Search found 586 matches

by z91
Fri Apr 09, 2021 4:51 pm
Forum: Personal Consumer Issues
Topic: The Great Swing Set Dilemma
Replies: 26
Views: 2056

Re: The Great Swing Set Dilemma

runner3081 wrote: Fri Apr 09, 2021 2:54 pm Go without the bridge. If the kids gets hurt on the bridge, your life is over :)
:sharebeer
by z91
Fri Apr 09, 2021 2:33 pm
Forum: Personal Consumer Issues
Topic: Hire a contractor without worker's comp insurance if it's a family business?
Replies: 14
Views: 1053

Re: Hire a contractor without worker's comp insurance if it's a family business?

This is what homeowners plus umbrella insurance is for. https://www.valuepenguin.com/umbrella-insurance In addition to your own property and medical care, your personal umbrella policy may not provide coverage for the following scenarios. Liability incurred through contractual agreements: For examp...
by z91
Fri Apr 09, 2021 12:28 pm
Forum: Personal Consumer Issues
Topic: Gift Card to Permanently Closed Business
Replies: 5
Views: 1410

Re: Gift Card to Permanently Closed Business

Somewhere between zero and nil.
by z91
Thu Apr 08, 2021 3:06 pm
Forum: Personal Consumer Issues
Topic: Should I replace 2 or 4 tires?
Replies: 55
Views: 3066

Re: Should I replace 2 or 4 tires?

Tires are (hopefully) the only thing your car touches on the road.

My time is also worth more than having to rotate/purchase two sets of tires. Kill the cycle and start over now.
by z91
Thu Apr 08, 2021 11:25 am
Forum: Personal Consumer Issues
Topic: USPS Informed Delivery App
Replies: 8
Views: 718

Re: USPS Informed Delivery App

Keeping the app (which I've never even heard of BTW) requires maintenance by a developer. They probably realized only a handful of people knew about it nor was using it, so it gets the axe. I'm actually glad to see the USPS is cutting costs where it needs to. There's zero reason for an app when you ...
by z91
Fri Mar 26, 2021 3:54 pm
Forum: Personal Consumer Issues
Topic: Selling a Rolex
Replies: 24
Views: 2549

Re: Selling a Rolex

Reference number is 16234. Gonna need a bit more than that :D There are probably dozens of variations of DateJusts. Do you have a photo? Could you describe it any better? (Index/stick dial, jubilee/oyster bracelet, fluted/smooth bezel, dial color, etc etc etc). Not that it matters anyway, my origin...
by z91
Fri Mar 26, 2021 1:59 pm
Forum: Personal Consumer Issues
Topic: Selling a Rolex
Replies: 24
Views: 2549

Re: Selling a Rolex

Reference number is 16234. Gonna need a bit more than that :D There are probably dozens of variations of DateJusts. Do you have a photo? Could you describe it any better? (Index/stick dial, jubilee/oyster bracelet, fluted/smooth bezel, dial color, etc etc etc). Not that it matters anyway, my origin...
by z91
Fri Mar 26, 2021 11:33 am
Forum: Personal Consumer Issues
Topic: Selling a Rolex
Replies: 24
Views: 2549

Re: Selling a Rolex

What's the reference number? Unless it's a precious metals piece or unique, I'd be surprised if it sells for $5000 based on the condition you described (i.e., requires service, no original box). Don't sell on eBay, you'll get destroyed on the fees; the best bang for the buck is selling online as a p...
by z91
Fri Mar 19, 2021 3:28 pm
Forum: Personal Consumer Issues
Topic: New grill: gas vs. pellet
Replies: 50
Views: 4008

Re: New grill: gas vs. pellet

I'm buying a gas (propane) one soon. I had a charcoal and hate all the prep; I've got it down to a few minutes, but just not worth the flavor IMO. I looked into pellet, but as someone else said, it takes a long time to get hot. I am not in it for a "real" BBQ experience, I just want to gri...
by z91
Mon Mar 15, 2021 12:13 pm
Forum: Personal Consumer Issues
Topic: Contractor installed floating hardwood floor - extremely noisy
Replies: 37
Views: 2537

