Bogleheads.org

Drew777

Check out Exotic Car Hacks. It is 100% legit. The Facebook group is full of people driving and flipping exotics for a profit or breakeven. I've seen some cases where someone made $20k off of one flip. The key is just waiting it out until you can find one at a low enough price. It's well worth the mo...

Drew777

My car had a $100k+ MSRP, but I bought it used and did not pay anywhere near that price. 2007 BMW M6 manual convertible. I bought it low enough I'll be able to flip it for a profit. I've already had a couple offers over what I paid for it, but I'm holding out a little longer and enjoying it for now.

Drew777

FYI Chase Sapphire Preferred comes with primary rental car insurance at no cost.

Drew777

I don't know, maybe I'd slow down at $20 million. Probably not though. To me financial freedom means you can do whatever you want whenever you want without worrying about money. My aspirations of retirement aren't being able to buy a used truck, stay at the Holiday Inn, and take a Royal Caribbean c...

Drew777

I don't know, maybe I'd slow down at $20 million. Probably not though. To me financial freedom means you can do whatever you want whenever you want without worrying about money. My aspirations of retirement aren't being able to buy a used truck, stay at the Holiday Inn, and take a Royal Caribbean c...

Drew777

If you're buying a luxury/exotic vehicle known to have expensive repairs then I would recommend getting a warranty. Just do your research and make sure you get a good one. If you're buying a Toyota then don't bother with the warranty. I bought my M6 used, and it already had a warranty. The owner tra...

Drew777

I'm saving up to buy an apartment complex as an investment. Will need much more than $20k though.

Drew777

I don't know, maybe I'd slow down at $20 million. Probably not though. To me financial freedom means you can do whatever you want whenever you want without worrying about money. My aspirations of retirement aren't being able to buy a used truck, stay at the Holiday Inn, and take a Royal Caribbean cr...

Drew777

In terms of sign up bonuses, I feel like I've kind of hit a wall. I have arbitrarily set a minimum of $500 signup bonus minimum, and have avoided anything over $100 annual fee. This year I did Capital One Venture - $500 Merril Card - $500 BOA Premium - $500 Amegy Business - $1000 I tried one of the...

Drew777

She has an income problem, not a debt/spending problem. At $30k a year there's only so much she can save or cut spending. I'd be focusing 100% of my time and effort on increasing my income if I were her.

Drew777

I have a 2015 Tacoma Double Cab and a 2007 BMW M6 convertible 6 speed.

Drew777

Miatas are far and away the most common cars at track days and also the most raced car out there. Plenty of car guys aren’t bored at all. If you want more power, there are plenty of forced induction options or even v8 swap kits. It’s a lot easier to give a light weight car power than to make a big ...

Drew777

My wife and I have a trip to Australia coming up in a few months. Flying business class both ways and staying in 5 star hotels every night. Paid for all of it with points. 160k AA miles 195k Korean miles 72k Hyatt points 135k Hilton points 1 IHG free night certificate Taxes on the flights were mini...

Drew777

You might want to start another thread asking for more cost effective alternatives. I am not a "car guy" but when there have been threads like that before people mentioned cars like like a Miata as being fun to drive and you could buy a new one with a full warranty for a fraction of the c...

Drew777

My wife and I have a trip to Australia coming up in a few months. Flying business class both ways and staying in 5 star hotels every night. Paid for all of it with points. 160k AA miles 195k Korean miles 72k Hyatt points 135k Hilton points 1 IHG free night certificate Taxes on the flights were minim...

Drew777

You might want to start another thread asking for more cost effective alternatives. I am not a "car guy" but when there have been threads like that before people mentioned cars like like a Miata as being fun to drive and you could buy a new one with a full warranty for a fraction of the c...

Drew777

You might want to start another thread asking for more cost effective alternatives. I am not a "car guy" but when there have been threads like that before people mentioned cars like like a Miata as being fun to drive and you could buy a new one with a full warranty for a fraction of the c...

Drew777

If you're a car guy why not learn to flip them? That way you can drive them for a while, make a profit, and switch it up every 6 months or so.

