help!

I have a HP 2000 Notebook laptop that's about six years old. It has an Intel Core i3 processor. I believe it came with Windows 8, but it's been upgraded to Windows 10 a couple years ago. For a while now, it randomly freezes up; I cannot do anything, even ctrl-alt-delete. I have to hold down the powe...
by RMO87
Mon Feb 18, 2019 9:00 pm
Forum: Personal Consumer Issues
Topic: Kitchen Faucet question
Replies: 14
Views: 1306

Re: Kitchen Faucet question

Got it all fixed! I had to spend the majority of my holiday working on it, however. I took the faucet apart and ran the water for a short while. I could see some of the small bits of stuff get flushed out. Feels great to avoid getting a new faucet or hiring a plumber. You Tube is great. Along with t...
by RMO87
Mon Feb 18, 2019 4:13 pm
Forum: Personal Consumer Issues
Topic: Kitchen Faucet question
Replies: 14
Views: 1306

Re: Kitchen Faucet question

OK, I've done some research and have been able to take apart my Moen faucet down to and including the cartridge. I now need to figure out how to locate the diverter, as I believe that may be the part that is gunked up and needing cleaned or replaced. I have tried to call Moen today, but it appears t...
by RMO87
Sat Feb 16, 2019 10:36 pm
Forum: Personal Consumer Issues
Topic: Kitchen Faucet question
Replies: 14
Views: 1306

Re: Kitchen Faucet question

FYI, this all happened when I drained a few gallons from my water heater tank. I installed a new water heater last February, and had read that doing so is good maintenance every year or so. I'm guessing it dislodged some sediment.

Thanks again!
Ryan
by RMO87
Sat Feb 16, 2019 8:02 pm
Forum: Personal Consumer Issues
Topic: Kitchen Faucet question
Replies: 14
Views: 1306

Re: Kitchen Faucet question

Also, the sprayer works perfectly fine.
by RMO87
Sat Feb 16, 2019 7:58 pm
Forum: Personal Consumer Issues
Topic: Kitchen Faucet question
Replies: 14
Views: 1306

Kitchen Faucet question

I have a Moen Adler model kitchen faucet. Any idea on how to disassemble to access the diverter valve? There is not an indention for an allen wrench. I have low water pressure and have already cleaned the aerator. Thanks in advance for any advice!
by RMO87
Sun Nov 25, 2018 3:50 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6660
Views: 1460285

Re: What Movie Have You Recently Watched?

Bohemian Rhapsody. Wow, a wonderful, well-acted biopic, with great music and nice dose of humor. I would be surprised if Rami Malek (as Freddie Mercury) does not at least get nominated for Best Actor.
by RMO87
Sat Oct 13, 2018 6:27 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 392
Views: 50882

Re: Don't pay full price for SiriusXM radio

While $30 for 5 or 6 months sounds good, the best offer I've ever come across was via an email from them last month offering 3 years for $99. However, this was targeted toward my wife's unactivated-since-the-free-trial-expired vehicle. I wonder if anyone with Sirius currently activated has successfu...
by RMO87
Thu Apr 26, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: COMCAST - Modem / Router recommendation
Replies: 28
Views: 2960

Re: COMCAST - Modem / Router recommendation

No, I don't have Comcast Voice, just internet. I use Ooma for my home phone, so I assume Ooma just plugs into any router?
by RMO87
Wed Apr 25, 2018 9:47 pm
Forum: Personal Consumer Issues
Topic: COMCAST - Modem / Router recommendation
Replies: 28
Views: 2960

Re: COMCAST - Modem / Router recommendation

I am looking at either 60 or 150 mbps internet in a 2,000 square foot house. There are four of us--no gaming, just email, web surfing, You Tube videos, some Netfix. Nothing else on the LAN, just laptop, tablets, iPod. We currently have the Wireless Gateway (combo modem/router provided by Comcast) wh...
by RMO87
Wed Apr 25, 2018 7:02 pm
Forum: Personal Consumer Issues
Topic: COMCAST - Modem / Router recommendation
Replies: 28
Views: 2960

COMCAST - Modem / Router recommendation

My 24-month contract with Comcast Xfinity internet comes up in the next week or two. Currently, the modem is included, so I am not paying extra to rent it. I've been researching new promotions lately, but the lower speed tiers do not include the modem. I'm thinking it would make economical sense if ...
by RMO87
Mon Jan 22, 2018 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance - Replacement Cost
Replies: 9
Views: 937

Re: Insurance - Replacement Cost

Just heard back from State Farm...the replacement cost does NOT include the value of the land.
by RMO87
Sun Jan 21, 2018 7:37 am
Forum: Personal Finance (Not Investing)
Topic: Insurance - Replacement Cost
Replies: 9
Views: 937

