Search found 182 matches

by Bigfish
Sun Feb 21, 2021 6:44 pm
Forum: Personal Consumer Issues
Topic: Feeding Birds:
Replies: 27
Views: 1802

Re: Feeding Birds:

My bird feeder sits on a post around the post is a stovepipe to keep the squirrels out. I then build a tray with sides that sits on top of the stovepipe and over the post. This minimizes the seeds that fall on the ground and gives the birds extra room. This is helpful for the larger birds especially...
by Bigfish
Mon Jan 18, 2021 8:10 pm
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Re: Throttling, Spectrum and a VPN

A few more facts. My computer is a Lenovo and is about 12 feet from the modem/router. My wife has a new iMac, her computer is in the next room about 24 feet from the modem/router. She has many more connectivity problems than I do. I removed the splitter on Saturday, the cable goes directly from the ...
by Bigfish
Mon Jan 18, 2021 7:42 pm
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Re: Throttling, Spectrum and a VPN

Here are some logs from yesterday: Time Priority Description Mon Jan 18 19:34:03 2021 Critical (3) Http login:admin from IP address 192.168.0.7 Sun Jan 17 21:28:23 2021 Error (4) Missing BP Configuration Setting TLV Type: 17.9;CM-MAC=b4:2a:0e:5d:7d:88;CMTS-MAC=00:17:10:93:66:86;CM-QOS=1.1;CM-VER=3.0...
by Bigfish
Mon Jan 18, 2021 7:40 pm
Forum: Forum Issues and Administration
Topic: copy/paste or attach an image
Replies: 9
Views: 1578

Re: copy/paste or attach an image

Sorry wrong page
by Bigfish
Mon Jan 18, 2021 8:48 am
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Re: Throttling, Spectrum and a VPN

The modem is a Technicolor modem/router supplied by Spectrum.
Technicolor Model TC87171
Rating 120V AC 60Hz 1.2A
by Bigfish
Sun Jan 17, 2021 8:51 pm
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Re: Throttling, Spectrum and a VPN

"You might want to start by looking at your cable modem logs. Try using your web browser to go to 192.168.100.1. If that doesn't work, try 192.168.0.1 or 192.168.1.1. Those are usually the IP addresses for their cable modems. My modem is not password-protected except for "advanced" fe...
by Bigfish
Wed Jan 13, 2021 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: Retiring now, thank you, Bogleheads! And tax question
Replies: 18
Views: 2774

Re: Retiring now, thank you, Bogleheads! And tax question

I withdraw part of my expected living expenses from my traditional IRA that is with Vanguard. I have the option of withholding a dollar amount or a percentage of the withdrawal for both federal and stated taxes. I chose the percentage according to my state and federal tax bracket which is 7% and 12%...
by Bigfish
Thu Jan 07, 2021 3:56 pm
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Re: Throttling, Spectrum and a VPN

You might want to start by looking at your cable modem logs. Try using your web browser to go to 192.168.100.1. If that doesn't work, try 192.168.0.1 or 192.168.1.1. Those are usually the IP addresses for their cable modems. My modem is not password-protected except for "advanced" feature...
by Bigfish
Thu Jan 07, 2021 3:55 pm
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Re: Throttling, Spectrum and a VPN

oldfort wrote: Wed Jan 06, 2021 8:33 pm Are you sure they're throttling? Have you called their tech support for assistance?
Not sure they're throttling, I have not called service yet. I am trying to trouble shoot before I call, so I can say I have tried this and that.
by Bigfish
Thu Jan 07, 2021 3:54 pm
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Re: Throttling, Spectrum and a VPN

No. A VPN hides your connection. Makes it seem like you are connecting from somewhere else. You still need a good internet connection. Did you change any equipment when you got rid of cable? Something seems fishy. What is your download speed you purchased? 100? 200? Did you change cable modem or ro...
by Bigfish
Wed Jan 06, 2021 7:46 pm
Forum: Personal Consumer Issues
Topic: Throttling, Spectrum and a VPN
Replies: 21
Views: 1623

