Search found 195 matches

by OnceARunner
Wed Jan 27, 2021 2:07 pm
Forum: Personal Investments
Topic: Investment Advice for Son
Replies: 19
Views: 1169

Re: Investment Advice for Son

I appreciate all the advice and have shared the threads with my son. He has since ordered a couple of the books that were recommended, which should be arriving shortly. Based on the investment advice, is there a recommendation on a brokerage firm(s) for my son to use. Your feedback would also help ...
by OnceARunner
Tue Jan 19, 2021 9:02 am
Forum: Personal Consumer Issues
Topic: How is living in Auburn, AL
Replies: 47
Views: 4658

Re: How is living in Auburn, AL

Lived there for 6 years and go back to visit probably 10 times a year. My parents have a 2nd home there and hope to retire there soon.

Happy to answer any particular questions. It is a fantastic city for its size.
by OnceARunner
Fri Jan 15, 2021 11:20 am
Forum: Personal Consumer Issues
Topic: Apple's Using Up All My Data !
Replies: 46
Views: 4116

Re: Apple's Using Up All My Data !

I've got a prepaid cell plan with a modest amount of cellular data (500MB/month) that's always been adequate for my needs. I recently got a new iPhone 12 and suddenly I'm running out of data very early in the month. I've turned off everything I can think of that might be using cellular data but am ...
by OnceARunner
Thu Jan 14, 2021 10:25 am
Forum: Personal Consumer Issues
Topic: What is so special about the Toyota Tacoma?
Replies: 62
Views: 6088

Re: What is so special about the Toyota Tacoma?

sunny_socal wrote: Thu Jan 14, 2021 7:56 am
- Tundra has dual climate control, Taco is single
Tacoma added dual climate on some trim levels in 2016.
by OnceARunner
Wed Jan 13, 2021 2:13 pm
Forum: Personal Consumer Issues
Topic: What is so special about the Toyota Tacoma?
Replies: 62
Views: 6088

Re: What is so special about the Toyota Tacoma?

I bought a new Tacoma Pro last year and love it. Traded in a Nissan Rogue. 2. Tacoma Pro was chosen based on exterior styling, interior comfort, reliability and resale value. The drive is fine for me and I am not tall. I test drove the Colorado and the Ranger and the Tacoma was much better for me. ...
by OnceARunner
Fri Dec 18, 2020 8:23 am
Forum: Personal Consumer Issues
Topic: Waste collection (trash) prices
Replies: 56
Views: 2385

Re: Waste collection (trash) prices

$52 a quarter for weekly (private) service with a trash bin and recycling bin in Georgia.

One guy drives a truck with a mechanical arm. Never any spillage.
by OnceARunner
Wed Dec 16, 2020 10:56 am
Forum: Personal Consumer Issues
Topic: How to watch all NFL games
Replies: 81
Views: 4871

Re: How to watch all NFL games

you don't have nfl sunday ticket and can still watch all NFL games live? I don't think thats a thing but I'd love to be proven wrong. got a link for your local provider? It is NFL Sunday Ticket but not through Directv. I don't have a dish, only cable. It is through a deal they made with Directv in ...
by OnceARunner
Tue Dec 15, 2020 11:18 am
Forum: Personal Consumer Issues
Topic: How to watch all NFL games
Replies: 81
Views: 4871

Re: How to watch all NFL games

That is why I listed FIVE not four channels that one must have in order to watch every game. :oops: Oops. So please explain how you can televise eight or nine 1:00 PM Sunday NFL games at the same time using FIVE channels. (Not to mention the last week of the regular season where there are *13* game...
by OnceARunner
Tue Dec 15, 2020 10:33 am
Forum: Personal Consumer Issues
Topic: How to watch all NFL games
Replies: 81
Views: 4871

Re: How to watch all NFL games

NFL games are only five channels, CBS, FOX, NBC, ESPN, and NFL. Almost all cable carriers have an NFL package where you get the NFL channel and the other four channels to allow you to watch and record every single game. I'm guessing though you are wanting the cable cutting version and I don't know ...
by OnceARunner
Tue Dec 15, 2020 8:16 am
Forum: Personal Consumer Issues
Topic: How to watch all NFL games
Replies: 81
Views: 4871