Insurance - Replacement Cost

My home insurance dwelling coverage is currently at $270,600 (replacement cost). We are with State Farm (in Missouri) and have had this policy since we moved into the house 10 years ago, when it was first built. I was just wondering whether the replacement cost may be overstated. We purchased for $2...
by RMO87
Wed Jan 10, 2018 10:51 pm
Forum: Personal Investments
Topic: Interm. Invest-Grade vs. Interm. Corp Index
Replies: 2
Views: 337

Interm. Invest-Grade vs. Interm. Corp Index

I currently have $28K in Intermediate Investment-Grade, but recently noticed the lower expense ratio (0.07% vs. 0.20%), higher yield (3.27% vs. 2.77%), and better one-year return (5.25% vs. 4.15%) of Intermediate Corporate Index Admiral. Are things like the relatively better yield and return likely ...
by RMO87
Tue Jan 02, 2018 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: State Farm - Letter Received today
Replies: 15
Views: 7152

Re: State Farm - Letter Received today

I received the following response from my agent regarding my inquiry: The changes affect all policy holders. State Farm has not changed the terms and conditions of their homeowner policy for the last ten years so they are now “modernizing” the policy. Plus they are offering some optional coverage an...
by RMO87
Sat Dec 30, 2017 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: State Farm - Letter Received today
Replies: 15
Views: 7152

Re: State Farm - Letter Received today

I am in Missouri, so no hurricanes. I have never received such a letter before. Hail, as someone mentioned, could be it. I've seen quite a few people in my area get new roofs after a storm. I sent a quick email to my agent, so I should hear back next week, and I'll report what I discover.
by RMO87
Sat Dec 30, 2017 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: State Farm - Letter Received today
Replies: 15
Views: 7152

State Farm - Letter Received today

Interesting, I just opened a letter from my State Farm agent that "in about 30 days, you'll receive a new Homeowners policy. Your current policy will no longer be available. Information will arrive in two separate envelopes. Getting a new Homeowners policy won't affect any of your discounts. Th...
by RMO87
Thu Dec 28, 2017 8:22 am
Forum: Personal Consumer Issues
Topic: Aprilaire Humidifier
Replies: 34
Views: 3753

Re: Aprilaire Humidifier

Well, I turn the dial, but don't hear any clicks. Hmmm, I'm thinking that it could be something electrical in the humidistat. Especially since a transistor of some sort had to be added (by a trained professional) to convert my Aprilaire 600A ('A' for automatic) to manual mode. I'd just hate to pay f...
by RMO87
Wed Dec 20, 2017 7:09 am
Forum: Personal Consumer Issues
Topic: Aprilaire Humidifier
Replies: 34
Views: 3753

Aprilaire Humidifier

My house humidifier doesn't seem to be getting water to the unit. The model is a 600A that is running in the manual mode. The water line is definitely turned on and I just replaced the solenoid valve, thinking that was the culprit. Is there anything else that might need to be checked? Thanks in adva...
by RMO87
Wed Jan 04, 2017 9:23 pm
Forum: Personal Consumer Issues
Topic: Kansas City trip advice
Replies: 23
Views: 2545

Re: Kansas City trip advice

Other museums to consider are the Negro League Baseball museum, Steamboat Arabia museum, and the Harry Truman Library (in Independence, just east of KC). Another good BBQ restaurant is Fiorella's Jack Stack. If you'll be here next Sunday, the 15th, the Chiefs have a home playoff game!
by RMO87
Tue Dec 13, 2016 10:06 pm
Forum: Personal Consumer Issues
Topic: Google Voice question
Replies: 9
Views: 1783

Google Voice question

A year or so ago I created a Google Voice number. However, I have yet to do much with it. I was thinking of using it while shopping for a vehicle next year. I've heard you can route the GV number to your cell phone--how is this done?

Thanks in advance,
Ryan
by RMO87
Sun Dec 11, 2016 12:21 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Prep - Multiple States
Replies: 2
Views: 482

Tax Prep - Multiple States

My wife recently began a job in Kansas; while we live (and I work) in Missouri. Do tax prep companies such as TaxAct have the capability of handling more than one state? If so, is there typically a charge for each state? Might it be best to complete and file one state by hand the old-fashioned way (...
by RMO87
Sun Oct 23, 2016 9:30 pm
Forum: Personal Consumer Issues
Topic: Clothes Dryer - Thermal Fuse
Replies: 2
Views: 650

Clothes Dryer - Thermal Fuse

The heat went out in our electric clothes dryer. A multimeter has confirmed that the thermal fuse is bad. I purchased a replacement fuse (which has the same number, 3392519, as OEM, and Amazon says fits my dryer model); however, it does not completely cover the hole on the dryer duct. The original w...
by RMO87
Sun Oct 23, 2016 2:26 pm
Forum: Personal Consumer Issues
Topic: Electric Dryer - Wiring
Replies: 9
Views: 1506

Re: Electric Dryer - Wiring

OK, I purchased a replacement fuse (which has the same number, 3392519, as OEM, and Amazon says fits my dryer model); however, it does not completely cover the hole on the dryer duct. The original was oval and maybe an inch wide, while this new one is more rectangular and about a half inch wide. Do ...