Throttling, Spectrum and a VPN

A few weeks ago we cut cable with Spectrum but kept the internet connection. Since then our internet download and upload speeds have become very erratic. Enough so that there are often long pauses in connectivity, not completely "kicked off" but slowed down. This has become very frustratin...
by Bigfish
Sat Dec 19, 2020 9:27 am
Forum: Personal Consumer Issues
Topic: New Phone and Transferring Data
Replies: 3
Views: 444

New Phone and Transferring Data

I currently own a LG G8 Thin Q phone and in January I am buying a Samsung Galaxy S10. Usually when I purchase a new phone I go to the Verizon store and they activate the new phone and transfer all the data from my old phone to the new one. I found a new Samsung Galaxy S10 on Amazon "unlocked&qu...
by Bigfish
Wed Dec 16, 2020 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: $8,625 Credit Card Charge Not Mine
Replies: 37
Views: 3592

Re: $8,625 Credit Card Charge Not Mine

gr7070 wrote: Wed Dec 16, 2020 12:59 pm
livesoft wrote: Wed Dec 16, 2020 11:05 am Not an unusual case of fraud. Maybe it is the first time for something like this to happen to you, but it is not really unusual. It won't be the last time either.
This.

Move on.
I agree but this is a first for me , now I know.
by Bigfish
Wed Dec 16, 2020 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: $8,625 Credit Card Charge Not Mine
Replies: 37
Views: 3592

Re: $8,625 Credit Card Charge Not Mine

I have 100% of my credit card charges alert me via text regardless of the dollar amount. My phone gets alerted within 5 seconds of the transaction taking place and going forward I have a text thread record (all texts come from the same phone number) with every single transaction from that card incl...
by Bigfish
Wed Dec 16, 2020 11:00 am
Forum: Personal Finance (Not Investing)
Topic: $8,625 Credit Card Charge Not Mine
Replies: 37
Views: 3592

Re: $8,625 Credit Card Charge Not Mine

The charge of $8,625 along with the current balance put the account total at a little over $15,000.
by Bigfish
Wed Dec 16, 2020 10:54 am
Forum: Personal Finance (Not Investing)
Topic: $8,625 Credit Card Charge Not Mine
Replies: 37
Views: 3592

$8,625 Credit Card Charge Not Mine

I have a Capital One Venture credit card with a $20,000 limit. I use it for most of my expenses and check the balance most days. Yesterday when I checked the balance was over $15,000, the day before it was around $7,000. I looked at my credit card statement online and saw a charge for $8,625, the de...
by Bigfish
Sun Nov 29, 2020 8:27 am
Forum: Personal Consumer Issues
Topic: Certified Samsung Phone
Replies: 1
Views: 187

Certified Samsung Phone

I need a new cell phone that is blue tooth compatible with my new hearing aids. Samsung S10 and S9 phones are high on the list. The certified phones are much less expensive, does anyone have experience with their certified phones?
by Bigfish
Mon Nov 02, 2020 6:29 pm
Forum: Personal Consumer Issues
Topic: Auxiliary Battery Draw Down Question
Replies: 18
Views: 1075

Re: Auxiliary Battery Draw Down Question

As I mentioned earlier the major draw is a AC/DC Truck Fridge model TF49 that draws 2 amps per hour which is largely dependent on the ambient temperature. Next in line is a Proper HS 2000 propane furnace which draws 1.6 amp per hour. We sue this sparingly in the spring and summer. We live in the nor...
by Bigfish
Sun Nov 01, 2020 12:09 pm
Forum: Personal Consumer Issues
Topic: Auxiliary Battery Draw Down Question
Replies: 18
Views: 1075

Re: Auxiliary Battery Draw Down Question

"Are you boondocking (i.e. camping without any hookups) regularly? If so, you may want to look into 100-200 watts of flexible solar panels being mounted to the roof to help recharge your battery without running your vehicle's engine." We prefer state parks mostly and and in our part of the...
by Bigfish
Sun Nov 01, 2020 9:13 am
Forum: Personal Consumer Issues
Topic: Auxiliary Battery Draw Down Question
Replies: 18
Views: 1075

Re: Auxiliary Battery Draw Down Question

The figure I see quoted most frequently for drawing down a deep cycle battery is never more than 50%. This generally translates to 12.3 volts. The more you go below that figure, the more you shorten the life of that battery. You also mentioned having an AGM battery for starting. I assume it is char...
by Bigfish
Sun Nov 01, 2020 6:35 am
Forum: Personal Consumer Issues
Topic: Auxiliary Battery Draw Down Question
Replies: 18
Views: 1075

