Search found 1117 matches

by Luke Duke
Fri Apr 09, 2021 9:16 am
Forum: Personal Consumer Issues
Topic: fan trips GFCI; can I plug into surge protector?
Replies: 20
Views: 987

Re: fan trips GFCI; can I plug into surge protector?

... True.... but all our kitchen outlets (3) are on the same GFCI, so something that sensitive would drive me crazy. I would swap out the gfci outlet for $20 and see if it helps. Thanks, I'm a renter... I might mention it to the landlord at some point for their awareness, but I'm not going to put a...
by Luke Duke
Thu Apr 08, 2021 9:45 am
Forum: Personal Consumer Issues
Topic: What EV to buy for 20k-25k?
Replies: 57
Views: 4326

Re: What EV to buy for 20k-25k?

Look at the Costco Bolt deal— and even if you always buy and keep cars forever, consider a lease if the deal is too good to pass up. If I'm reading this correctly: 1) 9000 Cash back 2) 0% APR + 7000 off if financing with GM 3) 3000 off from Costco So is that $19000 off total? My state doesn't have ...
by Luke Duke
Tue Mar 23, 2021 5:51 pm
Forum: Personal Consumer Issues
Topic: Dog DNA Test
Replies: 49
Views: 4302

Re: Dog DNA Test

I'm a skeptic, but change my mind. What test is best? The test you don't take is best. What could possibly be the motivation for dog DNA testing? What would you do with the resulting information? Save the money. Buy an extra chewy toy or two. I came to post this same thing. In my professional life ...
by Luke Duke
Fri Mar 19, 2021 12:27 pm
Forum: Personal Consumer Issues
Topic: Anyone with experience removing pipe plugs
Replies: 61
Views: 4792

Re: Anyone with experience removing pipe plugs

Just weld a nut to it, with the weld on the inside of the nut. The plug will back right out because the weld heat will also have loosened the threads. I've been doing this for more than 50 years, on all kinds of machinery. It works especially well on pressure vessels, just be sure to relieve the pr...
by Luke Duke
Wed Mar 10, 2021 7:08 pm
Forum: Personal Consumer Issues
Topic: When is buying a home generator worth it?
Replies: 63
Views: 5672

Re: When is buying a home generator worth it?

I think that the noise reduction alone is worth the cost of an inverter generator.
by Luke Duke
Sun Mar 07, 2021 1:50 pm
Forum: Personal Consumer Issues
Topic: Hail roof damage insurance/liability issue
Replies: 15
Views: 1355

Re: Hail roof damage insurance/liability issue

There is also the option of hiring an independent appraiser/adjuster. It is very unusual for an adjuster to recommend/suggest replacing individual shingles vs. an entire roof plane. Not really. The newer the roof the more likely that the insurance company will pay for repair vs replace. I don't kno...
by Luke Duke
Sun Mar 07, 2021 11:00 am
Forum: Personal Consumer Issues
Topic: I need a trickle car battery charger for garage queen...
Replies: 84
Views: 5100

Re: I need a trickle car battery charger for garage queen...

This one works well on a truck that I only drive on occasion.
http://www.amazon.com/gp/product/B0051D3MP6/

Permanently install the O-Ring Terminals and leave the connector sticking out from under the hood or run it through the grill.
by Luke Duke
Thu Mar 04, 2021 10:18 am
Forum: Personal Consumer Issues
Topic: It's Time To Replace my WIFI Router. Help????
Replies: 18
Views: 1929

Re: It's Time To Replace my WIFI Router. Help????

I guess it's too late for advice, but you may be able to update your router's firmware and put it to use somewhere else.
by Luke Duke
Thu Mar 04, 2021 10:16 am
Forum: Personal Consumer Issues
Topic: Undergrad College Options 33k or 15k
Replies: 45
Views: 2724

Re: Undergrad College Options 33k or 15k

Undergrad Major: - Psychology. - Student has no interest in any other major. My best friend growing up wanted to be a Psychiatrist from about the time we were in 6th or 7th grade. He as adamant about it all through high school and in to college. Before our junior year in college he came to the conc...
by Luke Duke
Thu Mar 04, 2021 10:11 am
Forum: Personal Consumer Issues
Topic: Anyone ever tired of managing hair and consider shaving to go bald
Replies: 107
Views: 9065

Re: Anyone ever tired of managing hair and consider shaving to go bald

#3 here. My friend gave me a pair of clippers that he was no longer using about 10-12 years ago, so my haircuts over the past decade + have cost me about $0.25 in electricity and a few drops of oil.
by Luke Duke
Thu Mar 04, 2021 10:06 am
Forum: Personal Consumer Issues
Topic: If you live on a golf course .... [battery-powered golf cart recommendation?]
Replies: 18
Views: 2286

Re: If you live on a golf course .... [battery-powered golf cart recommendation?]