Drew777

Thanks to travel hacking I fly business class, stay in 5 star hotels for free, and am starting to accumulate more points/miles than I have time to use. Maybe I will have to start flying first class before long.

Drew777

I've identified the next used car I'd like to purchase, Outback 2015-2016, Premium trim with Eyesight under 45k miles. These cars seem to come up every couple weeks at dealerships within a 200 mile radius. Timeframe for purchase is next 1-3 months. There local ones at Subaru dealerships seem to go ...

Drew777

Lifting 4 days a week:
Day 1: Legs
Day 2: Chest/Triceps
Day 3: Back/Biceps
Day 4: Shoulders/Traps

I also do 40 minutes cardio of 5 days a week.

Drew777

Thanks for all the helpful responses to my prior question. I have another one: thinking of getting Delta platinum card which comes with 10k qualifying miles to help me make the next Skymiles level. Delta says that miles are credited 6-8 weeks after minimum spend. If I want the MQMs to be counted as...

Drew777

Personally I value UR around 2.2 cpp. I typically transfer to Hyatt or Flying Blue and am usually able to redeem around that value. Sometimes more, sometimes less, but that's been about the average for me. I have transferred to Southwest once or twice just to top off the amount needed for a flight, ...

Drew777

Thanks! Thats freaking genius lol Is there anything else we can buy like that to max out rewards? I recalled long time ago people would max out by buying ibonds but now they charge a fee to purchase via credit card so thats over... just wondering if there was any other ways to get more rewards ? :s...

Drew777

For an all around cashback card you're better off with the Alliant Visa Signature card than a 2% cashback card if you spend more than $11,800 a year. It's 3% cashback on all purchases the first year and 2.5% after that. There is a $59 annual fee, but it's waived the first year. +1 very under-rated ...

Drew777

If tours are your thing that's fine, but I would much rather do it on my own. I prefer having the freedom to what I want when I want and not be stuck to just hitting up all of the typical tourist attractions. My sister's family did just do a tour of Europe with a few stops in Italy, and they did enj...

Drew777

For an all around cashback card you're better off with the Alliant Visa Signature card than a 2% cashback card if you spend more than $11,800 a year. It's 3% cashback on all purchases the first year and 2.5% after that. There is a $59 annual fee, but it's waived the first year.

Drew777

You could just start doing and not worry so much about making it a career right off the bat. Give away free financial advice via social media. If you're good enough the money will come later once you've built a significant following. If you're willing to put in the time (years) and effort daily you ...

Drew777

In relation to the rise of automated investing I would recommend Flash Boys by Michael Lewis.

As far as economics I would recommend:

Road to Serfdom by Friedrich Hayek
Capitalism and Freedom by Milton Friedman
Freakonomics by Steven Levitt and Stephen Dubner

Drew777

It depends on whether or not the offer has the 24 month language restricting you to one bonus per 24 months on any personal AA card. If not, then she can receive both offers. You'll have to read the fine print. None of the 65k offers have the 24 month language, or so I've read. Also beware d0gerz y...

Drew777

While you're worried about getting shutdown there are people out there who have already earned 7 figures of points this month alone. Sure, you can be shutdown doing relatively low volume, but no risk no reward. Lots of people are able to push it to the extreme, maybe get shutdown here and there, but...

Drew777

Vinh at Miles Per Day writes this week about being shutdown completely or nearly completely by Capital One bank...accounts and cards it seems. Shutdowns are a frequent theme on his blog and I believe Cap One is not his first trip to being shutdown by a major bank. At what point should one be concer...

Drew777

I recently went to Speed Vegas and drove an Audi R8 around the track. Got up to 119 on the half mile straightaway. Navigating the turns at high speeds even more fun. It was probably the most fun I've ever had in my life. I only wish I had paid for an even faster car. If I could afford it I wouldn't...

Drew777

I recently went to Speed Vegas and drove an Audi R8 around the track. Got up to 119 on the half mile straightaway. Navigating the turns at high speeds even more fun. It was probably the most fun I've ever had in my life. I only wish I had paid for an even faster car. If I could afford it I wouldn't ...

