Search found 2191 matches

by MP173
Fri Apr 09, 2021 4:58 pm
Forum: Personal Consumer Issues
Topic: Gardening 2021
Replies: 30
Views: 2530

Re: Gardening 2021

Zone 5 - NW Indiana reporting... DW has 18 tomato plants from seed still inside and all are about 10" tall, has transplanted twice. STill under grow lights. She purchased new grow lights this year with great results. She manages the seedlings...this is the best result ever. Outside: Garlic plan...
by MP173
Tue Apr 06, 2021 4:12 pm
Forum: Personal Consumer Issues
Topic: Wife Beating Me Up over cost of Landscaping Job
Replies: 20
Views: 2549

Re: Wife Beating Me Up over cost of Landscaping Job

Doesnt matter now....job is complete. Landscapers are busy and probably pricing their services accordingly. Last year people didnt take vacations and that money went to home improvements. I talked to a landscaping supply owner last fall and he had his best year ever. Our neighbor needed landscaping ...
by MP173
Mon Mar 29, 2021 4:51 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5088
Views: 1324862

Re: What Book Are You Currently Reading? Part VI

Brian Thiem - "Red Line". The author is a retired Oakland Policeman (Homicide Commander) and also 28 year US Army and Reserve Vet (LT. Col, Deputy Commander of Criminal Investiagation Group). Ok....he has experience, but can he write? Yes he can. Comparison to Michael Connelly, yes that hi...
by MP173
Wed Mar 24, 2021 3:42 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5088
Views: 1324862

Re: What Book Are You Currently Reading? Part VI

Just finished "The Algebra of Happiness" by Scott Galloway. I affirm above comments regarding financial books. Looking forward to "Win" by Harlan Coban. I enjoyed his earlier works with Win and his sidekick (name escapes me). I am number 32 on the list at the library for it. Ed
by MP173
Fri Mar 19, 2021 4:50 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5088
Views: 1324862

Re: What Book Are You Currently Reading? Part VI

Three non-fiction books finished this week: The Data Detective by Tim Harford - the author suggests 10 step process for analyzing statistics and data including acknowledging our "emotional attachment" to a subject, keeping an open mind, combining a "bird's eye and worm's eye view"...
by MP173
Thu Mar 18, 2021 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity customer service declining?
Replies: 38
Views: 5019

Re: Fidelity customer service declining?

Customer service has become an issue with more people working at home. That shouldnt be an excuse, but it is reality. I work with my CSR inside our company and it is much better now that we are working in the office. Second point...clearly stated above. When the economy is soft you generally get ver...
by MP173
Wed Mar 03, 2021 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: Big Raise: What to Do With It
Replies: 45
Views: 3438

Re: Big Raise: What to Do With It

Great position to be in. Congrats to you and husband for your station in life. Big pat on the back to you for devotion to your parents and children. Now...what to do? I was in a similar situation about 20 years ago and as a previous poster stated...."do nothing" for 6 to 12 months. Adjust ...
by MP173
Fri Feb 26, 2021 5:17 pm
Forum: Personal Consumer Issues
Topic: 6 days in Flagstaff in the end of March
Replies: 18
Views: 1820

Re: 6 days in Flagstaff in the end of March

Would love to go to Flagstaff this year....would love to go anywhere this year.

By all means go to Lowell Obs. Also might consider the Meteor Crateor east of town.

Also eat at Crown Railroad Cafe on the east side of town. Great diner.

Have fun.

Ed
by MP173
Wed Feb 24, 2021 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Best decision(s) in your financial life
Replies: 167
Views: 13377

Re: Best decision(s) in your financial life

Best decisions in my financial life: 1. Listening to my frugal parents and save $$$ earned as a youth. 2. Open a social security number and saving for college when first son was born. 3. Read an article in a money magazine about the difference between saving for college and INVESTING for college. 4....
by MP173
Mon Feb 22, 2021 4:36 pm
Forum: Personal Consumer Issues
Topic: Retiring to Vermont/New Hampshire area
Replies: 91
Views: 7105

Re: Retiring to Vermont/New Hampshire area

DW and I enjoy vacationing in Vermont, NH, and Maine and this has been a great thread to read about the towns and communities and how change has occurred over the years. We are really looking forward to the safe days ahead when vacation is reality instead of fantasy. Rutland and Montpelier were inte...
by MP173
Thu Feb 18, 2021 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: Should I come out of retirement?
Replies: 66
Views: 7273

Re: Should I come out of retirement?

