Search found 716 matches

by Carson
Wed Jan 20, 2021 7:16 am
Forum: Personal Consumer Issues
Topic: Big Lego build
Replies: 37
Views: 3275

Re: Big Lego build

First off, I just wanted to say you're an awesome grandpa. :) Lego certainly has changed from when I was a kid. Like Anon_Investor, our kids 11 and 8 they build the set once, learning a lot about the various specialty pieces that make Lego engineering so awesome, play in the world of of the characte...
by Carson
Sun Jan 10, 2021 11:29 am
Forum: Personal Investments
Topic: First taxable account (conservative) parent + minors
Replies: 2
Views: 214

First taxable account (conservative) parent + minors

I have a couple of income streams and need to open my first taxable account. Emergency fully funded, mortgage great, expenses in check, new car/new roof saved for, etc... 401k and ROTH maxed for 2 earners (44 and 40). 2 minors (11 and 8) We are pretty conservative and lean to be 60/40. 529 does not ...
by Carson
Thu Jan 07, 2021 10:57 am
Forum: Investing - Theory, News & General
Topic: first million [in your retirement portfolio]
Replies: 177
Views: 27159

Re: first million [in your retirement portfolio]

I don't think there's anyone else I can share this with, but I was pleasantly surprised to see this total this week and feel a combination of surprised and also like I'll just keep on keepin' on. 1) what age did you hit your first million in your retirement portfolio? Joint assets: 39.5 - me, 44 DH ...
by Carson
Mon Jan 04, 2021 9:23 am
Forum: Personal Consumer Issues
Topic: One time water issue in basement
Replies: 35
Views: 1979

Re: One time water issue in basement

If this winter season went by with multiple snow storms and rain events would anyone just leave things be? ( other than the exterior work) We moved into a 90-year old house and our first fall there we had a freak rainstorm that devastated much in the area. The storm revealed some age-related masonr...
by Carson
Fri Dec 11, 2020 3:23 pm
Forum: Personal Consumer Issues
Topic: Massage chair
Replies: 7
Views: 384

Re: Massage chair

We’ve had the ijoy from Sharper Image for 17 years and found it really worthwhile.
by Carson
Thu Dec 10, 2020 6:09 pm
Forum: Personal Consumer Issues
Topic: Web sites forecast air quality?
Replies: 8
Views: 444

Re: Web sites forecast air quality?

I was using the AirVisual app earlier this year for useful info when planning a trip for china. Turns air quality was NOT the dealbreaker after all :oops:
by Carson
Wed Dec 09, 2020 7:12 pm
Forum: Personal Investments
Topic: Disability pay - no way to max 457
Replies: 5
Views: 521

Re: Disability pay - no way to max 457

Thanks, especially for the clear language that we simply can't do that, @Spirit Rider Emergency fund is funded and not being used, living expenses and income is stable. Mortgage is in good shape. I guess we'll have to delve into taxable at least to park this cash. We are really hoping this is a shor...
by Carson
Tue Dec 08, 2020 10:09 pm
Forum: Personal Investments
Topic: Disability pay - no way to max 457
Replies: 5
Views: 521

Disability pay - no way to max 457

Keeping it short, but my partner was injured at work and receiving disability pay from September onwards. We thought he would return this calendar year, but that's not happening. As such, his 457 contributions stopped, and despite asking his employer and plan manager, no one will let us write a chec...
by Carson
Tue Dec 08, 2020 10:05 pm
Forum: Personal Consumer Issues
Topic: $100 Cash for Teachers - Issues?
Replies: 92
Views: 5173

Re: $100 Cash for Teachers - Issues?

Wouldn't it be nice if funds could be directed in a way that could be used for classroom supplies so that teacher's wouldn't have to pay out of their own pockets? . I used to manage a PTA/Friends of organization and that was one of the things we used parent donations for. Parents donated, teachers ...
by Carson
Mon Dec 07, 2020 4:59 pm
Forum: Personal Consumer Issues
Topic: Need 2nd car for baby?
Replies: 42
Views: 2361

Re: Need 2nd car for baby?

I much prefer a minor inconvenience once every few years over paying for an entire second car, but you may be different. I am not suggesting OP stick to a single car, but since they are asking the question they should really evaluate if they really "need" a 2nd car (they might). Of all th...
by Carson
Mon Dec 07, 2020 11:01 am
Forum: Personal Consumer Issues
Topic: Need 2nd car for baby?
Replies: 42
Views: 2361

Re: Need 2nd car for baby?