Re: Auxiliary Battery Draw Down Question

I added a battery switch for that reason and also to prevent any unknown drain when the battery is not needed, I just turn it off.
by Bigfish
Sat Oct 31, 2020 6:03 pm
Forum: Personal Consumer Issues
Topic: Auxiliary Battery Draw Down Question
Replies: 18
Views: 1075

Auxiliary Battery Draw Down Question

I have an auxiliary battery setup in my VW camper van. The battery is a NAPA 105 Ah deep cycle, it is the only battery in the auxiliary system. There is a separate AGM battery dedicated to starting the van. When we are without "shore power" the main draw on the deep cycle battery is a truc...
by Bigfish
Fri Oct 16, 2020 12:37 pm
Forum: Personal Consumer Issues
Topic: Buying a Recliner
Replies: 27
Views: 3000

Buying a Recliner

DW and I are shopping for two reclining chairs for our TV room. We saw a leather one at Sam's Club that looked nice and was comfortable and cost around $400. Are there any favorites that you would recommend?
by Bigfish
Sat Sep 19, 2020 4:35 pm
Forum: Personal Consumer Issues
Topic: Starkey Livio Edge Hearing Aids $6,800
Replies: 5
Views: 570

Starkey Livio Edge Hearing Aids $6,800

I am a long term hearing aid user (about 20 years). My last HA's I purchased were Widex which are now over 10 years old. I have been searching for replacements. I tried a pair of Phonac HA's from Costco but even after six months we could not get the left aid to fit correctly and the three and a half...
by Bigfish
Sat Sep 19, 2020 3:57 pm
Forum: Personal Investments
Topic: Gifting children from a traditional IRA
Replies: 5
Views: 515

Gifting children from a traditional IRA

I know a I should be able to find the answer to this question online but I can't for reasons I am not sure. None the less, can I give my step children money on an annual basis, from my traditional IRA without paying taxes on the withdrawal? This is not from my IRA to theirs, or for them to start a R...
by Bigfish
Thu Jul 16, 2020 6:16 pm
Forum: Personal Consumer Issues
Topic: Starkey Hearing Aids
Replies: 10
Views: 596

Re: Starkey Hearing Aids

I used an audiologist from EENT initially and kept that HA for about 5 years. I was only moderately satisfied and made numerous visits for adjustments. When I needed a replacement i went to Costco. I used the only certified audiologist at the store. She was cranky but did a good job testing and fit...
by Bigfish
Thu Jul 16, 2020 6:55 am
Forum: Personal Consumer Issues
Topic: Starkey Hearing Aids
Replies: 10
Views: 596

Starkey Hearing Aids

I am replacing my seven year old hearing aids. I have tried Costco HA"s but after six months and several visits and remakes we could not get the fit right. So now I am trying a pair of Starkey Livio Edge in the canal aids with a different audiologist. Does anyone have experience with Starkey he...
by Bigfish
Fri Jul 03, 2020 8:25 am
Forum: Personal Finance (Not Investing)
Topic: considering paying cash for house- What would you do?
Replies: 54
Views: 3819

Re: considering paying cash for house- What would you do?

TheDDC wrote: Fri Jul 03, 2020 12:04 am Pay cash. Never owe anything to a bank again. You will enjoy the freedom. You can DCA the additional cash flow and make out well.

-TheDDC
+1
by Bigfish
Tue May 19, 2020 7:25 am
Forum: Personal Consumer Issues
Topic: Choosing Kayak Paddles
Replies: 9
Views: 682

Re: Choosing Kayak Paddles

After doing some research and recommendations from a kayak forum weight and stability were the deciding factors. My wife also liked the color (margo). :happy
by Bigfish
Tue May 19, 2020 5:22 am
Forum: Personal Consumer Issues
Topic: Choosing Kayak Paddles
Replies: 9
Views: 682