Re: How to watch all NFL games

NFL games are only five channels, CBS, FOX, NBC, ESPN, and NFL. Almost all cable carriers have an NFL package where you get the NFL channel and the other four channels to allow you to watch and record every single game. I'm guessing though you are wanting the cable cutting version and I don't know ...
by OnceARunner
Mon Dec 14, 2020 12:35 pm
Forum: Personal Consumer Issues
Topic: Cord cutting 2020 - Youtube TV
Replies: 137
Views: 11982

Re: Cord cutting 2020 - Youtube TV

I went from Direct Tv almost a year ago to Youtube TV because I felt like there were so many useless channels I didn't watch. But now I wish I had Direct TV back because Youtube is too far in the other direction. Youtube TV seems to time commercials on every channel at the same time while I don't r...
by OnceARunner
Mon Dec 14, 2020 12:33 pm
Forum: Personal Consumer Issues
Topic: Cord cutting 2020 - Youtube TV
Replies: 137
Views: 11982

Re: Cord cutting 2020 - Youtube TV

We did the free trial plus another month - the service is very good but too expensive. We might try Philo next, it's only $20 but doesn't include sports. I signed up for a free 2 week trial but just couldn't deal w/ all the commercials; $65/month AND I have to watch commercials?!? No thanks... Whoa...
by OnceARunner
Mon Dec 14, 2020 9:40 am
Forum: Personal Consumer Issues
Topic: Cord cutting 2020 - Youtube TV
Replies: 137
Views: 11982

Re: Cord cutting 2020 - Youtube TV

The unlimited DVR on YTTV should be great, but is poorly implemented. For example, it doesn’t remember where you were in the show if you change to something else. Also, the price has increased while channels have been dropped. We’re still with them but will be looking at options soon. Mine remember...
by OnceARunner
Mon Dec 14, 2020 8:24 am
Forum: Personal Consumer Issues
Topic: Cord cutting 2020 - Youtube TV
Replies: 137
Views: 11982

Re: Cord cutting 2020 - Youtube TV

The unlimited DVR on YTTV should be great, but is poorly implemented. For example, it doesn’t remember where you were in the show if you change to something else. Also, the price has increased while channels have been dropped. We’re still with them but will be looking at options soon. Mine remember...
by OnceARunner
Fri Nov 20, 2020 9:03 am
Forum: Personal Consumer Issues
Topic: Holiday Gifts for Daycare Teachers?
Replies: 19
Views: 893

Re: Holiday Gifts for Daycare Teachers?

A gift card is “homework” for the person receiving it. Now they are bound to go to that store. Do I use the whole thing? What am I get for this, lots of small purchase, or one purchase. Oh, wait, this cost more than the card, I have to add my own money to but it. A waste of time. Suppose they get m...
by OnceARunner
Mon Nov 16, 2020 2:56 pm
Forum: Personal Consumer Issues
Topic: HBO Max - view on TV?
Replies: 36
Views: 1881

Re: HBO Max - view on TV?

There are already ways to do it (AppleTV, PS4, xBoxOne, or chromecast), but the simplest for you may be to wait til tomorrow if you want to use your firestick. https://www.cnet.com/news/hbo-max-app-amazon-fire-tv-firestick-fire-tablets-starting-tuesday-roku/ https://variety.com/2020/digital/news/hbo...
by OnceARunner
Mon Nov 16, 2020 10:45 am
Forum: Personal Investments
Topic: Re-balancing away from a target date fund
Replies: 11
Views: 590

Re: Re-balancing away from a target date fund

Agree with mystupidglasses. Unless you are restricted in what you have access to, it would be easiest to sell the FFFGX (Fidelity Target Date 2045) and buy FIOFX (Fidelity Target Date Index 2045).
by OnceARunner
Mon Nov 16, 2020 10:34 am
Forum: Personal Consumer Issues
Topic: Mold and/or septic inspection on home purchase (UPDATE: CESSPOOL)
Replies: 28
Views: 2096

Re: Mold and/or septic inspection on home purchase

Septic tanks rarely fail. More often it is the leach field or sand mound that goes bad. And only an experienced professional will be able to correctly test for this. I would never buy a home with a septic system without first getting a septic inspection. House I'm currently living in has a septic s...
by OnceARunner
Wed Nov 11, 2020 1:25 pm
Forum: Personal Consumer Issues
Topic: Consequences of closing 25y/o checking account?
Replies: 16
Views: 1760

Re: Consequences of closing 25y/o checking account?