You are on the tipping point...probably will be ok financially. What would you do to fill your time? Being a full time stay at home parent is a huge responsibility and when the empty nest arrives the house becomes very quiet. My wife died when I was 45 and my two sons (ages 14 and 5) kept me busy. W...
by MP173
Thu Feb 18, 2021 5:42 pm
Forum: Personal Consumer Issues
Topic: Pianists - Digital Piano or Keyboard recommendation
Replies: 26
Views: 2007

Re: Pianists - Digital Piano or Keyboard recommendation

Recently picked up a Casio CT-X700 and really enjoy it. I have played the guitar for 20 years and wanted to learn piano. Lots of different effects - I am only using the piano for now. Learning to read music and transform to the keyboard is quite a learning experience. Perhaps you hedge your bet with...
by MP173
Sat Feb 13, 2021 7:03 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 461
Views: 36305

Re: So what are you cooking

About 10 minutes away from dinner tonight....carnitas slow cooked on stove top all afternoon. I just cut up corn tortillas (El Milagro) and fried in oil for chips. We will either construct nacho mountain or eat with flour tortillas. I also made Sausage, Potato, Pepper, and Onion for a future meal. T...
by MP173
Thu Feb 11, 2021 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Am I nuts? About to retire early without bulletproof money.
Replies: 89
Views: 11607

Re: Am I nuts? About to retire early without bulletproof money.

Congrats on digging yourself out of the financial issues of your 2008 divorce. That is quite a recovery you made. It sure seems you are in fine financial position to do what you want. I am 10 years older than you and very capable of retiring, but choose to continue work as it is rewarding. My wife r...
by MP173
Thu Feb 11, 2021 5:23 pm
Forum: Personal Consumer Issues
Topic: Stationary Bike Program for Weight Loss
Replies: 50
Views: 3116

Re: Stationary Bike Program for Weight Loss

I am now on day 190 of concentrated effort and have lost 30 pounds. Actually, the weight all came off within the first 90 days. This is what worked for this 65 year old: 1. myfitnesspal app and enter food consumed and excercize. I am allowed 2300 calories per day based on my weight. I tend to stay b...
by MP173
Thu Feb 11, 2021 4:20 pm
Forum: Personal Consumer Issues
Topic: What is your favorite non fiction book?
Replies: 142
Views: 8513

Re: What is your favorite non fiction book?

Two books come to mind immediately: Neil Shehan - A Bright Shining Lie - John Paul Vann and America in Viet Nam. Shehan tells the history of the Viet Nam confrontation thru the life and death of one man. Very well written and a close examination of Viet Nam. Rush Loving - The Men Who Loved Trains . ...
by MP173
Mon Feb 08, 2021 10:15 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1080
Views: 49226

Re: Bird watchers – what birds are you seeing?

Northern Flicker at the suet feeder today. Always enjoy observing them. Not a frequent visitor. Other than that the usual suspects - bluebirds, bluejays, Cardinals, nuthatches, Titmice, Juncos, European Starlings, sparrows, etc. The heavy snow cover and cold weather have the birds feeding heavily. O...
by MP173
Mon Feb 08, 2021 9:27 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5088
Views: 1324862

Re: What Book Are You Currently Reading? Part VI

"Blood is the Sky" by Steve Hamilton. Another Alex McKnight series book. Hamilton is excellent. The series is set in Paradise, Mi (an actual town) on Whitefish Bay not too far from Soo, Mi. I like that area and Hamilton blends rural Michigan, Native American Reservation life, and an ex Det...
by MP173
Mon Feb 08, 2021 9:20 pm
Forum: Personal Consumer Issues
Topic: What are your staple healthy meals?
Replies: 122
Views: 10057

Re: What are your staple healthy meals?

Tonight was a bowl of ham and 13 bean soup with a baked ham and cheese sandwich on 4" deli sub roll. I make soup every Sunday during winter for lunches in the upcoming week. Delayed the soup for lunch and had it for dinner tonight with ham not used from the soup. I am on 6-8 soup rotation durin...
by MP173
Mon Feb 01, 2021 4:36 pm
Forum: Personal Consumer Issues
Topic: Honda Accord 2nd key fob no longer working. Do I call the dealership?
Replies: 21
Views: 1854

Re: Honda Accord 2nd key fob no longer working. Do I call the dealership?

