Search found 1003 matches

by Jazztonight
Sat Apr 10, 2021 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: How much do you spend in retirement compared to before? Did you budget enough?
Replies: 10
Views: 1141

Re: How much do you spend in retirement compared to before? Did you budget enough?

I spend less in retirement than I did when I was working FT or PT. Before I retired, I did some simple spreadsheet analysis, and it looked okay to me, so I pulled the trigger. I have zero regrets. We paid off our home mortgage, and then later sold the house and moved to a co-op apartment (similar to...
by Jazztonight
Fri Feb 26, 2021 9:08 pm
Forum: Personal Consumer Issues
Topic: Trip Insurance? Risk Tolerance?
Replies: 26
Views: 1461

Re: Trip Insurance? Risk Tolerance?

DW and I were on a world cruise when the pandemic hit. We each had bought different travel insurance policies (long story)--hers was top of the line, pricey, big company. Mine was less-so. When the cruise was aborted after 60 of 111 days, the cruise line (Princess) reimbursed us for (first class) f...
by Jazztonight
Fri Feb 26, 2021 4:44 pm
Forum: Personal Consumer Issues
Topic: Trip Insurance? Risk Tolerance?
Replies: 26
Views: 1461

Re: Trip Insurance? Risk Tolerance?

DW and I were on a world cruise when the pandemic hit. We each had bought different travel insurance policies (long story)--hers was top of the line, pricey, big company. Mine was less-so. When the cruise was aborted after 60 of 111 days, the cruise line (Princess) reimbursed us for (first class) fl...
by Jazztonight
Mon Feb 22, 2021 4:00 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6532
Views: 1448978

Re: What Movie Have You Recently Watched?

Just watched "Casting By" and recommend this documentary that's available on Prime. It looks at the making of films through the lens of the casting person/director, and how that role has evolved through the decades and caused "political" issues within the film industry. https://w...
by Jazztonight
Mon Feb 15, 2021 5:11 pm
Forum: Investing - Theory, News & General
Topic: If you bought travel/leisure stocks in March 20 what is your plan?
Replies: 20
Views: 1534

Re: If you bought travel/leisure stocks in March 20 what is your plan?

(Side note: I see that this is my 1000th post. Seems like a milestone to me!) I bought shares of Carnival Cruise Lines (CCL)--a couple of you have already mentioned it. My story: DW and I were on a Princess (part of Carnival) world Cruise when the pandemic hit the fan. We'd already sailed from Los ...
by Jazztonight
Wed Feb 10, 2021 8:57 pm
Forum: Personal Consumer Issues
Topic: Breakfast cereal?
Replies: 172
Views: 18373

Re: Breakfast cereal?

Grape nuts reigns supreme. Nearly impossible to find these days in my neck of the woods. Same here (Idaho). I wonder why? I snagged a box 2 weeks ago at a Mexican bodega in Oakland. Probably the last box in my City! Here's The NY Times writing about the Grape Nuts scarcity: https://www.nytimes.com/...
by Jazztonight
Tue Feb 09, 2021 5:12 pm
Forum: Personal Consumer Issues
Topic: What are your staple healthy meals?
Replies: 122
Views: 10039

Re: What are your staple healthy meals?

As long as we're talking about oatmeal... I make steel cut oats with water, using a cup of oats plus 2 cups of water. That keeps me in oatmeal for several days (I eat a 1/2 cup serving). I eat it every day of my life. Once I microwave my oatmeal, I add the toppings: 1 tablespoon of Grape Nuts (as so...
by Jazztonight
Mon Feb 08, 2021 6:30 pm
Forum: Personal Consumer Issues
Topic: What are your staple healthy meals?
Replies: 122
Views: 10039

Re: What are your staple healthy meals?

I eat fish and a salad nearly every day for early dinner. Cooked in a "Ninja Air Fryer", comes out fresh cooked like baked. Cooks fast. This is Sea Bass. Drizzle of sesame oil, lemon, ground pepper, local "Hawaii Blend Sprinkles", and chives before cooking. Olive oil and balsalm...
by Jazztonight
Tue Jan 26, 2021 1:14 am
Forum: Personal Consumer Issues
Topic: Getting Rid of TV
Replies: 28
Views: 2803

Re: Getting Rid of TV

My Strategy for Daily Living includes Spanish study--on my phone through ear buds. I've found that listening to a Spanish Podcast at night after the lights are off (or even in the middle of the night if I wake up and can't go right back to sleep) works well. For those interested, what I listen to is...
by Jazztonight
Sun Jan 24, 2021 11:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6532
Views: 1448978

Re: What Movie Have You Recently Watched?

