Amen
A marriage can complicate the finances sometime long after the marriage has ended.
Search found 722 matches
- Sat May 04, 2019 9:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: Marriage or No Marriage? (Home, children, HSA, IRA, etc.)
- Replies: 80
- Views: 10077
Re: Marriage or No Marriage? (Home, children, HSA, IRA, etc.)
- Thu Feb 28, 2019 7:58 am
- Forum: Personal Investments
- Topic: Customer Service with Vanguard
- Replies: 386
- Views: 40247
Re: Vanguard Customer Service is Horrible
Yep, you were correct. I have moved everything to Fidelity. Thanks.whodidntante wrote: ↑Sun Feb 17, 2019 9:01 pm Those brokered CDs will probably transfer to Fidelity just fine, so I am not clear on why you are prolonging the pain. Jump ship!
- Mon Feb 18, 2019 8:29 pm
- Forum: Personal Investments
- Topic: Customer Service with Vanguard
- Replies: 386
- Views: 40247
Re: Vanguard Customer Service is Horrible
The first person I talked with at Vanguard actually got it right. He sent me the correct paper work to complete, which I did. When I submitted the paperwork is when everything went to crap, it just snowballed from there into a big finger pointing mess...
- Sun Feb 17, 2019 9:12 pm
- Forum: Personal Investments
- Topic: Customer Service with Vanguard
- Replies: 386
- Views: 40247
Re: Vanguard Customer Service is Horrible
Yep, make that Tuesday.
- Sun Feb 17, 2019 9:03 pm
- Forum: Personal Investments
- Topic: Customer Service with Vanguard
- Replies: 386
- Views: 40247
Re: Vanguard Customer Service is Horrible
Good to know, I’ll check that tomorrow. Thanks!!!
- Sun Feb 17, 2019 8:56 pm
- Forum: Personal Investments
- Topic: Customer Service with Vanguard
- Replies: 386
- Views: 40247
Vanguard Customer Service is Horrible
[Thread merged into here, see below. --admin LadyGeek] I wish I didn’t have to write this, but someone must hold these folks accountable. Long story short, Vanguard customer service is horrible. We have been trying for the last 2 months to get my ex removed from my Vanguard accounts (I was awarded all Vanguard funds in our divorce). We are have had an amicable separation, thankfully, and have been working through the Vanguard issues together. It should have been a simple change of ownership issue but was blown way out of proportion [OT comment removed by admin LadyGeek] .... We asked the same question from 5 different reps and got 5 different answers as to how to change ownership on a joint account to me only. I was finally able to transfe...
- Sat Sep 22, 2018 8:44 pm
- Forum: Personal Consumer Issues
- Topic: How to get rid of rabbits
- Replies: 66
- Views: 5088
Re: How to get rid of rabbits
Coyotes work pretty well around here
- Sun Mar 18, 2018 7:36 pm
- Forum: Personal Consumer Issues
- Topic: TV that is flush to wall
- Replies: 17
- Views: 3062
Re: TV that is plush to wall
I would go for flush to the wall instead of plush to the wall, but that’s just me. Yep, being a smarta$$
- Fri Feb 23, 2018 3:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Refund? Not so fast! [Tax refund]
- Replies: 30
- Views: 4358
Re: Refund? Not so fast!
Same here, filed on 2/12 received refund on 2/21, sent refund to Capital One on 2/22Pigeye Brewster wrote: ↑Fri Feb 23, 2018 1:25 pm E-filed on Feb. 12 and refund direct deposited on Feb. 21.
- Tue Nov 28, 2017 6:40 pm
- Forum: Investing - Theory, News & General
- Topic: What would trigger the NEXT market meltdown?
- Replies: 19
- Views: 2319
Re: What would trigger the NEXT market meltdown?
Alabama loses to Auburn... wait, what? Never mind....
- Wed Nov 01, 2017 7:47 pm
- Forum: Investing - Theory, News & General
- Topic: Robert Prechter, Elliott Wave theorist, Fox Business today
- Replies: 24
- Views: 3421
Re: Robert Prechter, Elliott Wave theorist, Fox Business today
Might as well throw chicken bones... what a crock.
- Sun Oct 15, 2017 7:27 pm
- Forum: Personal Consumer Issues
- Topic: Amazon Prime - Decline in Delivery Service?
- Replies: 61
- Views: 9131
Re: Amazon Prime - Decline in Delivery Service?