I've been happy with my '08 Club Car Precedent that I bought in 2015. Age doesn't matter much on a cart if its well-maintained. In my area, a used (original battery), stock cart straight off of the golf course is about $3K.

Parts cost:
rear seats - $250-700
a lift kit, wheels and tires - $1K+.
by Luke Duke
Mon Mar 01, 2021 12:28 pm
Forum: Personal Consumer Issues
Topic: Power tool storage in non-conditioned, detached garage
Replies: 21
Views: 1908

Re: Power tool storage in non-conditioned, detached garage

You will be fine. The only thing that I would be aware of is the cast pieces of your major woodworking equipment (table saw, bandsaw, jointer, etc.) will be prone to rusting if they sit for a while. The dehumidifier will help greatly. They also make coatings that will help with this.
by Luke Duke
Mon Mar 01, 2021 12:27 pm
Forum: Personal Consumer Issues
Topic: Temporary Long Run Natural Gas Line to Portable Generator, Need input.
Replies: 27
Views: 1817

Re: Temporary Long Run Natural Gas Line to Portable Generator, Need input.

Local code might require that a metal flex line be used instead, but in a grid down situation, enforcement is likely to be purposefully quite lax. And if it's a question of having heat and other things needed for the immediate safety of my family, I wouldn't personally care at all about something a...
by Luke Duke
Sat Feb 20, 2021 1:41 pm
Forum: Personal Consumer Issues
Topic: What is so special about the Toyota Tacoma?
Replies: 97
Views: 10489

Re: What is so special about the Toyota Tacoma?

birdog wrote: Tue Jan 12, 2021 9:51 pm The Ford F150 is was the most popular vehicle in 1998 among millionaires according to The Millionaire Next Door.
FIFY
by Luke Duke
Thu Feb 18, 2021 4:31 pm
Forum: Personal Consumer Issues
Topic: [Generators]/ supplemental power generation
Replies: 162
Views: 8709

Re: [Generators]/ supplemental power generation

I'm in TX too, and we get rotating power supply. Mine's on now but will go off soon. Then it will come back on sometime later. I'm satisfied with this. As far as a generator, this weather is probably a once in a lifetime event . Tough it out and get on with your life after that. Even when I lived i...
by Luke Duke
Wed Feb 17, 2021 12:04 pm
Forum: Personal Consumer Issues
Topic: [Generators]/ supplemental power generation
Replies: 162
Views: 8709

Re: [Generators]/ supplemental power generation

Suggestions that work for me 1.0 Wood stove in Basement with 3 cords of split hardwood outside basement sliding door. 2.0 800 gallons of propane at 0.99 cents per gallon sitting awating use in tank in side yard. 3.0 Ability to transfer liquid propane to smaller tanks to use to power propane heaters...
by Luke Duke
Wed Feb 17, 2021 12:00 pm
Forum: Personal Consumer Issues
Topic: [Generators]/ supplemental power generation
Replies: 162
Views: 8709

Re: [Generators]/ supplemental power generation

I live in Texas and I've had this generator for about 8-10 years. In the winter I am able to run my gas furnace, entertainment center, modem/router, kitchen refrigerator, and some lights. In the summer I obviously don't run the furnace, but I run a couple of fans, the garage refrigerator and chest f...
by Luke Duke
Fri Feb 12, 2021 1:13 pm
Forum: Personal Consumer Issues
Topic: Dash cams?
Replies: 36
Views: 3476

Re: Dash cams?

BedHead2020 wrote: Wed Feb 10, 2021 8:09 pm I have vowed from now on to have a dash cam in every car I own. The reason is simple: There is an extremely strong correlation between people who cause accidents and people who lie about causing accidents.
Well it's pretty hard to lie about causing an accident if you didn't cause an accident.
by Luke Duke
Fri Feb 12, 2021 12:33 pm
Forum: Personal Consumer Issues
Topic: Cash vs. Credit
Replies: 189
Views: 9560

Re: Cash vs. Credit

As a senior entering my 8th decade, I place a high premium on my time. So I use whatever takes the least amount of my time. That’s usually a card, but not always. When I buy a $3.50 beverage out on the golf course, it’s much quicker to just hand over a $5 bill and walk on. We travel a lot and need ...
by Luke Duke
Wed Feb 10, 2021 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Would like to fire contractor and ask for excess paid money back - Any unforeseen issues?
Replies: 53
Views: 5491

Re: Would like to fire contractor and ask for excess paid money back - Any unforeseen issues?