Like others here the dealer cost was high...I am thinking about $250 when my Equinox key needed replacement.

Local locksmith did it for $100 including programing.

In the past I have purchased from auto parts store but the remote didnt work. Didnt realize I had to program it.

ed
by MP173
Sat Jan 30, 2021 5:47 pm
Forum: Personal Consumer Issues
Topic: Tips to stick to a weight loss diet?
Replies: 331
Views: 23172

Re: Tips to stick to a weight loss diet?

Suzanne Summers had books out which basically said the same thing. Shop on the perimeter of a store, not the center. Fruits, vegetables, meats, dairy are on the perimeter of most stores. Processed foods in center. But, to quote Manfred Mann (originally from Bruce Springstein)..."but mama, thats...
by MP173
Fri Jan 29, 2021 4:57 pm
Forum: Personal Consumer Issues
Topic: Which Weber 22” Charcoal Grill?
Replies: 12
Views: 998

Re: Which Weber 22” Charcoal Grill?

It really doesnt matter! I have had both and quite frankly the quality of grilled food off of either is outstanding. I love my Weber. Probably been thru about 5 in my adult life. Use it very frequently in spring thru fall then about 3x month during winter. Use if for Thanksgiving turkey. Christmas b...
by MP173
Fri Jan 29, 2021 4:47 pm
Forum: Personal Consumer Issues
Topic: Tips to stick to a weight loss diet?
Replies: 331
Views: 23172

Re: Tips to stick to a weight loss diet?

I am day 178 of my plan. So far I am about 25 pounds lighter and lots stronger. Myfitnessplan.com website in conjunction with intermittent fasting combined with 6x per week workouts have led to current situation. My basic plan (age 65 and in excellent health): Usually awake by 6am. Coffee (no sugar ...
by MP173
Mon Jan 25, 2021 5:39 pm
Forum: Personal Consumer Issues
Topic: Mail to Canada problems
Replies: 9
Views: 581

Re: Mail to Canada problems

Just received a book shipped from Toronto in early December.

Mail and customs are backed up.

Ed
by MP173
Mon Jan 25, 2021 11:03 am
Forum: Personal Consumer Issues
Topic: Snowblower hose leak
Replies: 12
Views: 927

Re: Snowblower hose leak

Changing out the fuel line is beyond my capabilities today.

I am going to apply Gorilla Tape to the hose and hopefully that will stem the flow.

A coworker indicated they did that once as a stop gap. The line needs replaced but hopefully this will work short term.

ed
by MP173
Sun Jan 24, 2021 7:49 pm
Forum: Personal Consumer Issues
Topic: Snowblower hose leak
Replies: 12
Views: 927

Re: Snowblower hose leak

Thanks!

Will try to remove the hose tomorrow in front of the snow.

Ed
by MP173
Sun Jan 24, 2021 5:51 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5088
Views: 1324862

Re: What Book Are You Currently Reading? Part VI

"Post Covid" by Scott Galloway. I have read "The Four" and listen to Galloway's podcasts and find him on point regarding technology today (he wants to breakup The Four - Amazon, Apple, Facebook, and Google). He is a highly regarded Professor at NYU Stern Business School and has s...
by MP173
Sun Jan 24, 2021 5:32 pm
Forum: Personal Consumer Issues
Topic: Snowblower hose leak
Replies: 12
Views: 927

Snowblower hose leak

Incoming snow starting tomorrow thru Tuesday. The snowblower had not been used all winter, so I fired it up today. First pull it started! Great news for incoming 4-8 inches. Bad news is the fuel hose from tank to cylinder has a leak. Doubt if it can be replaced tomorrow. Suggestions on a temporary f...
by MP173
Thu Jan 21, 2021 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: New income stream - what to do?
Replies: 11
Views: 1023

Re: New income stream - what to do?