No similarity between chexsystems and credit score models.
by OnceARunner
Tue Nov 10, 2020 5:13 pm
Forum: Personal Consumer Issues
Topic: Deciding on Optimal Number of Dependents
Replies: 4
Views: 360

Re: Deciding on Optimal Number of Dependents

We have one and plan to stop at 2. Mainly because I don’t want to be outnumbered.
by OnceARunner
Fri Nov 06, 2020 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse diagnosed w/ Cancer
Replies: 103
Views: 10060

Re: Spouse diagnosed w/ Cancer

Look into the TULSA procedure depending on his gleason scores. Relatively new but having great results with minimal side effects compared to traditional surgery or radiation if he is a candidate.
by OnceARunner
Fri Nov 06, 2020 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Why do checking accounts get better bonuses?
Replies: 24
Views: 2556

Re: Why do checking accounts get better bonuses?

I suspect that you mean higher rates on checking accounts. I haven't seen offers of "Here's XXXX for a new account". I regularly get offers of $300 for opening a new checking account with Chase. Sometimes $200 for a savings as well. $600 if I do both. Bank of America is offering $100 to n...
by OnceARunner
Mon Nov 02, 2020 1:48 pm
Forum: Personal Consumer Issues
Topic: CC Address changes
Replies: 2
Views: 229

Re: CC Address changes

Have you logged into your account online and looked at what address is listed in the profile currently?

Mine have always updated either immediately or within 24 hours.
by OnceARunner
Thu Oct 15, 2020 8:34 am
Forum: Personal Consumer Issues
Topic: TPMS(tire pressure monitoring system) lifespan
Replies: 96
Views: 6286

Re: TPMS(tire pressure monitoring system) lifespan

TPMS systems do not monitor for correct tire pressure, they monitor for catastrophically low tire pressure. Even with TPMS, tire pressure still needs to be checked regularly to be at optimal performance. Wrong. Many GM cars do display the actual pressure of each tire. Tire pressure can be checked w...
by OnceARunner
Tue Sep 22, 2020 12:05 pm
Forum: Personal Consumer Issues
Topic: Do items magically appear in your Amazon cart?
Replies: 27
Views: 1779

Re: Do items magically appear in your Amazon cart?

Other than because my wife added it, no.
by OnceARunner
Thu Sep 17, 2020 11:38 am
Forum: Personal Consumer Issues
Topic: Chase Freedom to Freedom Unlimited on Credit history
Replies: 33
Views: 1667

Re: Chase Freedom to Freedom Unlimited on Credit history

I don't think they are discontinuing the Freedom card. No new applicants, but those of you that have it can continue. You can also contact Chase and ask to upgrade to one of the two new Freedom cards. According to Nerdwallet, "Chase will continue to report your credit history and age of credit...
by OnceARunner
Thu Sep 17, 2020 11:12 am
Forum: Personal Consumer Issues
Topic: Chase Freedom to Freedom Unlimited on Credit history
Replies: 33
Views: 1667

Re: Chase Freedom to Freedom Unlimited on Credit history

I heard that they are deactivating the old Freedom cards and recommend customers to either Unlimited or Flex. Is this true? If so, bummer. However, they can deactivate, not worth any effort to spend and time or effort for them to keep me as a customer. DiscoverIT has similar 5% categories anyways, ...
by OnceARunner
Mon Sep 14, 2020 10:31 am
Forum: Personal Consumer Issues
Topic: Paypal security challenge loop....solution?
Replies: 8
Views: 2320

Re: Paypal security challenge loop....solution?

protagonist wrote: Mon Sep 14, 2020 10:01 am
chinchin wrote: Mon Sep 14, 2020 1:09 amVenmo?
Thanks. I will see if the recipient accepts Venmo. I never used it. Is it as secure as Paypal?
It's owned by PayPal so I would assume its equal.
by OnceARunner
Fri Sep 04, 2020 10:58 am
Forum: Personal Consumer Issues
Topic: Just Ordered Peloton Bike
Replies: 194
Views: 19489

Re: Just Ordered Peloton Bike

1year23 wrote: Sat Aug 22, 2020 10:17 pm I just placed an order for a Peloton bike. I am wondering if original poster bought one and if he is happy with it.
OP already stated above that his bike arrived and he really enjoyed his first ride.
by OnceARunner
Mon Aug 31, 2020 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: New Chase Card and Changes to Two Current Cards
Replies: 14
Views: 2039