Definitely consult an attorney before proceeding any further with this contractor. In the meantime you should not pay one penny more. I would not be surprised if the reason this guy hasn't ordered the cabinets yet is because he took your money to pay other bills he owed. More than a few contractors...
by Luke Duke
Tue Feb 09, 2021 1:35 pm
Forum: Personal Consumer Issues
Topic: Cash vs. Credit
Replies: 189
Views: 9560

Re: Cash vs. Credit

The only cash that I regularly spend is what I pay my yard guy every week.
by Luke Duke
Wed Feb 03, 2021 12:25 pm
Forum: Personal Consumer Issues
Topic: Camping Stove - Upgrade?
Replies: 32
Views: 1777

Re: Camping Stove - Upgrade?

It looks like the Eureka mentioned above gets great reviews on REI. It is 2x the weight and 3x the cost of the Coleman, if that matters to you.

https://www.rei.com/product/149914/eure ... camp-stove
by Luke Duke
Mon Feb 01, 2021 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Motivate Graduating HS Sr to Start Life - facing an uphill climb
Replies: 175
Views: 12591

Re: College financial aid - facing an uphill climb

Did consider the local community college, but turns out we don't live close enough (although just 20min away) and thus the cost is actually more than attending a 4-year college! The service area is large but the "in district" is much smaller. https://www.austincc.edu/about-acc/acc-distric...
by Luke Duke
Mon Feb 01, 2021 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Planning for Child with Disability
Replies: 19
Views: 1169

Re: Planning for Child with Disability

ENT Doc wrote: Mon Feb 01, 2021 11:26 am Thank you both. We are fairly well covered from a life insurance and disability insurance perspective.
Is this insurance through your employers? Beware that this can go away at any time and is certain to go away if you are no longer employed.
by Luke Duke
Mon Feb 01, 2021 10:42 am
Forum: Personal Consumer Issues
Topic: Honda Accord 2nd key fob no longer working. Do I call the dealership?
Replies: 21
Views: 1852

Re: Honda Accord 2nd key fob no longer working. Do I call the dealership?

Programing a keyfob is usually easy if you have one working fob.
by Luke Duke
Mon Feb 01, 2021 10:33 am
Forum: Personal Consumer Issues
Topic: When is buying a home generator worth it?
Replies: 63
Views: 5672

Re: When is buying a home generator worth it?

After considering the options, we opted for "simple and cheap" -- 2 portable Honda generators sitting on a garage shelf, ready to go when needed. We opted for the EU2200i -- 2200 watts, weighs only about 50 pounds, easy to start. More than enough to run a freezer + fridge, a bunch of ligh...
by Luke Duke
Sat Jan 30, 2021 1:39 pm
Forum: Personal Consumer Issues
Topic: Off the grid
Replies: 38
Views: 4074

Re: Off the grid

I think I'd pay to have electric brought in. And maybe get a generator, too. $78,000 is a small percentage of the cost of 900 acres, even in Montana. My thoughts as well. We're talking ~$80/acre. To be fully independent you're going to spend close to what it would cost to connect to the grid, plus ...
by Luke Duke
Sat Jan 30, 2021 1:18 pm
Forum: Personal Consumer Issues
Topic: Best 'redundant' backup internet for home work
Replies: 40
Views: 2797

Re: Best 'redundant' backup internet for home work

My current system for home internet: - PRIMARY wired internet: Comcast home internet line (upgraded for faster upload/download), works well 98% of the time - My Cell phone 5G: Verizon 5g unlimited on a brand-new iphone 12. Works amazingly well, as fast as my home internet line. I do have the person...
by Luke Duke
Tue Jan 26, 2021 11:01 am
Forum: Personal Consumer Issues
Topic: How to best use $1500 on commuter benefits card in MA
Replies: 4
Views: 449

Re: How to best use $1500 on commuter benefits card in MA

If you want meaningful advice, you may want to tell us what qualifies as a "commuter benefit."
by Luke Duke
Fri Jan 22, 2021 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Vehicle allowance vs Fleet Vehicle
Replies: 23
Views: 1714