You still have to pay for licensing, registration and insurance. It needs to be driven every so often to keep things like battery charged and prevent flat spots from developing on tires. If it sits outside, it will still degrade with the seasons and rarely driven cars are magnets for rodents. Once ...
by Carson
Sun Dec 06, 2020 6:01 pm
Forum: Personal Consumer Issues
Topic: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)
Replies: 49
Views: 5835

Re: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)

Thanks! I also love this deal. I have two kids who often get invited to classmate birthday parties. I stock up on these GC to have on hand for this reason. Yes it’s not personal and maybe a little cheap but no one has ever complained. I figure the parents could spend it on household needs if the kid...
by Carson
Thu Dec 03, 2020 8:20 pm
Forum: Personal Consumer Issues
Topic: Tesla Solar Shingles
Replies: 5
Views: 842

Re: Tesla Solar Shingles

I know this company out of KS that is installing them and having good success rates. They mention KS, CO, NE and other nearby states.

https://www.weddleandsons.com/tesla
by Carson
Wed Nov 25, 2020 11:18 pm
Forum: Personal Consumer Issues
Topic: Apply for unemployment benefits from a different state?
Replies: 8
Views: 579

Re: Apply for unemployment benefits from a different state?

I know someone who worked in State A but was a permanent resident of State B. They collected unemployment benefits legally through State A. One of the certification questions is always ‘were you available for work’ so as long as they are able to answer truthfully...
by Carson
Wed Nov 25, 2020 12:55 pm
Forum: Personal Consumer Issues
Topic: Another coffeemaker thread - Bonavita vs. OXO Brew
Replies: 17
Views: 1215

Re: Another coffeemaker thread - Bonavita vs. OXO Brew

Thanks both! Sounds like the OXO is fast enough, and has that edge of flexibility with the smaller cup option. I appreciate the electrical feedback on the Bonavita, that would be the only reason I would go for that one and it sounds like it wouldn't work as I had hoped. Now to check for a deal over ...
by Carson
Wed Nov 25, 2020 11:30 am
Forum: Personal Consumer Issues
Topic: Another coffeemaker thread - Bonavita vs. OXO Brew
Replies: 17
Views: 1215

Re: Another coffeemaker thread - Bonavita vs. OXO Brew

This post made me take the leap, so I returned the machine and bought an Oxo 8 cup machine yesterday from Target (on sale now, look it up). I had a couple of coupons as well so I ended up paying almost the same as the Ninja machine (around $85!). Glad you are liking it. I am leaning towards the Oxo...
by Carson
Tue Nov 24, 2020 10:52 am
Forum: Personal Consumer Issues
Topic: Another coffeemaker thread - Bonavita vs. OXO Brew
Replies: 17
Views: 1215

Re: Another coffeemaker thread - Bonavita vs. OXO Brew

But since this is the Internet I will answer a question you didn't ask. Since this is the internet, I've abandoned the post for a few days. :D Thanks for all the responses. I'm feeling extra miserly these days and the $150 is about the max I want to spend. Also, I have only 10 square feet of counte...
by Carson
Sun Nov 22, 2020 12:14 pm
Forum: Personal Consumer Issues
Topic: What charity are you donating to this Christmas season?
Replies: 143
Views: 5898

Re: What charity are you donating to this Christmas season?

Thanks I thought I had read it doubled for MFJ. Either way I guess it’s a bit of an incentive
by Carson
Sun Nov 22, 2020 8:43 am
Forum: Personal Consumer Issues
Topic: What charity are you donating to this Christmas season?
Replies: 143
Views: 5898

Re: What charity are you donating to this Christmas season?

Just a PSA, even if you don't itemize, you can add a deduction of up to $300 ($600 MFJ) in 2020 for charitable contributions

https://www.irs.gov/newsroom/how-the-ca ... tributions
by Carson
Sun Nov 22, 2020 8:07 am
Forum: Personal Consumer Issues
Topic: Another coffeemaker thread - Bonavita vs. OXO Brew
Replies: 17
Views: 1215

Another coffeemaker thread - Bonavita vs. OXO Brew

I'm finally giving up the french press and waffling between these two machines - similar price range, brew time, and footprint. The OXO one is the new version, the previous one was SCA certified. I think that I could rig the Bonavita up to use a remote on the outlet to turn it on from bed (yes I've ...
by Carson
Wed Nov 04, 2020 11:16 pm
Forum: Personal Consumer Issues
Topic: Is this pest damage on photograph?
Replies: 8
Views: 1093

Re: Is this pest damage on photograph?