Re: Contractor installed floating hardwood floor - extremely noisy

I installed a luxury vinyl plank (LVP) in my townhouse two years ago. Went with a fairly budget product (I think it was 2.99/sqft) and its held up very well. The product I used had integrated cork at the bottom, and specifically said not to use any underlayment, which I did not. Installation varies ...
by z91
Tue Mar 09, 2021 2:03 pm
Forum: Personal Consumer Issues
Topic: Peloton purchase inquiry
Replies: 27
Views: 2512

Re: Peloton purchase inquiry

You will presumably pay with a credit card which protects you. Since you mentioned this, given two payment approaches (0% financing or use of a credit card), which would offer more protection in event of an issue? Thanks all for the info - the consensus seems that a Peloton bike can be a good exerc...
by z91
Mon Mar 08, 2021 7:25 pm
Forum: Personal Consumer Issues
Topic: Peloton purchase inquiry
Replies: 27
Views: 2512

Re: Peloton purchase inquiry

You will presumably pay with a credit card which protects you. Since you mentioned this, given two payment approaches (0% financing or use of a credit card), which would offer more protection in event of an issue? Thanks all for the info - the consensus seems that a Peloton bike can be a good exerc...
by z91
Mon Mar 08, 2021 2:49 pm
Forum: Personal Consumer Issues
Topic: Peloton purchase inquiry
Replies: 27
Views: 2512

Re: Peloton purchase inquiry

BBB means nothing to me. You will presumably pay with a credit card which protects you. I've found their warranty actually quite good. I've had two bad tablets (one had the 3.5mm audio barrel break off, then the replacement did not respond to touch) and the eventual third tablet I installed has been...
by z91
Sun Mar 07, 2021 11:29 pm
Forum: Personal Consumer Issues
Topic: Leather vs Cloth Car Seats
Replies: 71
Views: 5353

Re: Leather vs Cloth Car Seats

13.5k is excessive. I could buy an entire spare car (used) with that money.
by z91
Thu Feb 18, 2021 11:19 pm
Forum: Personal Consumer Issues
Topic: Changes to LastPass free
Replies: 209
Views: 14626

Re: Changes to LastPass free

I trust LP, I am not going to use some dubious software where I have no idea how they encrypt their vault and how they store it or if they are vulnerable to hacking so that I can save a grand total of 30 bucks. My security is much much more important than that as I have hundreds of thousands of dol...
by z91
Thu Feb 18, 2021 10:12 pm
Forum: Personal Consumer Issues
Topic: Saving on Basic Car Maintenance? Prepaid Plans?
Replies: 15
Views: 1481

Re: Saving on Basic Car Maintenance? Prepaid Plans?

3 oil changes for $100 sounds expensive... unless you live in NYC or something. Depends on the car. For some cars, the materials alone for a single change would cost more than that. Must be a German car... Um no, oil change with synthetic oil is going to be at least 50 bucks and most new cars rec. ...
by z91
Wed Feb 17, 2021 3:09 pm
Forum: Personal Consumer Issues
Topic: Anyone have "allow lists" for email?
Replies: 3
Views: 296

Anyone have "allow lists" for email?

Many years ago I tried setting "allow lists" with a personal domain I use, where only email addresses I've handed out would get sent to me. That way if someone is caught selling my email or sending spammy messages, I'd kill the forward and dump all of the mail. For example, if I sign up fo...
by z91
Wed Feb 17, 2021 11:29 am
Forum: Personal Consumer Issues
Topic: Changes to LastPass free
Replies: 209
Views: 14626

Re: Changes to LastPass free

For me, this isn't about the money. It's the principal. I was paying $1/month, they made things free, then now they want to take advantage of folks in the pandemic and more than double the price. Sorry LastPass. If it were offered at the same price I paid, I'd pay it, but not after the bait and swit...
by z91
Tue Feb 16, 2021 8:05 pm
Forum: Personal Consumer Issues
Topic: Changes to LastPass free
Replies: 209
Views: 14626

Re: Changes to LastPass free

I'm more upset they made it not worth paying (I paid $1/month, then switched to free) but now they are charging more than double. I'm going to switch just out of principal.
by z91
Fri Feb 12, 2021 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: Am I understanding the changes in my tax liability correctly?
Replies: 24
Views: 1578

Am I understanding the changes in my tax liability correctly?