Re: Choosing Kayak Paddles

Tell us about the kayak. Is it a SINK (sit inside) or SOT (sit on top)? If SOT, does it have a raised seat? Better yet, tell us the make/model kayak. : It's an on top Hurricane Kayak: Make/Model Weight Length Beam Capacity Hurricane Skimmer 140 Tandem 65 lbs / 29.48 kg 14’ / 4.27 m 33” / 83.82 cm 42...
by Bigfish
Mon May 18, 2020 6:46 pm
Forum: Personal Consumer Issues
Topic: Choosing Kayak Paddles
Replies: 9
Views: 682

Choosing Kayak Paddles

My wife and I are new to kayaking and just bought a tandem kayak. It is 33 inches maximum width 14 feet long on top type. I have looked about what to buy online but would like some personal suggestions. Since we are in our late sixties it will be recreational with some fly fishing. I am six feet 175...
by Bigfish
Sun May 17, 2020 7:08 am
Forum: Personal Finance (Not Investing)
Topic: Heating Oil prices
Replies: 13
Views: 911

Re: Heating Oil prices

How far do they have to drive to you? Back when I had oil, there was a fuel surcharge for delivery. It was based on distance and didn't go away if you got over 200 gallons, but you do get a lower oil price at that point. Vehicle fuel is cheaper now than when I used to get oil so even that should no...
by Bigfish
Sun May 17, 2020 5:05 am
Forum: Personal Finance (Not Investing)
Topic: Heating Oil prices
Replies: 13
Views: 911

Re: Heating Oil prices

A few weeks ago when oil prices were low I decided to fill my heating oil tank even though it was half full. Before I ordered the fuel on my online account I checked the prices at different fuel companies in the area. Most of them were around $2.20 a gallon. The oil company I used did not list thei...
by Bigfish
Sat May 16, 2020 7:59 am
Forum: Personal Finance (Not Investing)
Topic: Heating Oil prices
Replies: 13
Views: 911

Re: Heating Oil prices

I did have a service plan but it was $320 a year separate
by Bigfish
Sat May 16, 2020 7:18 am
Forum: Personal Finance (Not Investing)
Topic: Heating Oil prices
Replies: 13
Views: 911

Heating Oil prices

A few weeks ago when oil prices were low I decided to fill my heating oil tank even though it was half full. Before I ordered the fuel on my online account I checked the prices at different fuel companies in the area. Most of them were around $2.20 a gallon. The oil company I used did not list their...
by Bigfish
Sun May 03, 2020 8:22 am
Forum: Personal Consumer Issues
Topic: airbnb Question
Replies: 5
Views: 521

Re: airbnb Question

It appears that he does.
by Bigfish
Sun May 03, 2020 8:11 am
Forum: Personal Consumer Issues
Topic: airbnb Question
Replies: 5
Views: 521

airbnb Question

I made a deposit for a trip to Anchorage in August. Due to COVID 19 we have decided no to go so I requested a refund on the airbnb site. I have not heard from the host. So my question is could he have spent the deposit money so he does not have the cash for a refund or is the money held in escrow fo...
by Bigfish
Thu Apr 23, 2020 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: HELOC for emergency
Replies: 26
Views: 1677

Re: HELOC for emergency

Shortly after I bought my home ten years ago with cash I took out a HELOC for $100,000. My thinking was the same reasons you mentioned. For years it just sat there at no cost to me. This past winter I moved $10,000 over into my checking account to temporally help cover the costs of a kitchen remodel...
by Bigfish
Sun Mar 22, 2020 10:13 am
Forum: Personal Finance (Not Investing)
Topic: COVID-19 and the no go years
Replies: 3
Views: 675

COVID-19 and the no go years

DW and I during our budget talks have often thought about how our expenses might change when we are no longer able to do most of the activities we do now. All of our discretionary expenses such as movies, dining out, travel etc. as well as auto gas and gym membership over the last two weeks been zer...
by Bigfish
Sun Mar 01, 2020 10:29 am
Forum: Personal Consumer Issues
Topic: Should I Travel ot Ecuador?
Replies: 51
Views: 4806

Re: Should I Travel ot Ecuador?