I have never quite had OP's experience, but had something similar. I had an account (sales career) which provided a very high level of commissions. In my financial world this added income was not treated as a stable ongoing source. In other words it did not effect the standard of living. The income ...
by MP173
Tue Jan 19, 2021 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare signup
Replies: 6
Views: 347

Medicare signup

I am 65 and still employed and have medical insurance thru work. It is a mega corp with a large plan. My wife will turn 65 in March and is getting bombarded with mail and info. Generally speaking, is she allowed to remain on my employer plan? Are there benefits to being on medicare? What should we b...
by MP173
Mon Jan 18, 2021 9:06 pm
Forum: Personal Consumer Issues
Topic: Preparing for 2021 Garden - Seed Suppliers
Replies: 19
Views: 1406

Re: Preparing for 2021 Garden - Seed Suppliers

I agree with Dixondale for onions. I purchase the onion transplants rather than the onion sets. They grow quite well. Also purchase a bundle of leeks from them. DW loves the mild flavor of leeks. Had pretty good luck this year switching over from regular onions to storage onions...lasted until Chris...
by MP173
Sun Jan 17, 2021 3:50 pm
Forum: Personal Consumer Issues
Topic: Preparing for 2021 Garden - Seed Suppliers
Replies: 19
Views: 1406

Re: Preparing for 2021 Garden - Seed Suppliers

Seeds n Such out of South Carolina has been my "go-to" the past couple of years. Web is seedsnsuch.com. Also purchased from Johnny's out of Maine. I have found Johnny's to be quite a bit higher than Seeds n Such. Johnny's really puts out a great catalog....give them a call for one. Seeds n...
by MP173
Sun Jan 17, 2021 3:13 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1574
Views: 94464

Re: What are you listening to now

Listening to The Cars quite a bit lately...on You Tube. Live concert clips available. Excellent group. Glad to see they finally got their recognition at R&R HOF. Also listening to Abba...damn they were good. Didnt appreciate them (or BeeGees) at the time, but both were incredible musical groups....
by MP173
Sat Jan 16, 2021 4:16 pm
Forum: Investing - Theory, News & General
Topic: thoughts on the most interesting investing article I have read in years
Replies: 20
Views: 4049

Re: thoughts on the most interesting investing article I have read in years

She is very good. A bit over my head but she makes it easy for me to understand when I slow down.

Ed
by MP173
Sat Jan 16, 2021 4:00 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5088
Views: 1324862

Re: What Book Are You Currently Reading? Part VI

Found a Lawrence Block book at the library which I hadnt read - "Time to Murder and Create", written in the 1970s. A treat to find a Block book which I havent read.

Ed
by MP173
Fri Jan 15, 2021 3:25 pm
Forum: Investing - Theory, News & General
Topic: Individual Stocks - it isn’t just about picking winners vs losers
Replies: 38
Views: 3295

Re: Individual Stocks - it isn’t just about picking winners vs losers

I own 18 individual stocks and have held most of them for 20 years or longer. The last stock purchased was Johnson Johnson in 2011. All dividends are reinvested into the stock in form of added shares. I havent benchmarked these holdings in the last 12 months or so...should probably do so, but overal...
by MP173
Mon Jan 11, 2021 4:58 pm
Forum: Personal Consumer Issues
Topic: Thinking about adding flooring to unfinished attic for storage purpose - thoughts?
Replies: 18
Views: 1495

Re: Thinking about adding flooring to unfinished attic for storage purpose - thoughts?

We floored our attic above the garage about 5 years ago. Added considerable storage area for lightweight items which can be easily transferred up and down the pull down ladder....items such as gardening supplies, seasonal decorations, winter boots, etc. We also added a storage shed this summer which...
by MP173
Wed Jan 06, 2021 5:13 pm
Forum: Personal Consumer Issues
Topic: A fantastic alternative to a Peloton (at least for me)
Replies: 25
Views: 3473

Re: A fantastic alternative to a Peloton (at least for me)

I use an Expresso stationary bike system (at the local Y) and have found it a good (not great) alternative to actual outdoor riding. It has a number of routes, which are animated, but feature hills, curves, scenery, etc. I typically invest about an hour on it five days a week. It works well for me d...
by MP173
Wed Jan 06, 2021 5:07 pm
Forum: Personal Consumer Issues
Topic: Any good online music lessons - 1:1 via video
Replies: 3
Views: 257

Re: Any good online music lessons - 1:1 via video

Was given a keyboard for Christmas and am working on it myself.

I am using a book for instruction and realize at some point I will need to go to an instructor.

Any suggestions out there for self teaching?

Ed
by MP173
Mon Jan 04, 2021 5:28 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5088
Views: 1324862

Re: What Book Are You Currently Reading? Part VI

I am 626 pages into Robert Galbraith's "Troubled Blood". 300 pages to go.