DW and I just watched The World Before Your Feet. https://en.wikipedia.org/wiki/The_World_Before_Your_Feet It's a fascinating documentary that follows Matt Green as he walks ALL of the 5 NYC boroughs. I first encountered Matt when I was doing research for my own walk across America; he'd already wal...
by Jazztonight
Mon Jan 11, 2021 1:07 am
Forum: Personal Consumer Issues
Topic: Regrets postponing retirement too long?
Replies: 171
Views: 15573

Re: Regrets postponing retirement too long?

We don't just retire FROM something. We need to retire TO something! Planning for a retirement is more than just about how much money you have or need. It's about what you're going to DO all day. And if you think the answer is "golf," I wish you luck. I started thinking about retirement in...
by Jazztonight
Thu Nov 19, 2020 8:28 pm
Forum: Personal Consumer Issues
Topic: Recliner chair
Replies: 14
Views: 1298

Re: Recliner chair

Lazyboy. +1 I’m reclining in mine right now. I love it, and would recommend it to anyone. Of course there are many models. DW and I were in the showroom because she wanted a convertible sofa/sleeper. While she was looking at some I asked our salesperson what he’d recommend for me. He looked me up a...
by Jazztonight
Wed Nov 11, 2020 2:22 pm
Forum: Personal Consumer Issues
Topic: Consequences of closing 25y/o checking account?
Replies: 16
Views: 1779

Re: Consequences of closing 25y/o checking account?

When I was a freshman at college in Boston in 1964, I opened up my first checking account at Shawmut Bank (I probably did so with a big $5 deposit). The checks had an illustration of a Native American on them. When I first moved to San Francisco in 1969, I opened a checking account at Wells Fargo be...
by Jazztonight
Sat Oct 24, 2020 6:08 pm
Forum: Personal Consumer Issues
Topic: Trail sneakers
Replies: 59
Views: 3863

Re: Trail sneakers

I walked across the US, coast to coast, and discovered Merrell's to be the best. They come in regular and waterproof versions. I currently have 4 or 5 pairs that I rotate through. YMMV. That's awesome! Did you do is straight through, or did you take it in sections, or....? I'd love to hear more abo...
by Jazztonight
Fri Oct 02, 2020 3:59 pm
Forum: Personal Consumer Issues
Topic: Trail sneakers
Replies: 59
Views: 3863

Re: Trail sneakers

I walked across the US, coast to coast, and discovered Merrell's to be the best. They come in regular and waterproof versions. I currently have 4 or 5 pairs that I rotate through.

YMMV.
by Jazztonight
Fri Sep 18, 2020 12:14 am
Forum: Personal Consumer Issues
Topic: Suggestions on how to spend $300 work exercise equipment credit
Replies: 16
Views: 1365

Re: Suggestions on how to spend $300 work exercise equipment credit

Pull-up bar permanently installed above a doorway.

Pushup stands.

An exercise/yoga mat.

Maybe some loose dumbbells, 5 to 25 lbs.

A chair or bench.

Tabata timer app for you phone.
by Jazztonight
Fri Sep 18, 2020 12:08 am
Forum: Personal Consumer Issues
Topic: Another Digital Piano Thread
Replies: 18
Views: 1467

Re: Another Digital Piano Thread

We're talking about a variety of things here: 1. An electronic piano 2. A seven year old 3. Lessons for the seven year old. If your child takes to the piano, whichever one you get, it won't be the last piano you ever buy. Getting instruments for a kid is an investment--sometimes it pays off, sometim...
by Jazztonight
Wed Aug 26, 2020 12:17 pm
Forum: Personal Consumer Issues
Topic: Planning Retirement Lifestyle
Replies: 18
Views: 2175

Re: Planning Retirement Lifestyle

Bogleheads - do you have any specific advice for me based on your learnings? Is there anything you did as you moved to retirement that helped you build a circle and get involved in activities that you enjoyed? In my mid-fifties I semi-retired to a 2-day workweek. House & kids' college were paid...
by Jazztonight
Sat Aug 08, 2020 2:30 pm
Forum: Personal Consumer Issues
Topic: What is going on with LL Bean's business model???
Replies: 23
Views: 4113

Re: What is going on with LL Bean's business model???

I've occasionally used their products and have always been satisfied. I just ordered a pair of shoes, and the size may have been a little big, so I called. Good news: they sent me the smaller size and told me to return the one that doesn't work as well. Bad news: because I didn't use my expired/unac...
by Jazztonight
Sun Aug 02, 2020 12:31 pm
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 112
Views: 12410

Re: what is your weekly workout routine?