Just looking to make sure I have a general understanding of my tax situation. It was only 3 years ago that my federal and state taxes would always give me a refund at the end of the year. The past two years I've started to owe, a lot, relative to prior years. I think there are a few things at play, ...
by z91
Tue Feb 09, 2021 2:40 pm
Forum: Personal Investments
Topic: What should I do with my savings?
Replies: 5
Views: 561

Re: What should I do with my savings?

Right now I'm trying to figure out what to do with my liquid savings. It's all in CDs/savings accounts varying from 1-2%, but I know it's probably better to put it into the market, I just have no idea how much. I guess this has to do with how much risk I'm willing to take, but I'm considering just ...
by z91
Tue Feb 09, 2021 1:59 pm
Forum: Personal Investments
Topic: What should I do with my savings?
Replies: 5
Views: 561

What should I do with my savings?

I started working in 2008, so right when the recession hit. I also lost a job in 2013 for a couple of months. Needless to say, I've grown up being extremely risk averse. I'm currently mid-30s, married, two young (<10) kids. Live in HCOL area (California). My current situation is: 200k liquid savings...
by z91
Mon Feb 08, 2021 4:13 pm
Forum: Personal Consumer Issues
Topic: Buying a Pixel 4a 5G - Amazon or Google store?
Replies: 16
Views: 1027

Re: Buying a Pixel 4a 5G - Amazon or Google store?

If the price is the same, go with Amazon. Return policy is super generous. The Google store will charge you a $35 restocking fee. If it's defective, of course they will replace it.
by z91
Wed Feb 03, 2021 8:02 pm
Forum: Personal Consumer Issues
Topic: 2 computers, 1 set of peripherals
Replies: 20
Views: 1196

Re: 2 computers, 1 set of peripherals

For the keyboard and mouse, I would upgrade to wireless, which will make your life way easier, even the 2 computer set-up notwithstanding. This keyboard and mouse can join 3 different computers at a time. Want to work on computer 1? Press 1 on both devices. Want to work on computer 2? press 2 on bo...
by z91
Wed Feb 03, 2021 12:17 pm
Forum: Personal Consumer Issues
Topic: Car hit in parking lot (no note)
Replies: 70
Views: 6386

Re: Car hit in parking lot (no note)

Redacted.
by z91
Mon Feb 01, 2021 8:02 pm
Forum: Personal Consumer Issues
Topic: Car hit in parking lot (no note)
Replies: 70
Views: 6386

Re: Car hit in parking lot (no note)

Long story short, the police declined to actually file a police report or cite the other driver. Apparently hit and run isn’t a big deal anymore :oops: :annoyed I was in my vehicle when someone backed into it in a Texas parking lot. Police were called but said they never file a report citing fault ...
by z91
Mon Feb 01, 2021 8:01 pm
Forum: Personal Consumer Issues
Topic: New Garbage Disposal Time?
Replies: 26
Views: 1347

Re: New Garbage Disposal Time?

I've replaced two of these. Each time was with a Waste King from Amazon, and each time I've been super happy with it.
by z91
Mon Feb 01, 2021 5:52 pm
Forum: Personal Consumer Issues
Topic: Car hit in parking lot (no note)
Replies: 70
Views: 6386

Re: Car hit in parking lot (no note)

I had some fairly serious bumper damage parking in the city once and was 100% sure it was the car that parked behind me. They had scuff marks with my paint color and exact height/position of where my bumper was hit. It was quite obvious, but can see how they didn't notice as it can't be seen from th...
by z91
Sun Jan 31, 2021 1:07 am
Forum: Personal Consumer Issues
Topic: Do you tip chimney cleaners?
Replies: 22
Views: 1659

Re: Do you tip chimney cleaners?

michaelingp wrote: Sat Jan 30, 2021 2:32 pm
z91 wrote: Sat Jan 30, 2021 1:22 pm
The answers always vary wildly from Yes, No, and a million things in between.
If this were the criteria for banning threads, I can't think of a single subject we could discuss.
Well, when tipping threads come up as often as they do, yes, it gets repetitive.
by z91
Sat Jan 30, 2021 1:22 pm
Forum: Personal Consumer Issues
Topic: Do you tip chimney cleaners?
Replies: 22
Views: 1659

Re: Do you tip chimney cleaners?