Ed
by MP173
Wed Dec 30, 2020 12:52 pm
Forum: Personal Consumer Issues
Topic: Treadmill
Replies: 39
Views: 2620

Re: Treadmill

Purchased a Sole Eliptical in November from Dicks. Set up installation...it was going to be in January. Called my local bicycle repairman...he set it up for 50% of the Dick's contractor cost....and within a week. I picked it up at Dicks and unloaded into garage (200 pounds). Assembly was done one pi...
by MP173
Tue Dec 29, 2020 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: 2020: Lessons learned
Replies: 237
Views: 16173

Re: 2020: Lessons learned

1. A well stocked pantry of essential items such as cleaning supplies, toilet paper, paper towels, etc is not a bad thing. 2. Good physical and mental health are also well stored in the pantry of life. 3. I am not prepared for retirement emotionally or mentally. Work from home is a pretty good gig i...
by MP173
Tue Dec 29, 2020 5:17 pm
Forum: Personal Consumer Issues
Topic: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household
Replies: 52
Views: 4390

Re: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household

I will strongly endorse Wm. Meyer Movers in Itasca. They have not moved me, but are a customer of mine and are EXCELLENT people...family owned and operated. I worked as a mover (summer job in college) and then in sales for a national company. At your age hire someone to do it. I have told both of my...
by MP173
Wed Dec 23, 2020 5:02 pm
Forum: Personal Consumer Issues
Topic: What exactly are YOU doing in retirement?
Replies: 93
Views: 8820

Re: What exactly are YOU doing in retirement?

OP: The replies here are solid in two obvious camps. Those who have adapted well to retirement and those who either havent or are concerned (still working). More so with the adapted group. I am still working, had given thought to retirement about a year ago, but thankfully did not, as I was not read...
by MP173
Tue Dec 22, 2020 4:07 pm
Forum: Personal Consumer Issues
Topic: What are your not free but still frugal hobbies?
Replies: 157
Views: 13603

Re: What are your not free but still frugal hobbies?

I have a number of hobbies, most of which are "frugal" in nature. Astronomy - purchased telescope 18 months ago. Total expenditure was $1100 (so far). Approximately 100 sessions - average cost is $11.00 and dropping each time out. As long as I do not go nuts on more eyepieces, cost will be...
by MP173
Tue Dec 22, 2020 3:34 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1574
Views: 94464

Re: What are you listening to now

I have been "listening/watching" on You Tube a variety of music groups, primarily live video of performances - The Cars, Toto, Cheap Trick (Aint that a Shame - pure energy), ABBA (mostly lip sync, but a couple live spots), Rush (wow!), Led Zepplin rehearsal before last concert. Also some p...
by MP173
Tue Dec 08, 2020 3:52 pm
Forum: Personal Consumer Issues
Topic: Does a cheap road bike really exist?
Replies: 171
Views: 12142

Re: Does a cheap road bike really exist?

My Trek 7.2 hybrid has served me quite well for over 5 years. I typically ride 15-20 miles 4 - 5 x per week...anything more than that and I am bored. I have never went with a road bike, the Trek has worked out adn it was right at $500. I am 6'7" and 230 pounds and will never set land speed reco...
by MP173
Mon Dec 07, 2020 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Hate My Job
Replies: 239
Views: 21280

Re: Hate My Job

OP is asking the question as to whether or not he could retire today. What was the answer in March when the financial markets were considerably lower? What was your $1m worth at that time? Remember OP has a 60/40 AA. What would the answer have been at that time with that level of assets. I live by t...
by MP173
Mon Dec 07, 2020 6:12 pm
Forum: Personal Consumer Issues
Topic: Restaurant take out during the pandemic?
Replies: 93
Views: 7421

Re: Restaurant take out during the pandemic?

We have a rotation of about 4 "Friday night" takeout restaurants which we utilize. A wild card in the rotation is Popeye's Chicken which when the urge strikes, it is drop everything and go for the Spicy Chicken Sandwich. There is always a big line in the drive thru. The other rotation rest...
by MP173
Mon Dec 07, 2020 6:02 pm
Forum: Personal Consumer Issues
Topic: Saving $ on my coffee habit
Replies: 95
Views: 6080

Re: Saving $ on my coffee habit

I will jump in with our daily 'grind'. Costco coffee beans (whatever is on sale)...usually the Kirkland brand. About $15.00 for 40 ounces. We use about 2 ounces of beans daily. Grind with Cuisenart grinder. Use one coffee filter (paper). Bunn coffee maker. So for about 75 cents daily we get the coff...