Ask BH user @Caedecus to take a look.
by Carson
Thu Oct 29, 2020 4:46 pm
Forum: Personal Consumer Issues
Topic: How to find the cheapest motel along an interstate?
Replies: 60
Views: 3347

Re: How to find the cheapest motel along an interstate?

Are you confusing motel with homeless shelter? I haven't seen any of those negatives in the cheaper places I've stayed at over the years. Of course I'm not staying at the hourly rate joints so some minimum standards will apply, but just for a place to sleep with a bathroom, why pay $20-$30 more for...
by Carson
Sun Oct 25, 2020 6:56 am
Forum: Personal Consumer Issues
Topic: Electric motorcycles
Replies: 11
Views: 1101

Re: Electric motorcycles

We are watching Long Way Up on appleTV now. Ewan and Charley are riding electric HD that was a prototype then. I think k it’s pretty interesting, but range seems to be a consideration, depending on where and how far you ride.
by Carson
Sat Oct 24, 2020 8:58 am
Forum: Personal Consumer Issues
Topic: Heating smaller 1-car Detached Garage
Replies: 27
Views: 1943

Re: Heating smaller 1-car Detached Garage

Spray foam, then add a mini split system, it will heat and cool it I agree this is the best long-term solution. We are in Chicago and our 2-car garage has evolved from a basic structure to now a full-scale gym and mechanic's workshop. At some point we added insulation to the walls and ceiling, and ...
by Carson
Wed Oct 21, 2020 7:27 am
Forum: Personal Consumer Issues
Topic: New washing machine / washing clothes in hot water?
Replies: 52
Views: 3890

Re: New washing machine / washing clothes in hot water?

in the olden days - vinegar would be added to the rinse cycle to help "sanitize" and soften towels and bedding. :) Not sure how you'd accomplish that with a front loader - but maybe the Google knows.. Front loaders usually have a dispenser for bleach/detergent/softener. You can fill the s...
by Carson
Thu Oct 15, 2020 8:37 am
Forum: Personal Consumer Issues
Topic: BISSELL Spinwave Powered Hardwood Floor Mop and Cleaner?
Replies: 6
Views: 448

Re: BISSELL Spinwave Powered Hardwood Floor Mop and Cleaner?

I’ve heard really good things about the bissel cross wave too.

I used to have a Hoover floormate but didn’t like cleaning out the tank and could never find a great place to store it
by Carson
Tue Oct 13, 2020 7:52 am
Forum: Personal Consumer Issues
Topic: Any Lego experts out there?
Replies: 30
Views: 3522

Re: Any Lego experts out there?

My kids have made some pretty complicated sets, using the instructions. You do not need to do a mega sort of the pieces as they come in smaller bags that you need to progress through. So you open up bag 1 and do that part of the instructions, then it tells you to open bag 2,and so on... They general...
by Carson
Wed Sep 30, 2020 7:32 am
Forum: Personal Consumer Issues
Topic: Vacuum for mostly hardwood floors...
Replies: 48
Views: 2900

Re: Vacuum for mostly hardwood floors...

I have 1100 SF so my house is pretty small and I've been consistently happy with a Stick Vac. I buy a corded model as I can do 2 rooms on one plug-in) and it's always been under $30. They perform well for a couple of years and then I replace it. It's kind of a bummer to look at it as a disposable it...
by Carson
Mon Sep 21, 2020 9:00 pm
Forum: Personal Consumer Issues
Topic: Camping Lantern
Replies: 44
Views: 2507

Re: Camping Lantern

We just got this one to take on a backpacking trip and were really pleased with it. It does everything you want it to.

https://www.amazon.com/LUX-PRO-LP371-Va ... B06XKBDX8C
by Carson
Mon Sep 21, 2020 7:37 am
Forum: Personal Consumer Issues
Topic: Hardwood floor furniture protectors - recommendations?
Replies: 9
Views: 1014

Re: Hardwood floor furniture protectors - recommendations?

Yes, the adhesive ones are garbage and caused damage to my floors with them coming off halfway, then smearing glue residue into the grain of the floor. Awful.