No issues here. I continue to be amazed by their efficiency
- Mon Sep 18, 2017 5:28 pm
- Forum: Personal Consumer Issues
- Topic: Memory Foam Mattress Recomendations
- Replies: 63
- Views: 10255
Re: Memory Foam Mattress Recomendations
Brooklyn Bedding fan here as well. I have a king sized in medium firmness, love it.Icecakes wrote: ↑Mon Sep 18, 2017 5:15 pm When our spring mattress started dipping after ten years I looked and looked and decided on a firm Brooklyn bedding foam mattress. Wife was very skeptical but now insists she loves the bed. They are a bit warmer than regular mattresses but I love it. Great night sleep.
I heard Costco version bed is good as well as Casper and tuft and needle.
Personally, I think spring coil mattresses will be a thing of the past in 10 years.
- Thu Sep 14, 2017 8:36 pm
- Forum: Personal Consumer Issues
- Topic: Is it really Worth it to brown bag your lunch at work?
- Replies: 328
- Views: 33577
Re: Is it really Worth it to brown bag your lunch at work?
I am constantly amazed that people try to make this point. Does the act of traveling to and from a restaurant, being seated, and then waiting for your food (then the bill) not take time? I've discussed ad nauseum how I handle it and I do not suggest that everybody can or should do it like we do BUT the last time I went out to eat, the simple act of waiting for our food and then the bill (not including travel) probably took half as much time as I spend preparing food for an entire week. I look up to you on all health-related discussions. But you just don't understand the attraction of being in a nice restaurant, with a nice group of people, with nice people around you, and a nice waitress smiling to everybody. A restaurant meal is not, or a...
- Thu Sep 14, 2017 5:17 pm
- Forum: Personal Consumer Issues
- Topic: Is it really Worth it to brown bag your lunch at work?
- Replies: 328
- Views: 33577
Re: Is it really Worth it to brown bag your lunch at work?
There's a better way to analyze this. Figure out your hourly wage, by dividing your salary by number of hours worked in a year. Any services significantly under this hourly rate you should outsource, unless you enjoy the task or don't value your free time/leisure. By making your own lunch every day you are eating up valuable time you could spend doing something else leisurely. The time it takes to buy extra groceries for lunch materials, and to cook/prepare the lunch just isn't worth the savings, which is why I outsource. Now leftovers from dinner the night before, that's a different story. However, if you don't live in a city or have a cafeteria, and have to drive to buy lunch rather than walk, it probably makes sense to make your own lun...
- Thu Sep 14, 2017 5:10 pm
- Forum: Personal Consumer Issues
- Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
- Replies: 40
- Views: 4906
Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Yes your bill is a little high. Not high enough to justify solar though, pay back time is way too long in my opinion( without generous government subsidies). Set your AC to 78-79, that'll make a huge difference. Check out this website for more easy and aggressive ways to cut your electric bill. http://michaelbluejay.com/electricity/
- Tue Sep 05, 2017 6:37 pm
- Forum: Personal Consumer Issues
- Topic: Companies/Brands You Love?
- Replies: 157
- Views: 17859
Re: Companies/Brands You Love?
Coca Cola (Diet Coke)
Rockport
Infiniti
Merrell
Smith & Wesson
Old Spice
Nike (Dry Fit stuff)
Tide (of course)
Ikea
Dunkin' Donuts
Ecco
Rockport
Infiniti
Merrell
Smith & Wesson
Old Spice
Nike (Dry Fit stuff)
Tide (of course)
Ikea
Dunkin' Donuts
Ecco
- Tue Sep 05, 2017 3:53 pm
- Forum: Personal Consumer Issues
- Topic: Name something you had to have and now you regret purchasing it?
- Replies: 505
- Views: 80406
Re: Name something you had to have and now you regret purchasing it?
My last bass boat...
- Tue Sep 05, 2017 11:59 am
- Forum: Personal Consumer Issues
- Topic: Did Charmin UltraSoft TP become "UltraThin"?
- Replies: 61
- Views: 8021
Re: Did Charmin UltraSoft TP become "UltraThin"?
You are correct. I immediately noticed this difference with the new package I bought this week. Not even close to the original. The roll itself is much larger in circumference, however, it is narrower and the two ply sheets much thinner...
- Fri Sep 01, 2017 8:22 pm
- Forum: US Chapters
- Topic: Where is Livesoft? Was The Woodlands Flooded
- Replies: 36
- Views: 8715
Where is Livesoft? Was The Woodlands Flooded
With all the flooding in the Houston area I'm wondering how Livesoft came out up in the Woodlands, any flooding up there?