Re: Vehicle allowance vs Fleet Vehicle

I'd personally prefer an allowance, if it were enough money. No issues with my spouse driving, no GPS, no reporting to company if you have an accident (on personal time) and you can buy the car of your choice, within whatever requirements the company has.
by Luke Duke
Tue Jan 19, 2021 10:00 am
Forum: Personal Consumer Issues
Topic: Preparing for 2021 Garden - Seed Suppliers
Replies: 19
Views: 1373

Re: Preparing for 2021 Garden - Seed Suppliers

I'm still very much an amateur gardener, so... Guess it's good I'm planning now, although California is having freakishly warm weather this winter, so who knows when spring will roll around. +1 Baker Creek Heirloom Seeds Bonus: The printed catalog is a pure delight and an education. I came to post ...
by Luke Duke
Wed Jan 13, 2021 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Our experience with a healthcare sharing ministry
Replies: 104
Views: 6580

Re: Our experience with a healthcare sharing ministry

BrooklynInvest wrote: Wed Jan 13, 2021 4:39 pm So if you have a million dollars in healthcare costs you pay half a million? What happens if you don't have that kinda money?
You declare bankruptcy.
by Luke Duke
Wed Jan 13, 2021 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Our experience with a healthcare sharing ministry
Replies: 104
Views: 6580

Re: Our experience with a healthcare sharing ministry

What it is is a group of like minded Christians sharing the cost of large medical bills and it's affordable. This is an oxymoron ("large medical bills" and "affordable"). You of course don't need to be like minded, or spiritually homogeneous, or exclude two very low-cost service...
by Luke Duke
Wed Jan 13, 2021 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Got a job offer for $840k/yr. Should I come out of retirement?
Replies: 229
Views: 29052

Re: Got a job offer for $840k/yr. Should I come out of retirement?

It sounds like you want to declare Enough. I encourage you to. Thank you for that comment. Earlier in my career, I decided that ~$2.5 million was "Enough" for me because I my expenses were $100k and was happy with a 4% rule. But once I got to it, the number just kept moving. For some reas...
by Luke Duke
Wed Jan 13, 2021 1:52 pm
Forum: Personal Investments
Topic: AA for Roth (emergency fund)
Replies: 9
Views: 595

Re: AA for Roth (emergency fund)

KlangFool wrote: Wed Jan 13, 2021 1:36 pm Just put the money into a money market fund inside the Roth IRAs. Why do anything else? Emergency Fund = CASH.

KlangFool
Because cash does not keep up with inflation and one does not typically need all of their emergency fund all at once.
by Luke Duke
Tue Jan 12, 2021 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Advice for daughter w/a new job & almost doubling salary
Replies: 17
Views: 1980

Re: Advice for daughter w/a new job & almost doubling salary

I would prioritize investing over paying off low interest debt. The most that I would do is pay $500/mo towards the car and roll that payment into the student loan after the car is paid off. Make sure that she has $2000+ in her monthly budget to pay rent, utilities, etc.
by Luke Duke
Tue Jan 05, 2021 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Young family looking for advice on home and current finances
Replies: 8
Views: 1080

Re: Young family looking for advice on home and current finances

Does your husband have disability insurance? He makes 80-100% of the household income, if something were to happen to his ability to earn the family would be SOL.
by Luke Duke
Tue Jan 05, 2021 12:38 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25966

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

Not a multimillionaire and I gladly pay someone $30/wk to mow my lawn.
by Luke Duke
Sun Jan 03, 2021 11:55 am
Forum: Personal Consumer Issues
Topic: Good quality face mask recommendation, please
Replies: 106
Views: 11495

Re: Good quality face mask recommendation, please

I've been very happy with my Cambridge Pro masks. They were backordered for months last spring, but it looks like they have masks in stock now.

https://cambridgemask.com/
by Luke Duke
Sun Dec 27, 2020 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: Best Way to Collect Rent Electronically?
Replies: 89
Views: 4426

Re: Best Way to Collect Rent Electronically?

manatee2005 wrote: Sat Dec 26, 2020 10:09 pm People in this thread are trying to help you and you are refusing.
This. I'm not sure why people continue to offer suggestions.
by Luke Duke
Wed Dec 23, 2020 10:38 am
Forum: Personal Consumer Issues
Topic: Verizon or T-Mobile
Replies: 49
Views: 2776

Re: Verizon or T-Mobile

We frequently break the screens. Have you tried using a screen protector. I've cracked a couple of screen protectors, but never a screen. *knock on wood* Search Amazon for your specific model and you'll find plenty of options. I recommend one like the link below that includes an installation frame,...
by Luke Duke
Fri Dec 18, 2020 5:06 pm
Forum: Personal Consumer Issues
Topic: Cooking oil sprayer/mister?
Replies: 12
Views: 825

Re: Cooking oil sprayer/mister?