Drew777

A week or so ago my wife received a mailer from Citi/AA for the AAdvantage Platinum Select Mastercard offer for 65,000 miles after $4k in spending within the first 4 months. Today she received another mailer from Citi. The offer is identical to the previous one but they have different invitation nu...

Drew777

A week or so ago my wife received a mailer from Citi/AA for the AAdvantage Platinum Select Mastercard offer for 65,000 miles after $4k in spending within the first 4 months. Today she received another mailer from Citi. The offer is identical to the previous one but they have different invitation nu...

Drew777

At a certain point worrying over redemptions values and how many cents per point you're getting is meaningless. I'm easily earning miles faster than I can spend them. Whenever I want to book an international flight I always have plenty of miles in various programs, so I just go ahead and book busin...

Drew777

Do you still have to give them code BAABZX or did they just allow you to apply? I have heard mixed data points. I have even heard one person who called and was told Bank of America doesn't offer the card anymore, which is completely incorrect. I did not have to give the code to the agent. I just sa...

Drew777

There's not much literature on the subject, unfortunately. Doctor of Credit has written about it, though. This is one of the best cards available though you have to call these days to get it. Much better redemptions available than $500 credit: you can get two $500 plane tickets. Yes you can churn i...

Drew777

It's a miles and points high quality problem to have. Do I spend my 60,000 URs for this redemption or just pay the cash price and hoard the points for a better redemption? It's a lot harder when it is MRs or URs since they are so flexible. With hotel points or carrier-specific points, it's easy sin...

Drew777

Treating your mileage balances as a savings account is a bad idea. In general you should expect airlines to devalue their award chart almost yearly. Maybe not every airline will devalue every year, but you never know when the next one is coming, and it's often a huge devaluation. The optimal strate...

Drew777

At a certain point worrying over redemptions values and how many cents per point you're getting is meaningless. I'm easily earning miles faster than I can spend them. Whenever I want to book an international flight I always have plenty of miles in various programs, so I just go ahead and book busine...

Drew777

I am finding that often purchasing tickets through their online portal with points is a great deal (1.5 UR pts/S with no restrictions or added surcharges) compared with buying tickets with airline miles. I have found the same, but this is not true for all flights. In many cases, Chase travel seems ...

Drew777

I am finding that often purchasing tickets through their online portal with points is a great deal (1.5 UR pts/S with no restrictions or added surcharges) compared with buying tickets with airline miles. I have found the same, but this is not true for all flights. In many cases, Chase travel seems ...

Drew777

I sell discounted gift cards in bulk on the side. I've made about $19k after expenses (building a website, loss on bad cards, etc.) and have sold about $1.2 million in the last 6 months. It's not something that's easy to start up though. Is there a site? or Ebay/something else? There are, but that'...

Drew777

I sell discounted gift cards in bulk on the side. I've made about $19k after expenses (building a website, loss on bad cards, etc.) and have sold about $1.2 million in the last 6 months. It's not something that's easy to start up though. Is there a site? or Ebay/something else? There are, but that'...

Drew777

I sell discounted gift cards in bulk on the side. I've made about $19k after expenses (building a website, loss on bad cards, etc.) and have sold about $1.2 million in the last 6 months. It's not something that's easy to start up though.

Drew777

I churn em and burn em. I have no loyalty to any credit card company. I've racked up over 3k in rewards so far this year and it's financing my trip to Europe this summer. I think i've been blacklisted for new cards but it was worth it. I doubt you've been blacklisted, you may just need to cool off ...

Drew777

Hello Bogleheads, I have about 200,000 points accrued on Chase Sapphire Reserve and 150,000 accrued on American Express Platinum. I know of sites such as thepointsguy.com and read the articles about how he takes lavish vacations using points. Is there a website you guys would direct me to for absol...

Drew777

Hello Bogleheads, I have about 200,000 points accrued on Chase Sapphire Reserve and 150,000 accrued on American Express Platinum. I know of sites such as thepointsguy.com and read the articles about how he takes lavish vacations using points. Is there a website you guys would direct me to for absol...

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