Re: New Chase Card and Changes to Two Current Cards

This is odd. The Freedom/Freedom unlimited now earn more on dining than the $95 Sapphire Preferred. Either Chase is about to get rid of it, or there must be changes coming to it as well. There is no reason to carry the card otherwise. Unless you value the ability to transfer to travel partners. Red...
by OnceARunner
Sun Jul 12, 2020 8:41 am
Forum: Personal Consumer Issues
Topic: Sports drink preferences
Replies: 61
Views: 3055

Re: Sports drink preferences

WildBill wrote: Thu Jul 09, 2020 6:40 pm Howdy

Topo Chico with lime

Very refreshing

W B
Bonus: You can make a great ranch water at night with some tequila.
by OnceARunner
Thu Jul 09, 2020 6:38 pm
Forum: Personal Consumer Issues
Topic: Sports drink preferences
Replies: 61
Views: 3055

Re: Sports drink preferences

I mix half Gatorade and half water. The full strength Gatorade is too sweet for me.
by OnceARunner
Tue Jun 30, 2020 6:28 am
Forum: Personal Consumer Issues
Topic: How to Tell if a Flight is Operated by a Partner Airline
Replies: 8
Views: 611

Re: How to Tell if a Flight is Operated by a Partner Airline

It would say “operated by ________) under the flight details. At least that’s where it is on the app. Not sure on the website but it should be clearly listed. This is mostly an issue with international tickets that may be operated by their codeshare partners Lufthansa, Air Canada, All Nippon Airways...
by OnceARunner
Sun Apr 05, 2020 7:51 am
Forum: Personal Consumer Issues
Topic: What Amazon Prime (free) movies y'd recommend ?
Replies: 78
Views: 6963

Re: What Amazon Prime (free) movies y'd recommend ?

Also on Prime: The Americans, all the seasons. Absolutely amazing TV series. First 2 seasons of Veep are also free on Prime, another favorite of mine. Along these lines, in case anybody hasn’t seen, HBO has released several of their shows for free steaming through their app. Including all seasons o...
by OnceARunner
Fri Mar 27, 2020 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: corona checks as a rebate on 2020 taxes?
Replies: 54
Views: 5200

Re: corona checks as a rebate on 2020 taxes?

I believe your understanding is correct. Here is a link and quote from a Washington Post article on this subject: What happens to people who earned too much in 2018 and 2019 but now lost their job? This is a really tough situation. Unfortunately, these workers are not eligible for $1,200 checks righ...
by OnceARunner
Mon Mar 23, 2020 11:07 am
Forum: Personal Consumer Issues
Topic: CenturyLink "Entertainment Fee"
Replies: 5
Views: 533

Re: CenturyLink "Entertainment Fee"

Jack FFR1846 wrote: Mon Mar 23, 2020 9:54 am $48 a month? Holy cow! I'd be very happy with double that a month.
For just internet? And only 10 mbps?

I pay $55 for internet and get 250 mbps. Paying $96 a month for 10mbps would be crazy.
by OnceARunner
Wed Mar 11, 2020 7:47 am
Forum: Personal Investments
Topic: Charles schwab index funds?
Replies: 17
Views: 2395

Re: Charles schwab index funds?

I like their index funds. I'm pretty hands-off, deposit the same amount each month, don't want to worry about rebalancing, etc, so I went with their Target Date Funds that are pretty much on cruise control.

My particular Target Date INdex Fund has a net expense ratio of 0.08%.
by OnceARunner
Thu Feb 27, 2020 8:05 am
Forum: Personal Consumer Issues
Topic: How Do you Exercise Indoors?
Replies: 127
Views: 10168

Re: How Do you Exercise Indoors?

Heard an interview with the Peloton CEO. He said they are not an exercise equipment company. They are a social media company similar to Facebook and the target audience is millenials who prefer the social aspects of their company. Subscription model is important for ongoing revenue stream. I don't ...
by OnceARunner
Tue Feb 11, 2020 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage Payment Grace Period
Replies: 24
Views: 1678

Re: Mortgage Payment Grace Period

The only risk I see is the potential of something going wrong with the payment. While rare, if you are paying towards the beginning of the month, it gives you time to sort it out before the true due date.
by OnceARunner
Fri Feb 07, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: Threatened with lawsuit over air travel agency for credit card chargeback
Replies: 36
Views: 3228