I've got this one. It gets the job done.
http://www.amazon.com/gp/product/B088FTR7JV/
by Luke Duke
Fri Dec 18, 2020 10:31 am
Forum: Personal Consumer Issues
Topic: Kitchen faucet / possible problems with high arched faucets?
Replies: 37
Views: 2539

Re: Kitchen faucet / possible problems with high arched faucets?

Calico wrote: Wed Dec 16, 2020 12:53 pmMy sink is such that, while I know how to replace the faucet, I can't. It's a small space with a deep sink and disposal in the way. I can't even reach where the connection is.
http://www.amazon.com/TEKTON-WRN92002-T ... 01D4ZF0MA/
by Luke Duke
Thu Dec 17, 2020 1:23 pm
Forum: Personal Consumer Issues
Topic: Gas leak
Replies: 42
Views: 2214

Re: Gas leak

All this is to say, it the gas company found the source, told you you fixed it, and now there's no more smell, you likely have anything to worry about. Keep "sniffing" around for a few days if you want to be sure. Basically this. NG distribution companies are required to odorize natural g...
by Luke Duke
Thu Dec 17, 2020 1:22 pm
Forum: Personal Consumer Issues
Topic: what's the best service to digitize my photo negatives?
Replies: 13
Views: 1097

Re: what's the best service to digitize my photo negatives?

Despite having a lot, I just did it via home scanning. I just tried to scan a few negative strips worth every time I was surfing forums like this one and after a few years, I eventually got them all scanned and processed to my liking. I bought a scanner for my father and he basically did the same t...
by Luke Duke
Wed Dec 16, 2020 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: The pros and cons of gifting money to children early?
Replies: 162
Views: 11095

Re: The pros and cons of gifting money to children early?

As someone who received a sizeable inheritance at age 66, when I really didn't need it, I am in favor of some early gifting. I also have made a point of telling the recipients roughly how much they will eventually receive. I trust them to use it wisely. ^ This By the time I inherit anything it will...
by Luke Duke
Wed Dec 16, 2020 10:41 am
Forum: Personal Consumer Issues
Topic: Gas leak
Replies: 42
Views: 2214

Re: Gas leak

arcticpineapplecorp. wrote: Tue Dec 15, 2020 9:15 pm sounds right, but why not get a carbon monoxide detector if it makes you feel better.

small price to pay for restful sleep.
While I agree that every home should have a carbon monoxide detector, it won't do you any good in the event of a gas leak. Carbon monoxide =/= natural gas.
by Luke Duke
Thu Dec 10, 2020 11:31 am
Forum: Personal Consumer Issues
Topic: Saving $ on my coffee habit
Replies: 95
Views: 6074

Re: Saving $ on my coffee habit

I buy whole beans that cost between $9-12/lb. Grind them with this (https://www.amazon.com/gp/product/B07CSKGLMM/) Add ~23g to this (https://www.amazon.com/gp/product/B00MMQOZ1U/) Drink it out of an older version of this (https://rticoutdoors.com/Travel-Mugs?name=Travel-Mug&size=12oz&color=S...
by Luke Duke
Thu Dec 10, 2020 9:59 am
Forum: Personal Consumer Issues
Topic: Best deal for 3 mobile phones/lines? (Teacher discount can apply).
Replies: 31
Views: 1365

Re: Best deal for 3 mobile phones/lines? (Teacher discount can apply).

One of the resellers will definitely be your cheapest option. If you are looking at one of the big 3, T-Mobile has a buy 2 lines, get 1 "free" deal right now.
by Luke Duke
Thu Dec 10, 2020 9:44 am
Forum: Personal Consumer Issues
Topic: Do you still wear a necktie to work?
Replies: 202
Views: 12444

Re: Do you still wear a necktie to work?

I work at a F500 "old industry" type of company, and even the C-suite no longer wears ties on a regular basis. My tie wearing is relegated to funerals the limited number of times I need to meet with similarly attired government officials. I've even dropped the tie for weddings. My problem...