Sigh another tipping thread. I wish these would be banned. Honestly.

The answers always vary wildly from Yes, No, and a million things in between.
by z91
Thu Jan 21, 2021 3:05 am
Forum: Personal Consumer Issues
Topic: Engagement Ring
Replies: 140
Views: 7904

Re: Engagement Ring

Pricescope.com
by z91
Wed Jan 20, 2021 11:53 am
Forum: Personal Consumer Issues
Topic: Washing machine decision/feedback - GE GFW850SSNWW vs. LG WM4000HWA
Replies: 30
Views: 2321

Re: Washing machine decision/feedback - GE GFW850SSNWW vs. LG WM4000HWA

Buy the LG. I have a pair of LG washer dryers and they have been great. One of the most common failures of washers is the drum sticking or control panel going haywire, but it's due to excessive detergent. The cup they provide with suggested "doses" is simply too high. I put about half of i...
by z91
Mon Jan 18, 2021 2:43 pm
Forum: Personal Consumer Issues
Topic: Big Lego build
Replies: 37
Views: 3308

Re: Big Lego build

My only problem with Lego is there is less creativity and more "following instructions" nowadays. Growing up my parents bought me a police set and a bunch of random "creative" bricks, then I had to use the old imagination to build whatever I wanted. Now they have tons of licensin...
by z91
Sun Jan 17, 2021 6:12 pm
Forum: Personal Consumer Issues
Topic: What to do with Amazon gift cards?
Replies: 37
Views: 5508

Re: What to do with Amazon gift cards?

Netflix gift cards. Yes, you can buy them using amazon GCs, I've done it plenty of times.
by z91
Sat Jan 16, 2021 11:53 am
Forum: Personal Consumer Issues
Topic: How to deter rodent from chewing wires in car
Replies: 50
Views: 3767

Re: How to deter rodent from chewing wires in car

There's more of this happening now as many restaurants are closed, rats have no source of food in commercial areas so they come out to residential areas to wreck havoc.
by z91
Wed Jan 13, 2021 12:07 pm
Forum: Personal Consumer Issues
Topic: Flipped out on Home Depot employee
Replies: 44
Views: 2754

Re: Flipped out on Home Depot employee

It's my understanding that there is now some kind of tracking or other way that various businesses manage returns to exclude people who they find to be abusing return policies. Yes, it's called https://www.theretailequation.com/ With folks wearing masks now (I hope folks in your area wear masks..) ...
by z91
Sun Jan 10, 2021 1:16 pm
Forum: Personal Consumer Issues
Topic: What do I have covering my exterior wall and how to repair?
Replies: 13
Views: 828

Re: What do I have covering my exterior wall and how to repair?

Judging by the top of the cracks, it's multiple layers of paint which make it look thick. You will have to get all the old paint scraped off and inspect the area, if it's been 24 years, I'd suspect the stucco needs to be redone as it doesn't last forever. It's possible there is water damage under th...
by z91
Fri Jan 08, 2021 9:40 pm
Forum: Personal Consumer Issues
Topic: Fair estimate for replacing hose bib?
Replies: 28
Views: 2130

Re: Fair estimate for replacing hose bib?

Too many factors at play. Get two more quotes is what I say.
by z91
Fri Jan 08, 2021 1:38 am
Forum: Personal Consumer Issues
Topic: A burner phone for talk, no data, no text?
Replies: 16
Views: 1551

Re: A burner phone for talk, no data, no text?