On MWF I do this Bodyweight workout: 5 sets each of: 10 pull-ups (including wide grip, close grip, and chin-ups) 10 squats 10 pushups Planks: 30 sec each front plank, right side plank, left side plank, then stretch 3-5 times a week I walk 3 miles. I've been working out for decades. Doing Bodyweight...
by Jazztonight
Sun May 31, 2020 2:06 pm
Forum: Personal Investments
Topic: Out of market now and need advice on re-entering
Replies: 107
Views: 10678

Re: Out of market now and need advice on re-entering

Over the years, through several severe market downturns, I've had some close friends pull out of their stock-market investments completely. Some of these folks appeared prescient at the time, and prided themselves on being able to foresee the future. Fine. so now they're all in cash. The stock marke...
by Jazztonight
Thu May 28, 2020 2:22 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 572
Views: 149653

Re: Pull-ups and Push-ups

This thread was never about doing pull-ups--or anything for that matter--to failure.

It was just about doing them.

Do your sets of exercises and then go on about your day. What a concept.

(I've learned that if there's a way to complicate things, people will typically find it.)
by Jazztonight
Sun May 24, 2020 8:22 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6532
Views: 1448978

Re: What Movie Have You Recently Watched?

I have all of the Harry Potter films recorded, and we've watched the first two in the past week. I really enjoyed them, as I did the books. (As a musician and composer, I listen to the score as well as watch the movie, so it's not unusual for me to say to my wife, "That's Snape music," or ...
by Jazztonight
Sun May 24, 2020 8:19 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6532
Views: 1448978

Re: What Movie Have You Recently Watched?

abuss368 wrote: Sun May 24, 2020 7:18 pm Mystic River on Netflix. The movie was excellent!
That movie depressed me so much that I told my wife I'm never going to see anything like it again. I'm not saying it wasn't a good movie. But I don't need to intentionally make myself depressed. Just saying.
by Jazztonight
Sun May 24, 2020 8:17 pm
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 185
Views: 19906

Re: Pandemic buys that have improved quality of life?

I just ordered a Kindle. I've been reading books on my iPhone 7+ and in paper version, but I felt it's time for me to be able to recline and read comfortably, day or night, wherever I am. The other item I bought was a 12" cast iron (Lodge) pan. I'm doing most of the cooking these days, and I wa...
by Jazztonight
Tue May 19, 2020 12:31 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 572
Views: 149653

Re: Pull-ups and Push-ups

OP Here. A while back I decided that my day goes a little better if I do some kind of exercise each morning. So here's what I now do: M,W,F - 20 sets of 5 pull-ups. I mix them up: wide grip, regular grip, narrow grip, chin-up, mixed grip. It takes me 30 minutes to do 100 pulls. I use the Tabata Time...
by Jazztonight
Fri May 08, 2020 4:33 pm
Forum: Personal Investments
Topic: Goal Reached - Now What?
Replies: 30
Views: 3557

Re: Goal Reached - Now What?

Successful retirement is not, in my opinion, about money. Certainly you need enough. But you don't need a lot more than enough. You've done an excellent job planning for the financial aspect of retirement. But as I realized many years ago, that's only one part of it. In his excellent book, Get a Lif...
by Jazztonight
Sat Apr 04, 2020 7:49 pm
Forum: Personal Consumer Issues
Topic: How are you exercising with gym closures
Replies: 111
Views: 6381

Re: How are you exercising with gym closures

Gym closures (or openings) do not impact on my fitness/workout routine, which hasn't changed in years. Monday, Wednesday, Friday - 20 sets of 5 pull-ups , total 100. This takes 25-30 minutes. Proper form is essential. Slow, steady, no kipping or kicking. Regular grip; wide grip; narrow grip; chin-up...
by Jazztonight
Sun Jan 12, 2020 1:02 pm
Forum: Personal Consumer Issues
Topic: At what point do you donate/trash/sell/gift your junk?
Replies: 75
Views: 5228

Re: At what point do you donate/trash/sell/gift your junk?