- Tue Aug 15, 2017 8:00 pm
- Forum: Personal Consumer Issues
- Topic: Is $9000 too much for a sectional sofa ?
- Replies: 130
- Views: 18618
Re: Is $9000 too much for a sectional sofa ?
Way too much... Love the SNL skit BTW
- Fri Aug 11, 2017 9:41 pm
- Forum: Personal Consumer Issues
- Topic: How far would you travel to see The Eclipse?
- Replies: 259
- Views: 26317
Re: How far would you travel to see The Eclipse?
I'll watch it on T.V.
- Wed Aug 09, 2017 8:17 pm
- Forum: Personal Consumer Issues
- Topic: Obtaining Bachelors in Accounting @ 30
- Replies: 40
- Views: 4796
Re: Obtaining Bachelors in Accounting @ 30
You're 30? Just a child heck yes, keep going and finish this thing off.
- Thu Jul 20, 2017 7:50 pm
- Forum: Investing - Theory, News & General
- Topic: Most Americans don't trust financial advisers
- Replies: 64
- Views: 9679
Re: Most Americans don't trust financial advisers
As Bill Bernstein has said, if you know enough to choose an appropriate financial adviser you don't need one. From reading the Forum for over 15 years, I have noticed that the most egregious posters' financial problems resulted from their financial advisers putting them into inappropriate funds, charging high fees of various types, and locking them in investments that are too expensive to escape. Victoria Yes and yes. And the suggestion in the article about asking for a recommendation from a friend who is satisfied with their FA? No. I cringe when my friends tell me how happy they are with their financial advisor, adding "And they don't charge me anything!" Yes and I am constantly amazed how some seemingly bright and successful p...
- Wed Jul 12, 2017 8:55 pm
- Forum: Personal Finance (Not Investing)
- Topic: Do you consider business travel to be a perk or a burden?
- Replies: 117
- Views: 12158
Re: Do you consider business travel to be a perk or a burden?
Serious burden at this stage...
- Wed Jul 12, 2017 8:51 pm
- Forum: Personal Consumer Issues
- Topic: Wisdom Teeth Removal: Any experience?
- Replies: 17
- Views: 1874
Re: Wisdom Teeth Removal: Any experience?
Same here, wish I had a couple more to removeFraggleRock wrote:21
Excellent experience.
- Wed Jul 12, 2017 8:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: Personal loan to a family member
- Replies: 114
- Views: 12501
Re: Personal loan to a family member
The voice of experience says " do not do it", unless you are prepared to lose it all, do not do it...
- Mon Jul 10, 2017 8:30 pm
- Forum: Personal Consumer Issues
- Topic: Most Effective Rat Poison
- Replies: 42
- Views: 6801
Re: Most Effective Rat Poison
Most effective I've found is the Tom Cat Bait Station. Traps require way too much maintaince...
- Mon Jul 10, 2017 5:24 pm
- Forum: Personal Consumer Issues
- Topic: September short trip ideas
- Replies: 32
- Views: 3494
Re: September short trip ideas
It's football season, why leave the Southeast then, that's the best time to be therejebmke wrote:and hurricane season.MrNewEngland wrote:Normally I suggest going to the keys but you'll be right in jellyfish season in September so that makes it less fun.
- Tue Jul 04, 2017 6:41 pm
- Forum: Personal Consumer Issues
- Topic: Jackson Hole in July?
- Replies: 16
- Views: 3610
Re: Jackson Hole in July?
Agreed, it was fantastic. Why would you think this was a tourist trap???walker46 wrote:+1 When this was suggested to us I thought it was probably just a tourist trap, but it turned out to be an outstanding art museum.National Museum of Wildlife Art - since all of the artwork is wildlife related - this might be worthwhile for your family. Beautiful museum. Even if you don't go in - stop by and see the outdoor sculptures - great photo ops.
- Tue Jul 04, 2017 6:11 pm
- Forum: Personal Consumer Issues
- Topic: John Deere series 100 lawn tractors
- Replies: 28
- Views: 5197
Re: John Deere series 100 lawn tractors
I have a 6 year old D130 that runs like, well, like a Deere I keep hoping it will start giving me problems or die because I really want a Zero turn for mowing my 2 acres. Once the D130 gives up the ghost, which doesn't look to be this mowing season, I'm going Zero turn (Bobcat).
- Wed Jun 28, 2017 3:59 pm
- Forum: Personal Consumer Issues
- Topic: How did you handle the costs of your child's wedding?
- Replies: 170
- Views: 22265
Re: How did you handle the costs of your child's wedding?