Just returned from our trip to the Galapagos Islands in Ecuador and had a wonderful time. We were in Quito for a couple of days and did a tour of the city and never felt uncomfortable. Thanks BH for all the encouragement and as usual the advice was excellent. I would also like to say that our tour c...
by Bigfish
Sun Feb 02, 2020 10:20 am
Forum: Personal Consumer Issues
Topic: Living in the UK for 3-6 months
Replies: 1
Views: 253

Living in the UK for 3-6 months

DW and I would like to live in the Lake District in the UK for 3-6 months in 2021. The plan is to search for a small town (25,000 or less) find a long term rental through Air BNB or VRBO. We would prefer in town with access to hiking and biking. Not sure about renting a car? Other housing options? A...
by Bigfish
Sat Jan 11, 2020 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Carrying to much cash to Ecuador
Replies: 53
Views: 4578

Re: Carrying to much cash to Ecuador

Bigfish, care to share the name of the local tour company? I'd prefer visiting Equador and Galapagos with a small group... The company is CNH Tours https://www.cnhtours.com/ which I found on this site and was highly recommended by one of our members. The ship is the Samba which is locally owned and...
by Bigfish
Fri Jan 10, 2020 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Carrying to much cash to Ecuador
Replies: 53
Views: 4578

Re: Carrying to much cash to Ecuador

The tour company is owned and run by locals. It is a small boat, 14 guests, and is a modestly priced trip. The gratuities mentioned are suggestions only, as with most tipping could be more or less depending on how one feels about the service. They suggest cash only and did not mention credit cards. ...
by Bigfish
Fri Jan 10, 2020 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Carrying to much cash to Ecuador
Replies: 53
Views: 4578

Carrying to much cash to Ecuador

DW and I are going to the Galapagos next month. Aside for the payment for the trip this is the other costs that are required and suggested by the tour company we are using: (for each) Park Fees $100 (required) Gratuity for naturalist $150 (suggested) Gratuity for staff $250 (suggested) Misc. (cab fe...
by Bigfish
Tue Dec 31, 2019 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Tax Questions
Replies: 7
Views: 948

Social Security Tax Questions

In November I signed up for SS benefits that will start in January. The woman at the SS office set the Federal tax at 15% which I thought was a little high. I suggested 12% and she said it was difficult to change on the program she was using so she refused. I am married and we file jointly , our tax...
by Bigfish
Sun Dec 29, 2019 6:27 pm
Forum: Personal Consumer Issues
Topic: Kitchen faucet pull-down nozzle
Replies: 18
Views: 1854

Re: Kitchen faucet pull-down nozzle

There is probably a strainer on the faucet outlet. These strainers can get clogged with particles. See if you can unscrew the strainer and clean the inside surface. I had a flow problem with my new Delta faucet and the strainer was clogged. It took just a few minutes to clean the strainer. As menti...
by Bigfish
Fri Dec 13, 2019 8:43 am
Forum: Personal Consumer Issues
Topic: Broadway Show
Replies: 17
Views: 952

Broadway Show

DW wife and I would like to go and see Hamilton which is playing a the Rodgers Theater in NYC. However, we have never been to NYC. What is the best way to travel into the city (we live in Maine)? Where should we book a hotel? Any other suggestions would be greatly appreciated.
by Bigfish
Mon Nov 18, 2019 10:08 am
Forum: Personal Investments
Topic: Dividends or Re-balance?
Replies: 9
Views: 784

Re: Dividends or Re-balance?

The index funds are in my IRA and RMD is two years away.
by Bigfish
Sun Nov 17, 2019 8:03 pm
Forum: Personal Investments
Topic: Dividends or Re-balance?
Replies: 9
Views: 784

Dividends or Re-balance?

I will begin taking SS in 2020 and planned to add the dividends from our index funds, which along with SS, would meet our budget needs. This seemed like a good idea to me. I would just have the dividends transferred automatically to our Ally account after taxes were taken out. I discussed this with ...
by Bigfish
Tue Nov 12, 2019 7:27 pm
Forum: Personal Consumer Issues
Topic: Hearing Aid Question
Replies: 5
Views: 730

Hearing Aid Question

I have worn hearing aids (HA) for many years and they are the "in the canal type". My current HA are made by Widex ($6,000 for the pair) and are about eight years old and need to be replaced (one is cracked (which I repaired with super glue). I read on this site that Costco offers HA at a ...