Google Voice. Not only can you use it on your phone, but you can buy an Obihai device and get a traditional phone hooked up to it at home. Not sure if it will last forever, but I've had it setup for my parents for multiple years now. Just need internet.
by z91
Thu Jan 07, 2021 11:47 pm
Forum: Personal Consumer Issues
Topic: products with useful lifetime warranties
Replies: 48
Views: 2495

Re: products with useful lifetime warranties

SoniCare electric toothbrush Sonicare does not offer a lifetime warranty. It's 2 years, unless you buy from Costco, but that's Costco's lifetime satisfaction policy at play. I've purchased multiple Sonicare toothbrushes over the years, and they always fail due to the battery. It either does not cha...
by z91
Thu Jan 07, 2021 10:24 pm
Forum: Personal Consumer Issues
Topic: products with useful lifetime warranties
Replies: 48
Views: 2495

Re: products with useful lifetime warranties

SoniCare electric toothbrush Sonicare does not offer a lifetime warranty. It's 2 years, unless you buy from Costco, but that's Costco's lifetime satisfaction policy at play. I've purchased multiple Sonicare toothbrushes over the years, and they always fail due to the battery. It either does not cha...
by z91
Thu Jan 07, 2021 3:30 pm
Forum: Personal Consumer Issues
Topic: "60 day written notice" = 2 full months?
Replies: 5
Views: 743

Re: "60 day written notice" = 2 full months?

Thanks all. I think we will consult with a lawyer. The agreement is quite light and can really be interpreted in many ways.
by z91
Thu Jan 07, 2021 2:19 pm
Forum: Personal Consumer Issues
Topic: "60 day written notice" = 2 full months?
Replies: 5
Views: 743

"60 day written notice" = 2 full months?

DS is at private school and for <various reasons related to COVID> we are withdrawing him. The school requires a 60 day notice and "any related charges for those 60 days" which we provided at the beginning of January. Of course we paid for January already, and have basically attended one c...
by z91
Wed Jan 06, 2021 10:34 pm
Forum: Personal Consumer Issues
Topic: Why do car salesman want to talk to me?
Replies: 63
Views: 6714

Re: Why do car salesman want to talk to me?

Usually because it's faster. But, if you do find yourself on the phone just put your guard up and refuse to discuss other dealership prices, unless you have a "best and final offer" you'd like them to beat. I've found the absolute best dealerships in terms of price and service are the ones...
by z91
Tue Jan 05, 2021 7:50 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25967

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

I don't really see the purpose of this thread. Of course some multimillionaires mow their own lawn. And of course others don't want to. Some folks don't even have lawns. This just seems like a thread for multimillionaires to get together and humblebrag about their NW and whether or not they do somet...
by z91
Tue Jan 05, 2021 3:31 pm
Forum: Personal Consumer Issues
Topic: HVAC Replacement - Bay Area
Replies: 35
Views: 2003

Re: HVAC Replacement - Bay Area

One of my neighbors paid ~10k for both 16 SEER AC and furnace (don't know the furnace spec). They got their quote from Costco. Might be helpful to just get a quote from them to see how things fare. Lennox has gotten poor reviews from HVAC professional forums, and I'd prefer to work with a local fam...
by z91
Tue Jan 05, 2021 1:11 pm
Forum: Personal Consumer Issues
Topic: HVAC Replacement - Bay Area
Replies: 35
Views: 2003

Re: HVAC Replacement - Bay Area

One of my neighbors paid ~10k for both 16 SEER AC and furnace (don't know the furnace spec). They got their quote from Costco. Might be helpful to just get a quote from them to see how things fare.
by z91
Mon Jan 04, 2021 11:27 pm
Forum: Personal Consumer Issues
Topic: ISP email account vs Gmail
Replies: 28
Views: 1681

Re: ISP email account vs Gmail

Overkill. Passwords and 2FA are enough. Unless you become a huge target it doesn't matter as someone would just force you physically to hand over account information anyway. Over the internet, it's hard to get past 2FA when setup properly. The only thing I would personally be concerned about with Gm...