Re: Threatened with lawsuit over air travel agency for credit card chargeback

The travel agency has no say in what travel documents are acceptable for travel. They are correct that it is 100% up to the airline, which in turn is following the rules of the arrival country. The airline doesn't want to be responsible for flying you back to your country of origin if you are denied...
by OnceARunner
Mon Feb 03, 2020 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Lifetime Learning tax credit
Replies: 9
Views: 755

Re: Lifetime Learning tax credit

Thanks for the quick reply. I just want to make absolutely sure I understand this. If a parent paid qualifying expenses directly to the school for a child not claimed as a dependent on the parent's return (and in fact not qualified to be a dependent) then that child can claim the LL credit on their...
by OnceARunner
Fri Jan 31, 2020 1:14 pm
Forum: Personal Consumer Issues
Topic: Amazon price gouging
Replies: 61
Views: 4035

Re: Amazon price gouging

Vettepilot wrote: Fri Jan 31, 2020 12:53 pm A little contrarian economics on "price gouging":

https://mises.org/wire/3-good-things-ab ... ce-gouging
Great article.
by OnceARunner
Fri Jan 31, 2020 9:46 am
Forum: Personal Consumer Issues
Topic: new toilet and old plumbing
Replies: 18
Views: 1419

Re: new toilet and old plumbing

dbr wrote: Fri Jan 31, 2020 9:28 am Here is another thread relating to the same issue: viewtopic.php?f=11&t=302164
The first sentence of the OP addressed that thread. This was a spin-off of it.
by OnceARunner
Thu Jan 30, 2020 11:21 am
Forum: Personal Consumer Issues
Topic: Considering an iPad. Is it worth it?
Replies: 116
Views: 7197

Re: Considering an iPad. Is it worth it?

do you find that you use it as much as you thought you would? it's unfortunate Apple really is the only player in the tablet game as they're a premium/luxury good and more expensive than they need to be. Samsung is another player, did you only shop at your local Apple store? Try Costco, they carry ...
by OnceARunner
Tue Jan 28, 2020 2:23 pm
Forum: Personal Consumer Issues
Topic: Not allowed to board American Airlines flight - Forced to buy second ticket for same flight - Help requested [UPDATED]
Replies: 125
Views: 16432

Re: Not allowed to board American Airlines flight - Forced to buy second ticket for same flight - Help requested

I’m 99% positive AA flagged your mile usage as fraud hence this result. It makes the most sense. L The question then is how did you book your award ticket? Did the name on your account match exactly the name on said ticket? Etc. I am NOT saying you did anything shady but I bet AA views something as...
by OnceARunner
Wed Jan 15, 2020 12:00 pm
Forum: Personal Consumer Issues
Topic: Credit Card Question
Replies: 13
Views: 1090

Re: Credit Card Question

spitty wrote: Wed Jan 15, 2020 8:01 am A friend has the Capital One "Spark" card which is 2% cash back/no yearly fees. You might compare that to the Citi version if going that route.
The Spark is a small-business card, just as an FYI for the OP, since it may or may not apply to them.
by OnceARunner
Mon Jan 13, 2020 8:58 am
Forum: Personal Consumer Issues
Topic: College Reunion Destination
Replies: 49
Views: 3542

Re: College Reunion Destination

Asheville or Nashville for sure. I've done guys trips in both locations and they were a blast. Nashville has so many great bars and restaurants and live music everywhere. (Also, it's important to note that Nashville is so much more than just Broadway St. Lots of under the radar great stuff off the b...
by OnceARunner
Fri Dec 20, 2019 2:28 pm
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 139
Views: 14384

Re: [Anyone drop cable for YouTube TV?]

WoundedWing wrote: Fri Dec 20, 2019 5:19 am
OnceARunner wrote: Fri Dec 13, 2019 1:32 pm The only thing I miss with YouTubeTV are the viacom channels.
What is so important on the viacom channels?
Nothing terribly important but there are various shows on MTV, Nickelodeon, Comedy Central, VH1, and CMT that either myself, my wife, or my kid used to watch before we switched.
by OnceARunner
Sun Dec 15, 2019 9:26 pm
Forum: Personal Consumer Issues
Topic: Do you subscribe to Consumer Reports?
Replies: 57
Views: 4179

Re: Do you subscribe to Consumer Reports?

It’s one of many publications that I get through my AppleNews+ subscription.