For large furniture, we have it anchored on an area rug. For dining chairs, we now have the tap in felt pads. Much better.
by Carson
Thu Sep 10, 2020 8:18 am
Forum: Personal Consumer Issues
Topic: Seeing Copenhagen in One Day?
Replies: 13
Views: 950

Re: Seeing Copenhagen in One Day?

I agree with @otinkyad largely. We spent a week in KBHVN with our 2 kids and loved it. I'm an urban cyclist and absolutely did not ride a bike there. It's so walkable, and there's surely local cycling etiquette I wouldn't be aware of. You can get a feel and appreciate the fact that they travel by bi...
by Carson
Mon Sep 07, 2020 7:01 pm
Forum: Personal Consumer Issues
Topic: Staining a previously painted porch
Replies: 20
Views: 1226

Re: Staining a previously painted porch

I had a previously painted porch and it degraded so poorly that we replaced it with new. We went stain grade, small sized cedar boards. It's a lovely satin finish and has the 'New England Boat' feel we were after. It gets moderately slick with rain, but treacherous with snow. The painted porch was a...
by Carson
Sat Aug 29, 2020 10:02 pm
Forum: Personal Consumer Issues
Topic: Tuxedo crisis. Help!
Replies: 25
Views: 1680

Re: Tuxedo crisis. Help!

Sorry to hear that! I assume you’ve checked all the other hangers, in case they got hung up on some thing else? I am not a tuxedo expert, but do know some things about clothing. If they are able to replace them, it will be very difficult to ensure the fabric is a perfect match. Not only do fabric we...
by Carson
Wed Aug 05, 2020 9:23 pm
Forum: Personal Consumer Issues
Topic: Portable AC/dehumidifier
Replies: 9
Views: 825

Re: Portable AC/dehumidifier

I bought a life saver at Sam's Club this year: DeLonghi portable air conditioner. They are available in several sizes and wattages. I highly recommend it. It's much quieter than I expected and cools a small space quickly. It's very similar to the photo that Sandtrap posted. There are similar units ...
by Carson
Fri Jul 31, 2020 2:10 pm
Forum: Personal Consumer Issues
Topic: Better toddler sneakers than New Balance?
Replies: 19
Views: 1492

Re: Better toddler sneakers than New Balance?

Another option - see if your therapist can put the shoes in your billing as an insurance reimbursable supply. That is what our office does when we need theraputic items, and its worked fine so far. Wish you the best of luck with your treatment and hoping it's temporary. My son wears AFOs at 10years ...
by Carson
Thu Jul 30, 2020 9:05 pm
Forum: Personal Consumer Issues
Topic: Speed bump in front of your house — affect on home value
Replies: 54
Views: 4200

Re: Speed bump in front of your house — affect on home value

We live in a major urban city and our neighborhood street was used as a cut through for locals who wanted to avoid a traffic light on a parallel street. There was a also a weird jog in the street which made it that non-locals came down as well. People routinely went 45+ on it We put in the request f...
by Carson
Mon Jul 20, 2020 10:34 am
Forum: Personal Consumer Issues
Topic: 24 Hour Drive Time w/ Two Young Kids: What Kind of Car
Replies: 101
Views: 5259

Re: 24 Hour Drive Time w/ Two Young Kids: What Kind of Car

Is your 1-year old rear-facing? Can your spouse actually fit between the two installed carseats? I am a sch-medium sized woman and I fit between the carseats of my 1 year old and 4 year old for drives, as needed - both in our VW Wagon and Mazda 3. It wasn't necessary to be back there the whole time ...
by Carson
Mon Jun 29, 2020 8:08 pm
Forum: Personal Consumer Issues
Topic: Painting new drywall
Replies: 24
Views: 1656

Re: Painting new drywall

I really like this product on new drywall.

https://www.usg.com/content/usgcom/en/p ... rimer.html
by Carson
Thu Jun 25, 2020 9:29 am
Forum: Personal Consumer Issues
Topic: Under deck patio options
Replies: 8
Views: 528

Re: Under deck patio options

You can do gray concrete for now and stain and seal it down the line. I wouldn't want the texture of stamped concrete in a potentially indoor-ish space.
by Carson
Wed Jun 24, 2020 11:52 am
Forum: Personal Consumer Issues
Topic: What is the single best piece of exercise equipment you bought for your home?
Replies: 259
Views: 17499

Re: What is the single best piece of exercise equipment you bought for your home?