This is exactly what we did. Amazing how quickly those "gotta haves" became "not so much". It's good to have some skin in the gameYes, pay for the wedding with taxable money.
A friend gave his daughter a fixed amount and told her to keep whatever was left. Well, the daughter managed to come in under budget and was able to have a few thousand extra dollars to spend on her honeymoon.
- Fri Jun 23, 2017 5:13 pm
- Forum: Personal Finance (Not Investing)
- Topic: Ally Bank 11 month [No-Penalty CD]
- Replies: 382
- Views: 48500
Re: Ally no penalty 11 month CD rate increased to 1.50% this morning
Thanks for the heads up!!! Just moved some cash over from the online savings account.
- Fri Jun 23, 2017 4:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Got rear-ended: any reason not to go through my ins?
- Replies: 30
- Views: 5382
Re: Got rear-ended: any reason not to go through my ins?
I'm in Texas and was recently rear-ended as well. The other driver was issued a citation and this was clearly noted on the police report. I did not file with my insurance, I filed with his. If you have the other driver's insurance information and a police report clearly showing them at fault then file away against their insurance. No need to contact your insurance agent unless you just want to keep them informed for whatever reason (I called mine to let them know the car was totaled and no longer need to be covered). Also, the entire process was much easier than I imagined it to be and negotiating with the insurance adjuster was actually kind of fun, the games they try to play are well documented on the internet so I was well prepared for w...
- Thu Jun 22, 2017 7:32 pm
- Forum: Personal Finance (Not Investing)
- Topic: Did I just get seriously ripped off?? (Car lease)
- Replies: 54
- Views: 10380
Re: Did I just get seriously ripped off?? (Car lease)
Bingo, says the owner of a silver CamryWhiteMaxima wrote:9 Year old BMW for 5K and 45K for another BMW. You best bet would be a certified 2 or 3 year old BMW (knock 30% off list) with extended warranty. Now it's already too late since you signed contract.
- Sat May 27, 2017 7:31 pm
- Forum: Personal Consumer Issues
- Topic: "sport short" workout/jogging shorts
- Replies: 5
- Views: 1421
Re: "sport short" workout/jogging shorts
Russell Athletics makes %100 cotton shorts. I'm a Nike Dryfit guy myself though...
- Wed May 24, 2017 8:09 pm
- Forum: Personal Consumer Issues
- Topic: Lufthansa Premium Economy
- Replies: 47
- Views: 11091
Re: Lufthansa Premium Economy
+1 fairly tall guy here, definitely worth the extra coin for an international flight. Not business class by any stretch but far more comfortable than the regular cattle class.KyleAAA wrote:Never flown this particular fare class on Lufthansa but if it's anything like Delta economy comfort it's we'll worth it if you're tall. I'm 6'2" and an extra 6 inches of legroom on an 8 hour flight is worth a lot.
- Tue May 16, 2017 6:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: Interested in lake property
- Replies: 36
- Views: 6654
Re: Interested in lake property
Agree with all of this. I couldn't imagine working full time and having to maintain two properties year 'round.Cosmo wrote:Save your money and rent a vacation place or cabin instead. You will still come out way ahead even it you rent it 10 times per year. The honeymoon will be over in a few years when the home requires maintenance and you end up spending portion of your weekend time working on your second home keeping it maintained.
- Wed May 10, 2017 8:23 pm
- Forum: Personal Consumer Issues
- Topic: What newspaper or magazine do you pay for?
- Replies: 107
- Views: 11529
Re: What newspaper or magazine do you pay for?
None, get it all on-line for free.
- Wed May 03, 2017 7:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Buying a luxury car (how dumb would it be to do this?)
- Replies: 236
- Views: 36745
Re: Buying a luxury car (how dumb would it be to do this?)
Wives, nature's counterweights I can't count the number of times my wife has kept me from doing something dumb like thistomservo14 wrote:I've already got a minivan, so this'll be a second vehicle. My dealership has a brown, diesel 3 series wagon that I've been drooling over, but I can't get my wife to go for itTareNeko wrote:You have options:tomservo14 wrote: I’d prefer a 3 series, but I have kids with lots of stuff.
3 series wagon, or if that's small, 5 series wagon. If you still need space, roof box.
Edit: You have 4-kids... never mind my wagon suggestion. You should get a van probably.
- Fri Apr 21, 2017 10:47 am
- Forum: Personal Consumer Issues
- Topic: Mens Blue Jeans - What are we buying now?!