I use freecycle.org and Craigslist for free which is in the for sale section. No driving anywhere. List it and someone comes and picks it up. +1 Craigslist for free is my go-to place to get rid of stuff. I gather 4-6 (generally unrelated) items, take a photo of the group, and offer it as a "pa...
by Jazztonight
Wed Jan 08, 2020 4:23 pm
Forum: Personal Consumer Issues
Topic: Exercise machine for a small apartment
Replies: 56
Views: 3531

Re: Exercise machine for a small apartment

Why do people hate the gym? As usual, fitness-related threads brings out—everyone! Answer to this question for me is, I don’t need to travel, spend money, or use machinery to stay healthy and fit. I’ve been doing that for free, at home, in a small home office, for years. Even my own wife, who went ...
by Jazztonight
Mon Jan 06, 2020 11:00 pm
Forum: Personal Consumer Issues
Topic: Any Minimalists on here?
Replies: 300
Views: 30266

Re: Simplicity

A Story: Each time my parents moved, first from their home in Long Island and then to a series of apartments in Queens, Westchester, the San Fernando Valley, and finally a senior living facility also in the Valley, they put a lot of stuff in a rented storage unit--for which they paid a monthly fee f...
by Jazztonight
Sun Jan 05, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: Jumper cables
Replies: 83
Views: 5698

Re: Jumper cables

Big Worm wrote: Sun Jan 05, 2020 2:15 pm Get the one with the battery pack. Don't need another car to jump off.
Doesn't this require that the battery pack always remains charged?
by Jazztonight
Sun Jan 05, 2020 1:58 pm
Forum: Personal Consumer Issues
Topic: Jumper cables
Replies: 83
Views: 5698

Jumper cables

The set of jumper cables I keep in the trunk of my car mysteriously disappeared, and I want to replace them. Your recommendations, please. My car is a 2001 Camry V6; the battery is under 2 years old. But this would be for emergency situations--mine or someone else's. I do not live or drive in a cold...
by Jazztonight
Sun Jan 05, 2020 1:51 am
Forum: Personal Consumer Issues
Topic: Recommended physical fitness websites/books/apps?
Replies: 83
Views: 7225

Re: Recommended physical fitness websites/books/apps?

A forum such as ours will include a large number of fit people. It goes with the territory. Thus, responses to your question will be all over the spectrum, and will mostly be reasonable, valid, and helpful. There is no one proper, best, or right path to fitness and strength. Also, you’re pretty youn...
by Jazztonight
Wed Dec 18, 2019 12:36 am
Forum: Personal Consumer Issues
Topic: "Safer" places for Spanish immersion experience?
Replies: 84
Views: 7596

Re: "Safer" places for Spanish immersion experience?

Go to Barcelona, Spain. If you can afford it, reward yourselves with a Med cruise afterwards. -B Ha! Barcelona--The ONLY place in the world I've ever visited where I was mugged! Similar threads such as this have come up over the years regarding "safe places to visit," and inevitably, Barc...
by Jazztonight
Wed Dec 04, 2019 4:14 pm
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult? ...Four Years Later
Replies: 255
Views: 43153

Re: Learning Violin as an adult? Yes, 3 years later!

Thanks. I'm nothing if not determined, though I wasn't sure how this would turn out when I started. I've made a lot of recordings, mostly because it became obvious that progress is very incremental. I'll go months feeling like I've accomplished little, record myself, listen to something from six mo...
by Jazztonight
Wed Dec 04, 2019 12:09 am
Forum: Personal Consumer Issues
Topic: Monovision contacts?
Replies: 23
Views: 1696

Re: Monovision contacts?

Quick answers re Monovision questions. (Disclosure: I was an optometrist for 37 years; I'm now retired.) Monovision works for those for whom it works! You won't know if it will work for you unless and until you try it. It generally works for those who have worn contacts before, but my experience is ...
by Jazztonight
Mon Nov 25, 2019 10:46 pm
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 353
Views: 99964

Re: Found hidden safe, should we crack?

When DW and I moved into our co-op apt. 9 years ago, there was a locked safe in the closet. I had to know what was in it! (cue: dissonant brass section) Weeks went by. The contractors moved the safe into another room so they could do the renovation. Now I saw it all day long. OMG. In a large binder ...
by Jazztonight
Thu Nov 14, 2019 9:23 pm
Forum: Personal Consumer Issues
Topic: Digitizing Old Family Photos
Replies: 32
Views: 2757

Re: Digitizing Old Family Photos

When my father died at 96, there were three boxes of family slides that I had to deal with. A friend recommended to look for a Groupon.com coupon, which I did. I found one company that had good reviews, and took a chance. They did a great job scanning over 500 slides. I ordered extra DVDs of the fin...
by Jazztonight
Sat Nov 02, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Consider the next phase of our travel?
Replies: 37
Views: 3257

Re: Consider the next phase of our travel?