I agree with dumbbells. I started with an adjustable set from the sports authority and used that for about 12 years. I recently 'upgraded' by going out to DH's garage where he has a full set of DBs and we now have from 1-100 lbs. I'll be good for quite awhile now! A smart trainer for my road bike. W...
by Carson
Tue Jun 23, 2020 6:44 am
Forum: Personal Consumer Issues
Topic: Google Fi + Google Voice (Will) Now Work Together
Replies: 5
Views: 903

Re: Google Fi + Google Voice (Will) Now Work Together

Great news, thanks!

I manage a helpline that uses Google Voice, and am unable to forward calls to volunteers that use Google FI. Currently, 2/3 volunteers use Google Fi, so this will help my workflow significantly!
by Carson
Mon Jun 22, 2020 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Keeping documents safe
Replies: 20
Views: 1405

Re: Keeping documents safe

We have our important docs in a local safe deposit box at a bank. It's $28/year or something - I have no interest in depositing enough money there to get a free box. For me, its well worth the peace of mind. One time I went in and scanned every doc with the GeniusScan app and uploaded them to Google...
by Carson
Thu Jun 18, 2020 7:51 am
Forum: Personal Finance (Not Investing)
Topic: Credit Card/Debit Card for college student
Replies: 25
Views: 896

Re: Credit Card/Debit Card for college student

I think a lower limit credit card is the way to go. Explain that it's to be used for the needed purchases, and paid off every month well before the due date. My dad got me a credit card when I was 16 and I've used it routinely and never paid a dollar of interest or fees. Make it a lower limit if you...
by Carson
Wed Jun 10, 2020 11:14 am
Forum: Personal Consumer Issues
Topic: Backyard renovation: lawn vs pollinator garden
Replies: 24
Views: 1549

Re: Backyard renovation: lawn vs pollinator garden

We live in the city and replaced our traditional front grass lawn with a layout of native plants, things from low to high to provide interest. It's nice and pollinators seem to love, love it. The whole growing season, there's some iiteration of flowers for the bees to rely on. Only thing is it is no...
by Carson
Tue Jun 09, 2020 10:27 pm
Forum: Personal Consumer Issues
Topic: Can I salvage this suitcase?
Replies: 38
Views: 2519

Re: Can I salvage this suitcase?

I’m befuddled by the puddle thing too, but anyway. I’ve never had human pee on my suitcase but my dearly departed cat had a thing for spraying nylon bags. He marked a North Face hiking pack and I wanted to send him off hiking. It took a couple tries but I used natures miracle liberally. It was much ...
by Carson
Wed Jun 03, 2020 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Did you see a drop in your expenses in May?
Replies: 29
Views: 1848

Re: Did you see a drop in your expenses in May?

Our groceries were up in April but down in May. I made a concerted effort not to be bullied into high prices at the stores and adapted our menus/choices instead. Also I managed to avoid a Costco run. That's going to catch up to me this month... :shock:
by Carson
Tue Jun 02, 2020 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Late husband's life insurance from childhood
Replies: 21
Views: 2705

Re: Late husband's life insurance from childhood

Also not surprised, my brothers and I are 40-50 years old and our parents have life insurance on us still. They're small $ policies - I have no idea what they paid for them in the first place.
by Carson
Thu May 21, 2020 8:31 pm
Forum: Personal Consumer Issues
Topic: Email for young teen with ability to auto delete nasty spam
Replies: 32
Views: 2484

Re: Email for young teen with ability to auto delete nasty spam

I’m curious is there any reference to ‘appspot ‘ in the body of the email anywhere?
by Carson
Mon May 11, 2020 5:36 pm
Forum: Personal Consumer Issues
Topic: Regret Concept 2 Model D purchase
Replies: 25
Views: 3120

Re: Regret Concept 2 Model D purchase

Dh bought one when he setup a CrossFit -ish gym in our garage. The concept 2 has been used less than 10 times in 8 years. He prefers to do no cardio.
by Carson
Sun May 03, 2020 10:20 pm
Forum: Personal Consumer Issues
Topic: Window AC for bedrooms and living room, any recommendations?
Replies: 28
Views: 1509

Re: Window AC for bedrooms and living room, any recommendations?

I bought two of the Toshiba units from Home Depot last year to replace some old units we had inherited. I was really happy with how they worked and looked.