- Replies: 86
- Views: 13917
Re: Mens Blue Jeans - What are we buying now?!
+1 bought a couple pairs of these last week. Incredible comfort without the Dad's jeans look.mancich wrote:Lee Premium Select straight leg. Kohls usually has them for $30 - $35 on sale. I'm hard to fit when it comes to jeans, and these are hands-down the most comfortable jeans I've ever worn. They have a little bit of stretch in them and fit perfectly. YMMV
- Mon Apr 10, 2017 8:46 pm
- Forum: Personal Consumer Issues
- Topic: You can never go "home" - retirement
- Replies: 85
- Views: 17180
Re: You can never do "home" - retirement
Not a chance, I have found heat without humidity, there is no going back
- Mon Apr 10, 2017 8:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: Designing Your Life
- Replies: 83
- Views: 15406
Re: Designing Your Life
I was thinking more along the lines of "and there is nothing new under the sun"...drawpoker wrote:That's exactly what I have been thinking of saying.2015 wrote:
..... there is much more to life than gazing at your own naval. .....
Only I was going to say navel
Not naval.
- Sat Apr 08, 2017 8:44 pm
- Forum: Personal Consumer Issues
- Topic: More Zenni Optical Questions
- Replies: 13
- Views: 3166
Re: More Zenni Optical Questions
That's pretty darn cheap, try your local optometrist and see if you can get out for under $500 without insurance...
- Wed Apr 05, 2017 8:13 pm
- Forum: Personal Consumer Issues
- Topic: Buying expensive car, how to keep payments low?
- Replies: 149
- Views: 15003
Re: Chuckle
I didn't know what a Q7 was, I had to Google it. Looks kind of mini-vanish to me too...bloom2708 wrote:I had a good chuckle at the "Audi mini-van" reference. Still laughing in fact. A person lives longer if they laugh..so I've been told.jimb_fromATL wrote:Jack FFR1846 wrote:You say the Audi lease is really expensive. I don't really know Audi mini vans very well ...
For somebody who wants to buy an outlandishly expensive SUV they can't afford with money they don't have to impress people they don't even know, calling it a mini-van is probably the ultimate insult.
jimb
- Thu Mar 30, 2017 7:38 pm
- Forum: Personal Consumer Issues
- Topic: thoughts on car choice/payment?
- Replies: 21
- Views: 2362
Re: thoughts on car choice/payment?
My advice would be to break this monthly payment mindset as soon as possible. You don't have to have a car payment forever. Save up and pay cash for good, reliable transportation.
- Fri Mar 24, 2017 9:27 pm
- Forum: Personal Consumer Issues
- Topic: In-N-Out Burger - Best Chain Fast Food Burger Joint?
- Replies: 157
- Views: 27421
Re: In-N-Out Burger - Best Chain Fast Food Burger Joint?
Sorry, it's was the horrible tasting fries that made me do it, I mean those things are inedible...like little tofu infused cardboard crap stripes...LadyGeek wrote:FYI - Crimsontide has resurrected a 2009 thread.lazydavid wrote:In other news: Holy zombie thread, Batman!
- Fri Mar 24, 2017 8:10 pm
- Forum: Personal Consumer Issues
- Topic: In-N-Out Burger - Best Chain Fast Food Burger Joint?
- Replies: 157
- Views: 27421
Re: In-N-Out Burger - Best Chain Fast Food Burger Joint?
Just made my first and last trip to In N Out. The burger was OK, not quite on par with Whataburger or Wendy's, but passable. My question though is what is the deal with those fries? They were absolutely horrid. I have never eaten a more indescribably tasteless, tofuish, spongiform-like abomination of a lump of crap in my life... In N Out is definitely OVERRATED.
- Sun Mar 19, 2017 6:03 pm
- Forum: Personal Consumer Issues
- Topic: Best place to get eyeglasses / no vision insurance
- Replies: 94
- Views: 36346
Re: Best place to get eyeglasses / no vision insurance
Another vote for Zenni. Got my usual conservative frame with hi-index 1.74 progressive lens with the usual coatings, $100 out the door. Makes me crazy thinking about how bad I've been gouged over the years by my eye care professional
- Wed Mar 15, 2017 8:28 pm
- Forum: Personal Consumer Issues
- Topic: $464.12 dinner bill last night. No regrets.
- Replies: 78
- Views: 13918
Re: $464.12 dinner bill last night. No regrets.
OP's story warmed my heart, yours, not so much...j0nnyg1984 wrote:I had one in Vegas last week for around $1300. Gotta love being able to expense those customer dinners