Somehow, many people (including Americans) seem to travel all over the world without being killed, kidnapped, shot, etc. Isn't that incredible? I live in a city that many people consider too dangerous to drive across, let alone walk on its streets. Miraculously, I've survived there for 45 years with...
by Jazztonight
Thu Sep 12, 2019 1:03 am
Forum: Personal Consumer Issues
Topic: Piano keyboard suggestion
Replies: 21
Views: 2161

Re: Piano keyboard suggestion

At least once a year there is a thread similar to this. I've owned several (maybe 8) keyboards through the years. There's no perfect one. One question you must ask yourself: Is this keyboard going to stay in one place in your home forever, or do you see yourself or another family member packing it u...
by Jazztonight
Sat Aug 31, 2019 11:37 am
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 133
Views: 16692

Re: Bucket List Adventures/Activities

This is a terrific thread, and I'm glad it's been revived! I believe there are, basically, two types of goals: 1. Activities that have a beginning, middle, and end (e.g. a trip to somewhere, or a task that can be completed). 2. Activities that have no end, but rather they entail improving a skill le...
by Jazztonight
Tue Aug 20, 2019 12:22 am
Forum: Personal Consumer Issues
Topic: Anyonw driving Uber for fun and pocket money in retirement?
Replies: 111
Views: 12872

Re: Anyonw driving Uber for fun and pocket money in retirement?

Frankly, I'm sorry, but I don't understand this "Time to Kill" business.

Regardless, whenever the subject of driving for Uber comes up, I'm reminded of my favorite episode of Family Guy:

https://www.youtube.com/watch?v=4maDD7QGIDw
by Jazztonight
Sat Aug 03, 2019 4:40 pm
Forum: Personal Consumer Issues
Topic: Ink Pens
Replies: 77
Views: 5779

Re: Ink Pens

Some of my favorites are Pelikan fountain pens (made in Germany). I’ve never been disappointed. I have five of them: A clear demonstrator M200, a tortoise on white M400 and a Smoky Quartz M400, a blue striated M600, and a green striated M800. They fill from a bottle using their built-in pistons. Th...
by Jazztonight
Fri Aug 02, 2019 12:43 pm
Forum: Personal Consumer Issues
Topic: Piano Lessons for young kids
Replies: 29
Views: 1889

Re: Piano Lessons for young kids

This topic has come up many times, with the same wide range of answers. No one can tell what a 6 year old kid is going to become as an adult. But one thing for certain is that adding music (and art) to the mix pays off in many ways throughout a person's life. Forcing a child to practice is deadly fo...
by Jazztonight
Fri Aug 02, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Extreme Anxiety with Time/Money
Replies: 95
Views: 9962

Re: Extreme Anxiety with Time/Money

The Bogleheads Forum is a community. The community is advising you to step back and consider your options. You can see a therapist, or reset your priorities, or sell & rent, or hire some people to do your tasks and chores. Or, you can figure all this out yourself. You got to where you are by bei...
by Jazztonight
Wed Jul 31, 2019 8:40 pm
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 144
Views: 23866

Re: Single People and Retirement Question

After reading through this thread and absorbing the many thoughtful, deep, personal, and enlightening responses, I come to these conclusions: Relationships - Are we talking about single vs. in a couple, or are we talking about the concept of being fulfilled either alone or in a relationship? Travel ...
by Jazztonight
Sat Jul 27, 2019 10:01 am
Forum: Personal Consumer Issues
Topic: Recommendation for home gym (limited space)
Replies: 78
Views: 7889

Re: Recommendation for home gym (limited space)

...Pull-ups, push-ups, and squats are essentially the Boglehead three fund portfolio of exercises... Through the years, I've come to understand the truth of this. Our primate bodies were designed for pulling, pushing, and squatting. Since reverting to a bodyweight workout I've never had an injury. ...
by Jazztonight
Wed Jul 17, 2019 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Working 4 days a week?
Replies: 39
Views: 3494

Re: Working 4 days a week?

I was in a similar situation as you, and successfully negotiated a reduction in my work week in exchange for a reduction in salary. Here's my story: When I was 53, there was a confluence of events that I'd been anticipating since I was 40: My wife and I paid off our mortgage, and my youngest child g...
by Jazztonight
Sun Jun 30, 2019 3:19 pm
Forum: Personal Consumer Issues
Topic: Walking Cities, potential for retirees
Replies: 102
Views: 11748

Re: Walking Cities, potential for retirees

I've lived in Oakland, California more than half my life, and for the last 9 years DW and I have lived in a building on Lake Merritt near downtown. Wait! Oakland? If I lived there I'd be killed in 10 minutes!! Think again. If you can afford to live in Oakland, you'd join many others just "dying...